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The IndusInd Bank, one of the largest private-sector lenders in the country, provides banking services to all its customers. In November 1994, the bank began its operation and currently has its headquarters in Pune. IndusInd bank offers services across various banking verticals such as Retail Banking, Corporate and Wholesale Banking, Treasury Services, and many other banking solutions. With more than 2600 branches, the bank currently has over 27 lakh active credit card users in India as of December 2023. IndusInd Bank began its credit card business in 2011 and 2012.
In 2023, the bank came up with a marquee lineup of premium credit cards, from the Indulge Credit Card to the Pioneer Heritage credit card, both of which have exclusive benefits over several categories. In 2023, IndusInd Bank also launched the Platinum Card, their first RuPay Credit Card, which can be linked to UPI.
With the availability of so many credit cards in the Indian market, each offering so many features & benefits, it becomes difficult and confusing for people to go through the best IndusInd bank Credit Cards available in India. To help you with this, we have listed top IndusInd Credit Cards along with their detailed features & benefits. Keep reading the article to know more:
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With the IndusInd Bank Credit Cards, you get several exclusive features and benefits, some of which are as described below:
The IndusInd Bank offers various credit cards, offering exclusive benefits over different categories, including rewards/cash back, travel, movies & dining, golf, and many more. From entry-level to super-premium credit cards, IndusInd Bank has all the types of cards in its portfolio. The list of the Top IndusInd Bank Credit Cards and their detailed benefits have been mentioned below:
The IndusInd Bank Legend credit card is a luxurious lifetime free credit card offered by the bank. You achieve one reward point for every Rs. 100 spent on weekday spend and 2 RPs for every Rs. 100 spent on weekends. In addition to this, you also get multiple redemption options to redeem the reward points earned. Some key features of this credit card are provided below.
The Platinum Aura card is an entry-level credit card that delivers exclusive rewards and benefits on your spends. You choose from a host of reward plans as per your needs. This card can be availed as lifetime free. Some key features of this credit card are provided below.
The Duo credit card provides customers with the dual benefits of a debit card and a credit card. You are charged a nominal fee of Rs 1500. You earn up to 1 reward point on every Rs 150 spent. These reward points can be redeemed against multiple redemption options such as statement balance or IndusMoments. Here are some key features of this IndusInd Bank Duo credit card.
This card is another top-end offering by IndusInd Bank that provides customers with exclusive benefits and privileges on every purchase made. With this card, you earn 2.5 reward points on your online spending, 1.5 reward points on spending made on flight and hotel bookings, and 0.70 reward points on every other spend using the IndusInd Bank Pinnacle credit card. The card comes with an annual charge of Rs. 12,999. Below are mentioned some key features of this credit card. Some of the key features of this IndusInd Bank credit card are provided below.
The Crest credit card is another super-premium credit card offered by IndusInd Bank. The card comes with a hefty annual fee and is best suited for High Networth Individuals (HNIs). Like the Indulge credit card, this card also comes with two membership plans: either you pay a membership fee of Rs 2,00,000, whereby you are not charged with a yearly fee, or you pay a membership fee of Rs 1,00,000 and get charged with a yearly fee of Rs 10,000. You earn 2.5 reward points for every Rs 100 spent on international transactions and 1 for every Rs 100 spent on domestic transactions. Some of the key features of the crest card are mentioned below.
IndusInd Bank Pioneer Heritage credit card is a world-elite credit card offered by the IndusInd bank. The card also comes in a metal design, giving the card a sleek look. You are charged an annual fee of Rs 90,000 on this credit card. You earn 2.5 reward points on spending Rs. 100 and 1 reward point on every Rs 100 spent. Below are some key features of this IndusInd Bank credit card.
Intermiles Voyage Visa credit card is a travel card powered by Visa. The card charges an annual fee of Rs 2000. You earn 4 Intermiles on every Rs 100 spent on hotel and flight booking 2 Intermiles on every Rs 100 spent on the weekdays, 6 InterMiles on every Rs 100 spent on flight and hotel bookings, 3 InterMiles on every Rs 100 spent on other categories on weekends and 1 InterMile on every Rs. 100 spent on transactions like Insurance and Utilities. Given below are some key features of this IndusInd Intermiles Voyage Visa credit card.
