By Bharti Bisht
Updated On June 23, 2023

There are a lot of features and benefits that credit cards provide to their users. Most cards by top issuers come with a joining and annual fee which the cardholder has to pay. However, some card issuers like Axis Bank provide Lifetime Free credit cards from time-to-time. Earlier, Axis Bank had some lifetime free cards but currently there are no outright lifetime free cards by the bank.

Axis Bank Multiple Post

For some cards, the annual fee is waived off upon spending a minimum threshold amount in the year. The privileges and benefits offered by lifetime free cards are lesser than other premium credit cards. However, Lifetime Free credit cards are perfect for individuals who don’t need to use their card a lot and want to build a good credit score and history.

Table of Contents

Axis Bank Lifetime Free Credit Cards

There is no complete Lifetime Free credit cards under Axis Bank’s catalog right now. However, there are certain cards that can be made lifetime free under some situations. Let’s take a look at these cards:

Axis Bank Privilege Credit Card

(4.1/5)

Fees

Joining Fee

Rs. 1,500
Nil (for priority banking customers)

Renewal Fee

Rs. 1,500
Nil (for priority banking customers)

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

12,500 EDGE REWARD Points on payment of joining fee & 6,250 EDGE REWARD Points for priority banking customers.

The Privilege credit card by Axis Bank lives up to its name and provides exceptional lifestyle, shopping, and travel benefits to cardholders. Available at a joining fee of Rs. 1500, bank’s Priority Banking clients can avail this card for free without paying anything. You get a welcome benefit of 12500 Edge reward points, 10 RPs per Rs. 200 spent, lounge access, milestone benefits, and exclusive dining benefits through Dining Delights program.

  • Joining fee of Rs. 1500 but Priority Banking customers get the card for free
  • Welcome benefit of 12500 EDGE reward points
  • 10 RPs per Rs. 200 spent with the card
  • Complimentary domestic airport lounge access
  • Double benefits on reaching the milestone spend threshold
  • Bonus 3000 EDGE RPs on renewing your card
  • 20% dining discount via Dining Delights Program and 1% fuel surcharge waiver

Axis-Bank-Select- card

(4.6/5)

Fees

Joining Fee

Rs. 3,000 + GST

Renewal Fee

Rs. 3,000 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

Get 10,000 EDGE REWARD POINTS on your first transaction of Rs. 2000

The Axis Bank Select credit card covers almost every benefit category that you could think of and is one of the most popular lifestyle cards among people. It comes with Rs. 3000 joining fee that is quite high, but Burgundy account holders get the card for free. Benefits of the card is the complimentary Priority Pass membership and high reward earning rate, especially on retail spends. You can earn bonus RPs on reaching spend-based milestones and get renewal fee waived off if you spend Rs. 6 Lakhs or more in the previous year.

  • Rs. 3000 joining fee but Burgundy account holders get the card free of cost
  • Rs. 2000 worth Amazon voucher as a welcome benefit
  • 10 EDGE RPs per Rs. 200 spent with the card and 2x RPs on retail shopping
  • 20% discount on BigBasket and 40% discount on Swiggy orders
  • Priority Pass membership offering 6 complimentary international lounge access and 2 domestic lounge visits per quarter
  • Up to 20% off at restaurants with Dining Delights
  • Bonus RPs on spending Rs. 3 Lakhs in the year and a renewal fee waiver on spending Rs. 6 Lakhs in the year
  • 6 complimentary golf rounds per year and 3 additional rounds upon spending Rs. 6 Lakhs or above annually
  • 24*7 personal concierge service

Axis-Bank-Magnus-Credit-Card

(4.6/5)

Fees

Joining Fee

Rs. 12,500 plus GST

Renewal Fee

Rs. 12,500 plus GST

Best Suited For

Movies

Reward Type

Reward Points

Welcome Benefits

Choose a gift voucher worth Rs. 12,500 from any one of Luxe, Yatra, or Postcard Hotels

One of the most premium cards by Axis Bank, the Magnus targets high net-worth individuals who live a premium, luxurious life. The card has a joining fee of Rs. 10,000 but if you have a salary account in Axis Bank, you can get the card for free. If you have a monthly salary credit of Rs.3 Lakhs or above, you get a first year fee fee waiver, and if your monthly salary credit is Rs. 5 Lakhs or above, you get the Magnus credit card Lifetime Free.

