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Axis Bank AURA Credit Card

Axis Bank AURA Credit Card is a one of its kind credit card by Axis Bank targeted at ultra-health-conscious individuals. SBI Card also offers one such card targeted at providing health benefits, which is the SBI Card PULSE. The card was launched for those who care about their health and want financial benefits associated with it. From free video consultations with doctors to complimentary fitness sessions and discounted rates on nutritional foods, the card offers plenty of medical and fitness benefits.

As far as the card’s reward rate is concerned, you earn 2 EDGE Points per Rs. 200 spent with the card and 5X EDGE Points on insurance spends. 1 EDGE Point is valued at Rs. 0.20, making the effective reward rate of the card 1% on insurance spends and 0.20% on all other spends categories. Read on to learn more about this unique offering by Axis Bank.

Axis Bank AURA Credit Card

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Axis Bank AURA Credit Card
  • Joining Fee₹749 + GST
  • Annual Fee₹749 + GST
  • Best Suited ForShopping, Health
  • Reward TypeReward Points

Rewards Rate

2 EDGE Points/₹200 Spent With the Card and 5X EDGE Points on Insurance Spends (Maximum Transaction of ₹10,000)

Welcome Benefits

Decathlon Voucher Worth ₹750

Movie & Dining

15% Discount on Dining at Partner Restaurants

Rewards Rate

2 EDGE Points/₹200 Spent With the Card and 5X EDGE Points on Insurance Spends (Maximum Transaction of ₹10,000)

Reward Redemption

Redeem Points for Vouchers and Products on the Axis Bank EDGE Rewards Portal

Travel

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Golf

N/A

Insurance Benefits

N/A

  • Spend-Based Waiver

    N/A

    Rewards Redemption Fee

    ₹99 + GST

    Foreign Currency Markup

    3.5%

    Interest Rates

    3.75% Per Month (55.55% Annually)

    Fuel Surcharge Waiver

    1% fuel surcharge waived off at all fuel stations for transactions between Rs. 400 and Rs. 4,000 (max waiver of Rs. 250 in a month)

    Cash Advance Charges

    2.5% of the Withdrawn Amount (Minimum of ₹500)

    • Decathlon voucher worth Rs. 750 as a welcome benefit on card issuance.
    • 4  free video doctor consultations per month on Practo.
    • 4 interactive video fitness sessions and 16 recorded sessions per month via Fitternity.
    • Annual discount of up to Rs. 500 on health check-ups.
    • Minimum 30% discount on nutritional/diet consultations from partner nutritionists.
    • Minimum 30% discount on nutritional food.
    • 2 EDGE Points per Rs. 200 spent with the card.
    • Accelerated (5X) EDGE Points per Rs. 200 spent with the card.
    • Up to 20% discount on dining bills at partner restaurants with Axis Bank Dining Delights Program.

    AURA Credit Card Welcome Benefit

    You get a Decathlon voucher worth ₹750 as a welcome gift on Axis Bank AURA Credit Card.

    AURA Credit Card Reward Points

    • 2 EDGE Points per ₹200 spent with the card.
    • 5X EDGE Points on insurance spends, i.e., 10 EDGE Points per ₹200 on insurance spends. The maximum transaction amount is capped at ₹10,000.
    • No EDGE Reward Points shall be awarded for utilities, education, wallet, rent, fuel, and government institutions.

    Rewards Redemption:

    The EDGE Points earned on the card can be redeemed for shopping/travel vouchers or purchasing products (from the given catalog) on the Axis Bank EDGE Rewards Portal.

    Dining Benefits

    You can avail up to 15% discount on dining bills at partner restaurants under the Axis Bank Dining Delights program.

    Axis Bank AURA Credit Card Medical Benefits:

    • 4 complimentary doctor consultations per month on Practo.
    • Annual discount of up to ₹500 on health check-ups.
    • 4 complimentary interactive video fitness sessions per month via Fitternity.
    • Access to 16 recorded fitness sessions per month on Fitternity.
    • Minimum 30% discount on nutritional/diet consultations from partner nutritionists.
    • Minimum 30% discount on nutritional foods.

    Axis Bank AURA Credit Card Features

    Fuel Surcharge Waiver

    1% fuel surcharge waived off at all filling stations across India for transactions between ₹400 and ₹4,000. The maximum waiver is capped at ₹250 per month.

    Eligibility Criteria

    • The age of the primary cardholder must lie between 18 years and 70 years.
    • The age of the add-on cardholder must be 15 years or above.
    • The applicant should either be a resident of India or a non-resident Indian.

    Customer Care

    For any queries/assistance regarding the credit card, you may dial Axis Bank’s retail phone banking numbers- 1860 419 5555 or 1860 500 5555. To block your card, you may contact the 24×7 helpline at +91 22 67987700.

    Conclusion

    Axis Bank AURA Credit Card is a unique offering by the bank. It is the only credit card in the market that gives you so many medical and fitness benefits. Although the reward rate of the card is not very high (0.2% on regular spends and 1% on insurance spends), given its health benefits, it can certainly be considered a great choice for health-conscious individuals and fitness freaks. If you’re someone who goes for regular medical check-ups and/or doctor consultations, you can save a lot with this card. Fitness freaks and diet-conscious individuals can also benefit from discounted rates on nutritional foods and diet consultations. What do you think about this unique offering by Axis Bank? Do let us know in the comments. And if you’re an existing cardholder, feel free to share your experience.

    FAQs:

    Add-on cardholder(s) must be a minimum of 15 years of age.

    The foreign currency markup fee on the Axis Bank AURA Credit Card is 3.5% of the transacted amount.

    You can get a maximum benefit of Rs. 250 each month through the fuel surcharge waiver on your Axis Bank AURA Credit Card.

    You can avail of the free video consultations and sessions by logging in to https://axisbankaura.poshvine.com/ using your registered mobile number.

    You can get information about your Credit Card balance either by calling 1800-419-5959 or by sending SMS BAL to 56161600 or +918691000002.

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