By Ankur Mittal
Updated On September 24, 2021

The IndusInd bank is one of the largest private-sector lenders in the country, providing banking services to its customers. In November 1994, the bank began its operation and currently has its headquarter in Pune. The IndusInd bank offers services across various banking verticals such as Retail Banking, Corporate and Wholesale Banking, Treasury Services, and Other banking solutions. With more than 2000 branches, the bank has more than 2.5 crore active customers.

IndusInd Bank forayed into the credit card business in the year 2011-2012. In 2013, the bank launched a marquee lineup of premium credit cards with the Indulge credit card and pioneer heritage credit card. The Indulge credit card launched by the bank comes covered with 22k gold inlay, whereas the Pioneer Heritage credit card is the first-ever metal credit card issued by any bank targeted towards the ultra high net worth individuals. The bank currently issues around 17 Credit Cards, and some of the popular IndusInd Bank Credit Cards are as mentioned below:

Welcome Benefits

Oberoi e-gift voucher and a Luxe Gift card.

Rewards Rate

2.5 Reward Points on every Rs 100 spent on international transactions and 1 Reward Points on every Rs 100 spent on domestic transactions.

Best Suited For

Movies | Travel |

Movie & Dining

Up to 3 complimentary tickets every month on Pioneer Heritage credit card and 4 Complimentary tickets every calendar quarter on Pioneer Heritage Metal credit card. Also, you get 20% off on your non-movie bookings.

Reward Redemption

1 RP = Rs 1 redeemed against a host of redemption options such as the Indus Moments reward portal, AirMiles, and against statement cash

Joining Fees

Rs 90,000 + GST

Product Details

  • Oberoi e-gift voucher and a Luxe Gift card as a welcome gift.
  • 2.5 Reward Points on every Rs 100 spent on international transactions.
  • 1 Reward Point on every Rs 100 spent on domestic transactions.
  • Buy 1 Get 1 offer on movie ticket bookings with BookMyShow
  • Get Up to Rs. 3,000 off on your Dining Spends
  • Privileges with Club ITC Culinary Program
  • Complimentary Domestic and International lounge access
  • Discounted Markup fee of 1.8% on the conversion amount.
  • Complimentary air accident protection cover worth upto Rs 2.5 crores.

See additional details for Indusind Bank Pioneer Heritage Credit Card

Welcome Benefits

You get either of Oberoi hotels/resorts vouchers worth Rs. 50K or Montblanc vouchers worth Rs. 50,000.

Rewards Rate

1 Reward Point per Rs. 100 spent on domestic purchases. 3 Reward Points per Rs. 100 spent on international purchases.

Best Suited For

Movies | Travel |

Movie & Dining

Get a 20% discount on movies and buy 1 get 1 free offer on movie tickets through BookMyShow. You get a complimentary Dineout Plus membership.

Reward Redemption

The Reward Points you earn can be redeemed against a variety of products. You can also redeem these points against AirMiles / Cash credit at a rate of 1 Reward Point = 1 air mile / Re.1.

Joining Fees

Rs. 50,000

Product Details

  • Get up to 3 Reward Points per Rs. 100 you spend using your IndusInd Bank Celesta Credit Card.
  • Reward Points redeemable against Cash credit.
  • Vouchers worth Rs. 50,000 each from Oberoi Hotels & Montblanc as a welcome gift.
  • 20% discount on movies at BookMyShow.
  • Buy 1 get 1 free offer on movie tickets.
  • Complimentary Dineout Plus membership.
  • Unlimited complimentary airport lounge access.
  • Spend-based renewal fee waiver.
  • Complimentary golf lessons and golf games every month.
  • Insurance coverage against several categories.
  • 1% fuel surcharge waiver.

See additional details for IndusInd Bank Celesta Credit Card

Welcome Benefits

N/A

Rewards Rate

2.5 Reward Points on every Rs. 100 spent on international transactions and 1 Reward Point on every 100 spent on domestic transactions

Best Suited For

Travel | Shopping |

Movie & Dining

Buy One Get One offer on BookMyShow (max 3 free tickets per month), exclusive dining benefits with Club ITC Culinaire membership

Reward Redemption

1 RP = Re. 1 for redemption against cash credit and 1 RP = 1 AirMile for redemption against partner airlines’ airmiles.

Joining Fees

Rs. 2,00,000 (nil annual fee in this case), Rs. 1,00,000 (Rs. 10,000 annual fee applicable in this case)

Product Details

  • 2.5 Reward Points per Rs. 100 on all international spends.
  • 1 Reward Point per Rs. 100 on all domestic spends.
  • Reward Points transferable to partner airlines’ AirMiles programs or redeemable against Cash Credit (1 Reward Point = Re. 1 or 1 AirMile).
  • Complimentary domestic as well as international lounge access.
  • Airport benefits including private check-in, private (arrival and departure) lounge, chauffeured car (to and from the aircraft), luggage delivered directly to the private arrival lounge, etc.
  • Discount on dining bills with Club ITC Culinaire membership.
  • Complimentary golf lessons and golf games every year with the exclusive golf program and MasterCard golf program each.
  • Buy One Get One offer on BookMyShow movie tickets (max 3 free tickets/month). Free ticket price capped at Rs. 700. Additional discount of Rs. 50 on selecting the F&B option.
  • Up to Rs. 3,000 off on dining bills at over 100 partner restaurants.
  • Lost card liability cover from up to 48 hours prior to the time of reporting the loss of card.
  • Personal air accident cover worth Rs. 2.5 crores.

