By Bharti Bisht
Updated On October 8, 2021

Axis Bank Pride Platinum Credit Card is a token of respect for the Indian Armed forces. It comes with Indian Tricolor shades and a dedicated embossed line for the Indian Navy, Army, and Air force. It is one of the two offerings by Axis Bank that are exclusive for Indian defence personnel (the other one being the Pride Signature Credit Card).

The Pride Platinum Credit Card is a lifetime free card and offers value-added benefits like discounted rates at partner restaurants and a fuel surcharge waiver. As fat as the reward rate is concerned, you earn 4 EDGE Points per Rs. 200 spent with the card with each EDGE Point valued at Rs. 0.20 (effective reward rate of 0.4%). Read on to learn more about this exclusive offering by Axis Bank.

Best Suited For

Dining |

Joining Fee

Nil

Reward Type

Reward Points |

Product Details

  • Personalized Pride card with Indian Tricolor shades.
  • Dedicated 4th line for Indian Navy, Army, or Air Force.
  • No joining fee is charged
  • 15% off on dining at all partner restaurants in India.
  • Earn 4 EDGE reward points on every Rs. 200 spent.
  • Renewal fee waiver on spending Rs. 20,000 or more in the previous year.

Rewards and Benefits

Welcome Benefits

NA

Movie & Dining

Enjoy delicious cuisine with Axis Bank Dining Delights that offer a minimum of 15% at its partner restaurants all over India.

Rewards Rate

4 Reward Points on every spend of Rs. 200.

Reward Redemption

1 RP = Rs 0.20 for redemption against a variety of options available at the Edge Rewards website.

Travel

NA

Golf

NA

Domestic Lounge Access

NA

International Lounge Access

NA

Insurance Benefits

NA

Zero Liability Protection

Zero liability protection is provided against any fraudulent purchases from your card once the card loss is reported.

Fees & Charges

Joining Fee

Nil

Renewal Fee

Rs. 250 (plus applicable taxes)

Spend based Waiver

The renewal fee is waived off on spending Rs. 20,000 or more in the previous year.

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% of the transaction value on all foreign currency spends

Interest Rates

2.95% per month

Fuel Surcharge

1% fuel surcharge waiver at all the fuel stations in India for all the transactions between Rs. 400 and Rs. 4,000 using your Axis Bank Pride Platinum credit card (maximum benefit of Rs. 250 per month).

Cash Advance Charge

2.5% of the amount withdrawn or Rs. 500 (whichever is higher)

Add-on Card Fee

Nil

Axis Bank Pride Platinum Credit Card Rewards:

You get 4 Reward Points on every purchase of Rs. 200 through your Axis Bank Pride Platinum credit card, which can be redeemed against various options available on the Edge rewards website.

Rewards Redemption

  • 1 Reward point = Rs 0.20 for redemption against a variety of 500+ options available on the Edge Rewards website.
  • The Axis Bank Pride Platinum credit card doesn’t charge any reward redemption fee.

Other Benefits

The Axis Bank Pride Platinum credit card comes with the best offers on dining across a number of restaurants all over India. But, other than that, it has several other benefits, including the add-on cards that are available for your family members 18 years of age or above. It comes with an EMV certified chip that helps you spend securely by reducing the possibility of fraud.

Joining and Renewal Fee Waiver

  • The renewal fee is waived if you spend over Rs. 20,000 in the previous year.

Conclusion

Keeping all the above information in mind, it is clear that the Axis Bank Pride Platinum credit card is best suited for people who dine out frequently, but it has several other significant advantages. It comes with a joining fee of Rs. 0, so it might be a good choice for people looking for a credit card without a joining fee. A nominal annual fee is there and that too can be waived off on spending over Rs. 20,000, which is not really a huge amount to spend in a year. So, it gives you an even more strong reason to choose the Axis Bank Pride Platinum credit card. Other than that, it provides exclusive spend-based reward points that can be redeemed without any reward redemption fee, which gives it one more plus. Most importantly, its pride privileges can’t be ignored as the card is a token of respect for the Indian Armed forces. So, there is no harm in choosing it as your credit card.

FAQs:

There is no joining fee for the Axis Bank Pride Platinum credit card. There is an annual fee of Rs. 250 that you need to pay from the second year.

The interest rate on this card is 2.95% per month.

The Axis Bank Pride Platinum credit card has a cash advance fee of 2.5% of the amount withdrawn or Rs. 500 (whichever is higher).

The Axis Bank Pride Platinum credit card doesn’t charge any fee for reward Redemption. You can easily redeem your reward points against 500+ offers available at the edge rewards website of Axis Bank.

Yes, it provides zero liability protection for all the fraudulent transactions done after the card is reported lost or stolen.

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Rewards Rate

4 EDGE Points for every Rs 200 spent with the card (reward rate of 0.4%)

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