By Divya Shokeen
Updated On May 17, 2024

Axis Bank offers a plethora of credit cards, including lifestyle credit cards, shopping cards, travel cards, and much more, to cater to the needs of their customers. While applying for a new Axis Bank Credit Card, it’s best to check the eligibility criteria to avoid unnecessary denial. One should always apply for a card if you meet the income and other eligibility criteria. The eligibility criteria for the Axis Bank credit cards are given below.Axis Bank Credit Card Eligibility Criteria

Eligibility Criteria for Axis Bank Credit Cards

The standard eligibility criteria followed by Axis Bank are as follows:

  • The individual must be between the ages of 18 and 70.
  • The minimum income criteria differ from card to card. Usually, individuals who have a monthly income of Rs. 25,000 or above can get an Axis Bank Credit Card.
  • The individual must be salaried or self-employed.

Note: Axis Bank has the sole right to change the eligibility criteria from time to time.

Documents Required for an Axis Bank Credit Card

Here is a list of documents that you will be required to keep with yourself while applying for a credit card.

Address Proof Aadhaar Card or Passport
Identity Proof Pan Card
Income Proof  Bank Statement or Salary Slip for Last 3 months

Eligibility for Different Axis Bank Credit Card

Given below is a list of credit cards offered by Axis Bank.

Credit Cards Age  Income/Salary
Axis Bank Neo Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Axis Bank Privilege Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Axis Bank Select Credit Card 18-70 years Minimum net annual income of Rs. 9 lakhs p.a. and above.
Axis Bank Aura Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Axis Bank Vistara Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Axis Magnus Credit Card 18-70 years Minimum net annual income of Rs. 18 lakhs p.a. and above.
Axis Bank Platinum Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Axis Bank ACE Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Flipkart Axis Bank Credit Card 18-70 years The salaried minimum income is Rs. 15,000 p.m., and for the self-employed, it is Rs. 30,000 p.m.
Indian Oil Axis Bank Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Axis Bank  Vistara Signature Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Axis Bank My Zone Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Axis Bank Freecharge Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.
Axis Bank Pride Platinum Credit Card 18-70 years Minimum net annual income of Rs. 6 lakhs p.a. and above.

Factors that Affect Your Eligibility for Axis Bank Credit Card

  • Age: The age requirement plays a big role when applying for a credit card. If your age is below the minimum age requirement, then there is a high chance your application will be rejected solely based on this basis.
  • Income: Another factor that could affect eligibility for an Axis Credit Card is income. Credit card issuers check whether the applicant has a stable income or not; having a stable income indicates your repayment power.
  • Credit Score: A good credit score falls between 700 and 750; below that, this is considered to be a bad credit score, which can affect your eligibility requirement for the Axis Bank Credit Card.

FAQs:

Yes, Axis bank allows you to add 15-year-old individuals to add-on members and enables them to enjoy the facilities and offers of a credit card.
Yes, Axis Bank has set the minimum age requirement at 18 years, so are eligible to apply for an Axis Bank Credit Card.
Yes, having no credit history affects the eligibility criteria. If you don’t have a CIBIL score between 700-750 then the chances of your application getting rejected increase.
Yes, you are eligible to get an Axis Bank Credit Card even though you are an NRI. Both domestic and international applicants can apply for an Axis Bank credit card.