IndusInd Bank Credit Cards

IndusInd Bank Credit Cards Features and Benefits

With the IndusInd Bank Credit Cards, you get several exclusive features and benefits, some of which are as described below:

• Welcome Benefits: When you join an IndusInd Bank Credit Card membership, you get different types of welcome benefits with different credit cards. These benefits include bonus Reward Points, complimentary movie tickets, gift vouchers, complimentary memberships to selected platforms, and many more.
• Reward Points/Cashback: With all the IndusInd Bank Credit Cards, you get reward points/cash back every time you spend. However, these reward points can be more or less on different credit cards and for different categories. You also get a host of redemption options to use your earned Reward Points.
• Travel Benefits: Travel benefits provided by the IndusInd Credit Cards include complimentary airport lounge access, discount on flight/hotel bookings, complimentary memberships to selected airlines/hotels, and many more.
• Movie & Dining Benefits: Some of the Top IndusInd Credit Cards offer exciting benefits over movies and dining, which include complimentary movie tickets, exclusive discounts over dining, etc.
• Other Benefits: Other benefits provided by IndusInd credit cards include insurance covers, a 1% fuel surcharge waiver, complimentary rounds of golf, and many more.

Top IndusInd Bank Credit Cards

The IndusInd Bank offers various credit cards offering exclusive benefits over different categories, including rewards/cash back, travel, movies & dining, golf, and many more. From entry-level to super-premium credit cards, IndusInd Bank has all the types of cards in its portfolio. The list of the Top IndusInd Bank Credit Card and their detailed benefits have been mentioned below:

IndusInd Bank Indulge Credit card

This is a super premium Visa credit card offered by IndusInd Bank for high-end customers. The 22K pure gold inlay design is one of the most exciting features of this credit card. There is no preset credit limit provided on this credit card by the bank. The card comes with two membership plans, either you pay a membership fee of Rs 2,00,000 whereby you are not charged with a yearly fee or you pay a membership fee of Rs 1,00,000 and get charged with a yearly fee of Rs 10,000.  You earn 1.5 reward points for every Rs. 100 spent on purchases using this credit card. In addition to this, you get multiple redemption options to redeem your reward points. Some key features of this IndusInd credit card are provided below.

• 5 reward points on every Rs. 100 spent on every transaction.
• No preset credit limit.
• 4 Complimentary Domestic Lounge access every calendar quarter.
• 2 Complimentary International Lounge access with Priority Pass membership.
• Buy 1 Get 1 offer on movie tickets on BookMyShow.
• Low-interest rate of 1.79% charged.

IndusInd Bank Crest Credit Card

The crest credit card is another super-premium credit card offered by IndusInd bank. The card comes with a hefty annual fee and is best suited for High Networth Individuals (HNIs). Like Indulge credit card, this card also comes with two membership plans, either you pay a membership fee of Rs 2,00,000 whereby you are not charged with a yearly fee or you pay a membership fee of Rs 1,00,000 and get charged with a yearly fee of Rs 10,000. You earn 2.5 reward points on every Rs 100 spent on international transactions and 1 on Rs 100 spent on domestic transactions. Below are mentioned some of the key features of the crest card.

• 5 reward points on Rs. 100 spendings made on international purchases.
• 1 reward point per Rs 100 spent on domestic purchases.
• 2 Complimentary Domestic Lounge access every calendar quarter.
• 2 Complimentary International Lounge access via lounge key membership.
• Special discounts on dining via Club ITC Culinaire membership.
• Buy 1 Get 1 on movie ticket bookings via BookMyShow.
• 12 Complimentary golf rounds at green fees annually.
• Personal Air casualty cover worth up to Rs 2.5 crores.

IndusInd Bank Pioneer Heritage Credit Card

IndusInd Bank Pioneer Heritage credit card is a world elite credit card offered by the IndusInd bank. The card also comes in a metal design giving the card a sleek look. You are charged an annual fee of Rs 90,000 on this credit card. You earn 2.5 reward points on spending Rs. 100 and 1 reward point on every Rs 100 spent. Below are some key features of this IndusInd Bank credit card.

• Luxe gift card and Oberoi gift voucher as a sign-up bonus.
• Buy 1 Get 1 on movie ticket booking with BookMyShow.
• 8 Complimentary access to domestic lounges every year.
• 8 Complimentary access to international lounges every year with Lounge Key membership.
• Unlimited lounge access both domestic and international with the Pioneer Heritage Metal credit card.
• Discounted markup fee of 1.8% on the transaction amount.
• Air accident protection cover worth Rs 2.5 crore.

IndusInd Bank Pinnacle Credit Card

This card is another top-end offering by IndusInd Bank that provides customers with exclusive benefits and privileges on every purchase made. With this card, you earn 2.5 reward points on your online spending, 1.5 reward points on spending made on flight and hotel bookings, and 0.70 reward points on every other spend using the IndusInd Bank Pinnacle credit card. The card comes with an annual charge of Rs. 12,999. Below are mentioned some key features of this credit card. Some of the key features of this IndusInd Bank credit card are provided below.

