Best Fuel Credit Cards in India

The IndianOil Axis Bank Premium Credit Card offers accelerated reward points for fuel spends made at IOCL outlets across the country. With this card, you can earn 6X EDGE Miles/₹150 at IndianOil outlets for fuel, 2X EDGE Miles/₹150 on grocery spends, and 1X EDGE Miles on all other eligible spends. Apart from fuel benefits, this card also offers other exclusive privileges, such as domestic airport lounge access and discounts on Zomato.

The BPCL SBI Card OCTANE, launched by the SBI Card in collaboration with Bharat Petroleum Corporation Limited, provides its customers with exclusive fuel-saving benefits. With this fuel credit card, you get rewarded for all your spending, and you get accelerated Reward Points for your spending on fuel at BPCL pumps. The following are some additional benefits of the BPCL SBI Card OCTANE:

• 7.25% value back on fuel transactions.
• Welcome gift of 6,000 Reward Points.
• Complimentary airport lounge access.
• Gift vouchers worth Rs. 2,000 as milestone benefits.
• Spend-based annual fee waiver.

The IndianOil RBL Bank XTRA Credit Card stands out for its impressive reward rate on fuel purchases, making it a great choice for frequent drivers. Cardholders earn 15 Fuel Points for every ₹100 spent at IndianOil fuel stations, which equals a 7.5% reward rate. Combined with a fuel surcharge waiver, this provides a total savings of up to 8.5% on fuel spends. With a maximum earning potential of 2,000 Fuel Points per month, users can save up to ₹1,000 monthly, translating to significant annual savings of ₹12,000 on fuel expenses.

The BPCL SBI Card is also a co-branded card issued by the SBI Card in partnership with BPCL. It allows its customers to save more on their fuel purchases, and along with the fuel surcharge waiver, you get accelerated Reward Points on fuel transactions. Other than the fuel benefits, the card provides some additional benefits:

• 4.25% value back on fuel transactions.
• Welcome gift of 2,000 bonus Reward Points.
• Reward points on all purchases & extra reward points on groceries, departmental stores, etc.
• Instant & easy reward redemption at selected BPCL pumps.

The IndusInd Bank Jio-bp Mobility+ Credit Card is a fuel-focused card designed for people who regularly fill fuel at Jio-bp stations. It offers high rewards on fuel spending, along with benefits on groceries and dining, making it useful for everyday expenses as well. The card is low-cost and almost lifetime free, and also provides a 1% fuel surcharge waiver and basic benefits like roadside assistance, making it a practical choice for regular drivers.

Issued by the Axis Bank in partnership with IndianOil, the IndianOil Axis Bank Credit Card comes with exclusive benefits on fuel. It earns you reward points on all your spends & accelerated value-back benefits on fuel transactions at authorized Indian Oil outlets. There are several other benefits of the Indian oil credit card, some of which are as mentioned below:

• Get 100% cashback up to Rs. 250 on fuel in the first 30 days as a welcome gift.
• Earn Reward Points every time you spend.
• Up to a 15% discount on movies through BookMyShow.
• Up to 20% discount on dining bills through the Axis Bank Dining Delights program.
• Spend-based annual fee waiver.

The superior version of the co-branded fuel credit cards by IDFC Bank and HPCL, the FIRST Power Plus card, offers better benefits and privileges than the FIRST Power variant. You save around Rs. 18,500 with this card annually, which can be used to purchase more than 175 liters of fuel. Even though it is a fuel credit card, there are a host of other lifestyle privileges on and off with the card. Here is a detailed list of features and benefits of this fuel credit card:

• Up to 6.5% savings on fuel spends.
• 4% savings on LPG and HPCL fuel spends, 1.5% savings on payment through HP Pay App, and 1% fuel surcharge waiver.
• 5% savings on grocery and utility bills.
• 3x reward points on other retail spends.
• Up to Rs. 500 cashback on the 1st HPCL transaction above Rs. 500 or more.

The IndianOil HDFC bank Credit card is a co-branded fuel credit card issued by the HDFC bank in partnership with the Indian Oil Corporation Limited. You earn fuel points on all your spends through this card and accelerated fuel points on your fuel purchases. Moreover, the IndianOil HDFC Bank Credit Card has several other advantages, including:

• Get up to 50 liters of free fuel every year.
• Redeem your earned fuel points against an array of options.
• Spend-based joining/annual fee waiver.

After collaborating with HPCL (Hindustan Petroleum Corporation Limited), ICICI Bank launched the ICICI Bank HPCL Super Saver Credit Card. As the name suggests, the card aims to provide great savings benefits to its customers. With this card, the cardholders are rewarded with reward points on the purchases that they make using this card and exclusive cashback on fuel transactions. The following are some of the additional benefits of this card:

• Up to a 6.5% cashback on fuel transactions at HPCL outlets.
• Complimentary airport lounge access.
• A 25% discount on movies on BookMyShow.

IDFC Bank partnered with HPCL to launch their first co-branded credit cards in their portfolio, and they came out with two fuel credit cards, namely FIRST Power and FIRST Power Plus. Being a fuel credit card, the FIRST Power card will let you earn 65 liters of fuel per year, as you can save around Rs. 7000 with the card annually. In addition to fuel rewards, the card offers benefits across various categories, and the reward points earned through the card never expire. Here is a list of the credit card’s benefits and features:

• Up to 5% savings on fuel transactions up to Rs. 5000 maximum per month.
• Up to 2.5% savings on grocery and utility spends up to Rs. 4000 maximum per month.
• 2x reward points on other retail spends

The HPCL ENERGIE Credit Card, a co-branded credit card by BOBCARD, is the result of a collaboration between BOBCARD and HPCL. The card benefits the cardholder for all fuel transactions to help them save more. It provides a great deal whenever you swipe it at HPCL Petrol Pumps. The following are the benefits of the card:

• For every Rs. 150 spent on fuel purchases at HPCL fuel stations, you will get 24 Reward Points.
• For every Rs. 150 spent on departmental stores and groceries, you will get 10 Reward Points.
• 4 Complimentary domestic lounge access.
• 1% fuel surcharge waiver.
• 25% discount on movie ticket booking.