20+ Best Forex Cards in India 2026

The Regalia ForexPlus Card is a sub-premium prepaid foreign exchange credit card from HDFC Bank. Although it has a zero annual fee, a joining fee of ₹1,000 is payable upon card issuance.

The Regalia ForexPlus Card can be loaded in US Dollars. The best part is that you do not pay a markup fee on transactions in USD, and there is no cross-currency usage fee applicable to transactions in any other currency.

The BookMyForex YES Bank Prepaid Card is a recently launched co-branded foreign travel card. It aims to provide its customers with hassle-free international travel experiences. The card supports multiple currencies, making it even more convenient to travel to different countries without worrying about finding a currency conversion center. In addition to these features, the card offers several great deals and discounts across different categories.

The multi-currency Forex Card by Axis Bank is a prepaid international travel card. The card supports 16 widely used currencies, including the United States Dollar, Euro, Pound Sterling, Australian Dollar, Canadian Dollar, Swiss Franc, and Japanese Yen. As with all foreign exchange credit cards, transactions in the currency loaded on the card do not attract any markup fee; however, transactions in a currency other than the one loaded on the card attract a cross-currency markup fee of 3.5% of the transaction amount.

The Axis Bank Multi-Currency Forex Card comes with an initial issuance fee of ₹300 (plus GST), which is waived for Burgundy and Priority account holders. Although the card does not have any reward structure, you do get many value-added benefits like discounts on international roaming packs by VI, a lower currency conversion rate for Southeast Asian currencies, and 24×7 travel assistance by TripAssist.

Niyo Solutions launched the Niyo Global card in partnership with Equitas Small Finance Bank. It is a premium, high-interest digital savings account that offers up to 7% interest on savings and zero forex markup charges on international transactions worldwide.

The Niyo Global card provides convenient and affordable ways to handle international payments in more than 130 currencies. It offers domestic and international lounge access at all Indian airports, and its user-friendly app has features like Global ATM Locator, real-time currency conversion, and more.

Cash Withdrawal Charges – 3 free withdrawals per month, and ₹21 plus taxes from the 4th withdrawal onwards for Domestic ATMs. ₹110 plus taxes for International ATMs.

Currencies Supported – More than 130 currencies supported

Cross-Currency Usage Fee – Nil

Additional Benefits – High 7% interest rate on your savings, complimentary lounge access, and user-friendly mobile application.

No TCS up to ₹7 lakh -TCS is exempt from international spending up to ₹7 lakh per year. However, 20% TCS applies beyond the ₹7 lakh threshold.

The HDFC Multicurrency Platinum ForexPlus Card can be loaded in 22 different foreign currencies- Australian Dollar, Dirhams, Canadian Dollar, Euro, Hongkong Dollar, Japanese Yen, Singapore Dollar, Sterling Pound, Swiss Franc, Swedish Krona, Thailand Baht, South African Rand, Oman Riyal, New Zealand Dollar, Danish Krone, Norwegian Krone, Saudi Riyal, Korean Won, Bahrain Dinar, Qatari Riyal, Kuwait Dinar and US Dollar. No markup fee is charged on transactions made using the currency loaded on the card. Still, a cross-currency usage fee of 2% of the transaction amount is applicable on transactions made in a currency other than the one loaded on the card.

Multicurrency Platinum ForexPlus Chip Card comes with an initial issuance fee (joining fee) of ₹500 (plus GST), which is waived off on the first-time loading of a minimum of USD 1,000. Although the card does not earn you any reward points/cashback, you do get plenty of add-on benefits like Amazon vouchers, emergency assistance, global concierge service, etc. with the card. Check out this article for more info on HDFC Multicurrency Platinum ForexPlus Chip Card.

The ICICI Student Sapphiro Forex Prepaid card has an annual fee of ₹2,999 + GST and no mark-up charges on foreign transactions, making it ideal for international students. It allows loading up to 15 foreign currencies for quick payments. Cardholders receive welcome benefits worth ₹15,000, including ISIC membership worth ₹999, and earn 5% cashback on online transit and grocery purchases. Additionally, there are exclusive travel perks like complimentary international lounge access through Dreamfolks membership.

