By Ankur Mittal
Updated On April 5, 2023

Owned by the Bank of Baroda, BoB Financial is a non-banking financial services organization that majorly focuses on the credit card business. Established in 1994 the bank very soon became a popular card issuer in the country. Being governed by a major bank in India, it offers a number of exclusive credit cards in different categories, including shopping, travel, dining, lifestyle, and many more. Also, keeping the requirements of different segments of individuals in mind, the card issuer has added premium as well as basic credit cards in its portfolio so that everyone can get a card as per their needs.

According to RBI reports, BoB Financial currently has over 16,38,457 active credit card customers (as of November 2022) in the country. The card issuing company is solely aimed at providing its customers with the best services. All the Bank of Baroda (BoB) Credit Cards come with great privileges and will surely benefit the ones who make the right choice as per their needs. With this article, you will find detailed information about all the credit cards offered by BoB Financial and all other card-related services provided by the company.

BOB card image

List of Best Bank of Baroda Credit Cards

Being a well-known credit card issuer in India, BoB Financial offers many credit cards in diverse categories like travel, rewards, and many more. People who want to have a BoB Credit Card might find it challenging to go through all the features and benefits of every other credit card. To assist them with the same, we are here with a list of the best BoB Credit Cards along with their features and benefits in detail:

Table of Contents
Bank-of-Baroda-( BoB )-Select-Credit-Card

(4.5/5)

Fee

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping |

Reward Type

Reward Points

Welcome Benefits

NA

Bank-of-Baroda-(BoB)-Eterna-Credit-Card

(4.7/5)

Fee

Joining Fee

Rs. 2,499 + GST

Renewal Fee

Rs. 2,499 + GST

Best Suited For

Shopping |

Reward Type

Reward Points

Welcome Benefits

6-month FitPass Pro membership worth Rs. 15,000 and 10,000 bonus reward points.

Bank-of-Baroda-BoB -Premier-Credit-Card

(4.4/5)

Fee

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Travel | Dining |

Reward Type

Reward Points

Welcome Benefits

NA

BOB IRCTC RUPAY CREDIT CARD

(4.5/5)

Fee

Joining Fee

Rs. 500

Renewal Fee

Rs. 350 (plus applicable taxes)

Best Suited For

Travel |

Reward Type

Reward Points

Welcome Benefits

Get 1000 Bonus Reward Points on spending Rs. 1000 through a single transaction using this card within the first 45 days of card issuance.

bank-of-baroda-(bob)-prime-credit-card

(4.1/5)

Fee

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping |

Reward Type

Reward Points

Welcome Benefits

NA

HPCL Bank of Baroda BoB ENERGIE Credit Card

(4.5/5)

Fee

Joining Fee

Rs. 499

Renewal Fee

Rs. 499 (plus applicable taxes)

Best Suited For

Fuel | Shopping |

Reward Type

Reward Points

Welcome Benefits

On spending Rs. 5,000 or more first 60 days after paying the joining fee, you get 2,000 Bonus RPs.

Bank of Baroda BoB Easy Credit Card

(4.6/5)

Fee

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping |

Reward Type

Reward Points

Welcome Benefits

NA

Snapdeal Bank of Baroda Credit Card

(4.5/5)

Fee

Joining Fee

Rs. 249 + taxes

Renewal Fee

Rs. 249 + applicable taxes

Best Suited For

Shopping |

Reward Type

Reward Points

Welcome Benefits

Get a Snapdeal gift voucher worth up to Rs. 500 as a welcome benefit.

Bank of Baroda Varunah Credit Card

(4.5/5)

Fee

Joining Fee

Nil (for Varunah Card),
Rs. 1,499 (for Varunah Plus Card)
Rs. 2,499 (for Varunah Premium Card)

Renewal Fee

Nil (for Varunah Card),
Rs. 1,499 (for Varunah Plus Card)
Rs. 2,499 (for Varunah Premium Card)

Best Suited For

Shopping |

Reward Type

Reward Points

Welcome Benefits

Complimentary Amazon Prime & Zomato Pro membership for one year and Fitpass Pro membership for 6 months (with Varunah Plus and Varunah Premium Credit Card), and 1,000 bonus Reward Points with the Varunah Premium Card.

