Flipkart Axis Bank Credit Card
- Updated On: 11 June, 2026
The Axis Bank Flipkart credit card gives you excellent returns if you love to shop online, and Flipkart is the e-commerce platform of your choice. Apart from Flipkart, Cleartrip, and Myntra, you also get fairly good rewards (4%) from preferred merchants, including famous names like Swiggy, Uber, cult.fit, and PVR. Although an entry-level card, it offers dining benefits under Axis Bank’s Dining Delights program.
The only competitor of this card in the market is the Flipkart SBI Card, which is practically the same card, just issued by SBI Card. Now, if you’re an online shopaholic, you can not go wrong with either of the two. You can even sign up for both, or if you have to choose between the two, you must evaluate your needs. Before you make a choice, you should have comprehensive information about the benefits each of the two cards offers.
What do you think of this co-branded credit card? Which one would you pick between the two? Please let us know in the comments below.
Flipkart Axis Bank Credit Card
( 4.6 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
5% Cashback on Flipkart & Cleartrip, 7.5% Cashback on Myntra, 4% Cashback on Preferred Partners (Swiggy, Uber, PVR, and cult.fit), and 1% Cashback on All Other Spends
Welcome Benefits
₹250 Flipkart Voucher + ₹100 Swiggy Discount
Rewards and Benefits
Movie & Dining
15% Up to ₹500 Off at Partner Restaurants With Axis Bank Dining Delights Program
Rewards Rate
5% Cashback on Flipkart & Cleartrip, 7.5% Cashback on Myntra, 4% Cashback on Preferred Partners (Swiggy, Uber, PVR, and cult.fit), and 1% Cashback on All Other Spends
Reward Redemption
N/A
Travel
Accelerated Cashback (4%) on Uber Rides
Domestic Lounge Access
N/A
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
Fees & Charges
Spend-Based Waiver
Annual fee waived on spends of Rs. 3.5 lakhs
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5%
Interest Rates
3.75% Per Month (55.55% annually)
Fuel Surcharge Waiver
1% surcharge for fuel purchases between Rs. 400 & Rs. 4,000 (max waiver capped at Rs. 400/month).
Cash Advance Charges
2.5% (Minimum of ₹500)
Product Details
- Welcome gifts worth ₹350.
- 5% cashback on Flipkart and ClearTrip.
- 7.5% cashback on Myntra.
- 4% cash back on preferred partners, including Swiggy, Uber, PVR, and cult.fit
- 1% cashback on all other retail spends (with a few exceptions).
- 1% fuel surcharge waiver across petrol pumps in India for purchases worth ₹400 and ₹4,000. The maximum waiver is ₹400 per statement cycle.
Pros/Cons
Pros
- Flipkart Axis Bank Credit Card offers a very good reward rate of 5% on all spends on the e-commerce website Flipkart. Apart from Flipkart, you also get a good reward rate of 4% on spends at partner merchants, including famous names like Swiggy, Uber, PVR, and cult.fit.
- Another advantage of the Flipkart Axis Credit Card limit is that the card rewards you with cashback, which is directly adjusted against the card’s statement balance every month. Also, there is no upper limit on the amount of cashback that can be earned on the Flipkart Axis Bank Credit Card in a given month.
Cons
- Flipkart Axis Bank Credit Card is definitely one of the best credit cards as far as online shopping is concerned, mainly if you prefer Flipkart for most of your purchases. You also get a cashback of 4% on online food delivery via Swiggy and on Uber rides. However, if you are someone who loves shopping offline at shopping malls or other small retail stores, Flipkart Axis Card is not the best pick for you as you get a cashback of 1% on offline spends.
- Flipkart Axis Bank Credit Card does not offer any insurance benefits like air accident cover or cover against loss/delay of luggage.
Earn High Cashback With Flipkart Axis Credit Card
- 5% cashback on all eligible purchases made on Flipkart and ClearTrip. Capped at ₹4,000 for each platform.
- 7.5% cashback on Myntra capped at ₹4,000 each quarter.
- 4% cashback on preferred partners, including Swiggy, Uber, PVR, and cult.fit.
- 1% cashback on all other online and offline spends.
- Spending money on Flipkart Smart Store (‘Bills and Recharges’ section) earns you a cashback of 1% only (the same as applicable to all other transactions).
Please note that cashback does not apply to certain categories of transactions. These categories include fuel spends, rental payments, insurance, utilities, and education payments. Additionally, you will not receive cashback for purchases of gift cards on Flipkart or Myntra, purchases that have been converted to EMI, wallet reload, purchase of gold items, cash advances, payment of the card’s outstanding balance, payment of card fees, or payment made to government services.
Welcome Benefits
Cardholders will receive a Flipkart gift voucher worth ₹250 upon payment of the joining fees. Additionally, they will also receive a one-time discount coupon of ₹100 for Swiggy.
Dining and Movie Benefits
- Dining benefit under the Axis Bank Dining Delights program that gives you 15% off up to Rs. 500 on dining bills at partner restaurants. This offer is valid at 10,000+ restaurants in India.
