Best RBL Bank Credit Cards
RBL Bank is an Indian private sector bank with its headquarters in Mumbai. The Ratnakar Bank Limited (RBL Bank) was founded in 1943, and ever since, it has grown and stretched its network through 564 branches and 415 ATMs all across India. The bank deeply believes in building nurturing and long-lasting relationships with its customers, employees & and partners, thereby creating a vision of a ‘Bank of Choice.’ As of August 2026, RBL Bank had a count of more than 46.9 lakh outstanding credit cards, and the number is growing every day.
The RBL Bank keeps its customers at the topmost priority and provides them with world-class products and services to meet all of their requirements. It has more than 40 credit cards in its portfolio, including Fintech and co-branded cards, so customers have many options to choose from. In this article, you will read about the features and benefits of the top credit cards offered by RBL Bank. Also, we will help you understand how you can choose the right card for yourself.
On This Page — Jump to a Card
- RBL Bank ShopRite Credit Card
- IndianOil RBL Bank Credit Card
- RBL World Safari Credit Card
- IndianOil RBL Bank XTRA Credit Card
- RBL Bank Cookies Credit Card
- IRCTC RBL Bank Credit Card
- BookMyShow RBL Bank Play Credit Card
- RBL Bank Nova Credit Card
- RBL Lumière Credit Card
- RBL World Safari Lite Credit Card
- RBL Bank Aspire Banking Credit Card
- RBL Platinum Delight Credit Card
- RBL Bank Platinum Maxima Plus Credit Card
- RBL Bank Icon Credit Card
- RBL Bank iGlobe Credit Card
- RBL Bank Insignia Preferred Banking World Card
- RBL Bank QuickPay Credit Card
- RBL Bank Shoppers Stop Black Credit Card
- RBL Bank Shoppers Stop Platinum Credit Card
- RBL Bank Shoppers Stop Gold Credit Card
- Patanjali RBL Bank Vishisht Credit Card
- Patanjali RBL Bank Swarn Credit Card
- TVS Credit RBL Bank Credit Card
- TVS Credit RBL Bank Gold Credit Card
- RBL Signature Banking Credit Card
- RBL World Prime Credit Card
- RBL Bank SalarySe UP Credit Card
- RBL Bank Novio Credit Card
- RBL Bank DMI Finance Credit Card
- RBL Bank Monthly Treats Credit Card
List of Best RBL Credit Cards in India 2026
As there are hundreds of credit cards issued by different banks/card issuers in the market, it becomes difficult for individuals to find all the perfect cards. But if you are looking for some of the best credit cards offered by RBL Bank, then the list below will certainly interest you. The following are the best RBL Bank Credit Cards in India. You can find credit cards best suited in all the categories. To help you more, we are here with detailed features & benefits, fees & charges, along with all other important details about these credit cards by the RBL Bank. Go through the complete article to learn more:
- Joining Fee
- Lifetime Free
- Annual Fee
- Lifetime Free
- Best Suited For
- Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate1 Reward Point for every Rs. 100 spent on retail spends, and 20 reward points on grocery purchases.
Welcome Benefits2,000 Reward Points
- Joining Fee
- ₹500 + GST
- Annual Fee
- ₹500 + GST
- Best Suited For
- Fuel
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate10 Fuel Points/₹100 Spent at IndianOil Fuel Stations. 1 Fuel Point/₹100 on Other Eligible Purchases
Welcome Benefits1,000 Fuel Points
- Joining Fee
- ₹3,000 + GST
- Annual Fee
- ₹3,000 + GST
- Best Suited For
- Travel
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate5 Travel Points/₹100 Spent on Travel and 2 Travel Points/₹100 Spent on All Other Eligible Spends
Welcome BenefitsMakeMyTrip Voucher Worth ₹3,000
- Joining Fee
- ₹1,500 + GST
- Annual Fee
- ₹1,500 + GST
- Best Suited For
- Fuel
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate15 Fuel Points/₹100 Spent at Indian Oil Stations and 2 Fuel Points/₹100 on Other Eligible Spends
Welcome Benefits3,000 Fuel Points
- Joining Fee
- Rs. 100 + GST (Monthly)
- Annual Fee
- Rs. 100 + GST (Monthly)
- Best Suited For
- Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate1 Reward Point per Rs. 100 spent offline and 5 Reward Points per Rs. 100 spent online.
