By Rajat Gaur
Updated On June 8, 2022

Axis Bank offers three travel credit cards in partnership with Air Vistara to its premium customers: Axis Bank Vistara Infinite Credit Card, Vistara Signature Credit Card, and Vistara Credit Card (Platinum). Out of these, the Axis Bank Vistara Infinite Card is the bank’s most premium offering. This should be the card of choice for frequent fliers who want a superior travel experience as it offers a complimentary business class ticket as a welcome benefit (and every time the card membership is renewed), and many milestone benefits that can be redeemed either for business class flight tickets or against Club Vistara points.

You also get Club Vistara Gold membership with this card that gives you additional air miles (in the form of CV points) and many other benefits like priority check-in, priority boarding, and extra luggage allowance on Air Vistara flights. Since it is a premium credit card, it comes with Axis Bank’s exclusive privileges like 24×7 concierge service and complimentary rounds of golf at some of India’s most premium golf destinations. Apart from these, there are many other additional benefits that this card has to offer. Read on for more details.

Axis Bank Vistara Infinite Credit Card

Best Suited For

Travel |

Joining Fee

Rs. 10,000 (plus applicable taxes)

Reward Type

AirMiles |

Product Details

  • Complimentary Business Class ticket voucher as a welcome gift.
  • Business Class ticket voucher every time the membership is renewed.
  • Complimentary Club Vistara Gold membership.
  • 6 Club Vistara Points for every Rs. 200 spent.
  • Additional Club Vistara Points and up to 4 Business Class tickets under the milestone benefits.
  • Complimentary domestic lounge access at select airports in India participating in the Visa Lounges program.
  • Up to 20% discount at partner restaurants across India as a part of Axis Bank’s Dining Delights program.
  • Air accident cover up to Rs. 2.5 crore.
  • Purchase protection up to Rs. 1 lakh and a cover of USD 3,000 in case of loss of travel documents and delay in check-in luggage and a cover of USD 5,000 in case of loss of luggage..
  • 24×7 concierge service for travel, dining, shopping, etc.

Rewards and Benefits

Welcome Benefits

1 Complimentary Business Class ticket voucher

Movie & Dining

Up to 20% discount on partner restaurants across India under Axis Bank’s Dining Delights program

Rewards Rate

6 CV (Club Vistara) Points for every Rs. 200 spent

Reward Redemption

Club Vistara Points can be spent on booking award flights, class upgrades, or against any seat reservation under the Vistara Cash + Points program (1 CV Point = Rs. 0.2)

Travel

Complimentary domestic lounge access per quarter at select airports across India & complimentary Club Vistara gold membership.

Golf

6 Complementary rounds of golf at India’s most premium golf destinations

Domestic Lounge Access

2 Complimentary domestic lounge access per quarter at select airports across India

International Lounge Access

NA

Insurance Benefits

Air accident cover up to Rs. 2.5 crores, Purchase protection cover up to Rs. 1,00,000, USD 300 cover in case of loss of travel documents, USD 300 cover for delay in check-in luggage, 500 USD cover in case of loss of check-in baggage

Zero Liability Protection

Zero cost liability cover up to Rs. 3,00,000 post reporting the loss of card. Bank not liable for any fraudulent transaction prior to reporting

Fees & Charges

Joining Fee

Rs. 10,000 (plus applicable taxes)

Renewal Fee

Rs. 10,000 (plus applicable taxes)

Spend based Waiver

N/A

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% (plus applicable taxes)

Interest Rates

3.6% per month (or 52.86% per annum)

Fuel Surcharge

1% fuel surcharge waiver for all fuel transactions between Rs. 400 & Rs. 4,000.

Cash Advance Charge

2.5% of the transaction amount subject to a minimum charge of Rs. 500

Add-on Card Fee

Nil

Axis Bank Vistara Infinite Credit Card Features and Benefits

The Vistara Infinite Credit Card is the most premium Vistara co-branded card issued by Axis Bank. Along with providing a wide range of travel benefits, it comes with some exciting privileges across other categories as well. The following are the detailed features and benefits of this card:

Welcome Benefit

You get a complimentary Air Vistara business class ticket voucher as a welcome benefit. Not only that, you get this voucher every time your membership is renewed.

Milestone Benefits

With the Axis Bank Vistara Infinite Credit Card, you get milestone benefits either as Club Vistara Points or as a complementary business class ticket:

Amount spent in a year Reward
Rs. 1,00,000 (if spent in the first 90 days from the issuance of card) 10,000 bonus CV Points
Rs. 2,50,000 1 Business Class ticket
Rs. 5,00,000 1 Business Class ticket
Rs. 7,50,000 1 Business Class ticket
Rs. 12,00,000 1 Business Class ticket

Travel Benefits

  • You get 2 complimentary domestic lounge access per quarter.
  • Complimentary Club Vistara Gold membership.
  • You also get some premium benefits like 24×7 concierge service, airport transfer service, and complimentary domestic lounge access at select airports across India.

