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Axis Bank is one of the premier banking institutions in India and offers a range of financial services, including credit cards, to all of its customers. With time, the bank has become a major credit card issuer in the country and has issued over 1.39 crore credit cards (as of February 2024) so far. From entry-level to premium categories, the bank issues various credit cards, keeping the requirements of different individuals in mind. Some credit cards offered by the bank are best suited for frequent shoppers, some are great for movie lovers, and others are targeted at people who travel very often. These cards come with a variety of benefits, such as fuel surcharge waivers, discounts on dining and shopping, complimentary movie tickets, free access to domestic and international airport lounges, and many more. So whether you’re looking for a card that rewards your regular spending or one that gives you added security while traveling, Axis Bank always has the perfect option for you. Best Axis Bank Credit Cards Axis Bank has a number of credit cards in its portfolio, and hence, it becomes quite difficult for individuals to go through all the features and benefits of all the cards in order to choose the best Axis Bank Credit Card. We are here with this article containing all the information about the top Axis Bank Credit Cards so that you can compare them easily on the basis of different factors and select the right one. Some of the most popular Axis Bank credit cards are- Flipkart Axis Credit Card, Select Credit Card, Ace Credit Card, and Vistara Credit Cards series. For more information, check out the latest range of credit cards by Axis Bank and apply today!
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List of Best Axis Bank Credit Cards in India

As mentioned, Axis Bank is one of the major credit card issuers in the country and is famous for its great offerings. From premium to elementary ones, you can find all types of cards across different categories in Axis Bank’s portfolio. We have listed some of the best Axis Bank Credit Cards in India & their features and benefits below in this article. Keep reading-

Flipkart Axis Bank Credit Card

(5/5)

Fees

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Shopping

Reward Type

Cashback

Welcome Benefits

Introductory Benefits Worth Rs. 600 on Card Issuance
Axis Bank My Zone Credit Card

(4.6/5)

Fees

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Movies

Reward Type

Reward Points

Welcome Benefits

Free SonyLiv annual subscription worth Rs. 999.
IndianOil Axis Bank Credit Card

(4.6/5)

Fees

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Fuel

Reward Type

Reward Points

Welcome Benefits

100% cashback (up to Rs. 250) on the first fuel transaction made within 30 days of card issuance.
Axis Bank Atlas Credit Card

(4.5/5)

Fees

Joining Fee

Rs. 5,000 + GST

Renewal Fee

Rs. 5,000 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

5,000 Edge Miles on successfully completing 1 transaction within 30 days of card set up date.
Axis Bank Rewards Credit Card

(4.5/5)

Fees

Joining Fee

Rs. 1,000 + GST

Renewal Fee

Rs. 1,000 + GST

Best Suited For

Dining

Reward Type

Reward Points

Welcome Benefits

5000 EDGE reward points on spending Rs. 1000 and above within 30 days of card activation
Axis Bank Magnus Credit Card

(4.6/5)

Fees

Joining Fee

Rs. 12,500 + GST

Renewal Fee

Rs. 12,500 + GST

Best Suited For

Movies

Reward Type

Reward Points

Welcome Benefits

Choose a gift voucher worth Rs. 12,500 from any one of Luxe, Yatra, or Postcard Hotels
axis bank reserve credit card

(4.4/5)

Fees

Joining Fee

Rs. 50,000 + GST

Renewal Fee

Rs. 50,000 + GST

Best Suited For

Movies

Reward Type

Reward Points

Welcome Benefits

50,000 Edge Reward Points on card activation and every year the card membership is renewed
Axis Bank SELECT Credit Card

(4.6/5)

Fees

Joining Fee

Rs. 3,000 + GST

Renewal Fee

Rs. 3,000 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

Get 10,000 EDGE REWARD POINTS on your first transaction of Rs. 2000
Flipkart Axis Bank Super Elite Credit Card

(4.5/5)

Fees

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

Get 500 SuperCoins on card activation, a year Lenskart Gold membership, and a free trial membership of Ganna Plus and Youtube Premium.
Axis Bank ACE Credit Card

(4.8/5)