  • Rs. 10,000 worth Tata CLiQ voucher or 1 complimentary domestic flight ticket as welcome benefit
  • Bonus 25,000 EDGE RPs per month on reaching the spend milestone
  • 12 EDGE RPs per Rs. 200 spent
  • 5x EDGE RPs on Travel Edge spends
  • Unlimited domestic lounge access and international lounge access with the Priority Pass
  • BOGO offer up to Rs. 500 on BookMyShow
  • Up to 40% discount at over 4000 restaurants with Dining Delights program
  • Low forex markup charge and no cash withdrawal fee
  • Dedicated 24*7 concierge service for hotel or flight reservations, gift deliveries, etc.

IndianOil Axis Bank Credit Card

(4.6/5)

Fees

Joining Fee

Rs. 500+GST

Renewal Fee

Rs. 500+GST

Best Suited For

Fuel

Reward Type

Reward Points

Welcome Benefits

100% cashback (up to Rs. 250) on the first fuel transaction made within 30 days of card issuance.

The Indian Oil Axis Bank credit card is among the top fuel cards in our country and is perfect for those who refuel their vehicles regularly. It is a basic card that comes with a joining fee of Rs. 500 but you can get the card free if you have a salary account in Axis Bank. This offer is valid only on cards issued on RuPay network.

  • 100% cashback up to Rs. 500 on IOCL fuel transactions inside 30 days of card issuance
  • 20 RPs per Rs. 100 spent on IOCL fuel station
  • 5 RPs per Rs. 100 spent on online shopping
  • 1 RP per Rs. 100 spent on other things
  • 10% discount on BookMyShow movie tickets
  • Up to 15% discount at restaurants with the EazyDiner program
  • Renewal fee waiver and 1% fuel surcharge waiver

Axis Bank Credit Cards – Joining Fee Under Rs. 500

Axis Bank used to have lifetime free credit cards before but right now there are none in the bank’s catalogue. If you are someone who moderately uses their credit card and don’t want to pay high annual charges, there are many Axis Bank credit cards that are available at low joining fees of Rs. 500 and below.

Let’s take a look at the best Axis Bank cards that are affordable and have a nominal annual fee:

Axis-Bank-MY-ZONE credit card

(4.6/5)

Fees

Joining Fee

Rs. 500+GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Movies

Reward Type

Reward Points

Welcome Benefits

Free SonyLiv annual subscription worth Rs. 999.

One of the best beginner-level credit cards in our country, the Axis Bank My Zone card charges a joining fee of Rs. 500 and offers a Rs. 999 worth complimentary Sony LIV premium subscription as welcome benefit for the cardholder. You earn 4 EDGE reward points per Rs. 200 spent along with up to 40% off on Swiggy and a BOBO offer at Paytm movies.

  • Complimentary annual premium Sony LIV subscription worth Rs. 999
  • 4 Edge reward points per Rs. 200 spent
  • BOGO offer on Paytm movies ticket booking
  • Up to 40% off on Swiggy orders and exclusive dining offers via the EazyDiner program.
  • 1 complimentary domestic lounge access every quarter
  • Up to Rs. 600 discount on Ajio spends worth Rs. 2000 and above
  • Get a 1% fuel surcharge waiver with the card
  • No annual fee for the first year but you have to pay Rs. 500 renewal fees from 2nd year onwards

Axis Bank ACE Credit Card

(4.8/5)

Fees

Joining Fee

Rs. 499 + taxes

Renewal Fee

Rs. 499 + taxes

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

N/A

The ACE credit card was launched by Axis Bank in collaboration with Visa and Google Pay to take advantage of the growing online payments in India. After the effects of COVID-19 and its lockdown, more and more people embraced online payments. The card provides exclusive cashback of 5% on utility bill payments made through Google Pay Android application. You even get discounts on popular brands like Ola, Swiggy, etc. along with decent dining and travel privileges.

  • 5% cashback on utility bill payments made through Google Pay Android app
  • 4% cashback on popular merchants like Ola, Zomato, Swiggy, etc.
  • 2% cashback on other spends, along with some exceptions
  • 4 complimentary domestic airpot lounge visits, 4 times per year
  • Spend-based joining and renewal fee waiver
  • 1% fuel surcharge waiver, capped at Rs. 500 per statement cycle

Flipkart Axis Bank Credit Card

(5/5)

Fees

Joining Fee

Rs. 500+GST

Renewal Fee

Rs. 500+GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

Introductory benefits worth Rs. 1,100 on card issuance.

