By Kartik Kanwar
Updated On April 24, 2024

RuPay is India’s own card network, launched by the National Payments Corporation of India (NPCI) in 2014. RuPay is gaining popularity due to its many benefits, such as secure payments, affordable deals, and reasonable rewards. Now, all card issuers offer RuPay Credit Cards along with Visa and Mastercard variants. Axis Bank also offers different RuPay Cards to suit all types of consumers. Whether looking for a credit card for fuel transactions, shopping or a UPI credit card. From the Indian Oil Axis Bank Credit Card to the numberless Fibe Axis Bank Credit Card, there are many RuPay variants offered by Axis Bank.

Cashback on spends, discounts on food delivery apps like Swiggy and Zomato and offers on movies while booking with Paytm and BookMyShow. All of this can be availed with an Axis Bank RuPay Credit Card.  Let us look at all the RuPay Credit Card offerings by Axis Bank in India.

Best Axis Bank RuPay Credit Cards

Table of Contents

List of Axis Bank RuPay Credit Cards

IndianOil Axis Bank Credit Card

(4.6/5)

Fees

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Fuel

Reward Type

Reward Points

Welcome Benefits

100% cashback (up to Rs. 250) on the first fuel transaction made within 30 days of card issuance.
Axis My Zone Credit Card

(4.6/5)

Fees

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Movies

Reward Type

Reward Points

Welcome Benefits

Free SonyLiv Subscription Worth Rs. 999
Axis Bank Neo Credit Card

(4.5/5)

Fees

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

Get 100% cashback up to Rs. 300 on your first utility bill payment within 30 days of getting the card.
Axis Bank KWIK RuPay Credit Card

(4.5/5)

Fees

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

NA
Fibe Axis Bank RuPay Credit Card

(4.6/5)

Fees

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping

Reward Type

Cashback

Welcome Benefits

NA

Compare Top Axis Bank RuPay Credit Cards

Have a look at all the significant features of Axis Bank RuPay Credit Cards and easily select which card is most suited for you. We have created a table where you can easily compare the features of different RuPay Cards offered by Axis Bank.

Features Indian Oil Axis Bank Credit Card MY ZONE Credit Card Neo Credit Card
Joining/Renewal Fee Rs. 500 + GST Rs. 500 + GST Lifetime Free
Best Suited For Fuel Movies Shopping
Rewards Rate
  • 20 Reward Points Per Rs. 100 on Fuel Transactions at IOCL Petrol Stations
  • 5 Reward Points Per Rs. 100 on Online Shopping
  • 1 EDGE Point Per Rs. 100 on All Other Spends
4 EDGE Points for Every Rs 200 Spent Earn 1 EDGE Point on Every Rs. 200 Spent
Domestic Lounge Access N/A 1 Each Quarter N/A
Movie & Dining 10% off Movie Tickets With BookMyShow BOGO While Booking With Paytm Movies and Rs. 120 off While Ordering With Swiggy 10% off on Bookings With BookMyShow and 40% off Food Delivery While Ordering With Zomato

What Are the Benefits of Having an Axis Bank RuPay Credit Card?

UPI Payments

Currently, you can only link RuPay Credit Cards to your UPI applications. Opting for an Axis Bank RuPay Credit Card would allow you to make payments on the go with the choice of your UPI application.

Complimentary Lounge Acess

With RuPay Credit Cards, you can easily access free international and domestic lounge access.

Great Rewards

Axis Bank RuPay Credit Cards offer excellent discounts and rewards to its users. Whether it’s shopping or utility bill payments, you can get spectacular benefits while making payments with RuPay Credit Cards.

Domestic Card Network

Being a domestic card network, RuPay Credit Cards are considered to be safer and faster than others.

Information About Axis Bank RuPay Credit Cards

Each of these Axis Bank RuPay Credit Cards comes with its own features and benefits. All of these cards differ from each other and hence fulfill the needs of one consumer or the other. Let’s have an in-depth look at all the features and benefits of the RuPay Credit Cards offered by Axis Bank.

Indian Oil Axis Bank RuPay Credit Card

Indian Oil Axis Bank Credit Card is a co-branded fuel credit card issued by Axis Bank in collaboration with IOCL. The card aims to provide great saving opportunities to those who spend very often on fuel. It is an entry-level card and hence comes with a nominal joining and annual fee of Rs. 500. This card offers a high reward rate of 20 Reward Points on every Rs 100 spent at IOCL petrol pumps and 5 Reward Points on every Rs. 100 spent on online shopping.