See additional details for Indusind Bank Crest Credit Card

Welcome Benefits

N/A

Rewards Rate

1.5 Reward Points for every Rs. 100 spent using the card

Best Suited For

Travel | Dining | Shopping |

Movie & Dining

Buy One Get One ticket offer on BookMyShow (max transaction capped at Rs. 700 and max 3 free tickets/month)

Reward Redemption

Reward Points redeemable against AirMiles, Cash Credit or IndusMoments

Joining Fees

Rs. 2,00,000 (no annual fee applicable) or Rs. 1,00,000 (Rs. 10,000 annual fee applicable in this case)

Product Details

  • First credit card in Indian sub-continent with pure 22K gold inlay.
  • No pre-set credit limit.
  • 1.5 Reward Points for every Rs. 100 spent using the card.
  • Reward Points redeemable against Airmiles, cash credit, or IndusMoments.
  • Complimentary domestic and international lounge access.
  • Complimentary Priority Pass membership.
  • Buy One Get One offer on movie tickets & discount on non-movie tickets on BookMyShow.
  • Unlimited complimentary access to golf games at selected golf courses.
  • A lower interest rate of 1.79% per month.
  • Personal air accident cover worth Rs. 2.5 crores.
  • Lost card liability protection from up to 48 hours prior to the time of reporting the loss of card.
  • 24×7 concierge service.

See additional details for IndusInd Bank Indulge Credit Card

Welcome Benefits

Choose any of these options: A complimentary night stay at Oberoi hotels, a Luxe gift card, or gift vouchers from brands like BATA, Vero Moda, ALDO, Titan, etc.

Rewards Rate

Earn 2.5 reward points on every Rs 100 spent online, 1.5 reward points on every Rs 100 on online travel and flight bookings,  1 RP on every Rs 100 spent on every other purchase.

Best Suited For

Travel | Shopping |

Movie & Dining

Buy 1 get 1 Free offer on movies with up to 3 complimentary movie tickets every month.

Reward Redemption

1 RP = Re. 1 for redemption against cash credit & 1 RP = 1 InterMile/1  CV Point for redemption against travel related spends.

Joining Fees

Rs 12,999/- plus applicable taxes

Product Details

  • Get exciting gift vouchers from popular brands as a welcome gift.
  • Up to 2.5 Reward Points on every spend of Rs. 100.
  • Buy 1 Get 1 Free offer on movie tickets on BookMyShow.
  • Complimentary Priority Pass membership.
  • Complimentary access to domestic & international airport lounges.
  • 4 complimentary rounds of Golf every year.
  • Air accident cover worth Rs. 25 lakhs.
  • 1% fuel surcharge waiver.

See additional details for IndusInd Bank Pinnacle World Credit Card

Welcome Benefits

You get exclusive Montblanc e-gift vouchers, Postcard hotel vouchers, and Luxe Gift cards, and vouchers from popular brands like Flipkart, Big Bazaar, and many more.

Rewards Rate

1.5 reward points on every Rs 100 spent on weekdays and 2 reward points on every Rs 100 spent on weekends.

Best Suited For

Movies | Travel | Dining |

Movie & Dining

Buy 1 Get 1 on movie ticket bookings on movie bookings with BookMyShow.

Reward Redemption

1 Reward Point = Rs 1 for redemption against cash credit & 1 RP = 1 InterMile / 1 CV Point for redemption against the same.

Joining Fees

Rs. 3,500 plus GST

Product Details

  • Get exclusive hotel and shopping gift vouchers as a welcome benefit
  • Buy 1 Get 1 on movie ticket bookings on movie bookings with BookMyShow and Sathyam Cinema
  • 1.5 RP on every Rs. 100 spent on weekdays & 2 RP on every Rs 100 spent on weekends.
  • Access to leading domestic airport lounges.
  • Complimentary Priority Pass Membership.
  • Complimentary golf games and lessons hosted at various locations.
  • 24×7 Concierge service and Auto Assistance
  • 1% fuel surcharge waiver on transactions at all fuel stations across India.
  • Personal Air Accident cover worth Rs. 25 lakhs

See additional details for Indusind Bank Iconia Amex Credit Card

Welcome Benefits

Choose one of these: a Luxe gift card, a complimentary stay at Oberoi Chain of Hotels, and gift vouchers from popular brands like Charles Keith, Yatra, Louis Philippe, etc.

Rewards Rate

1 Reward Point on every Rs. 100 spent on weekdays and 2 Reward Points on every Rs. 100 spent on weekends.

Best Suited For

Travel | Shopping |

Movie & Dining

Buy 1 get 1 free offer on movies with up to 3 complimentary movie tickets every month.

Reward Redemption

1 RP = Re. 1 for redemption against cash credit, 1 RP = 1 InterMiles for redemption against Intermile, and 1 RP = 1 CV Point for redemption against Club Vistara Points.