Welcome BenefitsGift Voucher Worth Rs. 1,000 from Flipkart/Amazon/Croma/Myntra/Shoppers Stop
- Joining Fee
- ₹500 + GST
- Annual Fee
- ₹500 + GST
- Best Suited For
- Travel
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate5 RPs/₹200 Spent on Train Bookings and 2 RPs/₹200 Spent on Hotel/Flights/Cruise Bookings (All Bookings to be Made With IRCTC). 1 RP/₹200 Spent on Other Eligible Purchases
Welcome Benefits500 Reward Points
- Joining Fee
- ₹500 + GST
- Annual Fee
- ₹500 + GST
- Best Suited For
- Movies | Food
- Rewards Type
- Movie Tickets
Rewards rate and welcome benefits
Rewards RateN/A
Welcome BenefitsDiscount of ₹500 on BookMyShow for Movie/Non-Movie Bookings
- Joining Fee
- ₹12,500 + GST
- Annual Fee
- ₹12,500 + GST
- Best Suited For
- Travel | Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards RateAccelerated 12 RPs/₹200 Spent for Flights and Hotel Bookings. 4 RPs/₹200 Spent on Eligible Categories
Welcome BenefitsTaj Experiences Or Luxe Gift Card Worth ₹12,500
- Joining Fee
- ₹50,000 + GST
- Annual Fee
- ₹50,000 + GST
- Best Suited For
- Travel | Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate4 Reward Points per ₹200 Spent on the Card. 5X Reward Points (20 Reward Points per ₹200 Spent) on Purchases via lumiere.rbl.bank.in
Welcome BenefitsTaj Experiences or Marriott E-Gift Card Worth ₹30,000
- Joining Fee
- ₹1,000 + GST
- Annual Fee
- ₹1,000 + GST
- Best Suited For
- Travel
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate1 RP/₹100 on Domestic Travel. 5 RPs/₹100 on Flight & Hotel Bookings via RBL Rewards Portal
Welcome BenefitsVouchers Worth ₹1,000+
- Joining Fee
- ₹1,500 + GST
- Annual Fee
- ₹1,500 + GST
- Best Suited For
- Shopping
- Rewards Type
- Cashback
Rewards rate and welcome benefits
Rewards Rate1% Cashback on All Eligible Transactions Up to ₹1,000 Per Billing Cycle. 3% Cashback on Flights, Hotels, and More Via RBL Rewards
Welcome BenefitsN/A
- Joining Fee
- Rs. 1,000 + GST
- Annual Fee
- Rs. 1,000 + GST
- Best Suited For
- Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate2 Reward Points on every Rs. 100 spent on weekdays and 4 Reward Points on every Rs. 100 spent on weekends.
Welcome Benefits4,000 Reward Points
- Joining Fee
- Rs. 2,500 + GST
- Annual Fee
- Rs. 2,500 + GST
- Best Suited For
- Travel
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate2 Reward Points per Rs. 100 Spent and 10 Reward Points per Rs. 100 Spent on Dining, Entertainment, Grocery and International Transactions
Welcome Benefits8,000 Reward Points
- Joining Fee
- ₹5,000 + GST
- Annual Fee
- ₹5,000 + GST
- Best Suited For
- Travel | Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate2 RPs per Rs. 100 spent on retail purchases and 20 RPs per Rs. 100 spent on international transactions and dining on weekends.
Welcome Benefits20,000 Reward Points
- Joining Fee
- ₹3,000 + GST
- Annual Fee
- ₹3,000 + GST
- Best Suited For
- Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate5 RP for every ₹100 spent on domestic purchases; 10 RP for every ₹100 spent on international transactions
Welcome BenefitsMMT voucher worth ₹3,000
- Joining Fee
- Nil for Insignia Preferred Banking Customer. ₹7,000 + GST for Others
- Annual Fee
- Nil for Insignia Preferred Banking Customer. ₹7,000 + GST for Others
- Best Suited For
- Movies | Travel
Rewards rate and welcome benefits
Rewards Rate5 Reward Points per Rs. 100 spent on domestic transactions, 10 Reward Points per Rs. 100 spent on international transactions.
