By Bharti Bisht
Updated On October 8, 2021

Axis Bank SELECT Credit Card is a mid-level lifestyle credit card. The card offers benefits across almost all spends categories. You get dining benefits with discounted rates at partner restaurants and discounts on Swiggy orders, and complimentary domestic and international airport lounge access as travel benefits. You also get an Amazon voucher worth Rs. 2,000 on making the first transaction within 90 days of card issuance.

As far as the reward rate is concerned, the card earns you 10 EDGE Points per Rs. 200 and accelerated (2X) EDGE Points on retail shopping spends, with each EDGE Point valued at Rs. 0.20 (reward rate of 2% on retail shopping and 1% on all other spends). Read on to learn more about this offering by Axis Bank.

Best Suited For

Travel |

Joining Fee

Rs. 3,000 (plus applicable taxes)

Reward Type

Reward Points |

Product Details

  • Amazon voucher worth Rs. 2,000 on making the first transaction within 90 days of card issuance.
  • 10 EDGE Points for every Rs. 200 spent with the card.
  • 2X EDGE Points on reatil shopping with the card.
  • 20% off up to Rs. 500 on a minimum purchase of Rs. 2,000 on BigBasket.
  • 40% discount on Swiggy up to a maximum of Rs. 200 per transaction.
  • 6 complimentary international airport lounge access every year with Priority Pass membership.
  • 2 complimentary domestic lounge access every quarter.
  • Up to 20% discount at partner restaurants with Dining Delights.
  • Buy 1 movie ticket and get up to Rs. 300 off on second ticket on BookMyShow.
  • Bonus EDGE Points on spending Rs. 3 lakh in an anniversary year.
  • Renewal fee waiver on spending Rs. 6 lakh in an anniversary year.
  • 6 complimentary golf rounds every year, 3 additional golf rounds on annual expenditure of Rs. 6 lakh.
  • Comprehensive insurance cover including a personal air accident cover worth Rs. 2.5 crore.
  • 24×7 concierge service for assistance regarding flight booking, table reservation, gift delivery, etc.

Rewards and Benefits

Welcome Benefits

Amazon voucher worth Rs. 2,000 on making the first transaction within 90 days of card issuance.

Movie & Dining

Buy 1 movie ticket and get up to Rs. 300 off on second ticket on BookMyShow; get up to 20% off on dining.

Rewards Rate

10 EDGE Points per Rs. 200 spent and 20 EDGE Points per Rs. 200 spent on retail shopping.

Reward Redemption

EDGE Points earned redeemable on the EDGE Rewards portal for shopping/travel vouchers and product purchases (from the given catalog). 1 EDGE Point = Rs. 0.20.

Travel

Complimentary Priority Pass membership and complimentary international and domestic lounge access

Golf

6 complimentary golf rounds every year. 3 additional golf rounds on minimum annual expenditure of Rs. 3 lakh

Domestic Lounge Access

8 complimentary domestic lounge access every year (max 2 per quarter).

International Lounge Access

6 complimentary international lounge access every year with Priority Pass membership

Insurance Benefits

Insurance cover against air accidents, lost/delayed baggage, purchase protection, and loss of travel documents.

Zero Liability Protection

Cardholder shall not be liable for any fraudulent transactions made on a card post reporting the loss of card to the bank.

Fees & Charges

Joining Fee

Rs. 3,000 (plus applicable taxes)

Renewal Fee

Rs. 3,000 (plus applicable taxes)

Spend based Waiver

Renewal fee waived off on expenditure of Rs. 6 lakh in a year

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% of the transaction amount

Interest Rates

3.40% per month (49.36% annually)

Fuel Surcharge

1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 & Rs. 4,000

Cash Advance Charge

2.5% of the amount withdrawn or Rs. 250 (whichever is higher)

Add-on Card Fee

Nil

Axis Bank SELECT Credit Card Rewards:

  • 10 EDGE Points for every Rs. 200 spent with the card.
  • 2X EDGE Points (20 EDGE Points) for every Rs. 200 spent on retail shopping.
  • No EDGE Points on fuel purchases.

Welcome Benefits

You get an Amazon voucher worth Rs. 2,000 on making the first transaction within 90 days of card issuance.

Rewards Redemption

EDGE Points earned on the card can be redeemed against shopping/travel vouchers or for purchasing products (from the given catalog) from the EDGE Rewards portal.

Milestone Benefits

  • 5,000 bonus EDGE Points on a minimum annual expenditure of Rs. 3 lakh.
  • Complete annual fee waiver on spending Rs. 6 lakh in an anniversary year.
  • Auto-renewal of the complimentary Priority Pass membership on a minimum annual expenditure of Rs. 3 lakh.

Travel Benefits

  • 6 complimentary international airport lounge access every year with Priority Pass membership. Renewal of Priority Pass membership subject to achieving the annual expenditure milestone of Rs. 3 lakh.
  • 2 complimentary domestic airport lounge access every quarter.

Movie & Dining Benefits

  • Up to 20% discount on dining bills at partner restaurants with Axis Bank Dining Delights.
  • 40% discount up to a maximum of Rs. 400 on Swiggy. Offer valid twice a month on a minimum transaction amount of Rs. 400 per order. Coupon code AXIS200 has to be used to avail the discount.
  • Buy 1 movie ticket on BookMyShow and get up to Rs. 300 off on the second ticket. This offer can be availed only once in a month.

Golf Benefits

  • Get 6 complimentary golf rounds each year.
  • Get 3 additional rounds on spending Rs. 3 lakhs or more in a year.

Insurance Benefits

  • Personal air accident cover worth up to Rs. 2.5 Crores.
  • Purchase Protection cover worth up to Rs. 1 lakh.
  • Commutative insurance cover worth up to USD 500 loss of travel documents and delay/loss of check-in baggage.

Fuel Surcharge Waiver

1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 4,000.

Eligibility Criteria

  • The age of the primary cardholder must be between 18 years and 70 years.
  • The age of the add-on cardholder must be above 18 years.
  • Net annual income of the applicant must be Rs. 9 lakhs or more.

How To Apply?

You can apply for the Axis bank credit cards online on their official website or by visiting your nearest Axis Bank branch. You’ll need to submit a few documents in order for your application to be processed- an identity proof (like Aadhar card, Voter card, PAN card, etc.), an address proof (like Aadhar card, Voter card, driving license, utility bills, etc.) and proof of income (salary slips for salaried applicants and audited ITR acknowledgment for the self-employed).

Conclusion

Axis Bank SELECT Credit Card is a versatile credit card with benefits on almost all spends categories. From discounted rates on dining and movie tickets to complimentary domestic and international airport lounge visits and comprehensive insurance benefits, the card comes packed with all kinds of benefits and privileges that one expects from a lifestyle credit card. HDFC Regalia Credit Card is one of its closest competitors. We’ve already reviewed the Regalia Credit Card in detail on Card Insider. Do compare the pros and cons of the two cards before you make your mind.

FAQs:

You no longer get complimentary Amazon Prime membership with the Axis Bank SELECT Credit Card.

You get a total of 9 complimentary Golf rounds on spending Rs. 3 lakhs or more in a year with your Axis Bank Select Credit Card.

You can get the renewal fee waived off on spending a minimum of Rs. 6 lakh in an anniversary year.

No, you don’t earn any EDGE Points on fuel purchases using your Axis Bank SELECT Credit Card.

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