Joining Fees

Rs. 9,999 + Applicable Taxes

Product Details

  • Enjoy exclusive welcome benefits, including gift vouchers from Oberoi hotels, and various shopping brands.
  • 1 Reward Points on every Rs. 100 spent on weekdays and 2x Reward Points on weekends.
  • Complimentary domestic airport lounge access.
  • Complimentary Priority Pass membership.
  • Buy 1 Get 1 Free offer on movie tickets on BookMyShow.
  • 4,000 bonus Reward Points under the milestone benefits.
  • Complimentary golf lessons and games at some of India’s finest Golf courses.
  • Low foreign currency markup fee of 1.8%.
  • 1% of Fuel Surcharge Waiver.
  • Complimentary Air Accidental cover of Rs. 25 Lakhs.

See additional details for IndusInd Legend Credit Card

Welcome Benefits

The card provides various welcome benefits in the form of gift cards and vouchers that include Montblanc, Luxe Gift card, the Postcard hotel, and vouchers/gift cards for Amazon, Flipkart, Big Bazaar, Zee5, Apollo pharmacy, and many more.

Rewards Rate

0.75 Reward Point for every spend of Rs. 100 on weekdays. 1 Reward Point for every spend of Rs. 100 on weekends.

Best Suited For

Movies |

Movie & Dining

Buy 1 get 1 free offer on movie tickets on Bookmyshow.

Reward Redemption

1RP = Re. 1 for redemption against cash, 1 RP = 1 InterMile / 1 CV Point.

Joining Fees

Rs. 3,499

Product Details

  • Gift cards and vouchers for various brands, including, BATA, BIBA, Titan, Pantaloons, Amazon, Flipkart, etc as a welcome benefit.
  • 0.75 Reward Point for every spend of Rs. 100 on weekdays and 1 Reward Point for every Rs. 100 spent on weekends.
  • Get 0.70 Reward points for every Rs. 100 spent on utility bills, insurances, government charges, and educational institutions fees.
  • Get complimentary priority pass membership.
  • 1 complimentary movie ticket every month.
  • One complimentary golf lesson and 1 game every quarter.
  • 1% fuel surcharge waiver.

See additional details for IndusInd Bank Iconia Visa Credit Card

Welcome Benefits

Gift vouchers worth Rs. 1,000

Rewards Rate

1 Reward Points per spend of Rs. 150

Best Suited For

Movies |

Movie & Dining

But 1 get 1 free offer on movie tickets

Reward Redemption

1 RP = Re. 0.75 for redemption on Indusmoments and 1 RP = Re. 0.75 for redemption against cash credit.

Joining Fees

Rs. 1,500

Product Details

  • A credit cum debit card.
  • Welcome gift vouchers worth Rs. 1,000.
  • Get 1 Reward Points on every Rs. 150 you spend using your IndusInd Bank Duo Plus Credit Card.
  • Buy 1 get 1 free offer on movie tickets.
  • Complimentary Priority Pass membership.
  • Exclusive travel insurance benefits.
  • Personal accident insurance coverage.
  • A 1% fuel surcharge waiver.
  • 24*7 concierge services.
  • Low foreign currency markup fee.

See additional details for IndusInd Bank Duo Plus Credit Card

Welcome Benefits

Complimentary Club Vistara Gold Membership, complimentary business class ticket, and exclusive gift vouchers worth Rs 25,000.

Rewards Rate

On every spend of Rs. 200, you get 8 CV Points on the Club Vistara website, 6 CV Points on travel-related spends, 1 CV Point on utilities, insurance & fuel, and 2 CV Points elsewhere.

Best Suited For

Movies | Travel |

Movie & Dining

Buy 1 Get 1 Free offer on movie tickets on BookMyShow & Rs. 3,000 off on dining twice a year.

Reward Redemption

The CV Points you earn can be redeemed against travel-related bookings on Club Vistara website.

Joining Fees

Rs. 40,000

Product Details

  • Complimentary Club Vistara Gold Tier membership.
  • 1 complimentary business class ticket voucher on joining.
  • Exciting gift vouchers worth Rs. 25,000 as a welcome gift.
  • Up to 5 complimentary business class ticket vouchers every year.
  • 8 CV points on every Rs. 200 spent at airvistara.com & 6 CV points on other travel-related spends.
  • 2 CV Points on every retail spend of Rs. 200 & 1 CV point on insurance, utilities, and fuel transactions.
  • Enjoy buy 1 Get 1 free offer on movie tickets twice every month.
  • Complimentary domestic & international lounge access.
  • Rs. 3,000 off on dining bills twice every year.
  • Zero Foreign Markup Charges
  • 1% fuel surcharge waiver.

Welcome Benefits

2,000 bonus InterMiles, flight discount voucher worth Rs. 750 & hotel discount voucher worth Rs. 1,500.

Rewards Rate

2 InterMiles per Rs. 100 spent on weekdays, 3 Intermiles per Rs. 100 spent on weekends & 2x InterMiles on flight/hotel bookings on intermiles.com.