Axis Bank My Zone Credit Card

The Axis Bank My Zone Credit Card is an entry-level offering by the bank. The card comes with a nominal membership fee of just Rs. 500 per annum and welcomes its customers with a complimentary premium subscription to SonyLiv. Considering its annual fee, the card comes packed with plenty of value-added benefits, including movie & dining offers, complimentary domestic airport lounge access, and many more. You earn 4 EDGE Points for every Rs. 200 you spend with the card, where 1 Edge Reward = Re. 0.20. With this credit card you would also get a buy 1 get 1 free offer on movie tickets monthly via Paytm Movies.

Axis Bank Neo Credit Card

Axis Bank Neo Credit Card is an entry-level credit card. This card is available at zero joining and annual fees. You can avail of this card in the RuPay variant, link it to the UPI application of your choice, and start making payments through your phone. You would earn 1 EDGE Reward Point on every spend of Rs. 200. With this card, you will get many great offers and discounts like 15% off with the Dining Delights Program, 40% off on orders with Zomato, and 10% off Blinkit and Myntra. One of the main benefits of this card is that you can get 5% off on utility bills while paying with Amazon Pay.

Axis Bank KWIK RuPay Credit Card

Ever since the NPCI announced that RuPay credit cards could be linked to UPI apps, all card issuers are offering RuPay credit cards to their customers. The Kwik RuPay credit card is a lifetime free card by Axis Bank without any joining or annual fees. The card can be easily linked to UPI and used to make payments across merchants with QR codes. It also allows you to use your credit card at small merchants in rural and semi-rural areas that don’t accept card payments. On spends of Rs. 200, you would earn 1 EDGE Point Reward, which can be later redeemed.

Fibe Axis Bank RuPay Credit Card

Axis Bank has launched India’s first numberless credit card. This innovative card is designed to enhance user safety and security as the card does not display any personal details such as expiry or CVV. It is a co-branded credit card created through a partnership between Axis Bank and FIBE and comes with a range of benefits for users. As a lifetime free credit card, it is especially attractive to those who are new to credit cards. You can easily link the card to your UPI applications and start making transactions with ease.

Eligibility Criteria for Axis Bank RuPay Credit Card

You must fulfil the following criteria if you want to apply for an Axis Bank RuPay Credit Card.

  • You must be a citizen of India,
  • Must be between the ages of 21 and 70,
  • Add-on cardholders must be above the age of 18,
  • Must have a decent credit score,
  • You must possess a PAN Card.

Besides these, there may also be specific eligibility requirements that vary from card to card.

How to Apply for an Axis Bank RuPay Credit Card?

You can easily compare multiple credit cards and apply for the best one suited for you on Card Insider. You can simply click on the Apply Now button next to the card of your choice to apply for them. Keep a few documents like your PAN Card and Aadhaar with you as they might be needed while filling out the application for your new credit card. You can also apply for an Axis Bank RuPay Credit Card by visiting your nearest Axis Bank Branch.

Bottom Line

RuPay Credit Cards have become increasingly popular in India, both in rural and urban areas, and are expected to continue their growth. The widespread appeal and simplicity of RuPay Credit Cards have encouraged many card issuers to offer them, including Axis Bank, which provides a variety of credit cards, including RuPay variants.

RuPay Credit Cards offer its users convenience in use, rewards on spends, and financial security. These are the primary reasons why you should opt for a RuPay Credit Card offered by Axis Bank. Whether looking for a credit card for fuel transactions or a shopping credit card you can choose from five RuPay Credit Cards by Axis Bank. These credit cards also come with low joining fees, KWIK and Fibe Credit Card being lifetime free.

What are your thoughts on these cards? Do you already have a RuPay Credit Card? Tell us in the comments below.

FAQs:

Yes, Axis Bank offers two lifetime free RuPay Credit Cards namely - Fibe Axis Bank Credit Card and Axis Bank KWIK RuPay Credit Card.
You can easily apply for an Axis Bank RuPay Credit Card by visiting your nearest branch. You can also apply online for the same with Card Insider, simply click on the apply now button on your screen while browsing the card of your choice.
You can link your Axis Bank RuPay Credit Card to the UPI application of your choice by simply entering your card details. Under the “Add Card” option in many popular UPI apps, you can link your RuPay Credit Card.