Fees

Joining Fee

Rs. 499 + GST

Renewal Fee

Rs. 499 + GST

Best Suited For

Bill Payment

Reward Type

Cashback

Welcome Benefits

N/A
Airtel Axis Bank Credit Card

(4.7/5)

Fees

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Food

Reward Type

Cashback

Welcome Benefits

Amazon Voucher Worth Rs. 500
Samsung Axis Bank Infinite Credit Card

(4.5/5)

Fees

Joining Fee

Rs. 5,000 + GST

Renewal Fee

Rs. 5,000 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

30,000 EDGE Reward Points
Samsung Axis Bank Signature Credit Card

(4.5/5)

Fees

Joining Fee

Rs. 500

Renewal Fee

Rs. 500

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

2,500 bonus Edge Rewards on making at least 3 transactions within the first 30 days of card issuance.
Axis Bank Vistara Infinite Credit Card

(4.7/5)

Fees

Joining Fee

Rs. 10,000 + GST

Renewal Fee

Rs. 10,000 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

1 Complimentary Business Class ticket voucher
Axis Bank Vistara Signature Credit Card

(4.5/5)

Fees

Joining Fee

Rs. 3,000 + GST

Renewal Fee

Rs. 3,000 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

1 complimentary Premium Economy Class air ticket and complimentary Club Vistara Silver Membership
Axis Bank Vistara Credit Card

(4.3/5)

Fees

Joining Fee

Rs. 1,500 + GST

Renewal Fee

Rs. 1,500 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

1 complimentary economy class ticket voucher
SpiceJet Axis Bank Voyage Black Credit Card

(4.5/5)

Fees

Joining Fee

Rs. 2,000

Renewal Fee

Rs. 2,000

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

Get a SpiceJet flight voucher worth Rs. 4,000 and complimentary Spiceclub Gold membership.
SpiceJet Axis Bank Voyage Credit Card

(4.5/5)

Fees

Joining Fee

Rs. 750 + GST

Renewal Fee

Rs. 750 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

SpiceJet flight voucher of Rs. 1,500 on completion of 2 transactions with 30 days of the card issuance.
Axis Bank Privilege Credit Card

(4.1/5)

Fees

Joining Fee

Rs. 1,500 + GST

Renewal Fee

Rs. 1,500 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

12,500 EDGE REWARD Points on payment of joining fee & 6,250 EDGE REWARD Points for priority banking customers.
Axis Bank Neo Credit Card

(4.5/5)

Fees

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

Get 100% cashback up to Rs. 300 on your first utility bill payment within 30 days of getting the card.
Axis Bank AURA Credit Card

(4.0/5)

Fees

Joining Fee

Rs. 749 + GST

Renewal Fee

Rs. 749 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

A Decathlon voucher worth Rs. 750.
Axis Bank Freecharge Plus Credit Card

(4.5/5)

Fees

Joining Fee

Nil

Renewal Fee

Rs. 350 + GST

Best Suited For

Shopping

Reward Type

Cashback

Welcome Benefits

N/A
Axis Bank Freecharge Credit Card

(4.4/5)

Fees

Joining Fee

Rs. 250 + GST

Renewal Fee

Rs. 250 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

N/A
Axis Bank Miles & More Credit Card

(4.1/5)

Fees

Joining Fee

Rs. 10,000 + GST for Miles & More Select Credit Card & Rs. 3,000 + GST for Miles & More World Credit Card

Renewal Fee

Rs. 4,500 + GST for Axis Bank Miles & More Select Credit Card & Rs. 3,500 + GST for Axis Bank Miles & More World Credit Card

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

15,000 miles on Axis Bank Miles & More Select Credit Card and 5,000 miles on Axis Bank Miles & More World Credit Card
Fibe Axis Bank RuPay Credit Card

(4.6/5)

Fees

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping

Reward Type

Cashback

Welcome Benefits

NA
Axis Bank Burgundy Private Credit Card

(4.3/5)

Fees

Joining Fee

Rs. 50,000 + GST (Nil for Burgundy Private Account Holders)

