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Federal BankThe Airtel Axis Bank Credit Card is a co-branded card offered by Axis Bank in partnership with the famous telecom services provider company Bharti Airtel. Targeted at individuals who use most Airtel services, it comes with an affordable annual fee of Rs. 500 only and welcomes its customers with an exclusive Amazon gift voucher. It is a cashback credit card and earns you up to 25% cashback on Airtel Mobile, DTH, broadband bill payments via the Airtel Thanks app, 10% cashback on water, gas, and other utility bill spends via the Airtel Thanks app, and 10% cashback on partner merchants. The redemption also becomes hassle-free as the earned cashback is automatically credited to your account.
Not only this, but you also get complimentary airport lounge access at selected airport lounges in India. Other benefits of the Airtel Axis Bank Credit Card include up to 20% discount on dining across several participating restaurants, a 1% fuel surcharge waiver, and a spend-based waiver of the annual membership fee.
To know all about its benefits, advantages, and fees & charges in detail, keep reading our Airtel Axis Bank credit card review:
Airtel Axis Bank Credit Card
Fees
Joining Fee
Renewal Fee
Best Suited For
Food | Bill Payment |
Reward Type
Cashback |
Welcome Benefits
Movie & Dining
Up to 20% off on dining across 4000+ participating restaurants.
Rewards Rate
25% cashback on Airtel Mobile, Broadband, WiFi, and DTH recharges, 10% cashback on utility bill payments via the Airtel Thanks app, 10% cashback on Swiggy, Zomato and BigBasket, and 1% cashback on other spends.
Reward Redemption
Direct cashback to the credit card statement.
Travel
Complimentary domestic lounge access.
Golf
NA
Domestic Lounge Access
4 complimentary domestic lounge access every year.
International Lounge Access
NA
Insurance Benefits
NA
Zero Liability Protection
You will not be liable for any fraudulent transactions made on a lost/stolen card if the loss is reported to the bank in a timely manner.
Spend Based Waiver
The annual fee is waived off on spending Rs. 2 lakhs or more in the previous year.
Rewards Redemption Fee
Nil
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5% of the total transaction amount.
Interest Rates
3.6% per month
Fuel Surcharge
1% fuel surcharge waiver on all transactions between Rs. 400 and Rs. 4,000.
Cash Advance Charges
2.5% of the withdrawn amount or Rs. 500 (whichever is higher)
Add-on Card Fee
Nil
- Amazon gift voucher worth Rs. 500 as a welcome benefit.
- Up to 25% cashback on Airtel Mobile, broadband, and DTH bill spends via the Airtel Thanks app.
- 10% cashback on gas, electricity, and water bill payments via the Airtel Thanks app.
- 10% cashback on Swiggy, Zomato, and BigBasket
- 1% cashback on all other retail spends using the Airtel Axis Bank Credit Card.
- 4 complimentary domestic lounge access every year.
- 1% fuel surcharge waiver.
- Spend-based waiver of the annual fee.
Pros
- You would get 25% exclusive cashback on Airtel Mobile, WiFi, Broadband and DTH services.
- Additionally, you will receive a 1% cashback on all other purchases.
- Airtel Axis Bank Credit Card has an easy application process, and the card is usually delivered between 7 to 10 days.
Cons
- With the Airtel Axis Bank Credit Card, you have access to domestic lounges, but not international lounges.
- This card is handy for those who make payments for bills and utilities via Airtel. Users who use platforms like Amazon Pay or Google Pay cannot benefit from it greatly.
Airtel Axis Bank Credit Card Features and Benefits
The Airtel Axis Bank Credit Card offers some great benefits, including a complimentary gift voucher as a welcome gift, up to 25% cashback on Airtel and utility bill payments via the Airtel Thanks app, complimentary airport lounge access, etc. To understand all the features and benefits of this card in detail, refer to the following points:
Welcome Benefits
- You get an Amazon gift voucher worth Rs. 500 as a welcome gift when making your first transaction within the first 30 days of card issuance.
Cashback Benefits
- You get 25% cashback on Airtel mobile, DTH, WiFi, and broadband recharge via the Airtel Thanks app. The cashback under this category is capped at Rs. 250 per month.
- You get 10% cashback on utility bill payments (capped at Rs. 250 per month) via the Airtel Thanks app.
- You get 10% cashback on partner brands, including Swiggy, Big Basket, and Zomato. The cashback in this category is capped at Rs. 500 per month.
- You get 1% cashback on all other retail spends.