Best Suited For

Travel |

Movie & Dining

1+1 offer on movie ticket bookings with BookMyShow.

Reward Redemption

InterMiles can be redeemed against flight and hotel bookings at www.intermiles.com and against shopping vouchers at rewardstore.intermiles.com/.

Joining Fees

Rs. 2,000 + GST

Product Details

  •  2,000 bonus InterMiles along with a discount voucher worth Rs. 750 on flights and a discount voucher worth Rs. 1,500 on hotel bookings
  • 2 InterMiles on every Rs. 100 spent on weekdays.
  • 3 InterMiles on every Rs. 100 spent on weekends.
  • 2x bonus InterMiles on every Rs 100 spent on flight and hotel bookings
  • 2.5x bonus InterMiles on every Rs 100 spent on Etihad Airways.
  • Buy 1 get 1 offer on movie ticket booking with BookMyShow.
  • Complimentary golf games and lessons at specific locations.
  • Complimentary air accident insurance cover upto Rs. 25 lakhs
  • Zero liability protection cover provided
  • 24×7 Concierge services
  • 1% fuel surcharge waiver on all transactions between Rs 400 to Rs 4000 across all fuel stations in India

See additional details for IndusInd Intermiles Voyage Visa Credit Card

Welcome Benefits

Oberoi hotel e-gift voucher and a Luxe Gift card worth Rs 5,000

Rewards Rate

Get 2 Reward Points on every Rs 100 spent on weekends and 1 Reward Point on every Rs 100 spent on weekdays.

Best Suited For

Movies | Travel |

Movie & Dining

Buy 1 Get 1 free offer on movie tickets on BookMyShow

Reward Redemption

1 RP = Re. 1 for redemption against cash credit and 1 RP = 1 InterMile / 1 CV Point for redemption against InterMiles or club Vistara points.

Joining Fees

Rs. 45,000 + GST

Product Details

  • Oberoi hotel e-gift voucher and a Luxe Gift card worth Rs 5,000 as a welcome benefit.
  • 2 Reward Points on every Rs. 100 spent on weekends & 1 Reward Point on every Rs. 100 spent on weekdays.
  • 6,000 bonus reward points every year on achieving the milestone spend.
  • Buy 1 Get 1 offer on movie ticket bookings on BookMyShow.
  • Complimentary domestic & international lounge access.
  • Complimentary golf games at selected golf courses.
  • Air accident cover worth Rs. 25 lakhs and several travel insurances.
  • No Cash advance fee.
  • Low foreign currency markup fee.
  • 24×7 Concierge services
  • 1% fuel surcharge waiver.

See additional details for IndusInd Bank Pioneer Legacy Credit Card

Welcome Benefits

Get a luxurious stay at any of the best Oberoi hotels.

Rewards Rate

1.5 Reward Point on every Rs. 100 spent

Best Suited For

Travel |

Movie & Dining

Buy 1 get 1 free offer on movie tickets on BookMyshow

Reward Redemption

For redemption against cash credit, 1RP = Re. 1 and for redemption against Intermiles/CV Points, 1 RP = 1 InterMile / 1 CV Point.

Joining Fees

Rs. 50,000

Product Details

  • One complimentary stay at Oberoi hotels.
  • Get 1.5 Reward Points for every spend of Rs. 100.
  • Buy one get 1 free offer on booking movie tickets through BookMyShow.
  • Get complimentary Priority Pass Membership.
  • Get 2 complimentary lounge visits per quarter.
  • Get 1 complimentary golf game each month at selected golf courses.
  • 1% fuel surcharge waiver.

See additional details for IndusInd Bank Signature Visa Credit Card

Welcome Benefits

Welcome gift vouchers from Bata, Vero Moda, and Eazy Diner.

Rewards Rate

0.5 Saving points per Rs. 100 spent on all categories. Up to 4 saving points per Rs. 100 spent on selected categories.

Best Suited For

Shopping |

Movie & Dining

NA

Reward Redemption

1 RP = Re. 0.5 for redemption against cash credit and 1 RP = 1 Intermile / 0.5 CV Point for redemption against Intermiles or CV Points.

Joining Fees

Rs. 500

Product Details

  • You get the flexibility to choose your reward plan.
  • You can earn up to 4 Saving Points on every Rs. 100 you spend.
  • Gift vouchers from BATA, Vero Moda, and EazyDiner as a welcome gift.
  • Complimentary priority pass membership.
  • Travel insurance against several categories.
  • Personal air-accident coverage.
  • You get a 1% fuel surcharge waiver.
  • 24*7 concierge services.

See additional details for IndusInd Bank Platinum Aura Credit Card

Welcome Benefits

Get great discounts at EazyDiner, and gift vouchers from BATA and Vero Moda.

Rewards Rate

1 Reward Point on every spend of Rs. 150.

Best Suited For

Shopping |

Movie & Dining

Buy 1 get 1 free offer on movie tickets on Bookmyshow

Reward Redemption

1 RP = Re. 0.75 for redemption against cash credit, 1 RP = 1 Intermile & 1 RP = 0.5 CV Point for redemption against airmiles.