Bank of Baroda Swavlamban Credit Card

(4.5/5)

Fee

Joining Fee

Nil
Rs. 250 (for non-delinquent cardmembers)

Renewal Fee

Nil
Rs. 250 (for non-delinquent cardmembers)

Best Suited For

Shopping |

Reward Type

Reward Points

Welcome Benefits

NA

Bank of Baroda ConQR Credit Card

(4.5/5)

Fee

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Travel | Shopping |

Reward Type

Reward Points

Welcome Benefits

NA

Indian Army Yoddha BoB Credit Card

(4.5/5)

Fee

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Travel | Shopping |

Reward Type

Reward Points

Welcome Benefits

Get 6-month complimentary Fitpass Pro membership and free Zomato Pro membership on activating the card within 30 days of issuance.

Bank of Baroda Sentinel Credit Card

(4.5/5)

Fee

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping |

Reward Type

Reward Points

Welcome Benefits

Get complimentary Flit Pass Pro membership, Get 1,000 bonus Rewards, and free Zomato Pro membership on activating your card within the first 30 days.

ICAI Bank of Baroda Exclusive Credit Card

(4.5/5)

Fee

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Travel | Shopping |

Reward Type

Reward Points

Welcome Benefits

Get complimentary Fit Pass Pro membership for 6 months and 1,000 bonus Reward Points.

Bank of Baroda ICSI Diamond Credit Card

(4.5/5)

Fee

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Travel | Shopping |

Reward Type

Reward Points

Welcome Benefits

Get free Fit Pass Pro membership for 6 months and 1,000 bonus Reward Points.

BoB Renaissance Credit Card

(4.5/5)

Fee

Joining Fee

Nil

Renewal Fee

Rs. 250

Best Suited For

Shopping |

Reward Type

Reward Points

Welcome Benefits

NA

BoB CMA One Credit Card

(4.5/5)

Fee

Joining Fee

Re. 1

Renewal Fee

Nil

Best Suited For

Travel |

Reward Type

Reward Points

Welcome Benefits

Get 6-months complimentary Fit Pass Pro membership and 1,000 bonus Reward Points.

Bank of Baroda Unnati Credit Card

(4.5/5)

Fee

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping |

Reward Type

Reward Points

Welcome Benefits

NA

BoB Corporate Credit Card

(4.5/5)

Fee

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping |

Reward Type

Reward Points

Welcome Benefits

NA

BoB Empower Credit Card

(4.5/5)

Fee

Joining Fee

Nil

Renewal Fee

Rs. 250

Best Suited For

Shopping |

Reward Type

Reward Points

Welcome Benefits

NA

Bank of Baroda Credit Cards Features and Benefits

Like all other major card issuers present in the country, BoB Financial also offers a lot of exciting features and benefits with its credit cards. Different cards may have different benefits, but the following are the general advantages that you will get to see with most of the cards offered by BoB:

Welcome Benefits – Welcome benefits are provided to the cardholders on successful realization of the card membership fee. These benefits can be offered in the form of bonus reward points, vouchers, premium memberships of partner brands, accelerated cashback, and much more.

Rewards/Cashback – Every time the cardholders make a transaction using their BoB Credit card, they are rewarded with reward points or cashback. Some cards also offer accelerated cashback or points on transactions made in special categories and a lesser reward rate on other category spends. The reward points earned can be redeemed against a wide number of options available to the cardholder.

Milestone Benefits – BoB Financial credit cardholders can enjoy the milestone benefits associated with the credit card, on achieving the target spends which are pre-defined by the card issuer. Bonus reward points or cashback, gift vouchers, and many other benefits are offered as milestone benefits.

Travel Benefits – Some of the cards issued by BoB Financial also offer great travel privileges, like complimentary access to airport lounges, discounted travel-related bookings, and many more.

