Domestic Lounge 
International Lounge 
HDFC Bank 
SBI Card 
IDFC Bank 
Bank OF Baroda 
AXIS Bank 
RBL 
KOTAK MAHINDRA 
ICICI Bank 
CITI Bank 
HSBC 
YES Bank 
AMEX 
INDUSIND Bank 
STANDARD CHARTERED
Federal BankMost individuals use credit cards to have more financial stability. But, there are many people who use credit cards not just to enjoy the credit limit but also to enjoy the benefits that they provide. Credit cards come with benefits in various forms, such as Rewards, cashback, travel benefits, lifestyle benefits, etc. The simplest form of the benefits provided by credit cards is cashback, and Cashback Credit Cards are the tools that provide you the same. A credit card with cashback earns you cash back on all your spending and allows you to save a percentage of what you spend every time you make a purchase.
Cashback credit cards provide you cashback on all your spends, but most of them come with accelerated cashback offers on selected categories. For example, a credit card that provides 2% cashback on all offline spends, 3% cashback on all online spends, and 5% cashback on Amazon, is the greatest choice for people who make online purchases frequently. And it is even more significant for the people who make online purchases through Amazon. This is the way how a credit card with cashback works, and how different cards can be beneficial for different people according to their shopping habits. Similarly, different cashback cards may provide accelerated cash back on different categories, which can be travel, entertainment, shopping, international transactions, or anything.
Who doesn’t want to save on their spends? You might also be looking to apply for the best cashback credit card that can get you the maximum benefit. Cashback credit cards don’t only allow you to save more & more money, but you can also avail a lot of other exciting benefits, such as entertainment benefits, travel privileges, and much more. We are here to make you understand what a cashback credit card actually is, how it works, and how you can choose the right cash back credit card for you. Keep reading to know all these answers & check the list of the best cash back credit cards in India:
List Of Best CashBack Credit Cards in India 2023
With lots & lots of credit cards offered in the Indian market, you may find it very difficult to filter out cash back cards from different credit card issuers. Every card issuer offers various cards in different categories, including travel, rewards, cashback, shopping, and many more, so it becomes quite difficult to check all the websites and note down the credit cards. To make the take easier for you, we have made a list of the best cashback credit cards that are available in India. you can check out the features, benefits, charges and compare cash back credit cards to choose the best-suited card for you:
Premium Cashback Cards
Fee
Joining Fee
Rs. 1,000 (plus taxes)
Renewal Fee
5% cashback (as CashPoints) at select partner online merchants and 1% cashback (as CashPoints) on all other spends (except fuel, rental, and govt. related transactions)
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
1,000 CashPoints as a Welcome Benefit.
Card Details +
The HDFC Bank Millennia Credit Card is a cashback credit card issued by the HDFC bank with an aim to provide its customers with the best cashback offers. The card lets you save a lot on almost all your spends, and is best suited for online shopping & flight/hotel bookings at SmartBuy or Payzapp. Following are some of the key features of this card:
- Welcome gift of 1,000 cashpoints.
- Complimentary airport lounge access.
- Spend-based joining/annual fee waiver.
- 1% fuel surcharge waiver.
Read more about the card here.
Fee
Joining Fee
Rs. 499 + taxes
Renewal Fee
5% cashback on paying bills & on mobile recharges via GPay and 4% cashback on Swiggy, Ola, Zomato, with a combined capping of Rs. 500 cashback per month.
2% cashback elsewhere on other merchants.
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
N/A
Card Details +
The Axis Bank ACE Credit Card allows you to earn maximum cashback on your spends as there is no maximum cap on the cashback you earn using this card. Along with providing great cashback offers on various categories, the card has several other advantages, as mentioned below:
- Complimentary domestic & international lounge access.
- Up to 20% off on dining through the Axis Bank Dining Delights Programme.
- Spend-based waiver of the annual fee.
- 1% waiver on fuel surcharge.
Read more about the card here.
Fee
Joining Fee
Rs. 999
Renewal Fee
5% cashback for every online transaction and 1% cashback on other offline transactions and utility bill payments. You can earn a maximum of Rs. 5000 cashback in a single statement cycle.
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
NA
Card Details +
The Cashback SBI Card is a cashback rewarding card that provides cashback on all online and offline purchases. The card is issued at a zero joining fee and carries an annual fee of Rs. 999. Moreover, with this card you can get complimentary access to domestic airport lounges. Following are the features of the Cashback SBI Card:
• 5% cashback on every online transaction (maximum Rs. 10,000 per month)
• 1% cash back on every offline transaction and utility bill payment.