Joining Fees

Rs. 999

Product Details

  • You Get 1 Reward Point on Every Transaction of Rs. 150 made through your IndusInd Bank Platinum Select credit card.
  • Joining Fee charges of Rs. 999
  • Easy Redemption of Reward Points Against Cash Credit and Many More options.
  • Buy 1 Get 1 Free Offer on Movies.
  • Welcome Gift Vouchers from BATA and Vero Moda.
  • Complimentary Priority Pass Membership.
  • Select Auto Assistance facility
  • Get Air Accidental Cover and Travel Insurance Cover

See additional details for IndusInd Bank Platinum Select Credit Card

IndusInd Bank Platinum Credit Card

Welcome Benefits

You get exclusive offers on premium brands (like ALDO, Vero Moda, etc.); gift vouchers; Amazon vouchers; etc.

Rewards Rate

1.5 RPs per Rs. 100 spent and 1.2 RPs per Rs. 100 spent on utilities & insurance categories.

Best Suited For

Shopping |

Movie & Dining

Buy 1 Get 1 Free offer on movie tickets on BookMyShow.

Reward Redemption

1 RP = Re. 0.85 for redemption against cash & 1 RP = 1 InterMile / 1 CV Point.

Joining Fees

Rs. 3,000

Product Details

  • Get exclusive offers and deals on premium brands, gift vouchers, Amazon vouchers, etc, as welcome benefits.
  • 1.5 reward points on every ₹ 150 spent on this card (except on fuel).
  • Buy 1 Get 1 free offer on movie tickets on BookMyShow.
  • 1 complimentary golf game every quarter.
  • Get complimentary priority pass membership.
  • Get a complimentary personal air accident insurance cover of up to ₹ 25 lakh.
  • 1% fuel surcharge waiver.
  • 24*7 concierge services & auto assist.

See additional details for IndusInd Bank Platinum Credit Card

IndusInd Bank Payback Credit Card

Welcome Benefits

Get 1,000 PAYBACK points on payment of joining fee.

Rewards Rate

For every Rs. 100 spent, you get 20 PAYBACK Points on movies, 5 PAYBACK Points on dining, groceries & shopping and 2 PAYBACK Points elsewhere.

Best Suited For

Movies | Shopping |

Movie & Dining

NA

Reward Redemption

Redeem your PAYBACK points against e-vouchers, recharges, buying products from the given catalog, etc. (www.payback.in). 1 PAYBACK Point = Re. 0.25.

Joining Fees

Rs. 249 + GST

Product Details

  • Get 1,000 Payback points as welcome benefits.
  • Get complimentary access to PAYBACK Plus membership.
  • 20 Payback points on every Rs. 100 spent on movies.
  • 5 Payback points on every Rs. 100 spent on dining, groceries, and shopping.
  • 2 Payback points for every other spend of Rs. 100.
  • Avail personal air accident insurance cover up to Rs. 25 lakhs.
  • Get complimentary access to auto assist.
  • 1% fuel surcharge waiver.

See additional details for IndusInd Bank Payback Credit Card

Welcome Benefits

Gift vouchers from one of these brands: EazyDiner, Bata, Oberoi Hotels, Yatra, Vero Moda, or Aldo, etc as welcome gifts.

Rewards Rate

1 Reward Point per Rs. 150 spent

Best Suited For

Movies | Shopping |

Movie & Dining

Avail of “buy one get one offer” every month on BookMyShow.com.

Reward Redemption

1 RP = Re. 1 for redemption against cash credit & 1 RP = 1 InterMile / CV point.

Joining Fees

Rs. 3,499 with applicable taxes

Product Details

  • Get exclusive welcome gift vouchers.
  • Earn 1 RP on a transaction worth Rs. 150 on this card.
  • Avail complimentary membership to Priority Pass Program.
  • Buy 1 get 1 Free offer on movie tickets.
  • Personal air accident cover worth Rs. 25 lakhs.
  • Get 24-hour IndusInd Auto Assist.
  • 1% fuel surcharge waiver.

See additional details for IndusInd Nexxt Credit Card

Top 11 IndusInd Bank Credit Cards

IndusInd Bank Indulge Credit card

This is a super premium Visa credit card offered by IndusInd Bank for high-end customers. The 22K pure gold inlay design is one of the most exciting features of this credit card. There is no preset credit limit provided on this credit card by the bank. The card comes with two membership plans, either you pay a membership fee of Rs 2,00,000 whereby you are not charged with a yearly fee or you pay a membership fee of Rs 1,00,000 and get charged with a yearly fee of Rs 10,000.  You earn 1.5 reward points on every Rs 100 spent on your purchases using this credit card. In addition to this, you get multiple redemption options to redeem your reward points. Some key features of this IndusInd credit card are provided below.

  • 5 reward points on every Rs 100 spent on all categories
  • No preset credit limit
  • 4 Complimentary Domestic Lounge access every calendar quarter
  • 2 Complimentary International Lounge access with Priority Pass membership
  • Buy 1 Get 1 offer on movie ticket bookings with BookMyShow
  • Low-interest rate of 1.79% charged

IndusInd Bank Crest Credit Card

The crest credit card is another super-premium credit card offered by IndusInd bank. The card comes with a hefty membership fee and is best suited for High Networth Individuals (HNIs). Like Indulge credit card, this card also comes with two membership plans, either you pay a membership fee of Rs 2,00,000 whereby you are not charged with a yearly fee or you pay a membership fee of Rs 1,00,000 and get charged with a yearly fee of Rs 10,000. You earn 2.5 reward points on every Rs 100 spent on international transactions and 1 on Rs 100 spent on domestic transactions. Below are mentioned some of the key features of this credit card.