Movie & Dining Benefits – For the entertainment needs of the cardholders BoB offers many benefits with its cards including complimentary/discounted movie tickets, great discounts on dining bills, etc.

Other Benefits – Apart from the benefits mentioned above, BoB credit cards offer many other benefits including fuel surcharge wavier, waiver of the annual fee (based on spends), and much more.

Top 11 Bob Financial Credit Cards

BoB Financial, the card-issuing company under the Bank of Baroda, issues 10 credit cards including co-branded as well as general credit cards. Out of all BoB Cards, the following are some of the most popular ones:

Bank of Baroda ETERNA Credit Card

The Bank of Baroda ETERNA Credit Card comes with the aim of providing its customers with exciting Reward offers and lifestyle experiences. With benefits over several categories, including dining, travel, movies, etc, it provides you with 3 Reward Points per Rs. 100 spent, and extra Points for spends on travel, dining, and international transactions. Some of the best features of this card are:

  • Reward points are redeemable against several categories including cashback.
  • Earn 10,000 Reward Points on spending Rs. 50,000 or more within the first 60 days.
  • Earn 20,000 Reward Points on spending Rs. 5 lakhs or more in a year.
  • Spend-based joining & renewal fee waiver
  • Unlimited complimentary domestic airport lounge access.
  • Low foreign currency markup of 2% only.
  • 1% fuel surcharge waiver on fuel transactions.
  • 24X7 concierge services.
  • An accidental air death cover worth Rs. 1 Crore.
  • Zero liability protection for a lost/stolen card.

Bank of Baroda Select Credit Card

Bank of Baroda Select Credit Card is another card issued by BoB Financial, which comes with exciting Reward offers, and several other benefits. It earns you Reward points for all your spends and extra Reward Points for your spends on dining, utility bills, and online purchases. There are various other advantages of the card, some of which are as mentioned below:

  • An opportunity to earn 1,000 bonus Reward Points every month.
  • Reward Points you earn are redeemable against cashback & various other categories.
  • Spend-based joining/renewal fee waiver.
  • 24*7 concierge services.
  • Conversion of big purchases into EMI.
  • A 1% fuel surcharge waiver.
  • Cardholders would not be liable for any fraudulent transactions done on their lost/stolen card after briefing the loss to the bank.
  • An accidental death insurance cover

Bank of Baroda Premier Credit Card

The Bank of Baroda Premier Credit Card offers exclusive Reward Programs & benefits over several categories. For every transaction of Rs. 100 done with this card, you get 2 reward points and you can earn extra Reward Points by spending on dining, travel & international purchases. Following are the features of the BoB Premier Credit Card:

  • Redeem your Reward points against various categories including cashback.
  • Spend-based joining/renewal fee waiver.
  • Complimentary airport lounge access.
  • 24*7 concierge service.
  • 1% fuel surcharge waiver.
  • Convert big purchases into easy EMI.
  • Zero liability protection against lost/stolen card.
  • Insurance covers in case of accidental death of cardholder.

IRCTC BoB RuPay Credit Card

IRCTC BoB RuPay Credit Card is also a new card that was launched by BoB Financial in partnership with IRCTC. The card has a joining fee of Rs. 500 & an annual fee of Rs. 350. The card offers a very good reward rate on railway ticket bookings via irctc. Other than this, the IRCTC BoB Rupay Card has several other advantages as follows:

  • 1,000 bonus Reward Points as a welcome benefit.
  • Up to 40 Reward Points per Rs. 100 spent.
  • 4 access to complimentary domestic lounges.
  • The cardholders also get a 1% fuel surcharge waiver as well as a railway surcharge waiver.

