Axis Bank Lifetime Free Credit Cards

The Privilege credit card by Axis Bank lives up to its name and provides exceptional lifestyle, shopping, and travel benefits to cardholders. Available at a joining fee of Rs. 1500, bank’s Priority Banking clients can avail this card for free without paying anything. You get a welcome benefit of 12500 Edge reward points, 10 RPs per Rs. 200 spent, lounge access, milestone benefits, and exclusive dining benefits through Dining Delights program.

• Joining fee of Rs. 1500 but Priority Banking customers get the card for free
• Welcome benefit of 12500 EDGE reward points
• 10 RPs per Rs. 200 spent with the card
• Complimentary domestic airport lounge access
• Double benefits on reaching the milestone spend threshold
• Bonus 3000 EDGE RPs on renewing your card
• 20% dining discount via Dining Delights Program and 1% fuel surcharge waiver

The Axis Bank Select credit card covers almost every benefit category that you could think of and is one of the most popular lifestyle cards among people. It comes with Rs. 3000 joining fee that is quite high, but Burgundy account holders get the card for free. Benefits of the card is the complimentary Priority Pass membership and high reward earning rate, especially on retail spends. You can earn bonus RPs on reaching spend-based milestones and get renewal fee waived off if you spend Rs. 6 Lakhs or more in the previous year.

• Rs. 3000 joining fee but Burgundy account holders get the card free of cost
• Rs. 2000 worth Amazon voucher as a welcome benefit
• 10 EDGE RPs per Rs. 200 spent with the card and 2x RPs on retail shopping
• 20% discount on BigBasket and 40% discount on Swiggy orders
• Priority Pass membership offering 6 complimentary international lounge access and 2 domestic lounge visits per quarter
• Up to 20% off at restaurants with Dining Delights
• Bonus RPs on spending Rs. 3 Lakhs in the year and a renewal fee waiver on spending Rs. 6 Lakhs in the year
• 6 complimentary golf rounds per year and 3 additional rounds upon spending Rs. 6 Lakhs or above annually
• 24*7 personal concierge service

One of the most premium cards by Axis Bank, the Magnus targets high net-worth individuals who live a premium, luxurious life. The card has a joining fee of Rs. 10,000 but if you have a salary account in Axis Bank, you can get the card for free. If you have a monthly salary credit of Rs.3 Lakhs or above, you get a first year fee fee waiver, and if your monthly salary credit is Rs. 5 Lakhs or above, you get the Magnus credit card Lifetime Free.

• Rs. 10,000 worth Tata CLiQ voucher or 1 complimentary domestic flight ticket as welcome benefit
• Bonus 25,000 EDGE RPs per month on reaching the spend milestone
• 12 EDGE RPs per Rs. 200 spent
• 5x EDGE RPs on Travel Edge spends
• Unlimited domestic lounge access and international lounge access with the Priority Pass
• BOGO offer up to Rs. 500 on BookMyShow
• Up to 40% discount at over 4000 restaurants with Dining Delights program
• Low forex markup charge and no cash withdrawal fee
• Dedicated 24*7 concierge service for hotel or flight reservations, gift deliveries, etc.

The Indian Oil Axis Bank credit card is among the top fuel cards in our country and is perfect for those who refuel their vehicles regularly. It is a basic card that comes with a joining fee of Rs. 500 but you can get the card free if you have a salary account in Axis Bank. This offer is valid only on cards issued on RuPay network.

• 100% cashback up to Rs. 500 on IOCL fuel transactions inside 30 days of card issuance
• 20 RPs per Rs. 100 spent on IOCL fuel station
• 5 RPs per Rs. 100 spent on online shopping
• 1 RP per Rs. 100 spent on other things
• 10% discount on BookMyShow movie tickets
• Up to 15% discount at restaurants with the EazyDiner program
• Renewal fee waiver and 1% fuel surcharge waiver

One of the best beginner-level credit cards in our country, the Axis Bank My Zone card charges a joining fee of Rs. 500 and offers a Rs. 999 worth complimentary Sony LIV premium subscription as welcome benefit for the cardholder. You earn 4 EDGE reward points per Rs. 200 spent along with up to 40% off on Swiggy and a BOBO offer at Paytm movies.