  • 5 reward points on every Rs 100 spent on International spends
  • 1 reward point on every Rs 100 spent on domestic spends
  • 2 Complimentary Domestic Lounge access every calendar quarter
  • 2 Complimentary International Lounge access via lounge key membership
  • Special discounts on dining via Club ITC Culinaire membership
  • Buy 1 Get 1 on movie ticket bookings via BookMyShow
  • 12 Complimentary golf rounds at green fees annually
  • Personal Air accident cover worth up to Rs 2.5 crores

IndusInd Bank Pioneer Heritage Credit Card

IndusInd Bank Pioneer Heritage credit card is a world elite credit card offered by the IndusInd bank. The card also comes in a metal design giving the card a sleek look. You are charged an annual fee of Rs 90,000 on this credit card. You earn 2.5 reward points on every Rs 100 spent and 1 reward on every Rs 100 spent. Below are some key features of this IndusInd Bank credit card.

  • Oberoi gift voucher and Luxe gift card as a sign-up bonus
  • Buy 1 Get 1 on movie ticket booking with BookMyShow
  • 8 Complimentary Domestic lounge access every year at select airports
  • 8 Complimentary International lounge access every year with Lounge Key membership
  • Unlimited lounge access both domestic and international with the Pioneer Heritage Metal credit card
  • Discounted markup fee of 1.8% on the conversion amount
  • Air accident protection cover worth Rs 2.5 crore

IndusInd Bank Pinnacle Credit Card

This card is another top-end offering by the IndusInd Bank that provides customers with exclusive benefits and privileges on their spendings. With this card, you earn 2.5 reward points on your online spending, 1.5 reward points on spending made on flight and hotel bookings, and 0.70 reward points on every other spend using the IndusInd Bank Pinnacle credit card. The card comes with an annual fee of Rs 12,999. Below are mentioned some key features of this credit card. Some of the key features of this IndusInd Bank credit card are provided below.

  • Gift vouchers from exclusive partners such Oberoi hotels, Luxe gift cards, Montblanc India, and Postcard hotels as sign up bonus
  • Buy 1 Get 1 on movie ticket booking with BookMyShow
  • 1 Complimentary Domestic Lounge access every calendar quarter
  • Travel Insurance benefits
  • Get 4 complimentary golf rounds every month at select golf courses
  • 24×7 Concierge service

IndusInd Bank Legend Credit Card

The IndusInd Bank Legend credit card is a luxurious card that comes with an annual fee of Rs 9,999. You earn 1 reward point on every Rs 100 spent on weekday spend and 2 reward points on every Rs 100 spent on weekends. In addition to this, you also get multiple redemption options to redeem your reward points. Here are some key features of this credit card provided below.

  • Earn up to 4000 bonus reward points on spendings of Rs 6 lakhs
  • Gift vouchers from exclusive partners such Oberoi hotels, Luxe gift cards, Montblanc India, Postcard hotels, Charles Keith, Yatra, Louis Philippe, Hush Puppies, Urban Ladder, and more from Vouchagram as sign up bonus
  • Buy 1 Get 1 on movie ticket booking with BookMyShow and Sathyam Cinema
  • Low foreign markup fee of 1.8%
  • Complimentary golf games and lessons at select golf courses in India.
  • Air accidental cover worth Rs 25 lakhs

IndusInd Bank Iconia Visa Credit Card

IndusInd Bank Iconia Visa credit card is a Visa card that comes with several exclusive benefits and privileges across various categories. The card comes with an annual fee of Rs 3500. You earn 0.75 reward points on every Rs 100 spent on weekdays and 1 reward point on every Rs 100 spent on weekends. Below are some features of the IndusInd Bank Iconia Visa credit card.

  • As a sign-up bonus, you get a gift voucher from Montblanc, Luxe gift card, Postcard hotels, and much more
  • Buy 1 Get 1 offer on movie ticket bookings on BookMyShow
  • Complimentary Priority Pass Membership
  • Travel Insurance cover
  • 1 Complimentary golf game and lesson every calendar quarter

IndusInd Bank Duo Credit Card

The Duo credit card provides customers with dual benefits of a debit card as well as of credit card. You are charged a nominal fee of Rs 1500. You earn up to 1 reward point on every Rs 150 spent. These reward points can be redeemed against multiple redemption options such as statement balance or IndusMoments. Here are some key features of this IndusInd Bank Duo credit card.