If you are someone who loves to shop online at Flipkart, Myntra, or other popular merchants, the Flipkart Axis Bank card is the right choice for you. This co-branded card offers up to 5% cashback on Myntra and Flipkart, 4% cashback on partner brands like PVR, Uber, etc. and 1.5% cashback on other spends. Even tough the card has a nominal Rs. 500 joining fee, it offers nice privileges across travel, shopping, fuel, and travel, making it highly sought after in our country.

  • Rs. 1100 worth welcome benefit upon card issuance, including from Swiggy and Myntra
  • 5% cashback on Myntra and Flipkart spends
  • 4% cashback on partner merchants like PVR, Uber, etc.
  • 1.5% cashback on all other spends, with some exclusions
  • 4 complimentary domestic lounge access per year
  • 1% fuel surcharge waiver, capped at a maximum of Rs. 400

Airtel Axis Bank Credit Card

(4.5/5)

Fees

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

Amazon e-voucher worth Rs. 200

A co-branded card by Axis Bank and Bharti Airtel, India’s most popular telecom service, the Airtel Axis Bank credit is ideal for Airtel users and welcomes cardholders with an Amazon gift voucher. Upon making utility bill payments through Airtel Thanks app, you get up to 10% cashback and around 25% cashback on making Airtel DTH, mobile, or broadband bill payments via Airtel Thanks app. The card also provides lounge access and discount at top restaurants in India.

  • Rs. 500 worth Amazon voucher as a welcome benefit
  • 25% cashback on Airtel DTH, mobile, broadband recharge via Airtel Thanks app
  • 10% cashback on utility bill payments through Airtel Thanks app
  • 10% cashback on partner merchants like BigBasket, Zomato, and Swiggy
  • 1% cashback on all other spends, with some exclusions
  • 4 complimentary domestic airport lounge access per year
  • Spend-based annual fee waiver and 1% fuel surcharge waiver

Samsung Axis Bank Signature Credit Card

(4.5/5)

Fees

Joining Fee

Rs. 500

Renewal Fee

Rs. 500

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

2,500 bonus Edge Rewards on making at least 3 transactions within the first 30 days of card issuance.

The Samsumng Axis Bank Signature is the basic version of the two co-branded credit cards launched by Axis Bank and Samsung. The card has a basic annual fee of Rs. 500 which can be waived off on reaching the spend threshold, and provides decent cashback on your Samsung spends. The reward points are not limited to Samsung purchases and you get nice dining and travel benefits with the Samsung Axis Bank Signature credit card as well.

  • Bonus 2500 EDGE reward points as a welcome benefit
  • 10% cashback on your Samsung spends
  • 10 EDGE reward points per Rs. 100 spent on partner merchants
  • 5 EDGE reward points per Rs. 100 spent on other things, with few exclusions
  • 4 Complimentary domestic airport lounge access per year
  • Up to 15% off on premium restaurants across the country
  • 1% fuel surcharge waiver

Axis Bank Neo Credit Card

(4.5/5)

Fees

Joining Fee

Rs. 250 + GST

Renewal Fee

Rs. 250 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

Get 100% cashback up to Rs. 300 on your first utility bill payment within 30 days of getting the card.

The Axis Bank Neo is a beginner-friendly credit card that comes with a joining fee of Rs. 250 and offers cashback, discounts, and reward points to the cardholder for shopping. Influencers are on the rise worldwide and Neo is one of the best choices that millennials opt for. Even at such a low joining fee, you get an Amazon voucher, Zomato Pro membership, Grofers membership, and much more. Apart from the regular reward rate, certain partner brands offer accelerated reward rates and more.
Welcome benefits that include Rs. 250 worth Amazon vouchers, 3-month Zomato Pro subscription, 6-month Grofers subscription, and 6-month 1mg subscription

  • 1 EDGE reward point per Rs. 100 spent
  • More than 500 options to redeem your reward points
  • Up to 40% discount on your Zomato orders
  • Up to 15% discount on partner restaurants
  • Up to 10% off at Myntra, Grofers, movies, etc.
  • Up to 5% back on utility bill payments through Paytm
  • 1% fuel surcharge waiver across all fuel outlets

Axis Bank Freecharge Credit Card

(4.4/5)

Fees

Joining Fee

Rs. 250

Renewal Fee

Rs. 250

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

Get a Myntra gift voucher worth Rs. 350 and a Big Basket voucher worth Rs. 350.