• Complimentary annual premium Sony LIV subscription worth Rs. 999
• 4 Edge reward points per Rs. 200 spent
• BOGO offer on Paytm movies ticket booking
• Up to 40% off on Swiggy orders and exclusive dining offers via the EazyDiner program.
• 1 complimentary domestic lounge access every quarter
• Up to Rs. 600 discount on Ajio spends worth Rs. 2000 and above
• Get a 1% fuel surcharge waiver with the card
• No annual fee for the first year but you have to pay Rs. 500 renewal fees from 2nd year onwards

The ACE credit card was launched by Axis Bank in collaboration with Visa and Google Pay to take advantage of the growing online payments in India. After the effects of COVID-19 and its lockdown, more and more people embraced online payments. The card provides exclusive cashback of 5% on utility bill payments made through Google Pay Android application. You even get discounts on popular brands like Ola, Swiggy, etc. along with decent dining and travel privileges.

• 5% cashback on utility bill payments made through Google Pay Android app
• 4% cashback on popular merchants like Ola, Zomato, Swiggy, etc.
• 2% cashback on other spends, along with some exceptions
• 4 complimentary domestic airpot lounge visits, 4 times per year
• Spend-based joining and renewal fee waiver
• 1% fuel surcharge waiver, capped at Rs. 500 per statement cycle

If you are someone who loves to shop online at Flipkart, Myntra, or other popular merchants, the Flipkart Axis Bank card is the right choice for you. This co-branded card offers up to 5% cashback on Myntra and Flipkart, 4% cashback on partner brands like PVR, Uber, etc. and 1.5% cashback on other spends. Even tough the card has a nominal Rs. 500 joining fee, it offers nice privileges across travel, shopping, fuel, and travel, making it highly sought after in our country.

• Rs. 1100 worth welcome benefit upon card issuance, including from Swiggy and Myntra
• 5% cashback on Myntra and Flipkart spends
• 4% cashback on partner merchants like PVR, Uber, etc.
• 1.5% cashback on all other spends, with some exclusions
• 4 complimentary domestic lounge access per year
• 1% fuel surcharge waiver, capped at a maximum of Rs. 400

A co-branded card by Axis Bank and Bharti Airtel, India’s most popular telecom service, the Airtel Axis Bank credit is ideal for Airtel users and welcomes cardholders with an Amazon gift voucher. Upon making utility bill payments through Airtel Thanks app, you get up to 10% cashback and around 25% cashback on making Airtel DTH, mobile, or broadband bill payments via Airtel Thanks app. The card also provides lounge access and discount at top restaurants in India.

• Rs. 500 worth Amazon voucher as a welcome benefit
• 25% cashback on Airtel DTH, mobile, broadband recharge via Airtel Thanks app
• 10% cashback on utility bill payments through Airtel Thanks app
• 10% cashback on partner merchants like BigBasket, Zomato, and Swiggy
• 1% cashback on all other spends, with some exclusions
• 4 complimentary domestic airport lounge access per year
• Spend-based annual fee waiver and 1% fuel surcharge waiver

The Samsumng Axis Bank Signature is the basic version of the two co-branded credit cards launched by Axis Bank and Samsung. The card has a basic annual fee of Rs. 500 which can be waived off on reaching the spend threshold, and provides decent cashback on your Samsung spends. The reward points are not limited to Samsung purchases and you get nice dining and travel benefits with the Samsung Axis Bank Signature credit card as well.

• Bonus 2500 EDGE reward points as a welcome benefit
• 10% cashback on your Samsung spends
• 10 EDGE reward points per Rs. 100 spent on partner merchants
• 5 EDGE reward points per Rs. 100 spent on other things, with few exclusions
• 4 Complimentary domestic airport lounge access per year
• Up to 15% off on premium restaurants across the country
• 1% fuel surcharge waiver

The Axis Bank Neo is a beginner-friendly credit card that comes with a joining fee of Rs. 250 and offers cashback, discounts, and reward points to the cardholder for shopping. Influencers are on the rise worldwide and Neo is one of the best choices that millennials opt for. Even at such a low joining fee, you get an Amazon voucher, Zomato Pro membership, Grofers membership, and much more. Apart from the regular reward rate, certain partner brands offer accelerated reward rates and more.
Welcome benefits that include Rs. 250 worth Amazon vouchers, 3-month Zomato Pro subscription, 6-month Grofers subscription, and 6-month 1mg subscription

• 1 EDGE reward point per Rs. 100 spent
• More than 500 options to redeem your reward points
• Up to 40% discount on your Zomato orders
• Up to 15% discount on partner restaurants
• Up to 10% off at Myntra, Grofers, movies, etc.
• Up to 5% back on utility bill payments through Paytm
• 1% fuel surcharge waiver across all fuel outlets

The Axis Bank Freecharge is not issued physically and you just get its digital version until you meet the necessary conditions for getting the physical variant. However, you can make safe and secure transactions from your smartphone, using the virtual card. Once you are eligible for the card, you will get the virtual version on the Freecharge app, and it has a low Rs. 250 joining fee. The benefits and rewards offered by the card are great keeping in mind its low annual fee.