- No cashback is earned on fuel purchases, EMI transactions, cash withdrawals, rent payments, wallet reloads, payment of credit card fees & charges, etc.
Dining Benefits
You get a discount of up to 20% at over 4000+ participating restaurants across the country under the Axis Bank’s Dining Delights Program.
Travel Benefits
You get 4 complimentary domestic lounge access every year with the Airtel Axis Bank Credit Card. Your access to airport lounges will now be determined by your card spends in the previous 3 calendar months.
To access the lounge from 1st May 2024 onwards, you will need to spend a minimum of Rs. 50,000 in the previous three months.
Fuel Surcharge Waiver
- You get a 1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 4,000.
- The maximum waiver is capped at Rs. 500 per month.
Spend-Based Waiver
The annual fee of Rs. 500 is waived off (second year onwards) if you have spent Rs. 2 lakhs or more in the previous anniversary year.
Airtel Axis Bank Credit Card Eligibility Criteria
If you want to get the Airtel Axis Bank Credit Card, you need to fulfill the following eligibility criteria in order to get approved for this credit card. However, the bank may have some internal criteria as well.
- The applicant should be between 18 years and 70 years old.
- The applicant should have a stable source of income.
- The applicant should be a resident of India.
How To Apply For The Airtel Axis Bank Credit Card?
- If you want to apply online, download the Airtel Thanks app and apply for the card from the app.
- Simply go to Shop > Financial Services > Apply Now
Airtel Axis Bank Credit Card Review
The Airtel Axis Bank Credit Card is an excellent choice for people who are loyal to Airtel and use most of its services. The reward rate of up to 25% is a fantastic feature of the card, as it lets you save a lot on your spends. Not only this, but with a very nominal annual fee, you are also getting an opportunity to make your travel experiences extra luxurious with complimentary airport lounge access.
The card seems to be one of the most rewarding co-branded cards issued by Axis Bank, just like the Flipkart Axis Bank Credit Card, which is among the most sought-after credit cards in the Indian market today. If you are someone who uses any or all of these Airtel services, consider the Airtel Axis bank Credit Card to save more every time you spend.
In case you have any further questions regarding this new offering by the bank, make sure to ask us in the comment section below!
15 Comments
Does Airtel Axis also offer lifetime fees free credit cards? Like if I have a airtel axis credit card for a long period will the limit of this card be exceeded or not? If I pay to recharge my Airtel wifi or no. do I get any points for such transactions?
Can I pay my sister’s Airtel WiFi bill using my Airtel Axis Bank credit card?
Yes, you can use your Airtel Axis Bank Credit Card to pay your Wifi/Broadband bill.
Hey there… you really did a great job with the research in the article. I just had a quick question. What about Airtel mobile postpaid connection bill payments? Will I get the same 25% cashback benefit or the benefit change with prepaid and postpaid billings?
what percentage of reward points will be credited on insurance premium payment while using airtel axis bank credit card rewards on airtel thanks app
You would get 1% cashback on making insurance payments with the Airtel Axis Bank Credit Card. There is no limit on this cashback.
I am using two Axis Bank credit card (Flipkart Axis Credit Card and Neo Credit Card). I always pay all my bills on time (Payment Rate- 100%), yet I am rejected two times from past 4 months for Airtel Axis Credit Card without any reason. Please help me.
Can someone give me their customer care number my application has been stuck for over 2 months now
You can contact Axis Bank Customer Care. Call 18001035577.
Best in the market for utilities bill payments and cash back for Big Basket and mainly Airtel Bills. Overall a great card.
Can you help me with my request?
I don’t have account with Axis Bank but I’ve the Airtel Axis Bank Card. I’ve 3 queries regarding this
1) How to pay the credit card bill?
2) Where will the Cashback be credited?
3) What’s my billing cycle?
There are many ways through which you can pay your bill whether its your own Axis Bank app or third party apps like Cred. Your cashback shall be credited to your statement. You can check your billing cycle by calling customer care. You can also see it on your statement.
I’ve been using the Airtel Axis Bank credit card for a while now, and I must say that it has exceeded my expectations. The cashback and discounts are fantastic, and the customer service is top-notch. I appreciate how easy it is to manage my expenses with this card, and the EMI options are a lifesaver for larger purchases.
How is the cashback credited?
I have used it for one month and the statement is generated but I don’t see any cashback. Can you tell in which form did you receive your cashback?
Cashback is received directly against statement. Check your credit card statement.