Best Fuel Credit Cards in India 2023

The IndianOil HDFC bank Credit card is a con-branded fuel credit card issued by the HDFC bank in partnership with the Indian Oil Corporation Limited. You earn fuel points on all your spends through this card and accelerated fuel points on your spends made on fuel. Moreover, the IndianOil HDFC Bank Credit Card has several other advantages including:

• Get up to 50 Litres of free fuel every year.
• Redeem your earned fuel points against an array of options.
• Spend-based joining/annual fee waiver.

Click here to read more about the card.

Indian Oil and Kotak Mahindra Bank came out with their co-branded fuel credit card recently on the RuPay card network. As you can tell from the name, the card offers exciting fuel benefits to the cardholders apart from other retail, dining, and grocery savings. There are more than 34,000 Indian Oil fuel stations in India and you get rewarded for refuelling your vehicle every time. The reward points earned by you on this card can be redeemed for various products and vouchers, free fuel, and cashback against the card statement balance. Read the features and benefits below:

• Welcome benefit of 1000 Reward points on spending Rs. 500 or more within a month of card issuance.
• 12 Reward points per Rs. 150 spent on grocery and dining, and 24 Reward points per Rs. 150 spent on IndianOil outlets.
• 3 Reward points per Rs. 150 spent on everything else.
• Annual fee waiver on spending Rs. 50,000 or more in the card anniversary year.
• 1% fuel surcharge waiver and personal accident insurance cover worth Rs. 2 Lakhs
• RuPay contactless transactions up to Rs. 5000

This is another fuel card issued by Citi Bank in partnership with Indian Oil. You are rewarded with Turbo Points in the form of reward points while you spend using this credit card. The earned Turbo Points can be redeemed against various categories & products, including fuel. Following are some additional benefits of this card:

• 250 Turbo Points as a welcome gift.
• Exclusive discount on dining across several participating restaurants.
• Spend-based annual fee waiver.
• 24*7 customer helpline.

Click here to read more about the card.

Issued by the Axis Bank in partnership with IndianOil, the IndianOil Axis Bank Credit Card comes with exclusive benefits on fuel. It earns you reward points on all your spends & accelerated value back benefits on fuel transactions at authorized Indian Oil outlets. There are several other benefits of this card, some of which are as mentioned below:

• Get 100% cashback on fuel in the first 30 days as a welcome gift.
• Earn Reward Points every time you spend.
• Up to a 10% discount on movies through BookMyShow.
• Up to 20% discount on dining bills through the Axis Bank Dining Delights programme.
• Spend-based annual fee waiver.

Click here to read more about the card.

The BPCL SBI Card OCTANE launched by the SBI Card in collaboration with the Bharat Petroleum Corporation Limited provides its customers with exclusive saving benefits on fuel purchases. With this card, you get rewarded for all your spends, and you get accelerated Reward Points for your spends on fuel at BPCL pumps. Following are some additional benefits of the BPCL SBI Card OCTANE:

• 7.25% value back on fuel transactions.
• Welcome gift of 6,000 Reward Points.
• Complimentary airport lounge access.
• Gift vouchers worth Rs. 2,000 as milestone benefits.
• Spend-based annual fee waiver.

Click here to read more about the card.

The BPCL SBI Card is also a co-branded card issued by the SBI card in partnership with BPCL. It allows its customers to save more on their fuel purchases as along with the fuel surcharge waiver, you get accelerated Reward Points on fuel transactions. Other than the fuel benefits, the following are some additional benefits that the card provides:

• 4.25% value back on fuel transactions.
• Welcome gift of 2,000 bonus Reward Points.
• Reward Points on all purchases & extra reward points on groceries, departmental stores, etc.
• Instant & easy Reward redemption at selected BPCL pumps.

Click here to read more about the card.

A co-branded credit card by Bank of Baroda, the HPCL Bank of Baroda ENERGIE Credit Card is a result of a collaboration between BoB Bank and HPCL. The card provides benefits to the cardholder for all fuel transactions to help them to save more. It provides a great deal every time you swipe it at HPCL Petrol Pumps. Following are the benefits of the card:

• For every Rs. 150 spent on fuel purchases at HPCL fuel stations, you will get 24 Reward Points.
• For every Rs. 150 spent on departmental stores and groceries, you will get 10 Reward Points.
• 4 Complimentary domestic lounge access
• 1% fuel surcharge waiver.
• 25% discount on movie ticket booking.