• 4 complimentary domestic lounge access annually.
• Spend-based annual fee waiver.
Fee
Joining Fee
Rs. 500 (plus applicable taxes)
Renewal Fee
5% cashback while paying utility bills, booking movie tickets, and telephone bills. 0.5% cashback while spending on all other categories.
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
N/A
Card Details +
The Citibank Cashback Credit Card is aimed at providing exciting cashback advantages to its cardholders. With this card, you don’t only earn cashback on your regular spends, but you also get several other exclusive benefits. Some of its additional advantages are as follows:
- A cashback of up to Rs. 3,000 on rent payments through RedGirraffe.
- Up to 20% discount on dining.
- A 1% fuel surcharge waiver.
- Up to 50% off on homecentre.
Read more about the card here.
Fee
Joining Fee
Rs. 750 plus applicable taxes
Nil (for premium banking customers)
Renewal Fee
You get up to 5% cashback on fuel purchases, utility bills payments, telephone bills and 1 RP on every Rs 150 spent on other categories
Best Suited For
Fuel
Reward Type
Reward Points
Welcome Benefits
Up to 1,500 cashback on fuel transactions within the first three months.
Card Details +
The Standard Chartered Super Value Titanium Credit Card earns you cashback on all your spends and accelerated cashback on selected categories, including fuel, groceries, utility bill payments, etc. Other than its cashback offers, the following are some of the additional benefits of the card:
- Reward Points/Cashback on all your spends.
- Complimentary Priority Pass membership.
- Spend-based annual fee waiver.
- Rewards are redeemable against an array of categories at the 360-degree rewards catalogue.
Read more about the card here.
Co-branded Cashback Credit Cards
Fee
Joining Fee
Nil
Renewal Fee
5% cashback on Amazon purchases for Prime members and 3% cashback for Non-Prime members, 2% cashback on partner brands & 1% cashback on all other payments except fuel purchases
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
Get welcome benefits worth Rs. 1500 plus 3 months Prime membership
Card Details +
As suggested by its name, Amazon Pay ICICI Bank Credit Card provides exclusive cashback offers on shopping through Amazon. But, it doesn’t mean that you do not get rewarded for your other spends. You get a cashback on all your purchases with this card. There are several more advantages of the card, some of which are as follows:
- No joining/annual fee.
- Extra cashback for Amazon Prime members.
- A minimum of 15% discount on dining through the ICICI Bank Culinary Treats program.
- A 1% fuel surcharge waiver.
Read more about the card here.
Fee
Joining Fee
Rs. 500+GST
Renewal Fee
5% cashback on Flipkart and Myntra, 4% cashback on prefered partners (Swiggy, Uber, PVR and cure.fit) and 1.5% cashback on all other spends.
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
Introductory benefits worth Rs. 1,100 on card issuance, benefit of up to Rs. 500 worth Flipkart vouchers, 15% cashback up to Rs. 500 on your first transaction on Myntra and 50% discount up to Rs. 100 on your first transaction for new to Swiggy customers.
Card Details +
The Flipkart Axis Bank Credit Card is offered by Axis Bank in association with Flipkart to deliver its customers, exclusive cashback benefits on all their spends. With this card, you get accelerated cashback on online shopping through Myntra, Flipkart, etc. There are various other advantages you can avail of with this card. Following are a few of them:
- Welcome benefits worth Rs. 2,900.
- Complimentary lounge visits at domestic airports.
- Exciting discount offers on dining through the Axis Bank Dining Delights programme.
- A 1% fuel surcharge waiver.
Read more about the card here.
Fee
Joining Fee
Rs 1,499 plus GST
Renewal Fee
5% cashback on Paytm Mall, Movies, Travel. 2% cashback on all other purchases on Paytm App. 1% cashback on other online and offline spends.
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
Get a Complimentary Paytm First Membership is provided on card activation as welcome offer. Welcome Cashback of Rs 750 is provided to the card holder upon activation of the credit card in your Paytm wallet.
Card Details +
The Paytm SBI Card SELECT is issued by the SBI Card in a partnership with Paytm to allow its customers to avail of maximum benefit through online shopping on the Paytm mall & Paytm app. With this card, you can avail of various benefits along with the cashback offers. Some of its more advantages are mentioned below:
- Complimentary Paytm First membership.
