Axis Bank Pride Signature Credit Card
- Updated On: 24 October, 2025
Axis Bank offers two credit cards exclusively for Indian defence personnel: the Pride Signature Credit Card and the Pride Platinum Credit Card. The cards have a patriotic theme with shades of the Indian Tricolor and a fourth dedicated embossing line. Although both are entry-level cards, the Pride Signature card is the more premium of the two offerings.
Pride Signature Credit Card earns you EDGE REWARD Points, which are redeemable for a variety of options on Axis Bank’s EDGE REWARDS Catalogue. You get 8 EDGE REWARD Points for every Rs. 200 spent with the card. Apart from EDGE REWARDS, you also get travel and dining benefits with the Axis Bank Pride Signature Credit Card. The card offers two complimentary domestic lounge accesses at select airports in India and a discount of a minimum of 15% on dining bills at partner restaurants. Read on to learn more about this exclusive offering by Axis Bank.
Axis Bank Pride Signature Credit Card
( 4.2 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
For every Rs. 200 spent, you will get 8 EDGE REWARD Points.
Welcome Benefits
N/A
Rewards and Benefits
Movie & Dining
A discount of 15% or more on dining at partner restaurants.
Rewards Rate
For every Rs. 200 spent, you will get 8 EDGE REWARD Points.
Reward Redemption
EDGE REWARD Points can be redeemed at the EDGE REWARDS Portal. 1 EDGE REWARD Point = Rs. 0.20.
Travel
Complimentary visits to domestic lounges.
Domestic Lounge Access
In every calendar quarter, you will get 2 complimentary domestic lounge access.
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
Fees & Charges
Spend-Based Waiver
The renewal fee is waived off on exceeding spends of Rs. 40,000 or more in the preceding year
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5% of the forex transactions.
Interest Rates
3.75% Per Month (55.55% Annually)
Fuel Surcharge Waiver
1% fuel surcharge is waived off on all transactions between Rs. 400 & Rs. 4,000 (max waiver capped at Rs. 400 per month)
Cash Advance Charges
2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)
Product Details
- Unique color theme with shades of Indian Tricolor and a fourth dedicated embossing line.
- 8 EDGE REWARD Points on every spend of Rs. 200 with the card.
- A discount of 15% at partnered restaurants.
- Complimentary access to domestic lounges up to 2 times in a quarter.
- Waiver of renewal fee on annual spends of Rs. 40,000 in the previous year.
- 1% fuel surcharge reversed for transactions between Rs. 400 and Rs. 4,000 (max waiver of Rs. 400 in a month)
Pros/Cons
Pros
- The annual charge can be waived if you spend at least ₹40,000 in the card anniversary year.
Cons
- While many defense credit cards offer lower interest rates for military personnel, this one does not.
Axis Bank Pride Signature Credit Card Rewards
- You earn 8 EDGE REWARD Points on every Rs. 200 you spend using your card.
- No Reward Points shall be earned for utilities, education, insurance, government services, wallet, rent, and fuel.
Rewards Redemption:
- The EDGE REWARD Points earned can be redeemed for shopping/travel vouchers, products (from the given catalog of products) at the EDGE REWARDS portal.
- 1 EDGE REWARD Point = Rs. 0.20
Renewal Fee Waiver
The renewal fee of Rs. 500 is waived off if you spent a minimum of Rs. 40,000 in the previous anniversary year.
Travel Benefits
You get two complimentary domestic lounge accesses every calendar quarter at select airports across India.
Dining Benefits
You are entitled to a minimum discount of 15% on dining bills at over 4,000 premium partner restaurants in India through Axis Bank Dining Delights.
Fuel Surcharge Waiver
- 1% fuel surcharge is waived off at all filling stations across India for transactions between Rs. 400 and Rs. 4,000.
- The maximum waived amount is capped at Rs. 400 in a month.
Eligibility Criteria:
- The primary cardholder must be an Indian Defence personnel.
- The age of the primary cardholder must be between 18 and 70 years.
- Add-on cardholder(s) must be above 18 years of age.
Conclusion
With its pride privileges, the Axis Bank Pride Signature Credit Card is one of its kind. What differentiates it from any other credit card in the market is its unique color theme with shades of the Indian Tricolor and a fourth embossing line. But it’s not just about the aesthetics, you also get a decent reward rate of 0.8% (good enough for a card with an annual fee of just Rs. 500) and complimentary domestic lounge access and dining discounts as additional benefits. So, if you’re an Indian defense personnel, this credit card from Axis Bank is certainly worth considering. Do let us know your opinion of the Axis Bank Pride Signature Credit Card in the comments. Defense personnel should also look at the SBI Shaurya Select Credit Card.
FAQs:
Can I apply for the Axis Bank Pride Signature card if I'm not an Indian Defence Personnel?
No, Axis Bank Pride Signature Credit Card is exclusive for Indian Defence Personnel.
What is the interest rate on the Axis Bank Pride Signature Credit Card?
The interest rate on the Axis Bank Pride Signature Credit Card is 2.95% per month.
What is the annual fee of this card?
The annual fee of the Axis Bank Pride Signature Credit Card is Rs. 500 (second-year onwards, there’s no joining fee).
Does Axis Bank Pride Signature Credit Card provide any complimentary international lounge access?
No, Axis Bank Pride Signature Credit Card doesn’t provide any complimentary international lounge access, it however does provide 2 complimentary domestic lounge access every quarter.
1 comment
Aarav
This card in only available to Defence Personnel, so it is not an option for others who might want similar benefits.