The Axis Bank Freecharge is not issued physically and you just get its digital version until you meet the necessary conditions for getting the physical variant. However, you can make safe and secure transactions from your smartphone, using the virtual card. Once you are eligible for the card, you will get the virtual version on the Freecharge app, and it has a low Rs. 250 joining fee. The benefits and rewards offered by the card are great keeping in mind its low annual fee.

  • Instantly get the virtual card on your Freecharge app
  • Rs. 700 worth welcome gift vouchers
  • 1% cashback on every spend made with the card
  • 5% cashback on all spends on the Freecharge app
  • Get 50% discount on annual subscription of Eros Now
  • Get Rs. 150 discount per month on Shuttl

Axis Bank Freecharge Plus Credit Card

(4.5/5)

Fees

Joining Fee

Rs. 350

Renewal Fee

Rs. 350

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

You get gift vouchers worth Rs. 750.

This is the superior version of the co-branded credit card by Axis Bank and Freecharge that comes with a Rs. 350 joining and annual fee. Once you get approved for the card, you instantly get the virtual version on the Freecharge application on your smartphone. After you meet all conditions, you can order for the physical version of the card also. At its low joining fee, the card offers gift vouchers worth Rs. 700, bonus reward points upon reaching monthly spend milestone, and up to 5% cashback.

  • Rs. 700 worth welcome gift vouchers
  • 5% cashback on all spends
  • Up to 20% off on dining through Dining Delights program
  • 350 EDGE reward points per month on reaching the spending milestone
  • 1% fuel surcharge waiver and spend-based renewal fee waiver

Axis Bank Platinum Credit Card

(4.1/5)

Fees

Joining Fee

Rs. 500 (plus applicable taxes)

Renewal Fee

Rs. 200

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

100 Edge Rewards on first online transaction.

Another basic card by Axis Bank, the Platinum credit card has a joining fee of Rs. 500 and you can get the money back on reaching the minimum spend amount. The card offers up to 12 EDGE reward points per Rs. 200 spent which you can redeem against a host of options, save almost Rs. 1000 per year on movie tickets, and get exclusive dining benefits through the Dining Delights program.

  • 100 EDGE reward points as welcome benefit for your very first transaction online
  • 6 EDGE reward points per Rs. 200 on domestic spends
  • 12 EDGE reward points per Rs. 200 on international spends
  • 25% cashback on movie tickets
  • Up to 15% off at various partner restaurants across our country
  • Spend-based waiver for both the joining and renewal fee
  • 1% fuel surcharge waiver capped at maximum Rs. 400 per month

axis bank titanium smart traveler credit card

(3.8/5)

Fees

Joining Fee

Rs. 250

Renewal Fee

Rs. 100

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

NA

A basic travel-based credit card, the Titanium Smart Traveller has a low joining fee of Rs. 250 only, offering you 2 RPs per Rs. 200 spent on retail and up to 4x RPs on your travel spends. In addition to the decent reward rate, you also get 15% off on dining at multiple partner restaurants in the country. You can even get the joining and annual fee waived off on reaching the spend milestones.

  • 2 RPs per Rs. 200 spent on retail
  • Up to 4x RPs on your travel-related spends
  • 15% off on dining at partner restaurants
  • Joining and renewal fee waiver on spending the particular milestone amount
  • 1% fuel surcharge waiver

Axis Bank Pride Signature Credit Card

(4.2/5)

Fees

Joining Fee

Nil

Renewal Fee

Rs. 500 (plus applicable taxes)

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

N/A

The card is exclusively for Indian defence personnel and does not charge a joining fee but a renewal fee of Rs. 500 from 2nd year onwards. Featuring a patriotic theme, the card has India’s tricolor shades along with a dedicated embossed fourth line. You get 2 RPs per Rs. 200 spent which can be redeemed across a variety of different options. Not only rewards, cardholders can also enjoy up to 15% off on dining at top restaurants and domestic lounge access, twice per quarter.

  • Shades of India’s tricolor flag in the card
  • 8 RPs per Rs. 200 spent with your card
  • Up to 15% off at partner restaurants across India
  • Complimentary domestic lounge access, twice per quarter
  • Renewal fee waiver on spending Rs. 40,000 or above in the last year
  • 1% fuel surcharge waiver, capped at maximum Rs. 400 per month

Axis Bank Pride Platinum Credit Card

(4.2/5)

Fees

Joining Fee

Nil

Renewal Fee

Rs. 250 (plus applicable taxes)

Best Suited For

Dining

Reward Type

Reward Points

Welcome Benefits

NA

The Pride Platinum credit card by Axis Bank is also for defence personnel as a token of respect for their hardwork and bravery. The card, just like the Pride Signature variant, follows a patriotic theme, featuring the tricolor shades and an embossed dedicated line for the Air Force, Indian Navy, and the Army. You can get exclusive discounts at top restaurants, a decent reward earning rate (4 RPs per Rs. 200), and 1% fuel surcharge waiver with the card.