- A cashback of Rs. 750 as a welcome gift.
- Gift vouchers worth up to Rs. 4,000 under its milestone benefits.
- Complimentary domestic lounge access.
- A 1% fuel surcharge waiver.
Read more about the card here.
Fee
Joining Fee
Rs. 2,000 + GST
Renewal Fee
10 Edition Cash per Rs. 100 spent on Zomato and Blinkit. 1 Edition Cash per Rs. 100 spent on all other spends.
Best Suited For
Dining
Reward Type
Reward Points
Welcome Benefits
Complimentary Zomato pro membership.
Card Details +
The RBL Bank Edition Credit Card earns you cashback in the form of Edition Cash on all your spends. With this card, you get accelerated Edition cash for your spends on food purchases on Zomato. Along with its cashback offers, the card provides several exclusive benefits that make it a great choice to have. Some of its more benefits are as mentioned below:
- Complimentary Priority Pass membership.
- Complimentary domestic and international access.
- Complimentary Zomato Pro membership.
- Buy 1 get 1 free offer on movie tickets.
- Low foreign currency markup fee.
Read more about the card here.
Fee
Joining Fee
Rs. 500 (plus GST)
Renewal Fee
4% cashback on fuel spends at HPCL pumps, 5% cashback as RPs on departmental store spends & utility purchases, 2 Reward points per Rs. 100 spent for all other domestic and international transactions.
Best Suited For
Fuel
Reward Type
Reward Points
Welcome Benefits
2,000 bonus Reward Points on paying the membership fee within 2 months and spending at least Rs. 5,000 within the first 45 days of card issuance; Rs. 100 cashback on HP Pay app on the first fuel purchase of Rs. 1,000 or more.
Card Details +
The newly launched card, ICICI Bank HPCL Super Saver Credit Card is issued by the bank in collaboration with the HPCL to help you save amazingly on your spends. With accelerated cashback on categories like fuel, you can save a lot every time you spend. Not only cashback, but this card has various other advantages, some of which are as mentioned below:
- Welcome benefit of 2,000 Reward Points.
- Complimentary Airport lounge access.
- Up to a 20% discount on movies.
- Exclusive discount offers on dining through the ICICI Bank Culinary Treats Programme.
Read more about the card here.
Other Best Cashback Credit Cards
Fee
Joining Fee
Rs. 499 + GST
Renewal Fee
Cashback of 2% on online spends and 1% on offline spends
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
Extended 90 days interest period from the date of the card issuance date.
Card Details +
Standard Chartered Bank recently launched a new entry-level credit card- Standard Chartered Smart Credit Card. It is a cashback card and you can earn up to 1,500 Reward Points per month on Standard Chartered Smart Credit Card. The Smart Card comes with an yearly fee of Rs. 499 (plus GST). Following are the key features of Standard Chartered Smart Credit Card are as under-
- 2% cashback on all online spends with Standard Chartered Smart Credit Card (max cashback under this category is capped at Rs. 1,000 per month).
- 1% cashback on offline spends with the card (max cashback under this category has a capping of Rs. 500 per month).
- Longer interest-free period for the first 90 days after card setup.
- The annual fee of the card is waived off on a minimum annual expenditure of Rs. 1.2 lacs.
Read more about the card here.
Fee
Joining Fee
Nil
Renewal Fee
Cashback of 1.5%on online spends and 1% cashback on all other spends.
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
Amazon voucher worth Rs. 500 and 3 complimentary domestic lounge access
Card Details +
The HSBC Cashback Credit Card comes with great cashback offers on all your spends and accelerated cashback on spends on selected categories, such as Swiggy, Amazon, etc. Other than the cashback offers, there are several advantages of the card that allow you to save more and more on your spends. Some of its benefits are:
- Buy 1 get 1 free offer on movies on Saturdays through BookMyShow.
- Complimentary lounge access to selected domestic airports.
- Up to 15% instant discount on selected products on Tata Cliq.
- Spend-based annual fee waiver.
Read more about the card here.
Fee
Joining Fee
Rs. 1,499 (plus applicable taxes)
Renewal Fee
0.75% cashback on all retail spends, 5% cashback on movies & groceries.
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
A cashback of Rs. 250 on spending Rs. 2500 within the first 30 days.