  • Sign up gift voucher worth Rs 1000.
  • Buy 1 Get 1 offer on movie ticket bookings on BookMyShow
  • Complimentary Priority Pass Membership
  • Travel Insurance Benefit
  • Air accidental insurance cover worth Rs 30 lakhs

IndusInd InterMiles Voyage Visa Credit Card

Intermiles Voyage Visa credit card is a travel card powered by Visa. The card charges an annual fee of Rs 2000. You earn 4 Intermiles on every Rs 100 spent on hotel and flight booking and 2 Intermiles on every Rs 100 spent on the weekdays, 6 InterMiles on every Rs 100 spent on flight and hotel bookings, 3 InterMiles on every Rs 100 spent on other categories on weekends and 1 InterMile on every Rs 100 spent on Insurance and Utilities. Given below are some key features of this IndusInd Intermiles Voyage Visa credit card.

  • 2000 Bonus Intermiles with a discount voucher worth Rs 750 on flights and Rs 1500 on hotel bookings.
  • Buy 1 Get 1 offer on movie ticket bookings on BookMyShow
  • Complimentary Golf rounds across select golf courses in India
  • Personal Air Accident cover worth Rs 25 lakhs
  • 24×7 concierge service

IndusInd Bank Signature Visa Credit Card

This is a visa signature credit card that offers your several ancillary benefits and privileges on your spendings. You can earn 1.5 reward points on every Rs 100 spent. You can redeem the reward points accumulated on this credit card against IndusMoments, AirMiles, and cash credit. Provided below are some key features of this credit card.

  • Oberoi hotel gift voucher as a sign-up bonus.
  • Buy 1 Get 1 offer on movie ticket bookings on BookMyShow
  • 2 Complimentary domestic lounge every calendar quarter
  • Travel Insurance Benefits

IndusInd Bank Platinum Select Credit Card

This is a visa-powered credit card that comes with exclusive rewards and benefits. You get 1 reward point on every Rs 150 spent using the Platinum Select credit card. These reward points can be redeemed against cash credit, InterMiles and IndusMoments. You charged an annual fee of Rs 999 on this credit card. Given below are some key features of this credit card.

  • As a sign-up bonus, you get EazyDiner and gift vouchers from BATA and Vero Moda.
  • Buy 1 Get 1 on movie ticket on BookMyShow
  • Complimentary Priority Pass membership
  • Air Accidental cover Rs 25 lakhs

IndusInd Bank Platinum Aura Credit Card

The Platinum Aura credit card is an entry-level credit card that provides exclusive rewards and benefits on your spendings. You choose from a host of reward plans as per your needs. The card comes with a nominal membership fee of Rs 500. Besides that, you are not charged with any renewal fee on this credit card. Here are some key features of this credit card provided below.

  • Gift vouchers from Bata, Vero Moda, and EazyDiner as sign up bonus
  • Complimentary priority pass membership
  • Travel Insurance benefits
  • Air Accident Cover of Rs 25 lakh

 

IndusInd Bank Credit Card Reward Points

Credit Card Reward Point
IndusInd Bank Indulge Credit Card 1.5 Reward Points for every Rs. 100 spent
IndusInd Bank Crest Credit Card 2.5 Reward Points on every Rs. 100 spent on international transactions
1 Reward Point on every 100 spent on domestic transactions
IndusInd Bank Pioneer Heritage Credit Card 2.5 Reward Points on every Rs 100 spent on international transactions
1 Reward Points on every Rs 100 spent on domestic transactions
IndusInd Bank Pinnacle Credit Card 2.5 reward points on every Rs 100 spent online,
1.5 reward points on every Rs 100 on online travel and flight bookings,
0.70 reward points on every Rs 100 spent on every utility payment made online
0.70 reward points on every Rs 100 spent at PoS, IVR transaction, MoTo, and standing instruction
IndusInd Bank Legend Credit Card 1 Reward Point for every Rs 100 spent on weekdays
2 Reward Points for every Rs 100 on weekends
IndusInd Bank Iconia Visa Credit Card 0.75 Reward Point for every spend of Rs. 100 on weekdays.
1 Reward Point for every spend of Rs. 100 on weekends.
IndusInd Bank Duo Credit Card 1 Reward Points on every spend of Rs. 150
IndusInd InterMiles Voyage Visa Credit Card 4 InterMiles on every Rs 100 spent on flight and hotel bookings
2 InterMiles on every Rs 100 spent on other categories on weekdays
IndusInd Bank Signature Visa Credit Card 1.5 Reward Point on every Rs. 100 spent
IndusInd Bank Platinum Select Credit Card 1 Reward Point on every spend of Rs. 150
IndusInd Bank Platinum Aura Credit Card 0.5 Saving points per Rs. 100 spent on all categories
4 saving points per Rs. 100 spent on selected categories.

 IndusInd Bank Credit Card Reward Redemption

The reward points accumulated on your IndusInd Bank credit card can be redeemed against a host of redemption options. You can redeem these reward points against the following mentioned methods.