• Instantly get the virtual card on your Freecharge app
• Rs. 700 worth welcome gift vouchers
• 1% cashback on every spend made with the card
• 5% cashback on all spends on the Freecharge app
• Get 50% discount on annual subscription of Eros Now
• Get Rs. 150 discount per month on Shuttl

This is the superior version of the co-branded credit card by Axis Bank and Freecharge that comes with a Rs. 350 joining and annual fee. Once you get approved for the card, you instantly get the virtual version on the Freecharge application on your smartphone. After you meet all conditions, you can order for the physical version of the card also. At its low joining fee, the card offers gift vouchers worth Rs. 700, bonus reward points upon reaching monthly spend milestone, and up to 5% cashback.

• Rs. 700 worth welcome gift vouchers
• 5% cashback on all spends
• Up to 20% off on dining through Dining Delights program
• 350 EDGE reward points per month on reaching the spending milestone
• 1% fuel surcharge waiver and spend-based renewal fee waiver

Another basic card by Axis Bank, the Platinum credit card has a joining fee of Rs. 500 and you can get the money back on reaching the minimum spend amount. The card offers up to 12 EDGE reward points per Rs. 200 spent which you can redeem against a host of options, save almost Rs. 1000 per year on movie tickets, and get exclusive dining benefits through the Dining Delights program.

• 100 EDGE reward points as welcome benefit for your very first transaction online
• 6 EDGE reward points per Rs. 200 on domestic spends
• 12 EDGE reward points per Rs. 200 on international spends
• 25% cashback on movie tickets
• Up to 15% off at various partner restaurants across our country
• Spend-based waiver for both the joining and renewal fee
• 1% fuel surcharge waiver capped at maximum Rs. 400 per month

A basic travel-based credit card, the Titanium Smart Traveller has a low joining fee of Rs. 250 only, offering you 2 RPs per Rs. 200 spent on retail and up to 4x RPs on your travel spends. In addition to the decent reward rate, you also get 15% off on dining at multiple partner restaurants in the country. You can even get the joining and annual fee waived off on reaching the spend milestones.

• 2 RPs per Rs. 200 spent on retail
• Up to 4x RPs on your travel-related spends
• 15% off on dining at partner restaurants
• Joining and renewal fee waiver on spending the particular milestone amount
• 1% fuel surcharge waiver

The card is exclusively for Indian defence personnel and does not charge a joining fee but a renewal fee of Rs. 500 from 2nd year onwards. Featuring a patriotic theme, the card has India’s tricolor shades along with a dedicated embossed fourth line. You get 2 RPs per Rs. 200 spent which can be redeemed across a variety of different options. Not only rewards, cardholders can also enjoy up to 15% off on dining at top restaurants and domestic lounge access, twice per quarter.

• Shades of India’s tricolor flag in the card
• 8 RPs per Rs. 200 spent with your card
• Up to 15% off at partner restaurants across India
• Complimentary domestic lounge access, twice per quarter
• Renewal fee waiver on spending Rs. 40,000 or above in the last year
• 1% fuel surcharge waiver, capped at maximum Rs. 400 per month

The Pride Platinum credit card by Axis Bank is also for defence personnel as a token of respect for their hardwork and bravery. The card, just like the Pride Signature variant, follows a patriotic theme, featuring the tricolor shades and an embossed dedicated line for the Air Force, Indian Navy, and the Army. You can get exclusive discounts at top restaurants, a decent reward earning rate (4 RPs per Rs. 200), and 1% fuel surcharge waiver with the card.

• Patriotic theme with Indian tricolour shades and an embossed dedicated line
• No joining fee and a renewal fee of Rs. 250 after the 2nd year
• Up to 15% off at top restaurants across the country.
• 4 EDGE RPs per Rs. 200 spend with the card
• Renewal fee waiver on spending Rs. 20,000 or above last year