After collaborating with HPCL (Hindustan Petroleum Corporation Limited), ICICI Bank launched the ICICI Bank HPCL Super Saver Credit Card. As suggested by the name, the card is aimed at providing great saving benefits to its customers. With this card, the cardholders are rewarded with reward points on the purchases that they make using this card and exclusive cashback on fuel transactions. Following are some of the additional benefits of this card:

• Up to a 6.5% cashback on fuel transactions at HPCL outlets.
• Complimentary airport lounge access.
• A 25% discount on movies on BookMyShow.
• Under ICICI Bank Culinary Treats Programme, you will get exclusive discounts on your dining bills while dining at the partnered restaurants.

Click here to read more about the card.

The superior version of the co-branded fuel credit cards by IDFC Bank and HPCL, the FIRST Power Plus card offers better benefits and privileges than the FIRST Power variant. Again, this card is on the RuPay card network and comes at no joining fee until 30th April 2023 as a launch offer. You save around Rs. 18,500 with this card annually that can be used to purchase more than 175 litres of fuel. Even though it is a fuel credit card, there are a host of other lifestyle privileges on off with the card. Here is a detailed list of features and benefits of this credit card:

• Up to 6.5% savings on fuel spends
• 4% savings on LPG and HPCL fuel spends, 1.5% savings on payment through HP Pay App, and 1% fuel surcharge waiver
• 5% savings on grocery and utility bills
• 5% savings as reward points on IDFC FASTag recharge
• 3x reward points on other retail spends
• Up to Rs. 500 cashback on on 1st HPCL transaction above Rs. 500 or more
• Up to Rs. 150 discount on Swiggy orders on orders above Rs. 500
• Up to Rs. 500 off on ZoomCars rental
• Up to 25% discount on movie tickets and 505 discount on international and domestic car rentals

IDFC Bank partnered with HPCL to launch their first co-branded credit cards in their portfolio and they came out with two fuel credit cards, namely the FIRST Power and FIRST Power Plus. Being a fuel credit card, the FIRST Power card will let you earn 65 litres of fuel per year as you can save around Rs. 7000 with the card annually. The card is ideal for those who are new credit cardholders and is available at zero joining fee until 30th April 2023 as an introductory offer. In addition to fuel rewards, the card offers benefits across various categories and the reward points earned through the card never expire. Here is a list of the credit card’s benefits and features:

• Up to 5% savings on fuel transactions up to Rs. 5000 maximum per month
• Up to 2.5% savings on grocery and utility spends up to Rs. 4000 maximum per month
• to 2.5% savings on IDFC FASTag recharge up to Rs. 2000 maximum per month
• 2x reward points on other retail spends
• Up to Rs. 150 discount on Swiggy orders above Rs. 500
• Cashback up to Rs. 250 on transactions above Rs. 250 on your 1st HPCL transaction
• Complimentary roadside assistance worth Rs. 1399 and personal accident insurance worth Rs. 2 Lakhs
• Refer your friends for the credit card and earn up to maximum 10000 Reward points on successful referrals

The ICICI Bank HPCL Coral American Express Card is issued by the ICICI Bank in partnership with HPCL. This card also lets its customers save amazingly on fuel as it provides them with extra Reward Points as well as cashback on fuel purchases. Other than its fuel advantages, the card provides various benefits, which are as follows:

• Get PAYBACK Points on all your spends.
• Easy Reward redemption.
• A discount of 25% on movies.
• Exclusive discount on dining through the Culinary Treats programme.
• Spend-based annual fee waiver.

Click here to read more about the card.

The ICICI Bank HPCL Platinum Credit Card is also a fuel card that lets you save on all your spends, especially on fuel purchases. With this card, you get rewarded for everything you do using it. Along with exclusive Reward & cashback offers, the card provides several other benefits, some of which are as follows:

• Get Rs. 100 on your movie tickets through BookMyShow.
• Exciting discount on dining through the Culinary Treats Programme.
• Spend-based annual fee waiver.
• Redeem your earned Reward easily against fuel and other purchases.

Click here to read more about the card.

The Standard Chartered Super Value Titanium Credit Card is issued by the Standard Chartered Bank to provide its customers with exclusive saving offers on fuel transactions. Although the card lets you save more on fuel, it has several other benefits as well. Following are some of its other benefits:

• A cashback of up to Rs. 1,500 on fuel transactions within the first 90 days.
• Complimentary Priority Pass membership.
• Spend-based annual fee waiver.

Click here to read more about the card.