Welcome Benefits28,000 Reward Points (For Those With Fee Variant)
- Joining Fee
- ₹99 + GST
- Annual Fee
- ₹99 + GST
- Best Suited For
- Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate1 RP/₹200 Spent
Welcome Benefits20% Cashback on First Two UPI Transactions Within 15 Days of Card Issuance; Capped at ₹50
- Joining Fee
- ₹10,000 + GST
- Annual Fee
- ₹10,000 + GST
- Best Suited For
- Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards RateEarn 15 Reward Points for Every ₹200 Spent Across the Shoppers Stop Universe, Capped at 1,500 Reward Points Per Month. Earn 4 Reward Points for Every ₹200 Spent on Other Eligible Shopping, Up to 500 Reward Points Per Month
Welcome BenefitsGet a Shoppers Stop voucher Worth ₹3,000. Get Complimentary First Citizen Club Black membership Worth ₹4,500. Enjoy a Complimentary Makeover to Refresh and Refine Your Style
- Joining Fee
- ₹5,000 + GST
- Annual Fee
- ₹5,000 + GST
- Best Suited For
- Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate10 Reward Points for Every ₹200 Spent Across the Shoppers Stop Universe, Up to 1,500 Reward Points Every Month. 4 Reward Points for Every ₹200 Spent on Other Eligible Shopping Up to 500 Reward Points Every Month.
Welcome BenefitsGet a ₹2,000 Shoppers Stop Voucher. Enjoy a Platinum Aura Membership Worth ₹1,500 and Get a Complimentary Makeover
- Joining Fee
- ₹1,000 + GST
- Annual Fee
- ₹1,000 + GST
- Best Suited For
- Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate10 Reward Points for Every ₹200 Spent Across the Shoppers Stop Universe, Up to 1,500 Reward Points Every Month. 4 Reward Points for Every ₹200 Spent on Other Select Shopping, Up to 500 Reward Points Every Month.
Welcome BenefitsReceive a Welcome Gift Worth ₹1,000 and Get Shoppers Stop First Citizen Club Golden Glow Membership worth ₹750 with Exclusive Privileges.
- Joining Fee
- ₹499 + GST
- Annual Fee
- ₹499 + GST
- Best Suited For
- Shopping
- Rewards Type
- Cashback
Rewards rate and welcome benefits
Rewards Rate10% cashback up to ₹500 on purchases made at Patanjali stores; 1 RP for every ₹100 spent on offline and online transactions
Welcome BenefitsEarn 2,000 Reward Points within 30 days of card issuance
- Joining Fee
- ₹1,499 + GST
- Annual Fee
- ₹1,499 + GST
- Best Suited For
- Shopping
- Rewards Type
- Cashback
Rewards rate and welcome benefits
Rewards Rate10% cashback up to ₹750 at Patanjali stores both online and offline; 1 RP for every ₹100 spent on online and offline spends
Welcome BenefitsEarn 6,000 Reward Points on making the first transaction worth ₹1,000.
- Joining Fee
- ₹500 + GST
- Annual Fee
- ₹500 + GST
- Best Suited For
- Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate2 RP for every ₹100 spent online; 1 RP for every ₹100 spent on in-store purchases
Welcome Benefits2,000 bonus RP on the first transaction within 30 days from card issuance
- Joining Fee
- ₹1,500 + GST
- Annual Fee
- ₹1,500 + GST
- Best Suited For
- Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate10 RP for every ₹100 spent on international purchases; 2 RP for every ₹100 spent on everyday transactions
Welcome Benefits6,000 bonus RP on the first transaction within 30 days from card issuance
- Joining Fee
- Waived for Signature Customers
- Annual Fee
- ₹2,500 + GST (Waived for Signature Customers)
- Best Suited For
- Travel | Shopping
- Rewards Type
- Cashback
Rewards rate and welcome benefits
Rewards RateUnlimited 4% Cashback on Flights/Hotels, and 1% Cashback on All Eligible Purchases (Up to ₹1,500 Per Billing Month)
Welcome BenefitsN/A
- Joining Fee
- ₹2,999 + GST
- Annual Fee
- ₹2,999 + GST
- Best Suited For
- Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate2 RP for every ₹100 spent online
Welcome Benefits12,000 Reward Points
- Joining Fee
- ₹499 + GST
- Annual Fee
- ₹499 + GST
- Best Suited For
- Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate1 RP for every ₹100 spent on offline and online spends; 5X RP for every ₹100 spent on UPI transactions; 10X RP for every ₹100 spent on using UPI for transactions more than ₹20,000
Welcome BenefitsEarn up to 2,500 Reward Points after the first transaction
- Joining Fee
- ₹500 + GST
- Annual Fee
- ₹500 + GST
- Best Suited For
- Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate2 Reward Points per ₹100 for all your online spends, 1 Reward Point per ₹100 for all other spends (exclusions may apply).