- 4% cashback on food delivery with the Swiggy app. This accelerated cashback is not valid for Instamart or Genie.
- Accelerated cashback (4%) on PVR movie tickets.
Travel Benefits
- 4% direct cashback on preferred partners, you can help save on commuting expenses. Earn accelerated cashback on Uber rides with this card.
Compare Other Cashback Cards to Flipkart Axis Bank Credit Card
Flipkart Axis Bank Credit Card is an online shopping credit card best suited for shoppers who rely on Flipkart for their online shopping needs. Many other credit cards currently available in the market offer a higher reward rate on spending at a particular online merchant.
Some credit cards that provide neck-and-neck competition to the Axis Flipkart Credit Card include the Amazon Pay ICICI Bank Credit Card, Flipkart SBI Credit Card, and SBI Cashback Credit Card.
| Features | Flipkart Axis | Amazon Pay ICICI | SBI Cashback |
| Reward Structure | Cashback is adjusted every month against the card’s statement balance. | Cashback is added to the Amazon Pay balance. | Cashback is adjusted every month against the card’s statement balance. |
| Reward Rate With Partners |
|
|
|
| Reward Rate On Other Spends | 1% | 1% | 1% |
| Cashback Max Cap | ₹4,000 Each Per Quarter for Myntra, Flipkart, and Cleartrip. Unlimited 1% Cashback | No Cap | ₹4,000 Monthly |
| Additional Benefits | 15% Up to ₹500 Off at Partner Restaurants With Axis Bank Dining Delights Program | N/A | N/A |
| Membership Fee | ₹500 + GST | Lifetime Free | ₹999 + GST |
Why Apply for a Flipkart Axis Bank Credit Card?
Those who regularly shop from Flipkart and Myntra should definitely opt for this card. High cashback is one of its main unique features. This card can save you big, as you will get 5% cashback on your Flipkart purchases and 7.5% on Myntra, whether it’s mobile phones, electronics, home furniture, or any other eligible category. Furthermore, this credit card is also advantageous for online food ordering, movie bookings, and cab bookings, as it offers 4% cashback on preferred merchants. These merchants include Swiggy, PVR, and Cleartrip, making it a versatile choice for a wide range of online spending activities.
Flipkart Axis Bank Credit Card – Application and Eligibility
Salaried individuals with a monthly income of ₹15,000 or more and self-employed individuals who earn more than ₹30,000 monthly can easily get the Flipkart Axis Credit Card. You can apply for the Flipkart Axis Bank Credit Card online with CardInsider. All you have to do is follow these simple steps.
- Click on the “Apply Now” button on your screen,
- Enter all the necessary details and upload all the documents required to submit the application
- Submit your application.
Review of Flipkart Axis Bank Credit Card
The Axis Bank Flipkart Credit Card offers excellent value for people who shop online regularly, especially if Flipkart is their preferred shopping platform. Apart from Flipkart, cardholders also earn good rewards on platforms like Cleartrip and Myntra. The card also gives decent cashback (4%) on preferred merchants such as Swiggy, Uber, Cult.fit, and PVR INOX.
This is an entry-level credit card best suited for users looking to save on fashion shopping, daily spends, or even travel bookings through Cleartrip.
Earlier, the main competitor to this card was the Amazon Pay ICICI Credit Card. But now, with the launch of the Flipkart SBI Credit Card, users have another co-branded option for shopping on Flipkart and its partner platforms.
If you love online shopping, you really can’t go wrong with either of these cards. What do you think about these co-branded credit cards? Which one would you pick between the two? Let us know in the comments below.
FAQs:
Do I get airport lounge access with a Flipkart Axis Bank Credit Card?
No, as of 20th June 2025, there is no complimentary airport lounge access with the Flipkart Axis Bank Credit Card.
What are the other partner merchants where Axis Bank Flipkart Credit Card earns a cashback of 4%?
You get a 4% cashback on spending on partner merchants, including Swiggy, Uber, PVR, and Cult.fit.
Do I earn cashback on fuel transactions?
No cashback benefit applies to fuel transactions. However, a 1% fuel surcharge is waived for transactions between ₹400 and ₹4,000, subject to a maximum waiver of ₹400 in a given calendar month.
Is the Flipkart Axis Bank Credit Card lifetime free?
No, the Flipkart Axis Bank Credit Card comes with annual and renewal fees. Flipkart Axis Bank Credit Card has annual fees of ₹500 + GST.
36 comments
Hilal ahmad
I have personal use my card but axis bank cancelled my card even though i regularly used Axis Bank were just wrong……. 😡😡😡
Kartik Kanwar
They have done this to many..
Praveen G
Annual fee reversal possible for this card ??
Kartik Kanwar
On annual spends of Rs. 3.5 lakh
Rahul
Always thought this was not such a great card. But just now used it on Cleartrip and got like a voucher off of Rs. 1,000 and 4% cashback. So yeah its beneficial for Flipkart, Cleartrip and even Swiggy. One of the most underrated aspect has to be the unlimited cashback feature.