The Sapphiro Forex Prepaid Card is a premium prepaid Forex card from ICICI Bank. It has a hefty joining (issuance) fee of ₹2,999 (plus GST). Still, as a premium Forex card, it offers plenty of add-on privileges, such as shopping vouchers, Uber vouchers, complimentary international lounge access with DreamFolks, discounts on international roaming packs, and many other benefits. There is no annual membership fee for the ICICI Sapphiro Forex Prepaid Card.

One differentiating feature of the Sapphiro Forex Prepaid Card is that, like the HDFC Regalia Forex Card, the ICICI Sapphiro Forex Prepaid Card does not charge a cross-currency usage fee. This means that you can transact in any currency without being charged an extra fee.

The ICICI Corporate Sapphiro Forex Card is made for employees who travel abroad for work. It is the world’s first prepaid Forex card on the Visa Infinite platform. It gives benefits like international lounge access, meet & greet service, and a free international SIM. This card helps companies track employee travel expenses easily, but it does not offer rewards.

The IDFC FIRST Multi-Currency Forex Card stands out with its enticing ₹0 issuance charges, making it appealing right from the start. Moreover, it offers the convenience of a replacement card in case of loss, ensuring peace of mind for travelers. There are no charges for loading or reloading foreign currencies, making it a cost-effective choice for managing finances abroad. Whether traveling for work or on a family vacation, this Forex card will be helpful for everyone going abroad.

The ICICI Expressions Sapphiro Forex Card comes with an annual fee of ₹3,499 + GST and can be loaded in about 15 different currencies. The card offers its users a couple of welcome gifts, a ₹1,000 Uber discount voucher and a ₹500 Amazon voucher. Since the card is on the Visa network, various merchants worldwide will readily accept it. The card also comes with two complimentary international airport lounge accesses in partnership with DreamFolks. It also gives users a complimentary DreamFolks membership for a year, worth US$ 99. The card is capable of waiving the ATM cash withdrawal fee for upto 3 times a month, so upto three times, you can withdraw cash, with no charge.

The ICICI Bank Student Forex Credit Card is an excellent option for those who are planning to go to a foreign country for higher studies. It comes with an issuance fee of ₹499 and a renewal fee of ₹199 plus taxes. This Student Forex Card allows you to make international transactions without any hassle and with much lower charges compared to credit & debit cards. The cardholders get introductory privileges worth ₹5,000, and several other benefits, such as complimentary insurance coverage and zero liability protection, are offered.

Axis Bank World Traveller Forex Card is another prepaid travel card by Axis Bank in collaboration with Germany-based Lufthansa Airlines. Like the other two Axis Bank forex cards, the World Traveller Forex Card can also be loaded in 16 different foreign currencies including United States Dollar, Euro, Pound Sterling, Australian Dollar, Canadian Dollar, Swiss Franc, Japanese Yen, Singapore Dollar, Swedish Krona/Kronor, UAE Dirham, Saudi Royal, Thai Baht, New Zealand Dollar, Hong Kong Dollar, South African Rand and Danish Krone. The card comes at an affordable joining fee of ₹500 + GST.

Like most other forex cards, no forex markup fee applies to transactions made in the currency loaded on the card. However, a cross-currency usage fee of 3.5% of the transaction amount applies to transactions made in a currency other than the one loaded on the card.

The State Bank of India issues the Multi-Currency Foreign Travel Card, a prepaid forex card. The card does not have an annual membership fee; however, an initial issuance fee of ₹100 (plus GST) is charged at the time of issuance. This fee is the lowest among all forex cards currently offered in India.

The State Bank Multi-Currency Foreign Travel Card can be loaded in seven different currencies: USD, Euro, Pound, Singapore Dollar, Canadian Dollar, UAE Dirham, and Australian Dollar. No markup fee is charged on transactions made using the currency loaded on the card. However, a cross-currency usage fee of 3% of the transaction amount applies to transactions made in a currency other than the one loaded on the card. See this article for more details on the State Bank Multi-Currency Foreign Travel Card.