Welcome Benefits2,000 Reward Points when you make purchases of ₹5,000 within 30 days of card issuance, a clear sign that you’re valued as a customer.
- Joining Fee
- ₹499 + GST
- Annual Fee
- ₹499 + GST
- Best Suited For
- Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate2 RP for every ₹100 spent online; 1 RP for every ₹100 spent offline
Welcome BenefitsEarn 2,000 Reward Points; BookMyShow movie voucher worth ₹200 on card activation
- Joining Fee
- Monthly fee of Rs. 50 + GST
- Annual Fee
- Rs 50 + GST (per month)
- Best Suited For
- Dining
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards RateYou get 2 reward points on every Rs 100 spent on online purchases and 1 reward point on every Rs. 100 spent on offline purchases.
Welcome BenefitsN/A
RBL Credit Cards Features and Benefits
Just like every other major credit card issuer in the country, the RBL Bank also offers several exciting benefits to its credit cardholders. Different cards may have different advantages across several categories. Keep reading to understand some general features and benefits that RBL Credit Cards offer:
Welcome Benefits: Welcome benefits are offered to cardholders when they have newly joined an RBL Credit Card membership. These can be in the form of bonus Reward Points, gift vouchers, or any other type of benefits. In general, the cardholders need to pay the joining fee in order to avail of welcome benefits.
Reward Programs: Different RBL Bank Credit Cards come with different reward programs. Some of the cards reward their customers in the form of points, whereas others offer cashback. Moreover, the reward rate can also vary for different cards and categories.
Travel Benefits: Travel benefits that you may get with an RBL Credit Card include complimentary lounge access to domestic/international airports, discount offers on flight/hotel bookings, and many more.
Dining & Movie Benefits: As a lot of people love watching movies and dining out, keeping their requirements in mind, the RBL Bank also offers some great dining and entertainment privileges like buy 1 get 1 free (BOGO) offers on movies, discount offers on dining, etc.
Other Benefits: Other than all the features and benefits mentioned above, the credit cards issued by the RBL Bank come with various privileges, including a fuel surcharge waiver, a spend-based waiver of the annual fee, and many more.
Top RBL Bank Credit Cards
RBL Bank offers a wide range of co-branded and non-co-branded credit cards, and hence, it is confusing for cardholders to choose a card that suits their needs and spending habits. To help you out, we have mentioned some of the best RBL Bank Credit Cards and their features and benefits below:
RBL ShopRite Credit Card
This credit card offers exclusive reward points on grocery shopping, fuel, and a 10% discount on booking movies from BookMyShow. With the RBL ShopRite Credit Card, you earn accelerated reward points on grocery and fuel spends. This card is worth considering as it allows you to earn 1 reward point per Rs.100 spent on every other category except fuel.
IndianOil RBL Bank XTRA Credit Card
The IndianOil RBL XTRA Credit Card is one of the most rewarding fuel credit cards in India. This card offers up to 7.5% rewards on fuel purchases made at Indian Oil outlets. While this card offers great returns on fuel purchases, it does not offer much else. This is a must-have card for all those who spend mediocre fuel on their vehicles. The IndianOil RBL XTRA Credit Card comes at a joining fee of ₹1,500 + GST and offers a welcome benefit worth the same amount.