Aisha Sharma
💳✨ Great deal for online shoppers! The Flipkart Axis Bank Credit Card offers awesome cashback and benefits—5% on Flipkart and more on popular partners! 🛒💰 Perfect for festive shopping! 🎉
charu
Switched to the Flipkart Axis Bank card recently, and I’m glad I did. The cashback structure, especially on Flipkart and partner stores, is fantastic. The card also offers other benefits like fuel surcharge waiver, making it a well-rounded option.
Rupinder
Love the Flipkart Axis Bank card! 5% cashback on Flipkart is amazing, especially for frequent shoppers like me. Plus, the 4% on other partnered stores is a nice bonus. Easy application process and great customer service too!
Jiya Sharma
They cancleled my card even though i regularly used it. These mass cancellations by Axis Bank were just wrong.
Sudhir
Is this card offer cashback on mobile recharge????
Kartik Kanwar
You shall get 1% cashback for this.
Hemant
Flipkart Axis Bank Credit card has a lot to offer but at the same time, it also has a unique appearance in terms of reliability and accessibility. Guidance given by the cardinsider.com is good?
Sohail
I want to exceed the limit of this credit card what are the requirements for that?
Kartik Kanwar
You can check your Bank’s app or contact the bank directly to see if you are eligible for any upgrades.
Akhil
How many cards can i hold at a time and how to apply? What are the advantages of using it abroad and can i also increase the limit of this card?
Alok
What is your interest rate for due payments, and how many did you inform your customer regarding bill payments? Do you guys also increase the card limit for long-term users If so, for how long one has to hold the card?
Sahil
There is an error redeeming the voucher when i was redeeming it said the voucher was already redeemed. The problem was solved later on but it should not be happening.
Ashok
I own this card firstly there was zero welcome bonus from the bank, Secondly the minimum annual expenditure is very high for such a card, I want to switch to another card coz m not getting any special benefits even some other cards with no annual fee are offering better.
Varun
I own an HDFC credit card and i receive 1000 points as a welcome bonus, but they’re no bonus at all on the Flipkart Axis Bank credit card. Moreover, the cashback i got from Axis Bank is only redeemable on Flipkart.
Ekta Sharma
Earlier when my husband received the card, he got more welcome benefits, but when I got my Flipkart Axis credit card I received fewer welcome benefits.
Kartik Kanwar
Yes, welcome benefits have now been reduced.
Abhishek
How much time will it take to reach the customer after applying for a Flipkart Axis Bank credit card?
Kartik Kanwar
You shall receive the card in 7 to 10 days once application is approved.
Harshit
I got this card last week. As i am a Axis bank account holder plus have their other credit card, they have given me this within a week time. Every time i use this card for any purchase for any amount on Flipkart, Myntra i get 5% cash back except for EMI transactions. 4% on Uber and Uber eats. 1.5% on all other spends (like used in any stores). As a joining benefit will get Rs.500 Flipkart voucher. The cashback will be added after few days to the card statement. I would definitely recommend this card for everyone.
Bharat Paul
I am confused between the Flipkart Axis Bank Credit Card and the Amazon Pay ICICI Bank Credit Card. Can you help me choose the best option?
Kartik Kanwar
If you regularly purchase from Flipkart you should opt for the Flipkart Axis. Whereas Amazon loyalist should go with the Amazon ICICI Bank Credit Card. These co-branded cards have their unique benefit and are centered around one or the other e-commerce platform.
Sharim
Here , for offline transactions cashback is 1%
But on flipkart app it is showing 1.5% for the same..
HOW
Kartik Kanwar
Because from 20th April the terms regarding the card shall be changed. This page reflects the latest updates.
Laxmi
Are there any hidden perks or features of the Flipkart Axis Bank Credit Card that we might miss?
Kartik Kanwar
All benefits are mentioned above.
Santosh
This is now useless card. Much changes by Axis Bank so now zero use. in my statement I see zero cashback on utilities, insurance, govt service like exam fee payment.
Raama
Do we get 1.5% chasback on LIC insurance payment using the Flipkart Axis Bank Crdit Card?
Kartik Kanwar
No, insurance payments are not eligible for cashback.
Tarun
When we have to repay our credit card spend of Flipkart axis Bank credit card
Sam
I am writing to express my disappointment with my recent experience with Flipkart. Despite assurances of a 5% cashback on my Flipkart Axis Credit Card at the time of purchase, Axis Bank denied the cashback for my order. This issue was compounded by Flipkart’s return policy, which does not allow returns, resulting in overall dissatisfaction with the transaction. This experience has highlighted the challenges of relying on cashback offers without clear disclosure of potential limitations, significantly affecting my trust in Flipkart’s promotional transparency and customer service reliability.
Kartik Kanwar
Usually you would have to pay your credit cards dues between a cycle of 30 to 50 days.