• Gift vouchers from exclusive partners such Oberoi hotels, Luxe gift cards, Montblanc India, and Postcard hotels as a sign-up bonus.
• Buy 1 Get 1 on movie ticket booking with BookMyShow.
• 1 free access to domestic airport lounges every calendar quarter.
• Travel Insurance benefits.
• Get 4 complimentary golf rounds every month at select golf courses.
• 24×7 Concierge service.

IndusInd Bank Legend Credit Card

The IndusInd Bank Legend credit card is a luxurious card offered by the bank with an annual fee charge of Rs. 9,999. You achieve 1 reward point for every Rs. 100 spent on weekday spend and 2 RPs on every Rs. 100 spent on weekends. In addition to this, you also get multiple redemption options to redeem the reward points earned. Here are some key features of this credit card provided below.

• Earn up to 4000 bonus reward points on spendings of Rs 6 lakhs.
• Gift vouchers from exclusive partners such as Oberoi hotels, Luxe gift cards, Montblanc India, Postcard hotels, Charles Keith, Yatra, Louis Philippe, Hush Puppies, Urban Ladder, and more from Vouchagram as sign up bonus.
• Buy 1 Get 1 on movie ticket booking with BookMyShow and Sathyam Cinema.
• Low foreign markup fee of 1.8%.
• Complimentary golf games and lessons at select golf courses in India.
• Air accidental cover worth Rs 25 lakhs.

IndusInd Bank Iconia Visa Credit Card

IndusInd Bank Iconia Visa credit card is a Visa card that comes with several exclusive benefits and privileges across various categories. With an annual fee of Rs. 3,500 you earn 0.75 reward points for Rs. 100 spent on weekdays & 1 reward point on every Rs 100 spent on weekends. Below are some features of the IndusInd Bank Iconia Visa credit card.

• As a sign-up bonus, you get a gift voucher from Montblanc, Luxe gift card, Postcard hotels, and much more.
• Buy 1 Get 1 offer on movie tickets on BookMyShow.
• Complimentary Priority Pass Membership.
• Travel Insurance cover.
• 1 Complimentary golf game and lesson every calendar quarter.

IndusInd Bank Duo Credit Card

The Duo credit card provides customers with dual benefits of a debit card as well as of credit card. You are charged a nominal fee of Rs 1500. You earn up to 1 reward point on every Rs 150 spent. These reward points can be redeemed against multiple redemption options such as statement balance or IndusMoments. Here are some key features of this IndusInd Bank Duo credit card.

• Sign up gift voucher worth Rs 1000.
• Buy 1 Get 1 offer on movie ticket bookings on BookMyShow.
• Complimentary Priority Pass Membership.
• Travel Insurance Benefit.
• Air accidental insurance cover worth Rs 30 lakhs.

IndusInd InterMiles Voyage Visa Credit Card

Intermiles Voyage Visa credit card is a travel card powered by Visa. The card charges an annual fee of Rs 2000. You earn 4 Intermiles on every Rs 100 spent on hotel and flight booking and 2 Intermiles on every Rs 100 spent on the weekdays, 6 InterMiles on every Rs 100 spent on flight and hotel bookings, 3 InterMiles on every Rs 100 spent on other categories on weekends and 1 InterMile on every Rs. 100 spent on transactions like Insurance and Utilities. Given below are some key features of this IndusInd Intermiles Voyage Visa credit card.

• 2000 Bonus Intermiles with a discount voucher worth Rs 750 on flights and Rs 1500 on hotel bookings.
• Buy 1 Get 1 offer on movie ticket bookings on BookMyShow.
• Complimentary Golf rounds across select golf courses in India.
• Personal Air Accident cover worth Rs 25 lakhs.
• 24×7 concierge service.

IndusInd Bank Signature Visa Credit Card

This is a visa signature credit card that offers your several ancillary benefits and privileges on your spending. You can earn 1.5 reward points on every Rs 100 spent. Redeem the reward points accumulated on this credit card against IndusMoments, AirMiles, and cash credit. Provided below are some key features of this credit card.

• Oberoi hotel gift voucher as a sign-up bonus.
• BOGO offer on movie ticket bookings on BookMyShow.
• 2 Complimentary domestic lounge every calendar quarter.
• Travel Insurance Benefits.

IndusInd Bank Platinum Select Credit Card

This is a visa-powered credit card that comes with exclusive rewards and benefits. Get 1 reward point on every Rs 150 spent using the Platinum Select credit card. Redeem the points earned against cash credit, InterMiles, and IndusMoments. You charged an annual fee of Rs 999 on this credit card. Given below are some key features of this credit card.

• As a sign-up bonus, you get EazyDiner and gift vouchers from BATA and Vero Moda.
• Buy 1 Get 1 on movie ticket on BookMyShow.
• Complimentary Priority Pass membership.
• Air Accidental cover worth Rs 25 lakhs.

IndusInd Bank Platinum Aura Credit Card

The Platinum Aura card is an entry-level credit card that delivers exclusive rewards and benefits on your spends. You choose from a host of reward plans as per your needs. The card has a nominal membership fee of Rs. 500. Besides that, you are not charged with any renewal fee on this credit card. Here are some key features of this credit card provided below.

