By Bharti Bisht
Updated On October 8, 2021

Axis Bank AURA Credit Card is a one of its kind credit card by Axis Bank targeted at ultra health-conscious individuals. The card was launched earlier this year at a time when everyone is becoming increasingly more health-conscious due to the prevailing pandemic situation. From free video consultations with doctors to complimentary fitness sessions and discounted rates on nutritional foods, the card offers plenty of medical and fitness benefits.

As far as the card’s reward rate is concerned, you earn 2 EDGE Points per Rs. 200 spent with the card and 5X EDGE Points on insurance spends. 1 EDGE Point is valued at Rs. 0.20, making the effective reward rate of the card 1% on insurance spends and 0.20% on all other spends categories. Read on to learn more about this unique offering by Axis Bank.

Best Suited For

Shopping |

Joining Fee

Rs. 749 (plus applicable taxes)

Reward Type

Reward Points |

Product Details

  • Decathlon voucher worth Rs. 750 as a welcome benefit on card issuance.
  • 4  free video doctor consultations per month on Practo.
  • 4 interactive video fitness sessions and 16 recorded sessions per month via Fitternity.
  • Annual discount of up to Rs. 500 on health check-ups.
  • Minimum 30% discount on nutritional/diet consultations from partner nutritionists.
  • Minimum 30% discount on nutritional food.
  • 2 EDGE Points per Rs. 200 spent with the card.
  • Accelerated (5X) EDGE Points per Rs. 200 spent with the card.
  • Up to 20% discount on dining bills at partner restaurants with Axis Bank Dining Delights Program.

Rewards and Benefits

Welcome Benefits

A Decathlon voucher worth Rs. 750.

Movie & Dining

Up to a 20% discount on dining at partner restaurants.

Rewards Rate

2 EDGE Points on every spend of Rs. 200 with the card and 5x EDGE Points on insurance spends.

Reward Redemption

EDGE Points earned on the card are redeemable for shopping/travel vouchers and for purchasing products (from the given catalog) on the Axis Bank EDGE Rewards Portal.

Travel

N/A

Golf

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Insurance Benefits

N/A

Zero Liability Protection

Cardholder shall not be liable for any fraudulent transaction made with the card post reporting the loss of card to the bank

Fees & Charges

Joining Fee

Rs. 749 (plus applicable taxes)

Renewal Fee

Rs. 749 (plus applicable taxes)

Spend based Waiver

N/A

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% of the transaction amount

Interest Rates

3.40% per month (or 49.36% annually)

Fuel Surcharge

1% fuel surcharge waived off at all fuel stations for transactions between Rs. 400 and Rs. 4,000 (max waiver of Rs. 250 in a month)

Cash Advance Charge

3.4% of the withdrawn amount or a minimum of Rs. 500

Add-on Card Fee

Nil

Axis Bank AURA Credit Card Welcome Benefit:

You get a Decathlon voucher worth Rs. 750 as a welcome gift on Axis bank AURA Credit Card.

Axis Bank AURA Credit Card Rewards:

  • 2 EDGE Points per Rs. 200 spent with the card.
  • 5X EDGE Points on insurance spends, i.e. 10 EDGE Points per Rs. 200 on insurance spends.

Rewards Redemption:

The EDGE Points earned on the card can be redeemed for shopping/travel vouchers or purchasing products (from the given catalog) on Axis Bank EDGE Rewards Portal.

Dining Benefits:

You can avail up to 20% discount on dining bills at partner restaurants under the Axis Bank Dining Delights program.

Axis Bank AURA Credit Card Medical Benefits:

  • 4 complimentary doctor consultations per month on Practo.
  • Annual discount of up to Rs. 500 on health check-ups.

Fitness Benefits:

  • 4 complimentary interactive video fitness sessions per month via Fitternity.
  • Access to 16 recorded fitness sessions per month on Fitternity.
  • Minimum 30% discount on nutritional/diet consultations from partner nutritionists.
  • Minimum 30% discount on nutritional foods.

Fuel Surcharge Waiver:

1 % fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 4,000. Maximum waiver is capped at Rs. 250 per month.

Eligibility Criteria:

  • The age of the primary cardholder must lie between 18 years and 70 years.
  • The age of the add-on cardholder must be 15 years or above.
  • The applicant should either be a resident of India or a non-resident Indian.

How To Apply?

You can apply for Axis bank credit cards online on their official website or by visiting your nearest Axis Bank branch. You’ll need to submit a few documents in order for your application to be processed- an identity proof (like Aadhar card, Voter card, PAN card, etc.), an address proof (like Aadhar card, Voter card, driving license, utility bills, etc.) and proof of income (salary slips for salaried applicants and audited ITR acknowledgment for the self-employed).

Customer Care:

For any queries/assistance regarding the credit card, you may dial Axis bank’s retail phone banking numbers- 1860 419 5555 or 1860 500 5555. To block your card, you may contact the 24×7 helpline at +91 22 67987700.

Conclusion:

Axis Bank AURA Credit Card is a unique offering by the bank. It is the only credit card in the market that gives you so many medical and fitness benefits. Although the reward rate of the card is not very high (0.2% on regular spends and 1% on insurance spends), given its health benefits, it can certainly be considered a great choice for health-conscious individuals and fitness freaks. If you’re someone who goes for regular medical check-ups and/or doctor consultations, you can save a lot with this card. Fitness freaks and diet-conscious individuals can also benefit from discounted rates on nutritional foods and diet consultations. What do you think about this unique offering by Axis Bank? Do let us know in the comments. And if you’re an existing cardholder, feel free to share your experience.

FAQs:

Add-on cardholder(s) must be a minimum of 15 years of age.

The foreign currency markup fee on the Axis Bank AURA Credit Card is 3.5% of the transacted amount.

You can get a maximum benefit of Rs. 250 each month through the fuel surcharge waiver on your Axis Bank AURA Credit Card.

You can avail of the free video consultations and sessions by logging in to https://axisbankaura.poshvine.com/ using your registered mobile number.

You can get information about your Credit Card balance either by calling 1800-419-5959 or by sending SMS BAL to 56161600 or +918691000002.

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