By Divya Shokeen
Updated On October 16, 2021

Axis Bank offers a plethora of credit cards covering lifestyle credit cards, shopping cards, travel cards, and much more to cater to the needs of their customers. Given below are the eligibility criteria for the Axis Bank credit cards.

Axis Bank credit card eligibility

Eligibility criteria for Axis bank credit cards

The standard eligibility criteria followed by Axis Bank is as follows:

  • The individual must be between the age of 18-70 years.
  • The individual must have a minimum annual income of Rs. 6 lakhs.
  • The individual must be salaried or self-employed.

Note: Axis Bank has the sole right to change the eligibility criteria from time to time.

Documents required to apply for an Axis Bank Credit Card

Here is a list of documents that you will be required to keep with yourself while applying for a credit card.

Address Proof
(any one)
Aadhaar Card, Passport, Utility Bills (not more than 3 months old), or any other government-approved ID.
Identity Proof
(any one)
Aadhaar Card, Driving Licence, Voter’s Id, Pan Card, Passport, or any other government-approved ID.
Income Proof 
(any one)
Bank Statement or salary slip of last 3 months, last 2 years’ audited financial report,  etc.

Credit Cards offered by Axis Bank

Given below is a list of credit cards offered by Axis Bank.
Credit Cards Age  Income/Salary
Axis Bank Neo Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Axis Bank Privilege Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Axis Bank My Wings Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Axis Bank Titanium Smart Traveler Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Axis Bank Select Credit Card 18-70 years Minimum net annual income of Rs. 9 lakhs p.a. and above.
Axis Bank Aura Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Axis Bank Vistara Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Axis Magnus Credit Card 18-70 years Minimum net annual income of Rs. 18 lakhs p.a. and above.
Axis Bank Platinum Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Axis Bank ACE Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Flipkart Axis Bank Credit Card 18-70 years For salaried minimum income is Rs. 15,000 p.m. and for self-employed, it is Rs. 30,000 p.m.
Indian Oil Axis Bank Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Axis Bank  Vistara Signature Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Axis Bank My Zone Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Axis Bank Freecharge Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Accelero Axis Bank Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Axis Bank Pride Platinum Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Axis Bank Vistara Infinite Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.

Factors that affect your Axis bank credit card eligibility

Age: The age requirement plays a big role when applying for a credit card. If your age is below the minimum age requirement then there is a high chance your application will be rejected solely based on this basis.
Income: Another factor that can possibly affect the eligibility of Axis Credit Card is Income. Credit card issuers check whether the applicant has a stable income or not, having a stable income indicates your repaying power.
Credit Score: A good credit score falls between 700-750, below than this is considered to be a bad credit score which can affect your eligibility requirement for the Axis Bank Credit Card.

*** Check 11 reasons why your credit card application got rejected here.

FAQs:

Yes, Axis bank allows you to add 15-year-old individuals to add-on members and enables them to enjoy the facilities and offers of a credit card.

Yes, Axis Bank has set the minimum age requirement at 18 years, so are eligible to apply for an Axis Bank Credit Card.

Yes, having no credit history affects the eligibility criteria. If you don’t have a CIBIL score between 700-750 then the chances of your application getting rejected increase.

Yes, you are eligible to get an Axis Bank Credit Card even though you are an NRI. Both domestic and international applicants can apply for an Axis Bank credit card.