Axis Bank Credit Card Eligibility

Axis Bank offers a plethora of credit cards, including lifestyle credit cards, shopping cards, travel cards, and much more, to cater to the needs of their customers. While applying for a new Axis Bank Credit Card, it’s best to check the eligibility criteria to avoid unnecessary denial. One should always apply for a card if you meet the income and other eligibility criteria. The eligibility criteria for the Axis Bank credit cards are given below.

Eligibility Criteria for Axis Bank Credit Cards

The standard eligibility criteria followed by Axis Bank are as follows:

• The individual must be between the ages of 18 and 70.
• The minimum income criteria differ from card to card. Usually, individuals who have a monthly income of Rs. 25,000 or above can get an Axis Bank Credit Card.
• The individual must be salaried or self-employed.

Note: Axis Bank has the sole right to change the eligibility criteria from time to time.

Documents Required for an Axis Bank Credit Card

Here is a list of documents that you will be required to keep with yourself while applying for a credit card.

Address Proof	Aadhaar Card or Passport
Identity Proof	Pan Card
Income Proof	Bank Statement or Salary Slip for Last 3 months

Eligibility for Different Axis Bank Credit Card

Axis Bank offers a variety of credit cards. Below is a table showing the eligibility requirements for the top credit cards.

Credit Cards	Age	Income/Salary
Axis Bank Neo Credit Card	18-70 years	Minimum net annual income of ₹6 lakhs and above.
Axis Bank Privilege Credit Card	18-70 years	Minimum net annual income of ₹6 lakhs and above.
Axis Bank Select Credit Card	18-70 years	Minimum net annual income of ₹6 lakhs and above.
Axis Bank Aura Credit Card	18-70 years	Minimum net annual income of ₹6 lakhs and above.
Axis Bank Horizon Credit Card	18-70 years	Minimum net annual income of ₹6 lakhs p.a. and above.
Axis Magnus Credit Card	18-70 years	Minimum net annual income of ₹24 lakhs and above
Axis Bank Cashback Credit Card	18-70 years	Minimum net annual income of ₹6 lakhs and above.
Axis Bank ACE Credit Card	18-70 years	Minimum net annual income of ₹6 lakhs and above.
Flipkart Axis Bank Credit Card	18-70 years	The salaried minimum income is ₹15,000 p.m., and for the self-employed, it is ₹30,000 p.m.
Indian Oil Axis Bank Credit Card	18-70 years	Minimum net annual income of ₹6 lakhs and above.
Axis Bank My Zone Credit Card	18-70 years	Minimum net annual income of ₹6 lakhs and above.
Axis Bank Pride Platinum Credit Card	18-70 years	Minimum net annual income of ₹6 lakhs and above.
Airtel Axis Bank Credit Card	18-70 years	Minimum net annual income of ₹6 lakhs and above.
IndianOil Axis Premium Credit Card	18-70 years	Minimum net annual income of ₹6 lakhs and above.
Axis Bank Atlas Credit Card	18-70 years	Salaried: ₹9 lakhs per annum Self-Employed: ₹12 lakhs per annum
Axis Bank Rewards Credit Card	18-70 years	Minimum net annual income of ₹6 lakhs and above.
Samsung Axis Bank Infinite Credit Card	18-70 years	Minimum net annual income of ₹6 lakhs and above.

Factors that Affect Your Eligibility for Axis Bank Credit Card

• Age: The age requirement plays a big role when applying for a credit card. If your age is below the minimum age requirement, then there is a high chance your application will be rejected solely based on this basis.
• Income: Another factor that could affect eligibility for an Axis Credit Card is income. Credit card issuers check whether the applicant has a stable income or not; having a stable income indicates your repayment power.
• Credit Score: A good credit score falls between 700 and 750; below that, this is considered to be a bad credit score, which can affect your eligibility requirement for the Axis Bank Credit Card.