Card Details +
As the name suggests, the YES Prosperity Cashback Plus Credit Card aims at providing exclusive cashback offers to its customers to let them save more on their spends. Although the card is best fitted for cashback, it has several other benefits as well. You can save a lot through the card’s benefits, which include:
- A cashback of Rs. 250 as a welcome gift.
- Low foreign currency markup fee.
- A 1% fuel surcharge waiver.
- Exclusive insurance benefits, such as Credit shield cover.
Read more about the card here.
Benefits Of Cashback Credit Cards
For individuals who aim to save more on spending via their credit cards, cashback cards might be the best option. With these cards, you earn a cashback every time you spend and this cashback is credited to your account, which can be used against your statement balance as well. Following are some of the reasons why you should consider having a cashback credit card:
- A credit card with cashback lets you save up to 20% or even more on your spends. You save something almost every time you spend.
- The redemption of cashback is very easy and hassle-free unlike that of reward points as it is automatically credited to your account. Moreover, you have the independence to use your earned cashback where ever you want.
- Most cash back cards are affordable for everyone as they generally come with a low joining fee and some of them are even lifetime free.
Other than these general benefits, cashback cards can also provide additional privileges to their customers. However, these cards are mostly focused on cashback offers, but you may also get other benefits with some of the best cash back credit cards. The cashback credit card benefits may be as mentioned below:
Welcome Benefits
With most of the cashback cards, you get a welcome benefit. Different cards offer different welcome benefits to their customers, which may be accelerated cashback in a particular category, a premium subscription, or anything. You generally get a welcome benefit when you join the card membership by settling the joining fee.
Milestone Benefits
Under the milestone program of a credit card, you can get exciting offers and benefits on spending the required minimum amount within a given time period.
Travel benefits
Some cashback credit cards come with exclusive travel perks, which include exciting discounts on flight/hotel bookings. Moreover, some of these cards come with complimentary access to domestic and international airport lounges.
Movie & Dining Benefits
Considering the people who love to go to movies frequently or who dine out very often, many card issuers offer cards with exciting movie & dining benefits. These benefits may include complimentary movie tickets, discounts on dining, exclusive complimentary dine-out apps’ premium memberships.
Other Benefits
Other benefits that cashback credit cards may provide include insurance benefits, fuel surcharge waiver, golf benefits, spend-based waivers of joining/annual fee, etc.
Rewards & Features
| Credit Card | Best Suited For | Key Features | Other Features |
| HDFC Millennia Credit Card | Shopping on Amazon & Flipkart, and Flight & hotel bookings on PayZapp & Smartbuy. |
5% cashback on Amazon, Flipkart, Flight & Hotel bookings on PayZapp and Smartbuy.
2.5% cashback on all online spends. 1% cashback on all offline spends. |
2 complimentary domestic lounge access every quarter.
2 complimentary international lounge access every quarter. |
| Axis Bank ACE Credit Card | Bill payments on Google Pay & Zomato, Swiggy, and Ola |
5% cashback on bill payments & recharges on Google Pay.
4% cashback on Zomato, Swiggy & Ola. 2% cashback on all other spends. |
4 complimentary domestic lounge access every year. |
| Citibank Cashback Credit Card | Movie tickets & telephone/utility bill payments |
5% cashback on movie tickets and utility/telephone bill payments.
0.5% cashback on all other spends. |
Up to 20% discount on dining at several participating restaurants.
1 Reward Point per Rs. 150 spent on all other categories. |
| Standard Chartered Super Value Titanium Credit Card | Fuel and utility/phone bill payments |
5% cashback on fuel, utility bills & phone bill payments.
1 Reward Point per Rs. 150 spent elsewhere. |
Complimentary Priority Pass Membership |
| Indusind Bank Pinnacle World Credit Card | E-commerce transactions |
2.5% value back on E-commerce transactions.
1.5% value back on E-Commerce travel & airline spends. 1% value back on E-com utility transactions, IVR transactions, PoS, MoTo, etc. |
Complimentary Priority Pass membership.
1 complimentary domestic lounge access every quarter. Buy 1 get 1 free offer on movie tickets. |
| Amazon Pay ICICI Credit Card | Shopping on Amazon |
5% cashback on Amazon for Amazon prime members.
3% cashback on Amazon for non-prime members. 2% cashback on Amazon Pay. 1% cashback on all other spends. |
A discount of 15% or more on dining. |
| Flipkart Axis Bank Credit Card | Shopping on Flipkart, Myntra & 2GUD |
A cashback of 5% on Myntra, Flipkart & 2GUD.