  • Patriotic theme with Indian tricolour shades and an embossed dedicated line
  • No joining fee and a renewal fee of Rs. 250 after the 2nd year
  • Up to 15% off at top restaurants across the country.
  • 4 EDGE RPs per Rs. 200 spend with the card
  • Renewal fee waiver on spending Rs. 20,000 or above last year

Benefits of Axis Bank Lifetime Free Credit Cards

Here are the benefits of Axis Bank lifetime free and some other low joining fee credit cards –

  • You do not need to pay any joining or annual fee for the lifetime free credit cards. These credit cards do not charge any money from the customers.
  • You can easily apply for lifetime free credit cards either online on the website or offline at the bank branch. It is a simple and straightforward process.
  • There are quite a lot privileges and benefits offered by these credit cards even though they do not charge any joining or renewal fees.
  • These credit cards have a high reward rate across multiple spend categories like travel, fuel, shopping, dining, entertainment, movies, etc.
  • These cards are perfect for people who do not prioritize rewards and offers, and want to use the card to build their credit history and improve their credit score.

Eligibility Criteria and Documents Required

Before you apply for lifetime free credit cards by Axis Bank, make sure you meet the following eligibility requirements –

  • The applicant must be at least 18 to 70 years of age
  • The applicant must be an Indian citizen or a non-resident Indian
  • The applicant must have a stable source of income
  • The applicant must have a decent credit score

The following documents must be provided when applying for the credit cards along with your latest colour photographs –

  • ID Proof – Aadhar Card, PAN Card, Driver’s License, Passport, etc.
  • Address Proof – Aadhar Card, Rent Agreement, Ration Card, Passport, Latest Utility Bills, etc.
  • Income Proof – Salaried individuals need to provide their latest salary slips and bank statements. Self-employed individuals need to provide their audited ITR of the previous year.

Credit Cards Comparison

In the following table, we will compare some of the best and most-popular Axis Bank lifetime free and some other affordable, low joining fee credit cards.

Category IndianOil Axis Bank Credit Card Axis Bank My Zone Credit Card Axis Bank Ace Credit Card Flipkart Axis Bank Credit Card
Joining/Annual Fee Rs. 500 plus taxes Rs. 500 plus taxes Rs. 500 plus taxes Rs. 500 plus taxes
Welcome Benefit 100% cashback (up to Rs. 250) on all fuel transactions made within 30 days of card issuance. Complimentary SonyLiv Premium annual subscription worth Rs. 999 NA Introductory benefits worth Rs. 1,100 on card issuance, benefit of up to Rs. 500 worth Flipkart vouchers, 15% cashback up to Rs. 500 on your first transaction on Myntra and 50% discount up to Rs. 100 on your first transaction for new Swiggy customers.
Reward Earning 20 Reward Points per Rs. 100 on fuel transactions at IOCL stations 5 Reward Points per Rs. 100 on online shopping 1 Reward Point per Rs. 100 on all other spends with the card 4 EDGE Points per Rs. 200 spent with the card   5% cashback on paying bills & on mobile recharges via GPay and 4% cashback on Swiggy, Ola, Zomato, with a combined capping of Rs. 500 cashback per month. 2% cashback elsewhere on other merchants. 5% cashback on Flipkart and Myntra, 4% cashback on prefered partners (Swiggy, Uber, PVR and cure.fit) and 1.5% cashback on all other spends.
Reward Redemption Reward Points redeemable for shopping/travel vouchers and products on Axis Bank EDGE Rewards Portal. The Reward Points earned on the card are redeemable for shopping/travel vouchers or for purchasing products from the Axis Bank EDGE Rewards Portal, where 1 RP = Rs. 0.20   Earned cashback is automatically credited to the cardholders’ accounts. Earned cashback is automatically credited to the cardholders’ card statement
Dining/Movie Benefits Instant 10% discount on movie ticket bookings on BookMyShow. Up to 15% off up to Rs. 500 on dining bills at partner restaurants under the Axis Bank EazyDiner Program   Buy One Get One offer on movie ticket bookings via Paytm Movies Up to 20% off at partner restaurants with Dining Delights program Up to 20% discount on dining at 4,000+ restaurants under the Axis Bank Dining Delights program. Accelerated 4% cashback on Zomato and Swiggy spends Up to 20% off at partner restaurants under Axis Bank’s exclusive Dining Delights program. Accelerated 4% cashback on PVR cinemas spends.
Travel Benefits NA 1 complimentary domestic lounge access per quarter 4 complimentary domestic lounge access per year 4 complimentary domestic lounge access per year Accelerated 4% cashback on Uber rides
Spend-Based Waiver Renewal fee can be waived off on spending Rs. 50,000 or more in the previous year NA Joining fee is waived on spends of Rs. 10,000 within 45 days of card issuance, and annual fee is waived on total annual spends of Rs. 2 Lakhs or more. Renewal fee can be waived off on spending Rs. 2 Lakhs or more in the previous year