Bank of Baroda Prime Credit Card

The Bank of Baroda Prime Credit Card is a secured credit card, i.e. you can have it against a fixed deposit, unlike other cards that require income proof. It comes without a joining fee and provides its customers with exclusive Reward Programs as you get Reward Points on every spends and 5x RPs on spending on some selected categories. Following are some of the benefits of having the BoB Prime Credit Card:

  • You can have the card without any income proof just by having a fixed deposit of Rs. 15,000.
  • The card comes with no joining/annual fee.
  • Redeem the reward points for an array of categories.
  • 24*7 concierge services.
  • You have zero liability against lost/stolen cards.
  • Get a 1% fuel surcharge waiver.
  • In-build accidental death insurance cover.

HPCL BoB ENERGIE Credit Card

The HPCL BoB ENERGIE Credit Card is a newly launched credit card by BoB Financial in partnership with Hindustan Petroleum Corporation Limited (HPCL). The card is targeted at those who spend very often on fuel and want to save on their spends. With a nominal fee of Rs. 499, the Energie Credit Card offers a lot of exclusive benefits across various categories. The following are some of the great benefits:

  • 2000 bonus RPs as a welcome benefit.
  • Get up to 24 reward points for every spend made of Rs. 150
  • Complimentary domestic lounge access.
  • 25% discount on movie ticket bookings on BookMyShow.
  • Get 1% fuel surcharge waiver on every fuel transactions.

Bank of Baroda Easy Credit Card

The Bank of Baroda Easy Credit Card is a unique card that earns you cash back even when you are paying your card bills. The card provides you with Reward Points for all your spends and you get extra Reward Points when spending on departmental stores, groceries, and movies. Along with this, the card has a number of benefits, some of which are as mentioned below:

  • A cashback of 0.5% on card bill payment.
  • Redeem your Reward Points against cashback and various other products & categories.
  • Spend-based joining/renewal fee waiver.
  • 24*7 concierge service.
  • You can convert your big purchases into EMI.
  • A 1% waiver on fuel surcharge
  • Zero liability protection against lost or stolen card.

BoB Swavlamban Credit Card

The BoB Swavlamban Credit Card is a basic card that comes with a zero annual fee and provides customers with several decent benefits across different categories. One of the most significant features of this card is that you can use up to 105% of your credit limit. Some of the most significant features of this card are given below in detail:

  • 4 Reward Points on every spend of Rs. 100.
  • 1% fuel surcharge waiver on all fuel spends.
  • Get a personal accidental death cover.
  • Zero liability protection against lost/stolen card.

BoB Varunah Credit Card

The Varunah Credit Card by BoB, which is exclusively for Indian Navy Personnel, is issued in three variants, including Vrunah, Varunah Plus, and Varunah Premium. All three variants come with different fees and features. The Varunah Card is lifetime free, whereas the other two come with nominal annual fees. The features of this card are given below:

  • Free yearly membership of Amazon prime and Zomato Pro.
  • Complimentary 6 months Fitpass Pro membership.
  • 1,000 bonus Reward Points as a welcome benefit (with the Varunah Premium Card).
  • Reward rate of up to 15 Reward Points on every spend of Rs. 100.
  • Complimentary domestic airport lounge access every year.
  • Spend-based waiver of the joining and annual fee.

BoB Indian Army Yoddha Card

As suggested by the name, the Indian Army BoB Yoddha Credit Card is exclusively for Indian Army personnel. It comes with a zero annual fee and is aimed at providing the targeted customers with the best experiences across different categories. Some of its key features are as follows:

  • Earn up to 10 Reward Points on every spend of Rs. 100 with this card.
  • Get complimentary access to domestic airport lounges every year.
  • Get complimentary golf games/lessons every year.
  • Get free Amazon Prime annual membership on achieving the spending milestone.
  • Personal Accident Cover worth Rs. 20 lakhs.

BoB ICAI Exclusive Credit Card

The BoB ICAI Exclusive Credit Card is a lifetime free card that is exclusively for active members of ICAI. From rewards to travel and many other categories, this card provides you with several exciting benefits that ne hardly ex[ectes from a zero annual fee card. Some of its key advantages are as follows:

  • Earn bonus Rewards as welcome and milestone benefits.
  • Complimentary 6 months Fit pass Pro membership.
  • Earn upto 5 RPs on every spend of Rs. 100.
  • Complimentary domestic lounge access every quarter.
  • Reduced foreign currency markup fee of 2% only.
  • Personal accident cover worth Rs. 15 lakhs.

