By Bharti Bisht
Updated On July 14, 2022

The Airtel Axis Bank Credit Card is a recently launched co-branded card offered by the Axis Bank in partnership with the popular telecom services provider company, Bharti Airtel. Targeted at individuals who use most of the Airtel services, it comes with an affordable annual fee of Rs. 500 only and welcomes its customers with an exclusive Amazon gift voucher. It is a cashback credit card and earns you up to 25% cashback on spends via the Airtel Thanks app & up to 10% cashback on other spends. The redemption also becomes hassle-free as the earned cashback is automatically credited to your account.

Not only this, but you also get complimentary airport lounge access at selected airport lounges in India. Other benefits of the Airtel Axis Bank Credit Card include up to 20% discount on dining across several participating restaurants, 1% fuel surcharge waiver up to Rs. 500 per month, and spend-based waiver of the annual membership fee. To know all its advantages and fees & charges in detail, keep reading:

Airtel Axis Bank Credit Card

(4.5/5)

Best Suited For

Shopping |

Joining Fee

Rs. 500

Reward Type

Cashback |

Product Details

  • Welcome gift voucher worth Rs. 500.
  • Up to 25% cashback on spends via the Airtel Thanks app.
  • 10% cashback on partner merchants.
  • 1% cashback on all other retail spends using the Airtel Axis Bank Credit Card.
  • Complimentary domestic lounge access every year.
  • 1% fuel surcharge waiver.
  • Spend-based waiver of the annual fee.

Rewards and Benefits

Welcome Benefits

Amazon gift voucher worth Rs. 500 after payment of the joining fee.

Movie & Dining

Up to 20% off on dining across several participating restaurants.

Rewards Rate

25% cashback on airtel mobile, broadband, wifi, and DTH recharges, 10% cashback on utility bill payments via Airtel Thanks app, 10% cashback on partner brands, and 1% cashback elsewhere.

Reward Redemption

NA

Travel

Complimentary domestic lounge access.

Golf

NA

Domestic Lounge Access

4 complimentary domestic lounge access every year.

International Lounge Access

NA

Insurance Benefits

NA

Zero Liability Protection

You will not be liable for any fraudulent transactions made on a lost/stolen card if the loss is reported to the bank in a timely manner.

Fees & Charges

Joining Fee

Rs. 500

Renewal Fee

Rs. 500

Spend based Waiver

The annual fee is waived off on spending Rs. 2 lakhs or more in the previous year.

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% of the total transaction amount.

Interest Rates

3.6% per month

Fuel Surcharge

1% fuel surcharge waiver on all transactions between Rs. 400 and Rs. 4,000.

Cash Advance Charge

2.5% of the withdrawn amount or Rs. 500 (whichever is higher)

Add-on Card Fee

Nil

Airtel Axis Bank Credit Card Features and Benefits

The Airtel Axis Bank Credit Card offers some great benefits, including a complimentary gift voucher as a welcome gift, up to 25% cashback, complimentary airport lounge access, etc. To understand all the features and benefits of this card in detail, refer to the following points:

Welcome Benefits

  • You get an Amazon gift voucher worth Rs. 500 as a welcome gift on making your first transaction within the first 30 days of card issuance.
  • The cardholder will be eligible for this welcome benefit only after successful payment of the joining fee.

Cashback Benefits

  • You get 25% cashback on airtel mobile, DTH, WiFi, and broadband recharge via the Airtel Thanks app. The cashback under this category is capped at Rs. 300 per month.
  • You get 10% cashback on utility bill payments (capped at Rs. 300 per month) via the Airtel Thanks app.
  • You get 10% cashback on partner brands, including Swiggy, Big Basket, and Zomato. the cashback under this category is capped at Rs. 500 per month.
  • You get 1% cashback on all other retail spends.
  • No cashback is earned on fuel purchases, EMI transactions, cash withdrawals, rent payments, wallet reloads, payment of credit card fees & charges, etc.

Dining Benefits

You get a discount of up to 20% at several participating restaurants across the country under the Axis Bank’s Dining Delights Program.

Travel Benefits

You get 4 complimentary domestic lounge access every year with the Airtel Axis Bank Credit Card.

Fuel Surcharge Waiver

  • You get a 1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 4,000.
  • The maximum waiver is capped at Rs. 500 per month.

Spend-Based Waiver

The annual fee of Rs. 500 is waived off (second year onwards) if you have spent Rs. 2 lakhs or more in the previous anniversary year.

Airtel Axis Bank Credit Card Eligibility Criteria & Documentation

If you want to get the Airtel Axis Bank Credit Card, you need to make sure that you fulfill the following eligibility criteria that are required in order to get approved for this credit card. However, the bank may have some internal criteria as well.

  • The age of the applicant should be between 18 years and 70 years.
  • The applicant should have a stable source of income.
  • The applicant should be a resident of India.

Documents Required

The following is the list of documents that are required in order to apply for the Airtel Axis Bank Card:

  • Identity Proof: Aadhar Card, Driving License, Passport, PAN Card, or Voter’s Id.
  • Residential Proof: Aadhar Card, Voter’s Id, Passport, Driving License, etc.
  • Latest bank statements/latest salary slips/latest ITR/Form 16.
  • Colored photograph.

How To Apply For The Airtel Axis Bank Credit Card?

Following are the different ways to apply for the Airtel Axis Bank Credit Card:
– If you want to apply online, download the Airtel Thanks app and apply for the card from the app.
– To apply offline, you can simply visit your nearest Axis Bank branch and fill in the physical application form to apply for this card. Just make sure to carry all the necessary documents with you in this case.

Bottom Line

The Airtel Axis Bank Credit Card is a great choice for people who are loyal to Airtel and use most of its services. The reward rate of up to 25% is a really amazing feature of the card as it lets you save a lot on your spends. Not only this, but with a very nominal annual fee, you are also getting an opportunity to make your travel experiences extra luxurious with the complimentary airport lounge access. The card seems to be one of the most rewarding co-branded cards issued by Axis Bank, just like the Flipkart Axis Bank Credit Card, which is among the most desired credit cards in the Indian market today. If you are someone who uses any or all of these Airtel services, you should definitely consider the Airtel Axis bank Credit Card to save more every time you spend. In case of any further doubts regarding this new offering by the bank, make sure to ask us in the comment section below!

FAQs:

The cashback you earn using this card is automatically credited to your account and you can use it anywhere you want.

No, the Airtel Axis Bank Credit Card is not lifetime free. It comes with an annual fee of Rs. 500.

Yes, the 10% cashback you earn using this card on Swiggy & Zomato is capped at Rs. 500 every month.

No, you don’t get complimentary international lounge access with this card, but you get 4 complimentary domestic lounge access every year.

To apply for the Airtel Axis Bank Credit Card, your age should be at least 18 years.

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