Top Credit Card Categories

Credit Cards are gaining alot of popularity in our country, with digital payments becoming the norm; credit cards are also in the mix. In fact, it is now possible to link your RuPay credit card to any UPI application of your choice. One of the most important benefits of a credit card is that you won’t have to pay for your purchases in real-time. You would need to pay back the back after 50 to 55 days, which would allow you to earn interest on your money while also getting rewarded in terms of RPs or cashback on your spends. Explore all the different types of credit card categories available in India and apply for the card most suitable for you. Card Insider has compiled various lists to help ease your search for the perfect credit card.
Top Credit Card Categories
Best Credit Cards

List of the most popular and rewarding credit cards in India. While applying for these cards, you can be assured of top-notch benefits and privileges, which would provide you with financial freedom along with savings.

Top Credit Card Categories
Lifetime Free

Enjoy all the benefits without paying a penny with zero annual fee credit cards. These cards are some of the most popular in the Indian market. You can reap all the benefits offered by these without having to pay any extra charge.

Top Credit Card Categories
RuPay Credit Cards for UPI

Earn reward points and other benefits with your RuPay credit cards, along with the versatility of UPI payments. Easily pay merchants by linking your RuPay credit card with the UPI application of your choice.

Top Credit Card Categories
Rewards Credit Cards

The most beneficial credit cards in India with some of the highest reward rates. Earn reward points on your transactions for shopping, dining, and more. These reward points can later be redeemed for cash, Airmiles, etc.

Top Credit Card Categories
Cash Back

Skip the redemption process with the most sought-after credit cards, which give direct cashback to their users. Forget various redemption conversions and processes; simply get hard cash into your statement account.

Top Credit Card Categories
Fintech Cards

Consumers are embracing digital payments, making cashless payments popular. Financial tech companies have introduced these innovative cards and offer a variety of rewards while giving an attractive look.

Top Credit Card Categories
Business Cards

Check out the best business credit cards designed for small and large corporates. Not only can businesses and corporations make easy payments with these cards, but they can even get great rewards on specific purchases.

Top Credit Card Categories
Secured Cards

Don’t have a credit score? Build your credit profile with secured credit cards. These cards are offered when you book a fixed deposit (time deposit) with a bank or card issuer. Secured cards are most suitable for students and individuals with no income.

Shopping and Lifestyle

Top Credit Card Categories
Online Shopping

Save big on your online shopping expenses with these credit cards. Whether it's Flipkart, Amazon, Myntra, or any other popular e-commerce platform, you can earn great rewards and cashback.

Top Credit Card Categories
Student Credit Cards

Young and bold? Looking for a card to manage personal finances and take advantage of shopping offers and deals? Here are some of the leading credit cards for students and youngsters in India.

Top Credit Card Categories
Fuel

Pay less next time you refuel your vehicle at a fuel station. Save big on your regular expenditure with a fuel card. Enjoy rewards on dining, movies, and departmental stores apart from fuel with the top fuel credit cards in India.

Top Credit Card Categories
Movie Bookings

Looking to cut down your movie expenses? We've got you covered! Check out these amazing credit cards that can help you save on your entertainment expenses without compromising on the fun factor.

Top Credit Card Categories
Utility Bill Payment

These cards offer numerous rewards and are specially curated for spends on utilities like electricity, water, and gas. Not only are these bills universal, but they are recurring, and hence, such cards are a must for everyone.

Top Credit Card Categories
Grocery Shopping

Save big on your daily grocery and shopping spends with our curated list, which will help you earn rewards on your household expenses. Whether you're craving a snack or preparing a healthy meal, you can earn rewards for all your purchases.

Top Credit Card Categories
Food Ordering and Dining

Enhance your dining experience with the most rewarding credit cards. Whether you are ordering food online or going for a family outing to your favorite restaurant, with these cards, you can save big.

Top Credit Card Categories
Health Cards

Get exclusive discounts on your medical and healthcare spendings with these health and wellness credit cards. You shall also be eligible for regular health checkups with some of these cards. These cards are most suited for health-conscious people.

Top Credit Card Categories
Free Spa Access Cards

Let's have a look at the list of best credit cards with spa access. Relax and rejuvenate at famous spas across the country with these spa credit cards. You can also enjoy suitable treatments for your neck, head, and more.

Top Credit Card Categories
Co-Branded Credit Cards

Discover the best co-branded credit cards in India offering exclusive rewards from top brands like Flipkart and Amazon. Enjoy cashback, discounts, and other benefits tailored to your lifestyle and preferences.

Top Credit Card Categories
Travel

Earn AirMiles, Club Vistara, Indigo miles, etc, and enjoy complimentary lounge visits with travel credit cards tailor-made for frequent flyers. With these cards, you can travel conveniently within and outside the country.

Top Credit Card Categories
International Travel

Going on a trip abroad? Enjoy seamless international travel and pay less markup fees with our specially picked cards. We have considered various factors to ensure your seamless international trip.

Top Credit Card Categories
Free Domestic Lounge Access

Make your domestic travel experience more comfortable with complimentary domestic airport lounge visits. You can access free wifi, rest, and enjoy free meals while at the airport with these credit cards.

Top Credit Card Categories
Free International Lounge Access

Long international flights can be really tiring. Enjoy free lounge access at layover airports. These cards also offer other benefits like high reward rates and dining privileges apart from free lounge access abroad.

Top Credit Card Categories
Complimentary Railway Lounge Access

Railways have always been making a significant impact on the lives of the people in this country. Relax on your next trip by railway with a card that offers complimentary access to IRCTC lounges at railway stations.

Top Credit Card Categories
Best Forex Cards

Using your regular credit card while you’re on an international trip can lead to avoidable Forex charges. Check out our list of best forex cards, which would offer you low or zero additional charges on international spends.

Top Credit Card Categories
Best Hotel Credit Cards

Hotel credit cards can help you earn accelerated travel rewards, complimentary hotel program memberships, and free award nights. Explore the top hotel credit cards from HDFC, Axis and AmEx in India.

Miscellaneous

Top Credit Card Categories
Balance Transfer Cards

Unable to pay your bills on time? Avoid debt trap with balance transfer credit cards. Learn all about the process and charges associated with transferring your balance from one card to the other.

Top Credit Card Categories
Low Interest

These low-interest rate credit cards can help you avoid debt traps and enjoy peace of mind. However, interest will only be charged if someone fails to pay the bill on time. It's best to stay on the safe side with such cards.

Top Credit Card Categories
Free Roadside Assistance

The best credit cards that provide complimentary roadside assistance. These cards could offer you free access to a very important and handy service. These cards would provide you with an essential service and peace of mind.

Apply now for the card of your choice with Card Insider. Our carefully curated lists and categories would help you save big on your spends.

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