How to Apply for Axis Bank Lifetime Free Credit Cards

If you want to apply for any of the cards discussed above in the article, follow these steps –

  • Visit the official Axis Bank website
  • Click on the drop-down menu and then click on Explore Products > Cards > Credit Cards > Explore All
  • Out of the complete list, choose the card you want for yourself and then click on Apply Now
  • Provide all the necessary details, information, and documents needed for the application
  • Go through all terms and conditions thoroughly and accept them.
  • Next, click on Submit and your application will be submitted to Axis Bank.

After your application, you will seen get your credit card and can use it wherever you want to, provided you get approved for the card by Axis Bank.

Bottom Line

Not everyone has huge amounts of money and purchase super-premium credit cards with the best privileges and benefits. No doubt, there are many cards that offer top-class privileges across all major categories but there are individuals who do not have a very high budget. To satisfy millennials and young professionals, many card issuers provide Lifetime Free credit cards that do not have a joining o renewal fee, and offer decent benefits to the cardholder.

When it comes to Axis Bank, there are not any outright credit cards which are Lifetime Free. There are some basic entry-level cards by Axis Bank that charge up to Rs. 500 for joining. The benefits and features offered by such cards are lesser when compared to other expensive and premium cards. However, these cards are perfect for those who sparingly use their credit card and just want to build their credit history and score with responsible use of the card.

Let us know in the comments section if there is any Axis Bank credit card, out of the ones discussed above, which you want to apply for.

FAQs:

Axis Bank had some lifetime free credit cards in their portfolio earlier, but currently there are no complete lifetime free credit cards by Axis Bank. However, there are some cards which can be made lifetime free by fulfilling some conditions or getting their renewal fee waived off.

The following Axis Bank credit cards can be made lifetime free –

Axis Bank Privilege Credit Card – This credit card is lifetime free for Axis Bank Priority banking customers.

Axis Bank Select Credit Card – This card is lifetime free for Axis Bank Burgundy account holders

Axis Bank Magnus Credit Card – People with a salary account in Axis Bank can get the card for free. If you have a monthly salary credit of Rs.3 Lakhs or above, you get a first-year fee waiver, and if your monthly salary credit is Rs. 5 Lakhs or above, you get the Magnus credit card Lifetime Free

Indian Oil Axis Bank Credit Card – People with a salary account in Axis Bank can get the card for free.

No, lifetime free credit cards comes absolutely free of cost, as their name suggests. You do not need to pay any joining fee or renewal fee to get such credit cards. These cards cannot compete with other super-premium credit cards, but they still offer plenty of exciting benefits and privileges to the cardholders.

The following Axis Bank credit cards are the best with a joining fee of Rs. 500 or less – Axis Bank My Zone Credit Card, Axis Bank Ace Credit Card, Flipkart Axis Bank Credit Card, Airtel Axis Bank Credit Card, Axis Bank Neo Credit Card, Axis Bank Freecharge Credit Card, Axis Bank Platinum Credit Card, Axis Bank Titanium Smart Traveller Credit Card, Axis Bank Pride Signature Credit Card, and Axis Bank Pride Platinum Credit Card.

Follow these steps to apply for Axis Bank lifetime free credit cards –

  • Visit the official Axis Bank website
  • Click on the drop-down menu and then click on Explore Products > Cards > Credit Cards > Explore All
  • Out of the complete list, choose the card you want for yourself and then click on Apply Now
  • Provide all the necessary details, information, and documents needed for the application
  • Go through all terms and conditions thoroughly and accept them.
  • Next, click on Submit and your application will be submitted to Axis Bank.