A cashback of 4% on selected merchants. A cashback of 1.5% on all other spends. |
4 complimentary domestic lounge access per year.
Up to 20% off on dining. |
| Paytm SBI Card SELECT | Shopping on Paytm mall & Paytm app |
5% cashback on movies & travel spends on Paytm mall.
2% cashback on other spends on the Paytm app. 1% cashback on all other spends. |
Complimentary Priority Pass membership.
4 complimentary domestic lounge access every year. |
| RBL Bank Edition Credit Card | Food purchases & dining on Zomato |
10% value back on dining or food purchases on Zomato.
2% value back on other online or food purchases. 1% value back on all other spends. |
Complimentary Zomato Pro membership.
But 1 get 1 free offer on movie tickets. |
| ICICI Bank HPCL Super Saver Credit Card | Utility, Groceries, Fuel & departmental store purchases |
5% cashback on grocery, utility, fuel(at HPCL pumps) & departmental store purchases.
2 Reward points on every other retail spend of Rs. 100. |
Complimentary domestic lounge access.
A discount of 15% or more on dining. |
| Standard Chartered DigiSmart Credit Card | Shopping on Myntra, Grofers & Zomato |
A discount of 20% on Myntra.
15% cashback on bookings on Ola. 10% discount on Zomato & Grofers. |
Up to 2 free movie tickets every month through INOX. |
| HSBC Cashback Credit Card | Spends on Swiggy & Amazon |
20% cashback on Swiggy.
5% cashback on Amazon India. 1.5% cashback on all other online spends. 1% cashback on all other spends. |
3 complimentary domestic lounge access.
Buy 1 get 1 free offer on movie tickets. |
| YES Prosperity CashBack Plus Credit Card | Movie tickets, groceries & bill payments |
5% cashback on utility bill payments, groceries, and movies.
0.75% cashback on all other spends. |
A cashback of Rs. 250 as a welcome benefit. |
Annual Fee
| Credit Card | Annual Fee | Annual Fee Waiver Condition (spends within 1 year) |
| HDFC Millennia Credit Card | Rs. 1,000 | Rs. 1,00,000 or more |
| Axis Bank ACE Credit Card | Rs. 499 | Rs. 2,00,000 or more |
| Citibank Cashback Credit Card | Rs. 500 | NA |
| Standard Chartered Super Value Titanium Credit Card | Rs. 750 | Rs. 90,000 or more |
| Indusind Bank Pinnacle World Credit Card | Nil | NA |
| Amazon Pay ICICI Credit Card | Nil | NA |
| Flipkart Axis Bank Credit Card | Rs. 500 | Rs. 2,00,000 or more |
| Paytm SBI Card SELECT | Rs. 1,499 | NA |
| RBL Bank Edition Credit Card | Rs. 1,499 | Rs. 2,50,000 or more |
| ICICI Bank HPCL Super Saver Credit Card | Rs. 500 | Rs. 1,50,000 or more |
| Standard Chartered DigiSmart Credit Card | Rs 49 (monthly) | Rs. 5,000 or more in the previous month |
| HSBC Cashback Credit Card | Rs. 750 | Rs. 1,00,000 or more |
| YES Prosperity CashBack Plus Credit Card | Rs. 1,499 | NA |
How To Choose The Right Cashback Credit Card?
Almost everyone wants to save on their spends by earning cashback or discounts, and one of the best ways to do so is to use credit cards. To save more by earning cashback, you might think of having a cashback credit card. But, it is always confusing which credit card to choose? Which one will earn you maximum benefit? If you are also going through the same questions in your mind, we are here with the answers & options for you.
The very first thing you need to understand before choosing a cashback credit card is your shopping habit. Understand whether you like online shopping more or offline. Find out the categories where you spend the most. If you order food frequently from Zomato, go for a card that comes with the best cashback offers on Zomato. So, take time & apply for credit card wisely.
How To Apply For Cash back Credit Cards Online?
Like every other credit card, there are many ways to apply for a cashback credit card. You can apply online as well as offline for it. To apply online for a cashback credit card, you will have to visit the card issuer’s official website and go to the personal banking section. Then, search for the option of credit cards and choose the card you wish to apply for. After finding your card, you can proceed further by filling in the application form with all the required information and uploading all required documents.