This is a super premium Visa credit card offered by IndusInd Bank for high-end customers. The 22K pure gold inlay design is one of the most exciting features of this credit card. There is no preset credit limit provided on this credit card by the bank. The card comes with two membership plans: either you pay a membership fee of Rs 2,00,000, whereby you are not charged with a yearly fee, or you pay a membership fee of Rs 1,00,000 and get charged with a yearly fee of Rs 10,000. You earn 1.5 reward points for every Rs. 100 spent on purchases using this credit card. In addition to this, you get multiple redemption options to redeem your reward points. Some key features of this IndusInd credit card are provided below.
With all the IndusInd Credit Cards, you get rewarded in the form of reward points/cashback/intermiles or other types of rewards. However, different cards may have different reward/cashback rates & benefits, and the rate can also vary for different categories. You can find detailed information about the reward rate of Top IndusInd credit Cards in the following table.
Card | Reward Point |
IndusInd Bank Indulge Credit Card | 1.5 Reward Points for every Rs. 100 spent |
IndusInd Bank Crest Credit Card | 2.5 Reward Points on every Rs. 100 spent on international transactions 1 Reward Point on every 100 spent on domestic transactions |
IndusInd Bank Pioneer Heritage Credit Card | 2.5 Reward Points on every Rs 100 spent on international transactions 1 Reward Points on every Rs 100 spent on domestic transactions |
IndusInd Bank Pinnacle Credit Card | 2.5 reward points on every Rs 100 spent online and 1.5 reward points on every Rs 100 on online travel and flight bookings |
IndusInd Bank Legend Credit Card | 1 Reward Point for every Rs 100 spent on weekdays, 2 Reward Points for every Rs 100 on weekends |
IndusInd Bank Duo Credit Card | 1 Reward Points on every spend of Rs. 150 |
IndusInd InterMiles Voyage Visa Credit Card | 4 InterMiles on every Rs 100 spent on flight and hotel bookings 2 InterMiles on every Rs 100 spent on other categories on weekdays |
IndusInd Bank Platinum Select Credit Card | 1 Reward Point on every spend of Rs. 150 |
IndusInd Bank Platinum Aura Credit Card | 0.5 Saving points per Rs. 100 spent on all categories. 4 saving points per Rs. 100 spent on selected categories. |
You can simply apply for an IndusInd Bank credit card by clicking here, or you can apply for the credit card through phone banking by calling 1860 267 7777. Other than all these online methods, you can also apply offline by visiting the nearest IndusInd bank branch along with all the required documents and filling in the application form available there.
Applicants for IndusInd Bank credit cards can keep track of their application by calling the bank’s helpline at 1860 267 7777. The Bank will send you an SMS with the results to the mobile number you provided on the application form once your application has been processed. You can also visit your nearest IndusInd branch and ask the bank officials about the status of your application.
Once you have received your IndusInd Bank Credit Card, the first thing to do is to activate it before using it for purchases. The activation of IndusInd Credit Cards can be done using the below-mentioned online as well as offline methods:
There are a lot of IndusInd Credit Cards that have a zero annual fee but charge a high annual fee, like the IndusInd Pinnacle World Credit Card, IndusInd bank Iconia AmEx Credit Card, etc. However, some of the cards have a meager joining fee and no annual fee thereafter. Following is the list of the most affordable IndusInd Credit Cards:
The IndusInd Platinum Aura Credit Card is a lifetime-free credit card. This card earns you up to 4 Saving Points for every Rs. 100 spent & you get an opportunity to choose a reward plan according to your spend behavior. Moreover, with exclusive welcome and travel benefits, the Platinum Aura Credit Card can be considered another great entry-level card offering by the bank.
The following are some of the finest IndusInd Credit Cards for individuals who love traveling:
As the most premium offering, the Pioneer Heritage Metal credit card comes with compelling benefits over distinct categories. Speaking of its travel benefits, you get unlimited access to domestic and international airport lounges with this card. Hence, you can make your travel experiences even more luxurious as many times as you like.
The IndusInd Celesta Credit Card is a great choice for individuals who travel frequently within the country as it offers unlimited complimentary access to domestic airport lounges. However, you don’t get complimentary international lounge access with this card.
The Crest Credit Card is another super-premium card offered by the bank, which comes with great features and benefits. It offers two complimentary access to domestic and two international airport lounges every quarter, complimentary LoungeKey membership, and several other exciting privileges in the travel category.
IndusInd Bank offers a wide range of credit cards that cater to the needs of a diverse group of individuals. Whether you are looking for a card with luxurious benefits and are willing to pay a hefty fee for it or a lifetime free credit card like the Legend Card and Platinum RuPay Credit Card, which can also be linked to your UPI application, the bank has got you covered. It’s always advisable to assess your own needs and compare multiple cards before applying for the one that best suits you.