BoB ConQR Credit Card

The BoB ConQR Credit Card is a business card issued by Bank of Baroda, which comes with a zero annual fee and various great benefits. With a reward rate of up to 5 Reward Points on every spend of Rs. 100, you get lots of benefits with this card, including discount on travel bookings, insurance benefits, and many more. Some of its key features are given below:

  • Earn upto 5 RPs on every spend of Rs. 100.
  • Save up to Rs. 800 on your travel-related bookings with this card.
  • Get up to 15% off on Apollo Pharmacy products.
  • Save up to Rs. 5,000 on booking two or more nights in Vista rooms.

BoB Corporate Credit Card

The BoB Corporate Credit Card is another great business card issued by BoB Financial. It is also a lifetime free card, however, the eligibility criteria for this card are quite strict compared to the ConQr Card. From a decent reward rate to travel benefits and various other privileges, this card has several great advantages. Some of its key features are as follows:

  • 1 RP on every spend of Rs. 100.
  • Track all the employees’ spends easily.
  • Bill payment of all the cards on the same day.
  • Complimentary domestic lounge access every year.
  • Personal death cover worth up to Rs. 1 Crore.

BoB Credit Card Reward Points & Cashback

All the credit cards offered by BoB Financial come with exciting reward rates. Some cards may offer your reward points, others offer cash back or miles on all your spends. Most of the BoB Credit Cards offer reward points to their customers. Different cards can have different reward rates and the number of reward points can also vary according to categories. The cards having a lower annual fee will generally offer a lower reward rate compared to a card that has a high annual fee. The reward rate of some of the best BoB Credit Cards is provided in the following table:

Credit Card Reward Points
Bank of Baroda ETERNA Credit Card
  • 15 Reward Points on every Rs. 100 you spend on dining, travel, online shopping, and international transactions.
  • 3 Reward Points on every Rs. 100 you spend on other categories.
Bank of Baroda Select Credit Card
  • 1 Reward Point on every spend of Rs. 100.
  • 5 Reward Points on every spend of Rs. 100 on dining, online shopping, and utility bill payments.
Bank of Baroda Premier Credit Card
  • 2 Reward Points on every spend of Rs. 100.
  • 10 Reward Points on every spend of Rs. 100 on travel, dining, and international transactions.
IRCTC BoB Rupay Credit Card
  • Up to 40 Reward Points on every spend of Rs. 100 on railway tickets through IRCTC.
  • 4 RPs on every Rs. 100 spent on groceries and departmental stores.
  • 2 RPs on every other spend of Rs. 100.
Bank of Baroda Prime credit Card
  • 4 Reward Points on every Rs. 100 you spend.
HPCL BoB ENERGIE Credit Card
  • 24 Reward Points on every spend of Rs. 150 on fuel purchases at HPCL pumps.
  • 4 RPs on every Rs. 150 spent on groceries and departmental stores.
  • 2 RPs on every other spend of Rs. 150.
Bank of Baroda Easy Credit Card
  • 1 Reward Point for every spend of Rs. 100.
  • 5 Reward Points on every spend of Rs. 100 on departmental stores, groceries, and movies.
BoB Swavlamban Credit Card
  • Up to 15 Reward Points on every Rs. 100 spent with the Varunah Premium Card, 
  • Up to 10 RPs with the Varunah Plus Card, and 
  • Up to 5 RPs with the Varunah Card.
BoB Varunah Credit Card
  • Up to 15 Reward Points on every Rs. 100 spent with the Varunah Premium Card, 
  • Up to 10 RPs with the Varunah Plus Card, and 
  • Up to 5 RPs with the Varunah Card.
BoB Indian Army Yoddha Credit Card
  • 2 Reward Points on every retail spend of Rs. 100
  • 10 RPs for every Rs. 100 spent on departmental stores & groceries.
BoB ICAI Exclusive Credit Card
  • 1 Reward Point on every spend of Rs. 100.
  • 5x RPs on dining, utility bills, and online purchases.
BoB ConQR Credit Card
  • 1 Reward Point on every retail spend of Rs. 100.
  • 5 RP on every Rs. 100 spent on dining, utility bills, and online purchases.
BoB Corporate Credit Card
  • 1 Reward rate on every retail spend of Rs. 100
  • 0.5x reward points on select categories.

