By Ankur Mittal
Updated On February 21, 2022

Axis Bank offers three co-branded credit cards in partnership with Air Vistara- Axis Bank Vistara Infinite Credit Card, Axis Bank Vistara Signature Credit Card, and Axis Bank Vistara Credit Card. The Vistara Signature Card is the second most premium Vistara co-branded offering by the bank. It is a mid-range travel credit card issued by the bank that is targeted at frequent domestic flyers. It comes with a joining fee of Rs. 3,000 and welcomes its customers with exciting benefits. Being a travel credit card, it offers plenty of travel benefits including complimentary domestic airport lounge visits, travel-related insurance benefits, complimentary air tickets, complimentary Club Vistara Silver Membership, etc.

As far as the reward rate is concerned, you earn 4 CV (Club Vistara) Points per Rs. 200 spent with the card, which can be redeemed for class upgrades, award flights, or for booking any seat on Air Vistara. 1 CV Point is equivalent to Rs. 0.20, making the effective reward rate of the card 0.8%. Moreover, you can earn up to 3,000 bonus CV points and 4 complimentary air tickets every year on achieving the required spend milestone. Other benefits of the card include complimentary golf rounds, insurance covers, etc. Read on to learn more about this co-branded credit card by Axis Bank and Air Vistara.

Best Suited For

Travel |

Joining Fee

Rs 3,000 (plus applicable taxes)

Reward Type

Reward Points | AirMiles |

Product Details

  • Complimentary Premium Economy Class air ticket voucher as a welcome benefit.
  • Complimentary Club Vistara Silver Membership.
  • 3 Rounds of Golf at some of India’s most premium Golf destinations.
  • Complimentary domestic airport lounge access at select airports across India (max 2 per quarter).
  • 4 Club Vistara (CV) Points for every Rs 200 spent with the Axis Bank Vistara Signature Credit Card.
  • Minimum 15% discount at over 5,000 restaurants across India with Axis Bank’s Dining Delights Program.
  • Comprehensive insurance benefit including an air accident cover worth up to Rs. 2.5 crore.
  • Bonus CV Points and up to 4 Premium Economy tickets on achieving the stipulated spends milestones.

Rewards and Benefits

Welcome Benefits

1 complimentary Premium Economy Class air ticket and complimentary Club Vistara Silver Membership

Movie & Dining

N/A

Rewards Rate

4 CV (Club Vistara) Points per Rs. 200 spent

Reward Redemption

Club Vistara Points can be spent on booking award flights, class upgrades, or against any seat reservation under the Vistara Cash + Points program (1 CV Point = Rs. 0.20)

Travel

Club Vistara Silver Membership, complimentary Premium Economy Class ticket, complimentary domestic airport lounge access

Golf

3 Complimentary Golf sessions at some of India’s most premium golf destinations.

Domestic Lounge Access

2 complimentary domestic lounge access per quarter

International Lounge Access

N/A

Insurance Benefits

Air accident cover worth up to Rs 2.5 crore, purchase protection cover worth up to Rs. 1 lakh and insurance worth USD 300 against loss of travel documents and delay/loss of check-in baggage

Zero Liability Protection

Cardholder shall not be liable for any fraudulent transaction made on the card post reporting the loss of card to the bank

Fees & Charges

Joining Fee

Rs 3,000 (plus applicable taxes)

Renewal Fee

Rs. 3,000 (plus applicable taxes)

Spend based Waiver

N/A

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% of the transaction amount

Interest Rates

3.6% per month (52.86% per annum)

Fuel Surcharge

Nil

Cash Advance Charge

2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

Add-on Card Fee

Nil

Axis Vistara Signature Credit Card Welcome/Renewal Benefits:

  • 1 complimentary Premium Economy Class air ticket on signing up for the card (and every year when the membership is renewed).
  • The complimentary ticket voucher code is added to the Club Vistara account of the eligible cardholders.
  • The complimentary ticket will be valid for 3 months from the date you receive it.
  • Complimentary Club Vistara Silver membership with exclusive privileges like priority check-in and additional baggage allowance.