Dining Benefits

You can get up to a 20% discount at partner restaurants as a part of Axis Bank’s Dining Delights program.

Golf Benefits

Enjoy 6 complimentary rounds of golf every year at some of the leading golf courses in India.

Insurance Benefits

Category Insurance Coverage
Accidental air death Rs. 2.5 crores
Purchase Protection Rs. 1 lakh
Loss of travel documents Up to US $300
Lost/delayed baggage Up to US $300

Fuel Surcharge Waiver

1% of the fuel surcharge is waived at all fuel stations across India for all transactions between Rs. 400 and Rs. 4000.

Vistara Infinite Credit Card Rewards

  • You get 6 Club Vistara Points for every Rs. 200 spent using the Vistara Infinite credit card.
  • You don’t earn any reward points on fuel transactions.

Reward Redemption

  • The Vistara Infinite credit card earns you rewards as Club Vistara Points which can be redeemed for class upgrades, award flights, or for reserving any seat in any class as a part of Vistara’s Cash + Points program. However, if you redeem the CV points with the Cash + Points program, 1 CV point will be considered equivalent to Re. 0.2 only.
  • Club Vistara Points can also be redeemed with Air Vistara’s partner airlines including Singapore Airlines, Air Canada, Japanese Airlines, United Airlines, and Silk Air.

Advantages of Axis Bank Vistara Infinite Credit Card

  • Gold Tier CV Membership: You get complimentary Club Vistara Glod Tier membership with this card which entitles you to 10 CV Points for every Rs. 100 spent on Vistara (this is in addition to the CV Points benefit that you get with the card).
  • Decent Reward Rate: You get a decent reward rate of 6 CV Points per Rs. 200 spent with the card on all categories of spends except fuel.
  • Business Class Tickets: Another one of the most attractive benefits that Axis Vistara Infinite Credit Card offers is, that you get a complimentary business class ticket as a welcome benefit on joining the card membership and on achieving the stipulated spend-based milestones (details above).

Drawbacks of Axis Bank Vistara Infinite Credit Card

  • No Complimentary International Airport Lounge Access: One major drawback of this card is that the card does not offer any complimentary international airport lounge access. You however do get 2 complimentary domestic airport lounge access every quarter with the card.
  • 3.5% Foreign Currency Mark-up: Despite being a premium travel credit card, the usual markup fee of 3.5% of the transaction amount is applicable on foreign currency transactions made with the card.
  • High Annual Fee: The annual fee of the Vistara Infinite Card is slightly on the higher side- Rs. 10,000 per annum. The card also does not offer any spend-based annual fee waiver option.

Who should consider this card?

As you must be aware by now, Axis Bank Vistara Infinite Card is a premium travel credit card by Axis Bank. Based on the reward rate and the other benefits that the card offers, you can decide whether the Axis Bank Vistara Infinite Credit Card would be a good pick for you.

You should apply for Axis Bank Vistara Infinite Card if

  • you are a frequent domestic flyer and Air Vistara is the career of your choice.
  • you do not want to compromise with your travel experience-  This card entitles you to a complimentary business class ticket as a welcome benefit and upon achieving the stipulated spend milestone (details on milestone benefits above).
  • you want to enjoy golf benefits along with the travel benefits that the card offers.

Axis Bank Vistara Infinite Credit is not for you if

  • you are a frequent international flyer- you do not get any complimentary international airport lounge access.
  • Air Vistara is not your preferred airline- in this case, you may look for other co-branded travel credit cards or more generic travel cards.
  • you are not a frequent traveler- you should rather opt for a lifestyle credit card or a shopping credit card with more generic benefits

Eligibility Criteria for Axis Bank Vistara Infinite Credit Card

The following table illustrates the income and age-based eligibility criteria-

Criteria Salaried Employees Self-Employed Individuals
Age 18-70 Years 18-70 Years
Income Minimum Rs. 6,00,000 per annum Minimum Rs. 6,00,000 per annum (as per ITR)

Documents Required

For your credit card application to be processed, you need to submit a few documents to the bank including proof of identity (like Aadhar Card, Voter ID Card, Passport, etc.) a proof of address (like Aadhar Card, Voter Card, Passport, electricity/telephone bill, etc.) and proof of income (salary slips/ITR return acknowledgment).

How to apply for Axis Bank Vistara Infinite Credit Card?

You can apply for this credit card online by visiting the card’s page on Axis Bank’s official website. You will need to fill out a form a submit a few documents as required by the bank to process your application. To apply offline, you will have to visit your nearest Axis Bank branch with all the required documents and fill in the physical application form there.

Application status

You can track your application for Axis Bank Vistara Credit Card by visiting Axis Bank’s credit card and loans application tracking page and entering your Application ID and DOB.

Axis Bank Vistara Infinite Credit Card Customer Care

Axis Bank offers 24×7 customer care support to its credit card customers. To report a loss of the card or for any other queries, you can call their 24×7 customer care numbers- 18604195555 or 18505005555. You can also block your credit card, in case of loss or for some other reason via SMS. You have to send BLOCK “your 16 digit card number” to 5676782.