Rewards Redemption

The Reward Points earned by you using your Bank of Baroda credit cards, are redeemable at the BoB Rewards app against an array of categories like travel, movie, dining, hotel bookings, recharge, etc. The Reward Points can also be redeemed against cashback where 1 Reward Point = Rs. 0.25.

BoB Credit Cards Eligibility Criteria

Each and every credit card institution follows certain eligibility criteria that must be fulfilled by the applicants when applying for a credit card. The criteria required to be fulfilled for BoB Financial Credit Cards depend on different factors including income, age, credit score, etc. Following are the basic requirements that one needs to take care of:

  • The applicant should be between the age of 21 years and 65 years in the case of Eterna Credit Card and 18 years to 65 years for all other cards.
  • The applicant should have a stable source of income.
  • The applicant should have a decent credit score.

Apart from this, the user-specific cards may have different criteria that you can check on the individual card pages shown above. Know more about the eligibility criteria for BoB credit cards on this page.

Documents Required

Certain documents like identity proof, address proof, etc are also required to be uploaded or submitted while applying for the BoB Credit Cards. A list of all the essential documents is given in this table:

Identity Proof Address Proof Income proof
  • PAN Card
  • Aadhar Card
  • Voter ID
  • Passport
  • Driving Licence<
  • Aadhar Card
  • Voter ID
  • Passport
  • Driving Licence
  • Rent agreement
  • Utility bills
  • Municipal or property tax receipt
  • House allotment letter issued by central or state government
  • For salaried employees - salary slip of last two months & bank statement showing salary credits.
  • For self-employed individuals - Later ITR (Income Tax Return).

Annual Fee

Different Credit Cards issued by BoB Financial come with different annual fees, which is no doubt one of the crucial factors considered by the applicants when picking a suitable credit card for themselves. The higher the annual fee of a card is, the better features and benefits it offers. The table below will give you an idea about the annual charges of the best credit cards offered by BoB:

Credit Card Annual Fee
Bank of Baroda ETERNA Credit Card Rs. 2,499 (waived on spending Rs. 2,50,000 in the previous year)
Bank of Baroda Select Credit Card Nil
Bank of Baroda Premier Credit Card Nil
IRCTC BoB Rupay Credit Card Rs. 500 (joining fee),

Rs. 350 (annual fee)
Bank of Baroda Prime credit Card Nil
HPCL BoB ENERGIE Credit Card Rs. 499
Bank of Baroda Easy Credit Card Nil
BoB Swavlamban Credit Card Nil
BoB Varunah Credit Card Nil (for Varunah Card),

Rs. 1,499 (for Varunah Plus Card)

Rs. 2,499 (for Varunah Premium Card)
BoB Indian Army Yoddha Credit Card Nil
BoB ICAI Exclusive Credit Card Nil
BoB ConQR Credit Card Nil
BoB Corporate Credit Card Nil

*spends within 60 days
**spend within an anniversary year.

Other Fees & Charges

Apart from the annual charges, there are many other important charges (or fees) applicable on the BoB Credit Cards and should be checked by everyone before applying for a card:

Interest Charges  3.25% per month for all BoB Credit Cards.
Cash Advance Fee 2.5% of the withdrawn amount or Rs. 500 (whichever is higher)
Forex Markup Fee 2% for the Eterna Card and 3.5% for all other cards.

How To Apply for BoB Credit Cards?