Renewal Fee

Rs. 50,000 + GST (Nil for Burgundy Private Account Holders)

Best Suited For

Movies

Reward Type

Reward Points

Welcome Benefits

30,000 EDGE Reward Points
Axis Bank KWIK RuPay Credit Card

(4.5/5)

Fees

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

NA
Axis My Zone Easy Credit Card

(4.0/5)

Fees

Joining Fee

Rs. 500

Renewal Fee

Rs. 500

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

NA
Axis Bank Platinum Credit Card

(4.1/5)

Fees

Joining Fee

Rs. 500

Renewal Fee

Rs. 200

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

100 Edge Rewards on first online transaction.
Axis Bank Pride Signature Credit Card

(4.2/5)

Fees

Joining Fee

Nil

Renewal Fee

Rs. 500 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

N/A
Axis Bank Pride Platinum Credit Card

(4.2/5)

Fees

Joining Fee

Nil

Renewal Fee

Rs. 250 + GST

Best Suited For

Dining

Reward Type

Reward Points

Welcome Benefits

NA
Discontinued
Axis Bank My Wings Credit Card

(4.1/5)

Fees

Joining Fee

Rs. 1,200 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

2 complimentary base fare domestic flight tickets via Ezeego1.
Discontinued
axis bank titanium smart traveler credit card

(3.8/5)

Fees

Joining Fee

Rs. 250

Renewal Fee

Rs. 100

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

NA

Axis Bank Credit Cards Features and Benefits

Following are the types of benefits that you can enjoy if you hold an Axis Bank Credit Card:

Welcome Benefits: Most of the Axis Bank Cards welcome you with exclusive rewards and benefits, such as bonus Reward Points, accelerated cashback, complimentary memberships to different platforms, exciting gift vouchers, and many more. You get welcome benefits generally after paying the joining fee or activating your credit card.

Rewards/Cashback benefits: With most of the Axis credit cards offering Rewards, you get Edge Reward Points that can be redeemed via the Edge Rewards portal. However, other than Rewards Cards, you might get cashback/Airmiles/CV Points with other types of cards.

Travel benefits: There is a wide range of credit cards offered by Axis Bank providing travel benefits. These benefits include complimentary airport lounge access, chauffeured airport pickup service, discount offers on flight/hotel bookings, complimentary flight tickets, hotel vouchers, etc.

Milestone Benefits: Milestone benefits are offered to credit cardholders when they achieve a pre-specified spend milestone, i.e., you get milestone benefits on spending a required amount within a pre-specified time period. These benefits can be bonus reward points, gift vouchers, etc.

Movie & Dining Benefits: Many Axis Credit Cards offer exclusive dining & movie benefits, which may include a Buy 1 Get 1 Free offer on movie tickets and discount offers on dining.

Other Benefits: Other benefits that the Axis Bank Cards offer include a fuel surcharge waiver, complimentary insurance covers, a spend-based annual fee waiver, and many more.

Best Axis Bank Credit Cards

In this article, we have categorized the top Axis Credit Cards on the basis of the features & benefits they provide. You can find the list of Axis Credit cards for different categories, including travel, shopping, lifestyle, and many more. Read on to know more:

Axis Bank Super Premium Credit Cards

Burgundy Private Credit Card

The Axis Bank Burgundy Private Credit Card is one of the unique & super premium credit cards issued that comes with exclusively amazing benefits over various categories. It is absolutely free for burgundy private account holders & has a joining/annual fee for other cardholders. The card welcomes you with 30,000 Edge Reward Points and rewards on almost all your spends. You get complimentary movie tickets every time you buy tickets on BookMyShow. You get a complimentary EazyDiner Prime membership, 50 complimentary golf rounds each year, complimentary airport lounge access, and many more benefits with this card.

Reserve Credit Card

The Axis Bank Reserve Credit Card is another premium credit card that offers exciting reward rates and benefits over different categories, including travel, lifestyle, entertainment, etc. The card also provides you with complimentary luxury airport transfers, complimentary lounge access, free movie tickets on BookMyShow, complimentary EazyDiner Prime membership, and exclusive financial & insurance benefits. You also get complimentary golf games; exciting discount offers on Oberoi hotels and resorts with this card, and many more such benefits.

