By Divya Shokeen
Updated On October 8, 2021

My Wings credit card by Axis Bank is an entry-level travel credit card that offers exciting cashback and reward points benefits on rail, road, and air travel spends. You get complimentary airport lounge access and discount and cashback benefits on rail/air tickets. As far as road travel is concerned, the card rewards you with a discount of Rs. 100 on bus tickets and a flat Rs. 400 off on car rentals. On top of these travel-related benefits, you also enjoy dining privileges with a minimum 15% discount on dining bills at partner restaurants under the Axis Bank’s Dining Delights program. Read on to learn more about this offering by Axis bank.

Best Suited For

Travel |

Joining Fee

Rs. 1,200 (plus applicable taxes)

Reward Type

Cashback |

Product Details

  • 2 complimentary base fare domestic flight tickets on Ezeego1.
  • 1 complimentary domestic airport lounge access under the MasterCard lounge program.
  • Up to 20% cashback on base fare domestic flight bookings via Ezeego1.
  • Rs. 25 off on every ticket booked via IRCTC.
  • Cashback benefits worth Rs. 10,000 on hotel and holiday bookings (details below).
  • Rs. 100 cashback on bus ticket bookings via Ezeego1.
  • Flat Rs. 400 cashback on card rentals within India.
  • 4 EDGE Points for every Rs. 200 spent with the card.

Rewards and Benefits

Welcome Benefits

2 complimentary base fare domestic flight tickets via Ezeego1.

Movie & Dining

Minimum 15% off on dining at partner restaurants

Rewards Rate

4 EDGE Points for every Rs. 200 spent with the card

Reward Redemption

EDGE Points earned are redeemable for shopping/travel vouchers or products (from the given catalog) on the EDGE Rewards portal.

Travel

Complimentary domestic lounge access, cashback/discount on flight/rail/bus tickets and car rentals

Golf

N/A

Domestic Lounge Access

1 complimentary domestic lounge access per quarter

International Lounge Access

N/A

Insurance Benefits

N/A

Zero Liability Protection

Cardholder not liable for any fraudulent transaction made with the card post reporting the loss of card to the bank.

Fees & Charges

Joining Fee

Rs. 1,200 (plus applicable taxes)

Renewal Fee

Rs. 500 (plus applicable taxes)

Spend based Waiver

N/A

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.50% of the transaction amount

Interest Rates

3.40% per month (49.96% per annum)

Fuel Surcharge

1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 4,000 (max waiver capped at Rs. 400 per month)

Cash Advance Charge

2.50% or a minimum of Rs. 500

Add-on Card Fee

Nil

Axis Bank My Wings Credit Card Welcome Benefits:

You get 2 complimentary base fare domestic flight tickets via Ezeego1 as a welcome gift with the Axis Bank My Wings Credit Card.

Axis Bank My Wings Credit Card Rewards:

You earn 4 EDGE Points per Rs. 200 spent with the Axis Bank My Wings Credit Card.

Reward redemption:

The EDGE Points earned on the card are redeemable against shopping/travel vouchers or for purchasing products from the product catalog on the Axis Bank EDGE Rewards portal.

Movie and Dining:

You get a discount of minimum 15% on dining bills at partner restaurants under the bank’s Dining Delights Program.

Travel Benefits:

  • 2 complimentary base fare domestic flight tickets as a welcome benefit with the card.
  • 1 complimentary domestic airport lounge access per quarter.
  • Up to 20% cashback on domestic flight tickets on Ezeego1 (applicable only on bookings made through 1800 120 0408 or ezeego1.com.
  • Rs. 25 off on every ticket booking via IRCTC (maximum annual discount capped at Rs. 200 per cardholder).
  • Rs. 100 cashback (per person) on bus ticket bookings on Eazeego1. Promo code “AXISCOMBO” needs to be used to avail the offer. The offer can be availed for a maximum of 5 times a year.
  • Flat Rs. 400 cashback on car bookings/rentals in India. Promo code “AXISCOMBO” needs to be used to avail the offer.
  • Cashback benefits worth Rs. 10,000 on flights, hotel and holiday bookings-
Spends Category Cashback Benefit
Domestic return air ticket Rs. 500
International return air ticket Rs. 1,500
Hotel booking across India, Nepal and Bhutan (min booking amount of Rs. 7,000) Rs. 1,000
International hotel booking (min booking amount of Rs. 7,000) Rs. 1,500
Domestic holiday booking (min booking amount of Rs. 20,000) Rs. 2,500
International holiday booking (min booking amount of Rs. 20,000) Rs. 3,000

Conclusion:

Axis Bank targets frequent travelers with this credit card. Unlike other travel cards that offer only air travel benefits, this one by Axis bank gives you cashback and discount benefits on road and rail travel spends as well. You get decent cashback and discount benefits on all of the three categories of travel spend. If you’re a frequent domestic traveler and don’t want to limit your travel experience to just air travel, this card is certainly worth consideration.
What do you think about this offering by Axis bank? Do you think, instead of focusing only on air travel, card issuers should also consider the road/rail travel requirements of their customers? Do let us know your opinion in the comments. If you’re an existing card member, feel free to share your experience.

FAQs:

You can avail the 2 complimentary flight tickets by dialing the Ezeego1 customer care at 1800 120 0408. You will need to provide your 15 digit Axis Bank My Wings Credit Card number as a promo code to the customer care executive.

You are charged an interest rate of 3.40% per month (49.96% per annum) on the Axis Bank My Wings Credit Card.

The joining of this card is Rs. 1,200 and the annual fee (second year onwards)2 is Rs. 500.

You are charged a mark-up fee of 3.5% of the transaction amount on all foreign currency transactions made with the card.

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