The applicants that wish to apply for BoB Cards can do so by visiting your nearest BoB branch or via the BoB Financial official website as follows:

  • Go to https://www.bobfinancial.com/.
  • Select the credit card you want to apply for.
  • Click on the option ‘Apply Now.’
  • You will be redirected to an application form. Fill in all the required details carefully and check them before proceeding.
  • Complete all the formalities according to the website’s instructions.

Track Application Status

Track your credit card application status on, https://www.bobfinancial.com/track-application-status.jsp then enter your application number and click on ‘Get details.’ The status of your application will be visible on your screen.

For more ways to track your BoB Credit Card application status, click here.

How To Activate BoB Credit Card?

After receiving your new Credit Card from BoB Financial, your first step would be to get it activated. There are online as well as offline ways to activate your credit card, of which some of the easiest ones are as follows:

  •  You can get your credit card activated through internet banking. Simply log in to your net banking account and look for an activation/PIN generation option from the menu.
  • You can also activate the card through ATM. Visit your nearest BoB ATM, insert your credit card into it, and select the option to activate your card from the main menu.
  • You can also reach your card’s customer care and request them to assist you to activate your credit card.

BoB Credit Cards Login / Netbanking

Nowadays, everyone wants to get their banking-related tasks done from the convenience of their home and this is why most of the banks and card issuers have started providing internet banking facilities. You can also avail of great services by registering your BoB Credit Card for net banking. Following are a few steps to do the same:

Step 1: Visit the net banking page of BoB Financial.
Step 2: Click on the Sign Up option.
Step 3: Enter all the required details including your credit card number, expiry date, and other required details, and click on ‘Proceed.’

Click here for detailed steps to log in to your BoB internet banking account.

BoB Credit Card Customer Care

BoB Financial Services limited values its customers and hence offers them 24*7 help & support. You can contact 1800-103-1006 or 1800-225-100 for the following services:

  • To block your card
  • Balance inquiry
  • PIN generation
  • To know your card status

Moreover, you can also avail of the BoB SMS service, for which the number is 9223172141. You just need to send an SMS on this number as given below:

  • To block your lost/stolen card – SMS BLOCK XXXX
  • For Balance inquiry – SMS BAL XXXX
  • To know Reward Points summary – SMS REWARD XXXX
  • To know your last statement summary – SMS STAT XXXX
  • To know the Last payment details – PAYMENT XXXX

(where XXXX are the last 4 digits of your credit card number).

Quick Links

FAQs:

No, you get complimentary lounge access through the following two cards only:

1.Bank of Baroda ETERNA Credit Card (unlimited complimentary domestic lounge access)

2.Bank of Baroda Premier Credit Card (2 complimentary lounge access (every quarter) in India)

The Bank of Baroda Select Credit Card, Bank of Baroda Easy Credit card, and Bank of Baroda Prime Credit card do not provide any complimentary lounge access.

Yes, the Bank of Baroda was nationalized by the Indian government in 1969 and it is currently the third-largest bank owned by the Ministry of Finance of the Government of India.

Yes, with the Bank of Baroda ETERNA Credit Card, you get 10,000 Reward Points on spending Rs. 50,000 or more within the first 60 days after card activation and you get 20,000 Reward Points if you spend Rs. 5 lakhs or more in a year.

Other than that, the Bank of Baroda Select Credit Card also provides 1,000 bonus Reward Points every month if you have made 5 transactions worth Rs. 1000 or more in a month.

Yes, you can get the Bank of Baroda Prime Credit Card even without having a stable monthly income. You just need to own a fixed deposit of Rs. 15,000.

Yes, you can apply for a BoB credit card just by using your mobile phone. Simply, visit the official website of the bank and choose your credit card, then click on the Apply now button and fill in the details asked.

To get a credit card issued from the Bank of Baroda, you have one of these documents as address proof: Aadhar card, Utility Bills, Voter ID, passport, driving license, rent agreement, or a house allotment letter from the government.

You can contact the Bank of Baroda IVR service instantly through the number 1800-103-1006 / 1800-225-100 or you can avail of the SMS service. For the SMS service, you will have to send SMS BLOCK XXXX on 9223172141.

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