Axis Bank Lifestyle Credit Cards

Lifestyle Credit Cards are cards that offer benefits targeted at people who believe in having a luxurious lifestyle. these cards help you get the most premium privileges with the least charges. The following are some of the best lifestyle credit cards issued by Axis Bank:

Magnus Credit Card

The Axis Bank Magnus Credit Card is a card that comes with all the benefits that one expects to have with a premium credit card. Although it is popular for its travel benefits, it also provides advantages over other categories, including dining, entertainment, Reward programs, wellness, etc. The card provides you with welcome benefits worth up to Rs. 10,000, complimentary Dine Out Passport membership, complimentary access to domestic/international airport lounges every year, complimentary VIP services at airports and much more. Talking about its movie and dining benefits, the card offers Rs. 500 discounts on tickets via BookMyShow a 25% discount on dining bills via the EazyDiner program. It also offers a 20% discount at 4,000+ restaurants across India under the Axis Bank Dining Delights program. The card charges a foreign currency markup fee of 2%, which is very low and, therefore, provides the benefit of enjoying international transactions.

Select Credit Card

The Axis Bank Select Credit Card is one of the most popular lifestyle cards issued by Axis Bank. The card welcomes you with an Amazon gift voucher worth Rs. 2,000 & complimentary Amazon Prime membership. With this card, you don’t only get Reward points on all your spends, but you can also earn 5,000 bonus Edge Reward Points every year on the basis of your annual spends. Moreover, the card provides you with complimentary movie tickets every month on BookMyShow & an exclusive discount on BigBasket and Swiggy. To give you luxurious travel experiences, the card also provides complimentary access to airport lounges along with a Priority Pass membership. All these advantages make it the best Axis Bank Credit Card in terms of lifestyle privileges.

Axis Bank Travel Credit Cards

If you love travelling, any of the following Axis Bank Credit Cards would be a great option for you. These cards offer some great travel benefits, such as discounts on travel-related bookings, complimentary lounge access, and many more. Get more information about the Axis Bank travel Credit Cards below in this article:

Axis Bank Atlas Credit Card

Axis Bank Atlas Credit Card is the most popular travel credit card issued by Axis Bank. The card provides Reward Points as Edge Miles, which can be redeemed for partner airlines’ frequent flyer programs, Air Miles or for booking flights/hotels. The card offers complimentary international and domestic airport lounge access every year based on the type of Atlas card (tier) the cardholder is having. Also, the complimentary concierge service is also provided, along with two complimentary airport pickup services every year. Apart from this, the card offers many other privileges like dining benefits, milestone benefits, fuel surcharge waiver and many more

Vistara Infinite Credit Card

Axis Bank Vistara Infinite Credit Card is another popular Credit Card issued by Axis Bank. The card offers rewards in the form of Club Vistara Points that can be redeemed for flight bookings. The card offers a complimentary business class ticket as a welcome benefit, and you also get a complimentary Club Vistara Gold membership. Moreover, you can get up to 4 complimentary business class tickets every year on achieving the spend target. The card also gives you complimentary airport lounge access, complimentary golf rounds, and many more such benefits.

SpiceJet Axis Bank Voyage Black Credit Card

The Axis Bank has recently launched two credit cards in partnership with SpiceJet airlines, out of which the Voyage Black Credit Card is the premium one. With an annual fee of Rs. 2,000, the card offers a wide range of exciting benefits to cardholders. With this card, one can earn up to 28 Spice Club Points on every Rs. 200 spent. Apart from all this, the card provides you with complimentary airport lounge access and bonus Spice Club Points on achieving the milestone spend.

Axis Bank Shopping Credit Cards

Those who love shopping always want to save more and more on their purchases. The following Axis Bank Credit Cards are targeted at frequent shoppers and provide them with some great shopping benefits, such as great reward rates/cashback benefits, discounts on selected purchases, etc.