As the name suggests, the IndusInd Multi-Currency Travel Card is a prepaid forex card issued by IndusInd Bank. The card does not have an annual membership fee, but an initial fee of ₹300 is payable upon issue.

The card supports 14 international currencies- US Dollar, Australian Dollar, Canadian Dollar, Euro, Great Britain Pound, Hong Kong Dollar, Japanese Yen, New Zealand Dollar, Singapore Dollar, South African Rand, Swiss Franc, Thailand Baht, Saudi Riyal, and UAE Dirham. No forex markup fee is charged on transactions made in the currency loaded on the card; a cross-currency usage fee of 3% of the transaction amount is, however, applicable on transactions made in a currency other than the one loaded on the card. Check out this article to learn more about the IndusInd Bank Multi-Currency Travel Card.

Coral Prepaid Forex Card is another prepaid Forex card by ICICI Bank. The card has an initial joining fee of ₹499 (plus GST).

Although the ICICI Coral Prepaid Forex Card does not have a reward structure (like Reward Points or cashback), it offers plenty of value-added benefits, such as BookMyShow and Uber vouchers, a comprehensive insurance plan, and complete card protection by OneAssist. For more information on the card, refer to this article.

The Yes Bank Multi-Currency card is one of the most beneficial cards in India as it is cost-effective and highly secure to use. You can get in touch with the online customer care department to help manage your card from anywhere around the world. Compared to most other cards, this one offers higher security and lower costs. The card supports over 10 currencies, and you get instant real-time SMS alerts whenever you transact with the card. You can analyze and check the previous 10 transaction details and can even temporarily lock the Yes Bank Multi-Currency card.

The MakeMyTrip HDFC ForexPlus Card is a prepaid travel card from HDFC Bank and MakeMyTrip. You must load the card with one of 22 currencies before use, which simplifies transactions while traveling. An initial fee of ₹500 (plus taxes) applies at issuance, but there’s no annual fee. The card lacks a reward structure but includes features like airport lounge access, comprehensive insurance, travel discounts, and other benefits.

The Kotak Forex card has a joining fee of ₹250 + GST and no annual fee for subsequent years. It can be loaded in 13 different currencies, and there is no foreign currency markup fee. However, a cash advance fee equivalent to US $2 will be charged. This forex card does not offer any spending rewards or lifestyle perks. The card comes with complimentary travel insurance.

The Standard Chartered Multi-Currency VISA Forex Card comes at a low fee of ₹299 + GST and can be loaded in up to 20 different currencies, which makes this card even more attractive. This forex card does not have a reward structure on spending or does not offer any lifestyle perks, but provides an insurance cover of up to ₹1 lakh.

As the name suggests, the Goibibo ICICI Forex Prepaid card is a co-branded forex card launched by ICICI Bank, in collaboration with the travel portal Goibibo. It comes with an initial issuance fee of ₹499 + GST, while the card.

Since it is a Goibibo co-branded card, you get many Goibibo exclusive benefits with the card, like a goCash+ gift voucher worth ₹500 and Goibibo vouchers worth ₹15,000 with the card as a welcome gift. Apart from these Goibibo exclusive benefits, you also get cab vouchers worth ₹1,000 on loading a minimum of USD 1,000 on the card, discounted rates on dining at Indian restaurants across Kuala Lumpur, Dubai, London, Singapore, Hong Kong, and Bangkok, and a comprehensive insurance plan with covers against air accident, checked-in baggage, loss of passport/ticket, etc.

The Tata Neu IndusInd Bank Forex Card is a contactless, chip-enabled prepaid forex card that supports up to 14 global currencies, including USD, EUR, GBP, and AED. It is part of the Visa network, ensuring broad international acceptance at ATMs, POS terminals, and online merchants. The card can be easily reloaded via the Tata Neu App or the IndusForex portal and comes with features like currency prioritization, ATM withdrawal limits (up to USD 300 per transaction), and travel-related insurance coverage. Designed for both convenience and security, the card is ideal for frequent flyers and international shoppers.