RBL World Safari Credit Card
The RBL Bank offers a travel credit card, which provides a welcome benefit of a MakeMyTrip travel voucher worth Rs. 3000 on payment of the membership fee. You can earn 2 travel points on spending Rs.100 on other categories and 5 travel points on Rs. 100 spent on travel. With this card, we can achieve annual spending of Rs. 2.5 lakhs, you get 10,000 bonus points, and on achieving annual spending of Rs. 5 lakhs, you earn up to 15,000 travel points. The most significant feature of the RBL Bank Safari Credit Card is the zero foreign mark-up fee on all foreign transactions.
IRCTC RBL Bank Credit Card
The IRCTC RBL RuPay Credit Card is a great option for frequent travelers who book train tickets and other travel services through IRCTC. With a joining fee of just ₹500, this card offers valuable rewards like 5 Reward Points for every ₹200 spent on train bookings, which can be redeemed as ₹1 per point on the IRCTC website. It also provides 2 Reward Points for flight, cruise, and hotel bookings with IRCTC. Additionally, cardholders get up to eight free railway lounge visits annually, offering free snacks and beverages, making it ideal for everyday commuting and travel.
RBL Platinum Maxima Card
On the RBL Platinum Maxima Card, the RBL Bank offers credit cardholders several exclusive offers and discounts. You can earn 2 reward points on every Rs. 100 spent on this card and 5x reward points per Rs. 100 spent on fuel, movies, dining, utility bills, international purchases, etc. Moreover, by achieving the spending targets, you can gain up to 20,000 bonus reward points. On the Platinum Maxima Card, you get a ‘Buy 1 Get 1’ offer on booking movie tickets from BookMyShow and many other offers.
RBL Bank Cookies Credit Card
The RBL Bank offers a pocket-friendly card with a low membership fee. The RBL Bank Cookies Card provides its customers with exclusive and exciting offers and benefits. Earn one reward point on all offline spends and accelerated reward points (5x) on all eligible online spends. You get a 10% discount on BookMyShow, Zomato, Myntra, and Uber on this card. On achieving the milestone benefits, you can get a gift voucher worth up to Rs. 5000.
RBL Bank Icon Card
The RBL Bank offers this credit card, which lets you earn up to 20,000 reward points post payment of the joining fee and 45,000 reward points on achieving milestone benefits. With this card, you can enjoy 2 complimentary domestic lounge access and offers on booking movie tickets twice a month. The RBL Bank Icon Card allows you to earn a maximum of 2,000 reward points per month.
RBL Bank Insignia Preferred Banking World Card
The Insignia Preferred Banking World Card offered by RBL Bank is an exclusive card that is offered to the preferred members only. To get this card, you need to contact your relationship manager. With this card, you can enjoy premium benefits, movies, dining benefits, and much more. This card allows you to earn ten reward points on international transactions and five reward points on all domestic transactions.
RBL Credit Card Reward Points and Cashback Benefits
The following table summarizes the reward rate on different credit cards issued by the RBL Bank. Some of them are premium cards that come with an excellent reward rate, whereas others may offer fewer reward points on your spends. Refer to the following table to know more:
| Credit Cards | Reward Points/Cashback |
| RBL ShopRite Credit Card |
|
| RBL Bank Insignia Preferred Banking World Card |
|
| RBL Bank Cookies Credit Card |
|
| RBL World Safari Credit Card |
|
| RBL Platinum Maxima Card |
|
| RBL Bank Icon Card |
|
How To Earn and Redeem RBL Credit Card Reward Points?
With the RBL Bank Credit Cards, you can earn reward points on all your spends. However, different credit cards offer different reward rates, which can be less or more depending on the annual charges of that particular card. Moreover, different credit cards are best suited to different categories, such as travel, entertainment, dining, etc. With most of these cards, you will earn basic reward points on all your spending but accelerated reward points on selected categories, which can be different for different cards. To maximize your benefit with a rewards credit card, you should choose a credit card that offers accelerated reward points in the category where you spend the most.