Flipkart Axis Bank Credit Card

The Flipkart Axis Bank Credit Card is aimed at providing its customers with maximum saving opportunities. The card welcomes you with gift vouchers worth Rs. 1100 and you can save up to 5% every time you spend using this card. Although the card is best suited for shopping, it has great advantages over other categories as well. You get complimentary airport lounge access, exclusive discount offers on dining, a fuel surcharge waiver, and many more benefits.

Axis Bank Rewards Credit Card

If you enjoy shopping or love trying out different foods, using this card can offer you amazing benefits. You can enjoy an impressive 30% discount on food delivery from Swiggy. The joining fee is reasonable at Rs. 1000 plus taxes, and as a welcome gesture, you receive 5,000 EDGE Reward Points. Additionally, if you spend Rs. 30,000 or more monthly, you receive 1500 EDGE reward points. Every year on your card anniversary, you get benefits worth Rs. 1000. The card also provides complimentary lounge access, dining perks, insurance coverage, and other exciting privileges.

Flipkart Axis Bank Super Elite Credit Card

The Flipkart Axis Bank Super Elite Credit Card was recently launched by Axis Bank in partnership with Flipkart. The annual fee of this card is also Rs. 500. What makes it different from the above Flipkart Axis Bank Card is that this card is solely targeted at shopping lovers who prefer Flipkart. It doesn’t offer any lounge access or major benefits across different categories. With this card, you can earn a very good reward rate of up to 12% SuperCoins on your Flipkart purchases and 2% on other spends.

Axis Bank ACE Credit Card

The Axis ACE Credit Card is one of the best shopping cards issued by Axis Bank. The card allows you to save up to 5% on your spends. Other than shopping, it provides benefits over several other categories, including travel, dining, etc. You get complimentary airport lounge access every year and exclusive discount offers on dining. Moreover, you can also save on fuel transactions with the fuel surcharge waiver offered with this card.

Airtel Axis Bank Credit Card

The Airtel Axis Bank Credit Card is also one of the best cards by Axis Bank, made for those who love shopping. The Airtel Axis Card is a co-branded card offered by Axis Bank in partnership with Bharti Airtel. The card is very beneficial for those who use the Airtel Thanks App for all of their transactions, as it offers tons of cashbacks on transactions made on the App. Not only this, it also offers great cashbacks on other partner brands, including Swiggy, Big Basket, and Zomato. With the Axis Bank’s Dining Delights Program, you can enjoy 20% off at several restaurants across the country.  Apart from this, the card also offers complimentary domestic lounge access and other benefits like fuel surcharge waiver and much more.

Axis Bank Fuel Credit Cards

Nowadays, many people have their own vehicles, and to save more on their fuel spends, they look for fuel credit cards. If you are also one such individual, the following are some great options for you:

Indian Oil Axis Bank Credit Card

The Indian Oil Axis Credit card has been issued by the Axis Bank in collaboration with the IOCL to provide cardholders with exclusive benefits, especially on fuel transactions. As a welcome benefit, you can avail of a cashback of up to Rs. 250 on all fuel transactions within the first 30 days after the card issuance. Moreover, you can save up to 4% on your fuel purchases in the form of Reward Points. Other than that, the card also gets you exclusive discount offers on dining and movies on BookMyShow.

Axis Bank Cards Against FD

Almost every major card issuer issues some credit cards against a fixed deposit, and such cards are known as secured credit cards. These cards are issued against a fixed deposit, which is kept by the bank as a security deposit that can be used in case the cardholder defaults on his/her bill payments. The features of these secured credit cards are the same as that of their unsecured version. Axis Bank issues the following credit cards against an FD of Rs. 20,000 or more.