Individuals who don’t prefer online methods to apply for a credit card can visit their nearest beach with all the required documents to apply for a credit card. Whichever method you choose to apply, make sure that you apply for a cashback that best suits your needs.
Best Cashback Credit Cards in India With No Annual Fee
Almost everyone wants to have a credit card, but a lot of people are afraid of applying for a card due to the high annual charges on them. But, it needs to be understood that there are some best cashback credit cards in India that come with a zero annual fee and target low-income individuals. Everyone can apply for these cards as long as they fulfill the age eligibility and they have a source of income. Some of the best cashback cards in India with no annual fee are as follows:
- Flipkart Axis Bank Credit Card.
- Amazon Pay ICICI Credit Card.
- ICICI Bank Mine Credit Card (starter plan).
You can find detailed information about these cards from the links provided above.
Difference Between Rewards & Cashback Credit Cards
Many people consider rewards credit cards and cash back credit cards as the same thing, but both are different. Rewards credit cards earn you reward points whereas cashback cards reward you with cashback. Some people prefer having a credit card for cashback and others like rewards cards. If you don’t understand all the differences between the two, refer to the table given below to understand the same:
| The Rewards Credit cards earn you Reward Points on every spend you made using the card. | A credit card with cashback earns you cashback on your spends made using the card. |
| The Reward Points need to be redeemed on a particular website/portal or through net banking to use them. | You don’t need to redeem the cashback as it is automatically credited into your account. |
| The Reward Points you earn through the Rewards Credit cards are valid for a fixed time period and if you don’t use them within that time period, they expire. | The cashback you earn using the cashback cards never expire. You can use it anytime once it is credited to your account. |
| The Reward Points can be redeemed against selected categories/products only that are available on the Reward catalogue of that particular bank. | The cashback earned through the Cashback cards can be used to buy anything you want. |
Bottom Line
A credit card with cashback can benefit each and every one no matter what you do with your card. The only thing you need to do is just choose the card according to your spending habits. As most cash back credit cards provide maximum benefit for one or two particular categories, it is really essential to understand the categories where you spend the most to get the utmost advantage out of your cash back credit card. You should also compare the cards on the basis of other aspects, including travel, movie, dining, fuel benefits, etc. The best advantage of having a cashback credit card is its easy and hassle-free redemption process. You don’t need to go through a lengthy and confusing redemption process like that of rewards credit cards, but the cashback is generally credited to your account by itself. Moreover, cashback cards are affordable to have & easy to use, giving you another significant reason to have one. So, if you are aware of your spending behavior, just find the right cashback credit card & go for it.
Also, make sure to let us know which credit card for cashback you are going to choose and why. Also, if you have any doubts concerning any information provided in this article, you can freely ask us in the comment section below!
FAQs:
If you are looking to earn rewards instantly on your purchases then cashback credit cards would be a good choice as you get cashback instantly in your account, rather than using rewards in the future (in case of reward points).
When you use your credit card to make a transaction, you earn a percentage of the transaction in the form of cashback. For example, if your card offers 5% cashback on a transaction, then on a purchase of Rs. 100, you will earn Rs. 5 as a cashback.
Cash backs are provided on the transactions you do with your credit card, therefore the more you spend, the more cashback will be rewarded to you. However, to maximize the cashback from a card, one should use the credit card for every usual purchase they make in a day.
Following 2 credit cards are the best that can earn you cashback on Ola bookings:
- Standard Chartered DigiSmart Credit Card – 15% cashback on bookings on Ola.
- Axis Bank ACE Credit Card – 4% cashback on bookings on Ola.
The HDFC Bank Millennia Credit Card can be considered one of the best cashback credit cards that provides 2 complimentary domestic lounge access & 2 complimentary international lounge visits every quarter.
Following cashback cards come with no annual fee:
- Indusind Bank Pinnacle World Credit Card (No annual fee but a joining fee of Rs. 12,999).
- Amazon Pay ICICI Credit Card (No joining/annual fee).
For online shopping on Myntra, the following two cards are the best:
- Standard Chartered DigiSmart Credit Card – 20% cashback on Myntra.
- Flipkart Axis Bank Credit Card – 5% cashback on Myntra.
Yes, non-Amazon Prime members can also get a cashback of 3% on Amazon using the Amazon Pay ICICI Credit Card.
Compare India’s most rewarding credit cards under one roof and pick the one that works for you the best.
