RuPay is India’s own card network, launched by the National Payments Corporation of India (NPCI) in 2014. RuPay is gaining popularity due to its many benefits, such as secure payments, affordable deals, and reasonable rewards. Now, all card issuers offer RuPay Credit Cards along with Visa and Mastercard variants. Axis Bank also offers different RuPay Cards to suit all types of consumers. Whether looking for a credit card for fuel transactions, shopping, or a UPI credit card. From the traditional IndianOil Axis Bank Credit Card to the numberless Fibe Axis Bank Credit Cards, there are many RuPay variants offered by Axis Bank.
Cashback on spends, discounts on food delivery apps like Swiggy and Zomato, and offers on movies while booking with District by Zomato and BookMyShow. All of this can be availed with an Axis Bank RuPay Credit Card. Let us look at all the RuPay Credit Card offerings by Axis Bank in India.
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25% Cashback On Airtel Recharges (Capped At 2× Base Cashback In Same Statement Month). 10% Cashback On Utility Bills (Capped At Base Cashback In Same Statement Month). 10% Value Back On Zomato, Blinkit & District (Up To ₹200 Per Partner Per Month). 1% Cashback On All Other Spends
Amazon Voucher Worth ₹250
3% Cashback for UPI Spends Via super.money UPI and 1% Cashback on All Other Qualifying Spends
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4 EDGE Points/₹200 (Reward Rate of 0.4%)
Free SonyLiv Subscription Worth ₹1,499
20 Reward Points per Rs. 100 on fuel transactions at IOCL stations, 5 Reward Points per Rs. 100 on online shopping and 1 EDGE Point per Rs. 100 on all other spends with the card
1,250 EDGE Reward Points Worth ₹250
1 EDGE REWARD Point/₹200 on All Eligible Spends (Reward Rate 0.10%)
100% Cashback Up to ₹300 on First Utility Bill Payment
3% Cashback on Entertainment, Food Delivery & Commute
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2 EDGE RPs per Rs. 200 spent with the card on domestic and international spends
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Have a look at all the significant features of Axis Bank RuPay Credit Cards and easily select which card is most suited for you. We have created a table where you can easily compare the features of different RuPay Cards offered by Axis Bank.
| Features | Indian Oil Axis Bank Credit Card | MY ZONE Credit Card | Neo Credit Card |
| Joining/Renewal Fee | ₹500 + GST | ₹500 + GST | Lifetime Free |
| Best Suited For | Fuel | Movies | Shopping |
| Rewards Rate |
|
4 EDGE Points for Every ₹200 Spent | Earn 1 EDGE Point on Every ₹200 Spent |
| Domestic Lounge Access | N/A | 1 Each Quarter | N/A |
| Movie & Dining | 10% off Movie Tickets With BookMyShow | BOGO While Booking With District by Zomato and ₹120 off While Ordering With Swiggy | 10% off on Bookings with BookMyShow and 40% off Food Delivery While Ordering With Zomato |
Each of these Axis Bank RuPay Credit Cards comes with its own features and benefits. All of these cards differ from one another and hence fulfill the needs of one consumer or another. Let’s have an in-depth look at all the features and benefits of the RuPay Credit Cards offered by Axis Bank.
The Axis Bank SuperMoney RuPay Credit Card is a lifetime free credit card made for users who frequently spend via UPI. It offers an impressive 3% cashback on QR code payments made through the super.money platform, capped at ₹500 per statement cycle. This makes it ideal for those spending around ₹16,500 per month, translating to annual savings of up to ₹6,000.
While it lacks travel or lifestyle perks, it excels as a no-frills, high-reward UPI cashback card.
Indian Oil Axis Bank Credit Card is a co-branded fuel credit card issued by Axis Bank in collaboration with IOCL. The card aims to provide great savings opportunities to those who spend very often on fuel. It is an entry-level card and hence comes with a nominal joining and annual fee of ₹500. This card offers a high reward rate of 20 Reward Points on every ₹100 spent at IOCL petrol pumps and 5 Reward Points on every ₹100 spent on online shopping.