  • Flipkart Axis Bank Credit Card
  • Axis Bank My Zone Easy Credit Card
  • Indian Oil Axis Bank Credit Card
  • Axis Bank Privilege Credit Card

Axis Bank Credit Card Reward Points and Cashback

All the best Axis Bank Credit Cards reward cardholders in the form of reward points, cashback, Airmiles, or a few other types of rewards. You earn these reward points/cash back every time you spend using your credit card. The following table will help you to understand the reward rate offered by some of the Top Axis Credit Cards:

Rewards Redemption

Different Axis Bank Credit Cards may have different types of rewards and, hence, different redemption processes. Some of the cards earn your Edge Rewards, others earn you cash back, and some of them even offer Air miles, CV Points, etc. The following are different types of rewards earned by Axis Bank Credit Cards and their redemption processes:

  • Edge Rewards: The Edge Reward Points earned can be redeemed at the EDGE REWARDS website against various products, instant vouchers, Intermiles, and Club Vistara points (5 Edge Points = 1 CV Point). Other than this, the Edge Rewards can be redeemed against various products and vouchers available on the portal at a monetary value of 1 Edge Reward = Re. 0.20.
  • CV Points: For Axis Bank Vistara Infinite Credit Card, CV Points are automatically credited to the CV account for eligible transactions every billing cycle within 10 days after the generation of the statement. Redeem points against travel-related bookings by logging in to your Club Vistara Account.
  • Cashback: For the cashback credit cards issued by Axis Bank, the cashback doesn’t require any specific redemption, as the equivalent amount is automatically credited to your credit card account.
  • SuperCoins: The Flipkart Axis Bank Super Elite Credit Card offers you SuperCoins that are redeemable for shopping on Flipkart and Myntra. 1 SuperCoin = Re. 1.

Axis Bank Grab Deals – The Rewarding Shopping Portal

Axis Bank Grab Deals is a one-stop solution for all the shopping needs of Axis Bank debit/credit cardholders. The card issuer keeps launching exclusive offers through this portal that allow the customers to get exciting cashback/discount offers on shopping from various popular online merchants, including Amazon. Flipkart, Ajio, Myntra, Dell, Smasung, Lenovo, and a lot more. You can save up to 10% if you shop under Axis Bank Grab Deals offers using your Axis Bank debit/credit cards. As an Axis Bank cardholder, you can avail of all the offers by logging in to the portal using your registered mobile number and the last four digits of your card.

Axis Bank Credit Cards Eligibility Criteria

In order to get approval for a credit card from Axis Bank, it is advisable for the applicants to check the eligibility criteria before applying for a card, as there are high chances of your application getting rejected without fulfilling the eligibility requirements. The eligibility criteria for Axis Bank Cards might depend on various factors, including your age, income, credit history, etc. Following are some of the crucial points about the same:

  • The applicant’s age should be between 18 years and 70 years.
  • The applicant should either be salaried or self-employed with a stable source of income.
  • The applicant should maintain a good credit score (not required in the case of secured credit cards).

You can also check Axis Bank eligibility criteria for more information.

Documents Required

Following is the list of documents that are required to apply for an Axis Bank Credit Card. You will require one identity proof, one address proof, and a proof of income:

Identity Proof Address Proof Income proof
  • PAN Card
  • Photograph
  • Form 60
  • Passport
  • Utility Bills
  • Driving Licence
  • Ration Card
  • For salaried employees – salary slip of latest months.
  • For self-employed individuals – Copy of ITR (Income Tax Return) / Form 16.

Annual Fee

As Axis Bank issues a wide range of credit cards, including basic as well as premium credit cards, the annual fee of different cards also varies accordingly. The cards with a higher annual fee are generally premium credit cards targeting high net-worth individuals and the cards which have a lower annual fee target people who are new in the credit card world. The annual fee of the most popular Axis Credit cards is given below in the table:

Credit Card Annual Fee Joining Fee Waiver Condition* Annual Fee Waiver condition**
Axis Bank Burgundy Private Credit Card Rs. 50,000 (Nil for Burgundy private account holders) NA NA
Axis Bank Reserve Credit Card Rs. 50,000 NA NA
Axis Bank Atlas Credit Card Rs. 5,000 NA NA
Axis Bank Select Credit Card Rs. 3,000 (Nil for burgundy account holders) NA Rs. 6,00,000 or more
Axis Bank Magnus Credit Card Rs. 10,000 NA Rs. 15,00,000 or more
Axis Bank Vistara Infinite Credit Card Rs. 10,000 NA NA
Airtel Axis Bank Credit Card Rs. 500 NA Rs 2,00,000
SpiceJet Axis Bank Voyage Credit Card Rs. 2,000 NA NA
Flipkart Axis Bank Credit Card Rs. 500 NA NA
Flipkart Axis Bank Super Elite Credit Card Rs. 500 NA Rs. 2,00,000 or more
Axis Bank ACE Credit Card Rs. 499 Rs. 10,000 or more Rs. 2,00,000 or more
IndianOil Axis Bank Credit Card Rs. 500 NA Rs. 50,000 or more