Axis Vistara Signature Credit Card Rewards:

  • You earn 4 Club Vistara (CV) Points for every Rs. 200 spent with the card.
  • The earned CV Points are credited to the cardholder’s Club Vistara account every billing cycle within 10 days from the statement generation date.
  • No CV Points are earned on wallet reloads.

Milestone Benefits:

You can earn 3,000 Bonus (Club Vistara) CV Points and up to 4 Premium Economy Class air tickets in a year on achieving the stipulated spends milestones. Refer to the following table to understand this more clearly:

Amount Spent in a year Reward
75,000 3000 Bonus CV Points
1,50,000 1 Premium Economy Ticket
3,00,000 1 Premium Economy Ticket
4,50,000 1 Premium Economy Ticket
9,00,000 1 Premium Economy Ticket

Dining Benefits:

  • You get a minimum of 15% discount on dining bills at partner restaurants with the Axis Bank Dining Delights Program.
  • Avail of exciting deals and offers through the Extraordinary Weekends program.

Axis Bank Vistara Signature Credit Card Travel Benefits:

  • Get a complimentary premium economy class ticket voucher every year when the card membership is renewed.
  • Complimentary Club Vistara Silver Membership with exclusive benefits including priority check-in and additional baggage allowance.
  • Get 2 complimentary domestic airport lounge access per quarter (8 every year) at select airports across India.

Golf Privileges:

Insurance Benefits:

You get the following insurance benefits with your Axis Bank Vistara Signature Card:

Cover Type Cover Value
Loss of Travel Documents $300
Delay in Check-in Luggage $300
Loss of Check-In Baggage $500

Axis Bank Vistara Signature Credit Card Eligibility:

The basic eligibility criteria that you will have to fulfill in order to get approved for the Axis Bank Vistara Signature Credit Card are mentioned below in the table. Other than this, the bank can have some internal criteria as well that may determine the approval or rejection of your credit card application:

Criteria Salaried Class Self Employed
Age 18-70 18-70
Income Rs 6,00,000 P.A Rs 6,00,000 P.A

Documents Required

The documents that you will require in order to apply for this credit card are as mentioned below:

  • Identity Proof – Aadhar Card, PAN Card, Voters’ Id, Passport, Driving Licence, etc.
  • Address Proof – Aadhar Card, Utility bills, Passport, Driving Licence, Ration card, etc.
  • Income Proof – latest bank statements/salary slips, or latest ITR.

How To Apply?

You can apply for the Axis Bank Vistara Signature Credit Card online as well as offline at your convenience. To apply offline, you will just need to visit your nearest Axis Bank branch and fill in the physical application form. To apply online, follow a few simple steps as mentioned below:

  • Visit the Axis Bank’s official website.
  • Click on the option ‘Credit Cards.’
  • Scroll down to find the Axis Bank Vistara Signature Credit Card and click on ‘Apply Now’ under that.
  • Proceed further and fill in the required details.

Conclusion:

Axis Bank Vistara Signature Credit Card offers a complete package for frequent domestic flyers. You get all kinds of benefits that a frequent domestic flyer expects from a travel credit card. You get a free premium economy ticket every year, complimentary Club Vistara Silver Membership, and complimentary domestic lounge visits with this credit card. The card however disappoints a bit when it comes to the reward rate. Still at an annual fee of Rs. 3,000, we consider it one of the best offerings as far as airline co-branded travel credit cards are concerned. The milestone benefits provided by the card can be considered one of its most exciting advantages as you can not only earn bonus CV points, but up to four complimentary air tickets as well. Other than all this, the additional benefits like golf privileges, insurance benefits, and fuel surcharge waiver make the card even a better choice. If you’re looking for a more rewarding Vistara co-branded credit card, do have a look at the Axis Bank Vistara Infinite card.

FAQs:

No, you have to pay a fuel surcharge of 1% of the transaction amount on making fuel purchases with the Axis Bank Vistara Signature Credit Card.

No, you do not get any complimentary international airport lounge access with Axis Bank Vistata Signature Credit Card.

This air ticket voucher has a validity of 6 months.

You can earn up to 4 tickets in a year depending upon how many milestones you achieve.

Yes, you can travel anywhere across India using the complimentary air ticket voucher. Only the base fare for the ticket will be waived off but you must pay the taxes which are levied on that air ticket.

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