Moreover, you should also redeem your earned reward points wisely by choosing the right option for redemption. For example, the value of reward points might be higher for redemption against gift vouchers and lesser for redemption against other categories. In this case, you should redeem your points against gift vouchers of a brand that you use frequently. However, if the value of reward points is the same for redemption against all the categories, you can go with any option for redemption. The following table shows the value of reward points of different RBL Credit Cards:
| Credit Cards | Reward Redemption |
| All RBL Credit Cards With Reward Point Structure | 1 Reward Point = ₹0.25 |
You can easily redeem your accumulated reward points against e-vouchers, mobile recharges, flight tickets, hotel stays, and purchasing products and gadgets. You can choose products and services under the RBL Rewards Program. For more details, go to RBL Rewards. RBL Bank charges a fee of ₹99 for the redemption of rewards. This is not applicable to the Insignia Preferred Banking Card.
Annual Fee
When talking about choosing the right credit card, the annual fee is one of the most significant factors that is considered. You can find the annual fee & charges and the condition for annual fee waiver of the Top RBL Credit Card in the table below:
| Credit Card | Joining Fee | Renewal Fee | Spend Based Waiver |
| RBL ShopRite Credit Card | ₹500 + GST | ₹500 + GST | Waiver on Spends of ₹1.5 Lakh in a Year |
| IndianOil RBL Bank Credit Card | ₹500 + GST | ₹500 + GST | Waiver on Spends of ₹1.75 Lakh in a Year |
| IndianOil RBL Bank XTRA Credit Card | ₹1,500 + GST | ₹1,500 + GST | Waiver on Spends of ₹2.75 Lakh in a Year |
| IRCTC RBL Bank Credit Card | ₹500 + GST | ₹500 + GST | N/A |
| BookMyShow RBL Bank Play Credit Card | ₹500 + GST | ₹500 + GST | Waiver on Spends of ₹1.5 Lakh in a Year |
| RBL Bank Insignia Preferred Banking World Card | NIL | NIL | N/A |
| RBL Bank Cookies Credit Card | ₹100 | ₹100/Month | Fee Waived on Spending of ₹5,000 in the Previous Month |
| RBL World Safari Credit Card | ₹3,000 + GST | ₹3,000 + GST | N/A |
| RBL Bank Platinum Maxima Plus Credit Card | ₹2,500 + GST | ₹2,500 + GST | N/A |
| RBL Bank Icon Card | ₹5,000 + GST | ₹5,000 + GST | N/A |
How To Apply for an RBL Credit Card Online?
To apply offline for an RBL Bank credit card, you can visit your nearest RBL branch or fill in the online application form as follows:
- Click on the ‘Apply Now’ option.
- Fill in the application form carefully and check the details twice.
- Complete all the formalities as instructed on the bank’s official website.
Documents Required
The documents required to apply for RBL Bank Credit Cards are mentioned below:
- Identity Proof: PAN Card
- Address Proof: Aadhaar Card, Voter ID, Passport, Rent Agreement, or Driving Licence.
- Income Proof: Latest salary slips/bank statements or latest ITR.
How To Check RBL Credit Cards Application Status?
If you already applied for a credit card from RBL Bank, you can check the status of your credit card application as follows:
- Visit the RBL Bank application tracking page.
- Under the section ‘RBL Bank Credit Card,’ click on ‘Track here.’
- Enter the details and get the status of your application.
Moreover, the status of the application can also be checked by contacting your credit card customer care or by visiting the nearest branch.
How To Activate RBL Bank Credit Cards?
After receiving a new RBL Bank Credit Card, you might look for ways to activate your credit card. You can activate the card using any of the online & offline methods given below:
- Contact the RBL Bank Credit Card customer care and ask the bank officials to assist you in generating the credit card PIN. You might be asked for a few details. Just provide them with the required details, follow all the instructions carefully, and your card will be activated successfully in a few seconds.
- You can also activate your card through RBL Bank’s mobile banking app (RBL MyCard app). Just log in to your account using the app and find the option to set a new PIN from the main menu.
- RBL Bank also has a separate page where you can generate or reset your credit card PIN. Just visit this page, enter the details, and proceed to activate your card.
RBL Credit Cards Login/Netbanking
As Internet banking has made most banking tasks easier and less time-consuming, RBL Bank also allows its customers to avail of net banking on their credit card accounts. You can register your RBL Credit Card for internet banking using the steps mentioned below:
- Visit the RBL Bank’s official website.