*Spend within 45 days of card issuance.
**Spend within an anniversary year.

Other Fees & Charges

Other than the annual charge, Axis credit cards may have a few other fees and charges as well,

including the interest rate, cash advance fee, late payment charges, foreign currency markup fee, and many more. You should go through all these charges before you choose a card for yourself. Refer to the following table to understand the same:

Interest Charges on Revolving Credit
  • 1.5% for Burgundy Private.
  • 2.5% per month for Magnus
  • 3% to 3.6% for all other cards.
  • Cash Advance Fee
  • Nil for Magnus, Reserve, and Burgundy Private Card.
  • 2.5% or a minimum of Rs. 500 for all other cards.
  • Forex Markup Fee
  • Nil for Burgundy Private Card.
  • 2% for Magnus, 1.5% for Reserve Card.
  • 3.5% for all other cards.
  • How To Apply For Axis Bank Credit Cards?

    The Axis Bank provides cardholders with an opportunity to apply for Credit Cards offline as well as online as per their comfort. To apply offline, you can simply visit your nearest Axis Bank branch and fill in the application form there. Make sure to carry all the required documents along with you. To apply for an Axis Credit Card online, you can either visit your nearest branch or you can apply online with Card Insider.

    – Click on ‘Apply Now.’
    – Fill in all the required details and complete all the formalities as stated on the website.

    Axis Bank Credit Card Application Status

    If you have applied for an Axis Bank Card, you can track your Credit Card application status here. You will have to fill in your application ID and date of birth, and you will see your application status on your screen. If you don’t prefer such methods, you can visit your nearest branch or contact the Axis Bank Credit Card customer care to get the status of your credit card application.

    How To Activate Axis Bank Credit Cards?

    If you have received your Axis Bank Card, you might be looking for different ways to activate your card. You can activate it online as well as offline as per your comfort using any of the mentioned below:

    • Activate your Axis Bank Card by logging in to the internet banking account. In some cases, the card will be automatically added to your net banking account and you will just need to click on it and set limits before activating it. In other cases, the card won’t be added there, but you will have to activate it using the activation code sent to you along with the card.
    • You can also contact Axis Bank customer care and ask for their help to activate your credit card.
    • If you are not an online person, you can activate your credit card via an Axis Bank ATM. Just visit your nearest ATM, find the option to activate your credit card on the main menu, and proceed further as required.
    • If none of the above methods work, you can also visit your nearest Axis Bank branch and ask the bank officials to help you with your Axis Bank credit card activation.

    For a step-wise guide to activating your newly received credit card from Axis Bank, refer to this post.

    Axis Bank Cards Login/Netbanking

    Internet Banking is a facility that every bank and credit card issuer is providing nowadays to its customers so that most of their banking-related work can be done from the comfort of their homes. Axis Bank also provides you with the same, and the following are the steps to register your Axis Credit Cards for net banking:

    • Visit Axis Bank’s official website.
    • Click on the login icon and then on ‘Register.’
    • Now, enter your valid customer ID or registered mobile number.
    • Proceed further by entering all the required details and then submit.

    For more detailed steps on how to register/login to Axis Credit Card internet banking, visit this page.

    Axis Bank Credit Cards Customer Care

    If you are using a credit card from Axis Bank, you might get some doubts/confusion sometimes. For any such doubts/complaints regarding your credit card, you can always contact Axis Bank customer care via the following contact details:

    • Contact your card issuer via call using any of these numbers: 1860-419-5555 or 1860-500-5555.
    • If you don’t prefer calling, you can also write and send your queries via email. You will find an option to send an email on the support page of Axis Bank’s official website.