  • IndusMoments Reward Portal
  • AirMiles
  • Cash Credit
Redemption Methods AirMiles
100 RP = 100 Intermiles
Cash Credit
1 RP = ₹ 1 Cash Value
Indus Moments
You can redeem your Reward Point Accumulated at
Indus Moments Reward Portal for special gifts/vouchers

Complimentary Lounge Access

Credit Card Domestic Lounge International Lounge
IndusInd Bank Indulge Credit Card 4 complimentary domestic lounge access per calendar quarter under the Visa Lounge program 2 complimentary international lounge access per calendar quarter via Priority Pass Membership
IndusInd Bank Crest Credit Card 1 Complimentary domestic lounge access 2 Complimentary International lounge access per calendar quarter
IndusInd Bank Pioneer Heritage Credit Card 8 Complimentary Domestic Lounge visits per calendar quarter
Unlimited Domestic lounge access with a Pioneer Heritage Metal credit card
8 Complimentary International lounge access with LoungeKey membership
Unlimited International lounge access with a Pioneer Heritage Metal credit card
IndusInd Bank Pinnacle Credit Card 1 complimentary domestic lounge access every calendar quarter 8 complimentary lounge access in a calendar year
IndusInd Bank Legend Credit Card N/A N/A
IndusInd Bank Iconia Visa Credit Card N/A N/A
IndusInd Bank Duo Credit Card N/A N/A
IndusInd InterMiles Voyage Visa Credit Card N/A N/A
IndusInd Bank Signature Visa Credit Card 2 complimentary domestic lounge access every quarter N/A
IndusInd Bank Platinum Select Credit Card N/A N/A
IndusInd Bank Platinum Aura Credit Card N/A N/A

IndusInd Bank Credit Card Membership Fee

Credit Card Joining Fee Renewal Fee Spend-Based Waiver
IndusInd Bank Indulge Credit Card Rs. 2,00,000 (no annual fee applicable) or
Rs. 1,00,000 (Rs. 10,000 annual fee applicable in this case)
Nil (if Rs. 2,00,000 paid as joining fee)
Rs. 10,000 (if Rs. 1,00,000 paid as joining fee)
Annual fee waived on spending of more than Rs. 20,00,000 in the preceding year
IndusInd Bank Crest Credit Card Rs. 2,00,000 (no annual fee applicable) or
Rs. 1,00,000 (Rs. 10,000 annual fee applicable in this case
Nil (if Rs. 2,00,000 paid as joining fee)
Rs. 10,000 (if Rs. 1,00,000 paid as joining fee)
Annual fee waived on spending of more than Rs. 20,00,000 in the preceding year
IndusInd Bank Pioneer Heritage Credit Card Rs 90,000 Rs 25,000 Annual fee waived on spending of more than Rs. 10,00,000 in the preceding year
IndusInd Bank Pinnacle Credit Card Rs 12,999 Nil NA
IndusInd Bank Legend Credit Card Rs 9,999 Rs 9,999 NA
IndusInd Bank Iconia Visa Credit Card Rs 3,499 Nil NA
IndusInd Bank Duo Credit Card Rs 1500 Rs 799 NA
IndusInd InterMiles Voyage Visa Credit Card Rs 2,000 Rs 2,000 NA
IndusInd Bank Signature Visa Credit Card Nil Nil NA
IndusInd Bank Platinum Select Credit Card Rs 999 Nil NA
IndusInd Bank Platinum Aura Credit Card Rs 500 Nil NA

How to Apply?

You can simply apply for an IndusInd Bank credit card by visiting the IndusInd Bank website here or you can apply for the credit card through phone banking by calling at 1860 267 7777.

What are the Documents Required?

The bank requires identity proof, address proof, and proof of income to process your credit card application. The following table illustrates the documents accepted as identity proof, address proof, and proof of your income.

Identity Proof
(any one)
Aadhaar Card, Driving Licence, Voter’s Id, Pan Card, Passport, or any other government-approved ID.
Address Proof
(any one)
Aadhaar Card, Passport, Utility Bills (not more than 3 months old), or any other government-approved ID.
Income Proof
(any one)
Bank Statement or salary slip of last 3 months, last 2 years’ audited financial report,  etc.

How to track your IndusInd Bank credit card application?

Applicants for IndusInd Bank credit cards can keep track of their application by calling the bank’s helpline at 1860 267 7777. The Bank will send you an SMS with the results to the mobile number you provided on the application form once your application has been processed

 

Customer Care

You can reach out to them for support with your queries and other related issues by following the below-mentioned number.

Customer Service Helpline / Missed Call service / SMS service number
24x7 Toll-free number 1860 267 7777
Customer support( Monday to Friday) 1860 267 7777 / 022 44066666
Credit card related queries 1860 267 7777 (Available 24 x 7)

FAQs:

You get international lounge access with only 4 IndusInd Bank credit cards such as IndusInd Bank Indulge credit card, IndusInd Bank Crest credit card,cIndusInd Bank Pioneer Heritage credit card, and IndusInd Pinnacle credit card.

IndusInd Bank Pioneer Legacy credit card charges the lowest rate of interest of 1.79% per annum.

No, you simply do not get a spend based waiver on any of the above mentioned cards except IndusInd Bank Indulge credit card, IndusInd Crest credit card and IndusInd Pioneer Heritage credit card.

Yes, you get a interest free grace period of 50 days on IndusInd Bank credit card

You are charged with a cash processing fee of Rs 100 on credit card bill payment.

You can reach out at the following mentioned number with your card related queries at 1860 267 7777 (Available 24 x 7)

Add cards to start comparing

Compare Cards