Credit Cards similar to Axis Bank Vistara Infinite Credit Card

Axis Bank, SBI Card, and IndusInd Bank are three credit card issuers in the country that offer travel credit cards in collaboration with Air Vistara. While Axis Bank offers three Vistara co-branded credit cards, SBI Card offers two, and IndusInd Bank offers one Vistara co-branded credit card. The Air Vistara credit card comparable with the Axis Bank Vistara Infinite Card is the recently launched Club Vistara IndusInd Explored Credit Card. The following table gives a detailed point-wise comparison between the two Vistara co-branded credit cards-

Axis Bank Vistara Infinite Credit Card Club Vistara IndusInd Bank Explorer Credit Card
Reward Structure
  • Club Vistara (CV) Points
  • Club Vistara (CV) Points
  • Reward Rate
    • 6 CV Points per Rs. 200, except on fuel purchases.


    • No CV Points earned on fuel spends.
    • 8 CV Points per Rs. 200 spent on Vistara website.


    • 6 CV Points per Rs. 200 on other travel-related spends.


    • 2 CV Points per Rs. 200 on other spends with the card.


    • 1 CV Point per Rs. 200 on spends on fuel/insurance/utility categories.
    Additional Benefits
    • 2 complimentary domestic airport lounge access per quarter.


    • Complimentary CV Gold Tier membership.


    • 24x7 concierge service.


    • 6 complimentary rounds of golf every year.


    • Up to 20% discount at partner restaurants.


    • A comprehensive insurance cover including a personal air accident cover worth Rs. 2.5 crore, purchase protection cover worth Rs. 1 lac, loss of travel documents cover worth USD 300 and a loss/delay of luggage cover worth USD 300.
    • 1 domestic airport lounge access per quarter and 4 complimentary international airport lounge access per quarter with complimentary Priority Pass membership.


    • Complimentary CV Gold Tier membership.


    • Exclusive gift vouchers with Rs. 25,000 as a welcome benefit.


    • BOGO offer on movie tickets- max 2 tickets in a month worth Rs. 700 each- on BookMyShow.


    • Up to 20% discount on event bookings on BookMyShow.


    • Up to Rs. 3,000 off on dining at partner restaurants (max twice a year).


    • A comprehensive insurance cover including a personal air accident cover worth Rs. 2.5 crores, lost baggage cover worth Rs. 1 lac, lost passport cover worth Rs. 50,000 and a cover worth Rs. 25,000 against delayed baggage, lost ticket and missed connecting flight.


    • Zero foreign currency mark-up fee.
    Milestone Benefits
    • 10,000 bonus CV Points on spending Rs. 1 lac in the first 90 days of card issuance.


    • 1 business class ticket on spending Rs. 2.5 lacs n a year.


    • 2 business class tickets on spending Rs. 5 lacs.


    • 3 business class tickets on spending Rs. 7.5 lacs.


    • 4 business class tickets on spending Rs. 12 lacs.
    • 1 business class ticket on spending Rs. 3 lacs.


    • 2 business class tickets on spending Rs. 6 lacs.


    • 3 business class tickets on spending Rs. 9 lacs.


    • 4 business class tickets on spending Rs. 12 lacs.


    • 5 business class tickets on spending Rs. 15 lacs.
    Annual Fee
    • Rs. 10,000 per annum (plus applicable taxes)
    • Rs. 10,000 per annum (plus applicable taxes).


    • Joining fee of Rs. 40,000 applicable for the first year of card membership.

    Conclusion

    You should pick Axis Bank Vistara Infinite credit card if you frequently go on business trips and don’t want to compromise with your luxurious travel experience. It is worth noting that Air Vistara is primarily a domestic airline (although, recently it has also started international operations), but you can redeem your Club Vistara Points with Vistara’s partner airlines as well to fly over domestic or international skies.
    If you have any queries or doubts regarding this credit card, feel free to comment, we’ll be more than happy to address the same. If you’re an existing card user, don’t forget to share your experience in the comments section below.

    FAQs:

    Club Vistara Gold membership is one of the four tiers of Club Vistara. With the Gold membership, you earn additional 10 tier points for every Rs. 100 spent on making a reservation with Air Vistara. You also get many other benefits including priority check-in, guaranteed reservation in the Economy Class up to 48 hours prior, rescheduling fee waiver, priority baggage handling, 10 kg of additional baggage allowance, etc.

    Club Vistara Points are valid for a period of 36 months.

    Club Vistara Points can be redeemed against award flights, class upgrades and also for booking any seat under the Cash + Points program.

    Air Vistara’s Cash + Points program allows you to redeem your CV points for booking any seat in any class. On redemption under this program, 1 CV Point = Re. 0.2.

    Yes, you can get an add-on credit card for your spouse or children (provided they are 18 years or older) for no extra fee. The credit limit will be shared between the primary and the add-on card.

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