    For more information about Axis Bank’s Credit Card customer care, click here.

    Which Is The Best Credit Card Offered By Axis Bank?

    No single credit card can be stamped as ‘best’ for every individual. This is because different credit cards are generally targeted at different segments of people on the basis of their income and their requirements. A credit card that is best for people with a high income can be a bad choice for low-income individuals who can’t afford to have it. Similarly, a fuel credit card can be considered as the best option for someone who purchases fuel very often but not for someone who loves to go to the movies.
    For example, premium credit cards like Axis Bank Burgundy Private, Axis Bank Magnus, Axis Reserve, etc., will be a great choice for high net-worth individuals. On the other hand, Flipkart Axis Bank Card, Axis Bank My Zone Credit Card, etc., are some of the best options for people who are looking for affordable credit cards with maximum saving opportunities. Similarly, for frequent travellers, the Vistara co-branded credit cards issued by Axis Bank and the Atlas credit card would be the right choice. Now, you might have an idea of how different credit cards are best for different people. You can also analyze your spending habits and then find out the best Axis Bank Card for yourself on the basis of your requirements.

    Best Axis Bank Credit Cards For Cashback

    Following is the list of some of the most popular cashback credit cards offered by Axis Bank:

    • Axis Bank ACE Credit Card: The Axis Bank ACE Credit Card is the most popular cashback card issued by the bank that earns you up to 5% cashback on all your transaction. The card has an annual fee of Rs. 500 and gives you an amazing opportunity to save every time you spend.
    • Flipkart Axis Bank Credit Card: With an annual fee of Rs. 500, the card welcomes you with several benefits worth Rs. 2,500. It earns you up to 5% cashback on spends using the card, which makes it a card with a really good reward rate. Other than this, this card offers complimentary airport lounge access and a few other privileges.
    • Axis Bank Freecharge Plus Credit Card: It is another popular cashback card issued by Axis Bank, with an annual fee of Rs. 350 and welcomes you with Rs. 750 worth of gift vouchers. Also, you can earn up to 5% cashback on all your transactions and thereby save amazingly every time you spend.

    Bottom Line

    Overall, Axis Bank Cards are a great option for anyone looking to get a new credit card. Based on your income, lifestyle, and spending habits, there are lots of options to choose from. From super-premium to travel to shopping credit cards, Axis Bank has multiple options to suit everyone’s needs.

    Almost all credit cards issued by Axis Bank offer a plethora of welcome benefits, reward points, cashback, movie and dining benefits, travel benefits, airport lounge access, concierge services, insurance covers, etc. You can even get a renewal fee waiver and other rewards for spending specific milestone amounts.

    With the right card and rewards program, you could be saving money while you shop! We hope that this post has been helpful in deciding between two or more different types of Axis credit cards available.

    FAQs:

    Yes, you can withdraw cash for free using the Axis Bank Burgundy Private Credit Card / Axis bank Reserve Credit card / Axis Bank Magnus Credit Card as these cards have zero cash advance charges.
    If you want apply for an Axis Bank Magnus Credit Card:Your age should be between 18 years and 70 years.Your annual income should be Rs. 10 lakhs or more.You should be a resident of India.
    The Axis Bank Burgundy Private Credit Card doesn’t charge any fee on foreign currency transactions, i.e., its foreign currency markup fee is 0.
    Yes, you can get the annual fee waiver on your Axis bank Magnus credit card by spending Rs. 15 lakhs or more in the previous year.
    The Axis Bank Burgundy Private Credit Card has the lowest interest rate of 1.5% only.
    The Axis Bank Burgundy Private Credit Card & Axis Bank Reserve Credit Card provide unlimited complimentary international and domestic lounge access.
    The CV Points you earn through your Axis Bank Vistara Infinite Credit Card are automatically credited to your Club Vistara account every billing cycle within 10 days from the statement generation. You can redeem them against flight as follows:Login to your CV account.Click on ‘Redeem Now.’Click on ‘Redeem for flights’ and select your flight.

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