• Gift vouchers from Bata, Vero Moda, and EazyDiner as a sign-up bonus.
• Complimentary priority pass membership.
• Travel Insurance benefits.
• Air Accident Cover of Rs 25 lakh.

IndusInd Bank Credit Card Reward Points

With all the IndusInd Credit Cards, you get rewarded in the form of reward points/cashback/intermiles or other types of rewards. However, different cards may have different reward/cashback rates & benefits and the rate can also vary for different categories. You can find detailed information about the reward rate of Top IndusInd credit Cards in the following table.

IndusInd Bank Credit Card Reward Redemption

The cardholders can redeem the accumulated reward points against wide redemption options. Redeem the earned Reward Points against:

• AirMiles at a rate of 100 RP = 100 Intermiles.
• Cash Credit at a rate of 1 RP = ₹ 1 Cash Value.
• You can redeem your earned Reward Points at Indusmoments against several options of products and gift vouchers.

IndusInd Bank Credit Cards Annual Fee

Different IndusInd Bank Credit Cards charge different annual fees on the basis of benefits provided by them. The credit cards with a higher annual fee generally have better features as compared to the cards with a lower yearly fee. The table below shows the annual fee for Top IndusInd Credit Cards:

How to Apply for Indusind Bank Credit Card Online?

You can simply apply for an IndusInd Bank credit card by visiting the IndusInd Bank website here or you can apply for the credit card through phone banking by calling at 1860 267 7777. Other than all these online methods, you can also apply offline by visiting the nearest IndusInd bank branch along with all the required documents and filling in the application form available there.

Documents Required

The bank requires identity proof, address proof, and proof of income to process your credit card application. The following table illustrates the documents accepted as identity proof, address proof, and proof of your income.

How to track your IndusInd Bank credit card application?

Applicants for IndusInd Bank credit cards can keep track of their application by calling the bank’s helpline at 1860 267 7777. The Bank will send you an SMS with the results to the mobile number you provided on the application form once your application has been processed. You can also visit your nearest IndusInd branch and ask the bank officials about the status of your application.

How to Activate IndusInd Bank Credit Card?

Once you have received your IndusInd Bank Credit Card, the first thing to do is to activate it before using it for purchases. The activation of IndusInd Credit Cards can be done using the below-mentioned online as well as offline methods:

• Activate your IndusInd Bank Credit Card using the IndusMobile app. Log in to the app and after visiting the Credit Cards section, find the option of credit card PIN generation under the ‘Credit Card Service Request’ tab.
• You can also do the same by logging in to your IndusInd internet banking account. After logging in, you can easily find an option to Set PIN under the Credit Cards section.
• Another way to activate IndusInd Bank Credit Card is by contacting IndusInd Bank customer care. Just call them and inquire the bank executives to help you with the activation.
• If you are unable to activate your credit card using the above methods, you can visit the nearest IndusInd branch and request the bank officials to assist you with your credit card activation.

IndusInd Bank Credit Cards With No Annual Fee

There are a lot of IndusInd Credit Card which have a zero annual fee but charge a high annual fee, like the IndusInd Pinnacle World Credit Card, IndusInd bank Iconia AmEx Credit Card, etc. However, some of the cards have a really low joining fee and no annual fee thereafter. Following is the list of most affordable IndusInd Credit Cards:

IndusInd Payback Credit Card: IndusInd Payback Card comes with a joining fee of Rs. 259 and earns you 1,000 (equivalent to Rs. 250) Payback Points as a welcome gift. Once you pay the joining fee, the card becomes lifetime free for you as there is no annual/renewal fee that is charged from the second year. With a really good reward rate of up to 20 Payback Points on every transaction of Rs. 100, it becomes one of the best entry-level cards issued by the bank.

IndusInd Bank Platinum Aura Credit Card: The IndusInd Platinum Aura Credit Card charges a joining fee of Rs. 500 and no annual/renewal fee after that. This card earns you up to 4 Saving Points on every Rs. 100 spent & you get an opportunity to choose a reward plan according to your spend behavior. Moreover, with exclusive welcome and travel benefits, the Platinum Aura Credit Card can be considered another great entry-level card offering by the bank.

IndusInd Bank Credit Cards For Travel

Following are some of the finest IndusInd Credit Cards for individuals who love traveling:

IndusInd Pioneer Heritage Metal Credit Card: As the most premium offering, the Pioneer heritage Metal credit card comes with compelling benefits over distinct categories. Speaking of its travel benefits, you get unlimited access to domestic and international airport lounges with this card and hence you can make your travel experiences even more luxurious as many times as you like.

IndusInd Celesta Credit Card: The IndusInd Celesta Credit Card is a great choice for individuals who travel frequently within the country as it offers unlimited complimentary access to the domestic airport lounges. However, you don’t get complimentary international lounge access with this card.

IndusInd Crest Credit Card: The Crest Credit Card is another super-premium card offered by the bank, which comes with great features and benefits. It offers 2 complimentary access to domestic and 2 international airport lounges every quarter, complimentary LoungeKey membership, and several other exciting privileges in the travel category.

Quick Links