- Click on ‘Login’ and select the Personal Banking option.
- Now click on First Time User and register using your credit card.
- Enter all the required details of your card.
- Proceed further to set your user ID and password and click on Submit.
RBL Credit Cards Customer Care
For any queries/doubts, or complaints related to your RBL Credit Card, you can contact customer care using the contact details given below:
- To contact via call, you can dial the RBL Credit Card Helpline Number: +91 22 6232 7777.
- To contact via email, just write your queries and send a mail to cardservices@rblbank.com.
- You can also visit your nearest RBL Bank branch to get your doubts resolved.
Which RBL Bank Credit Card is Best?
There is no single credit card that can be considered best for every credit cardholder. Different people like to spend on different categories, and that is why RBL Bank offers a lot of credit cards, keeping every segment of individuals and their spending habits in mind. Some individuals might find a credit card with travel benefits the best choice for them, while others might not need any travel privileges.
So, the best credit card for you depends on what categories you spend on the most and what sort of benefits you are looking for. Other than all these advantages, there are other factors as well, including annual fees, eligibility criteria, etc, which can affect your decision when choosing the best credit card for yourself. People who are new to credit cards will look for the best entry-level credit cards. In contrast, high-income individuals who have already built an excellent credit score will likely go with premium credit cards.
How To Compare RBL Credit Cards and Choose The Best One?
Selecting the best credit card for yourself might be a challenging process as there are hundreds of credit cards in the market, all of which provide great benefits across different categories. But if you think wisely, you can filter out the best credit card for yourself. Firstly, decide what type of credit card you want. Analyze your spending habits and note the categories where you are spending the most. After that, decide whether you need a lifetime free (no annual fee) credit card, a card with a low annual fee, or a premium card with a high annual fee. After deciding the features you need with a credit card, you can search for the best credit cards available in the market in that particular category.
Make a list of all the credit cards that seem to fulfill all your expectations, go through all their features, fees & charges, etc., and choose the one that provides maximum benefit with minimum charges.
Discontinued RBL Credit Cards
- RBL Bank Popcorn Credit Card
- RBL Bank Titanium Delight Card
- Zomato Edition Classic Credit Card
- RBL Bank Edition Credit Card
RBL Bank Lifetime Free Credit Cards
RBL Bank only issues one lifetime free credit card, which is the RBL Bank Insignia Preferred Banking World Card, which is an invite-only card and is exclusively for the preferred banking customers of the bank. It comes with several world-class benefits across various categories, including rewards, travel, and many more.
Other than this, there is no general lifetime free RBL Credit card issued by the bank. However, if you want a low annual fee card with decent benefits, you can check the RBL ShopRite and IndianOil RBL Credit Card. Both the cards are affordable and will offer you a decent reward rate & other benefits.
Check out the following pages to learn all about RBL Bank Credit Cards and how to use them.
Quick Links
Frequently Asked Questions
How can I apply for an RBL Bank Insignia Preferred Banking World Card?
To get RBL Bank Insignia Preferred Banking World Credit Card, you need to contact your Relationship Manager at +91 22 6115 6300 or send an email to insignia@rblbank.com.
What can I do when my RBL Bank Credit Card gets declined?
Kindly contact the customer service executive on 1800 121 9050. The customer service executives are available 24x7 and will assist you.
Can I use RBL Bank Credit Cards for foreign transactions?
Yes, RBL Bank Credit Cards allow you to make foreign transactions. The RBL World Safari Credit Card can be the best choice for such transactions, as there is no foreign currency mark-up fee for the conversion amount on this card.
As an address proof, what documents are required to apply for an RBL bank credit card?
You can provide anyone with a Voter ID, passport, Aadhaar Card, driving license, etc., as address proof to get a card issued from the RBL Bank.
How long is the interest-free period I get with RBL Bank credit cards?
The interest-free period on RBL Bank Credit Card can range from 20-50 days, depending upon the credit card scheme.
Which of these cards does not have an add-on card fee?
RBL Bank charges zero add-on fee for any credit card mentioned above.
How can I redeem my accumulated reward points?
The RBL Bank made redeeming accumulated reward points easier for its credit cardholders through its RBL Reward Program. You can choose products and services from the product catalog.
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