The Axis Bank My Zone Credit Card is an entry-level offering by the bank. The card comes with a nominal membership fee of just ₹500 per annum and welcomes its customers with a complimentary premium subscription to SonyLiv. Considering its annual fee, the card comes packed with plenty of value-added benefits, including movie & dining offers, complimentary domestic airport lounge access, and many more. You earn 4 EDGE Points for every ₹200 you spend with the card, where 1 EDGE Reward = ₹0.20. With this credit card, you would also get a Buy 1 Get 1 Free offer on movie tickets monthly via District by Zomato.
Axis Bank Neo Credit Card is an entry-level credit card. This card is available at zero joining and annual fees. You can avail of this card in the RuPay variant, link it to the UPI application of your choice, and start making payments through your phone. You would earn 1 EDGE Reward Point on every spend of ₹200. With this card, you’ll receive numerous great offers and discounts, including 15% off with the Dining Delights Program, 40% off orders with Zomato, and 10% off Blinkit and Myntra. One of the main benefits of this card is that you can receive 5% off your utility bills when paying with Amazon Pay.
Axis Bank has launched India’s first numberless credit card. This innovative card is designed to enhance user safety and security as the card does not display any personal details such as expiry or CVV. It is a co-branded credit card created through a partnership between Axis Bank and FIBE and comes with a range of benefits for users. As a lifetime free credit card, it is especially attractive to those who are new to credit cards. You can easily link the card to your UPI applications and start making transactions with ease.
Ever since the NPCI announced that RuPay credit cards could be linked to UPI apps, all card issuers have been offering RuPay credit cards to their customers. The Kwik RuPay credit card is a lifetime free card offered by Axis Bank, which does not require any membership or annual fees. The card can be easily linked to UPI and used to make payments across merchants with QR codes. It also allows you to use your credit card at small merchants in rural and semi-rural areas that don’t accept card payments. On spending ₹200, you will earn 1 EDGE Point Reward, which can be later redeemed.
You must meet the following criteria to apply for an Axis Bank RuPay Credit Card.
Additionally, there may be specific eligibility requirements that vary from card to card.
You can easily compare multiple credit cards and apply for the one that suits you best on Card Insider. You can click the “Apply Now” button next to the card of your choice to apply for it. Keep a few documents, such as your PAN Card and Aadhaar, with you, as they may be required when filling out the application for your new credit card.
You can also apply for an Axis Bank RuPay Credit Card by visiting your nearest Axis Bank Branch.
RuPay Credit Cards have become increasingly popular in India, both in rural and urban areas, and are expected to continue their growth. The widespread appeal and simplicity of RuPay Credit Cards have encouraged many card issuers to offer them, including Axis Bank, which provides a variety of credit cards, including RuPay variants.
RuPay Credit Cards offer their users convenience in use, rewards on spending, and financial security. These are the primary reasons why you should opt for a RuPay Credit Card offered by Axis Bank. Whether looking for a credit card for fuel transactions or a shopping credit card, you can choose from seven RuPay Credit Cards by Axis Bank. These credit cards also come with low joining fees, with KWIK, Axis SuperMoney, and Fibe Credit Cards being lifetime free.
What are your thoughts on these cards? Do you already have a RuPay Credit Card? Tell us in the comments below.
Yes, Axis Bank offers a wide variety of LTF credit cards available on the RuPay network. These cards can be easily linked to UPI to make easy payments. Currently, Axis SuperMoney Pro, Axis FIBE, and Axis KWIK are available as lifetime free, i.e, without any joining or annual charges.
You can easily apply for an Axis Bank RuPay Credit Card by visiting your nearest branch. You can also apply online with Card Insider; simply click on the Apply Now button on your screen while browsing the card of your choice.
You can link your Axis Bank RuPay Credit Card to the UPI application of your choice by simply entering your card details. Under the “Add Card” option in many popular UPI apps, you can link your RuPay Credit Card.