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Federal BankAxis Bank Pride Platinum Credit Card is a token of respect for the Indian Armed forces. It comes with Indian Tricolor shades and a dedicated embossed line for the Indian Navy, Army, and Air force. It is one of the two offerings by Axis Bank that are exclusive for Indian defence personnel (the other one being the Pride Signature Credit Card).
Pride Platinum Credit Card, a lifetime free card offers value-added benefits like discounted rates at partner restaurants and a fuel surcharge waiver. As far as the reward rate is concerned, you earn 4 EDGE Points for every Rs. 200 you spend using the card with each EDGE Point valued at Rs. 0.20 (effective reward rate of 0.4%). Keep reading to know more about this exclusive offering by Axis Bank.
Axis Bank Pride Platinum Credit Card
Fees
Joining Fee
Renewal Fee
Best Suited For
Dining |
Reward Type
Reward Points
Welcome Benefits
Movie & Dining
Enjoy delicious cuisine with Axis Bank Dining Delights that offer a minimum of 15% at its partner restaurants all over India.
Rewards Rate
4 Reward Points per Rs. 200 spend.
Reward Redemption
1 RP = Rs 0.20 for redemption against a variety of options available at the Edge Rewards website.
Travel
NA
Golf
NA
Domestic Lounge Access
NA
International Lounge Access
NA
Insurance Benefits
NA
Zero Liability Protection
Zero liability protection for the cardholder against any fraudulent purchases from your card once the card loss is reported.
Spend Based Waiver
The annual fee waiver on spending Rs. 20,000 or more in the preciding year.
Rewards Redemption Fee
Nil
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5% of the transaction value.
Interest Rates
2.95% p.m.
Fuel Surcharge
1% waiver on fuel surcharge at all the fuel stations in India for transactions between Rs. 400 and Rs. 4,000 done using Axis Bank Pride Platinum credit card (maximum waiver of Rs. 250 pm).
Cash Advance Charges
2.5% of the amount withdrawn or Rs. 500 (whichever is higher)
Add-on Card Fee
Nil
- Personalized Pride card with Indian Tricolor shades.
- Dedicated 4th line for Indian Navy, Army, or Air Force.
- No joining fee is charged
- 15% off on dining at all partner restaurants in India.
- Earn 4 EDGE reward points per Rs. 200 you spend.
- Renewal fee waiver if you spend Rs. 20,000 or more in the last year.
Axis Bank Pride Platinum Credit Card Rewards:
Earn 4 Reward Points per purchase of Rs. 200 through your Axis Bank Pride Platinum credit card, which are redeemable against different options available on the Edge rewards website.
Rewards Redemption
- 1 Reward point = Rs 0.20 for redemption against a variety of 500+ options available on the Edge Rewards website.
- The Axis Bank Pride Platinum credit card doesn’t charge any reward redemption fee.
Other Benefits
The Axis Bank Pride Platinum credit card comes with the best offers on dining across a number of restaurants all over India. But, other than that, it has several other benefits, including the add-on cards that are available for your family members 18 years of age or above. It comes with an EMV-certified chip that helps you spend securely by reducing the possibility of fraud.
Joining and Renewal Fee Waiver
- Get a waiver on the annual fee on spending over Rs. 20,000 in the previous year.
Conclusion
Keeping all the above information in mind, it is clear that the Axis Bank Pride Platinum credit card is one of the unique Axis Bank Credit Cards and best suited for people who dine out frequently, but it has several other significant advantages. It comes with a zero joining fee, so it might be a good choice for individuals who are looking for a card without a joining fee. A nominal annual fee is there and that too can be waived off on spending over Rs. 20,000, which is not really a huge amount to spend in a year. So, it gives you an even more strong reason to choose the Axis Bank Pride Platinum credit card.
Other than that, it provides exclusive spend-based reward points that can be redeemed without any reward redemption fee, which gives it one more plus. Most importantly, its pride privileges can’t be ignored as the card is a token of respect for the Indian Armed forces. Some of the cards that are very similar to the Pride Platinum Card include: Axis Bank Pride Signature Credit Card, Axis Bank Freecharge Credit Card, Axis Bank Smart Traveler Credit Card, etc. If you are not defense personnel but want to have a card with similar features, you can go with any of these options.
