List of Top HSBC Credit Cards in India
Please find below the complete list of credit cards offered by HSBC. You can compare all their features, benefits, and fees, and then apply online for the one that suits you the most. It is also possible to compare these top cards on our credit card comparison platform.
- Joining Fee₹4,999 + GST
- Annual Fee₹4,999 + GST
- Best Suited ForTravel | Shopping
- Rewards TypeReward Points
Rewards Rate
4 Reward Points/₹100 for Flights, Travel Platforms, and International Spends (~4%). 2 Reward Points/₹100 for All Other Eligible Spends (~2%)
Welcome Benefits
₹1,000 Cashback, PostCard Voucher Worth ₹3,000, and 3 Month EazyDiner Membership on Spending ₹10,000 Within 30 Days of Card Issuance
- Joining FeeRs. 999 + GST
- Annual FeeRs. 999 + GST
- Best Suited ForShopping | Food
- Rewards TypeCashback
Rewards Rate
10% Cashback on Dining, Food, and Grocery Spends. 1.5% On All Other Eligible Spends
Welcome Benefits
₹1,000 Cashback on Spending ₹20,000 in the First 30 Days
- Joining FeeNil
- Annual FeeNil
- Best Suited ForShopping
- Rewards TypeReward Points
Rewards Rate
2 Reward Points/₹150 Spent
Welcome Benefits
N/A
- Joining Fee₹499 + GST
- Annual Fee₹499 + GST
- Best Suited ForShopping | Food
- Rewards TypeCashback
Rewards Rate
10% Cashback on Dining, Food Delivery, and Grocery Spending. 1% Cashback on Other Eligible Spends (Including UPI). Both Categories are Capped at ₹400
Welcome Benefits
₹500 Cashback on Logging in to the HSBC India Mobile Banking App and 2 Month EazyDiner Membership
- Joining FeeLifetime Free
- Annual FeeLifetime Free
- Best Suited ForShopping
- Rewards TypeReward Points
Rewards Rate
2 Reward Points/₹150 Spent
Welcome Benefits
₹500 Cashback on Logging in to the HSBC India Mobile Banking App and 2 Month EazyDiner Membership
Invite Only
- Joining Fee₹12,000 + GST
- Annual Fee₹20,000 + GST (Waived for Premier Banking Customers)
- Best Suited ForTravel | Shopping
- Rewards TypeReward Points
Rewards Rate
3 Reward Points/₹100 Spent
Welcome Benefits
20,000 Reward Points
Invite Only
- Joining Fee₹1,10,000 + GST
- Annual Fee₹1,10,000 + GST
- Best Suited ForTravel | Shopping | Stays
- Rewards TypeReward Points
Rewards Rate
5 RPs/₹100 Spent at Taj, SeleQtions, Gateway, Vivanta, Ginger Hotels and amã Stays & Trails Bungalows. 1.5 RPs/₹100 on All Other Eligible Purchases
Welcome Benefits
Two Breakfast-Inclusive Taj Hotel Stays + One Taj Palace Stay On Activation, Plus An Extra Palace Voucher (Valid Till 31 March 2026).
Invite Only
- Joining Fee₹275,000 + GST
- Annual Fee₹275,000 + GST
- Best Suited ForTravel | Shopping
- Rewards TypeReward Points
Rewards Rate
5 Reward Points/₹150 Spent
Welcome Benefits
Complimentary Night Stay at Participating ITC & Claridges Properties Along with a ₹10,000 Wellness Voucher from The Wellness Co., and Complimentary Meal for 4 at Select Restaurants
Discontinued
- Joining FeeNil
- Annual FeeNil
- Best Suited ForShopping
- Rewards TypeReward Points
Rewards Rate
1 Reward Points for every Rs. 100 spent on retail transactions and 3x RPs on dining, telecom categories, and all online spends.
Welcome Benefits
3 complimentary airport lounge access, an Amazon gift voucher worth Rs. 500, 10% cashback up to Rs. 1,000, and 50% discount on Google Pay.
All About HSBC Bank Credit Cards
Learn more about the top HSBC Credit Cards.
HSBC TravelOne Credit Card
The HSBC TravelOne Credit Card is a travel-focused card that comes with a joining and annual fee of ₹4,999 + GST and is best suited for frequent travellers. You earn 4 Reward Points per ₹100 on flights, travel platforms, and international spends, and 2 Reward Points per ₹100 on other eligible purchases. Points can be transferred to multiple airline and hotel partners at a 1:1 ratio, making it valuable for air miles and hotel stays. The card also offers six domestic and four international lounge visits every year, golf rounds and lessons, travel discounts on popular platforms, milestone benefits on high annual spends, and purchase protection cover. However, the 3.5% forex markup slightly reduces the benefit on international transactions. Overall, it is a solid option for those who want flexible travel rewards and lounge access.
HSBC Live+ Credit Card
With this card, cardholders can enjoy 10% cashback benefits in various categories like dining, grocery, food delivery, and more. This card allows you to earn 1.5% cashback on all other eligible transactions and 1% cashback on all other spending. Moreover, you can also enjoy the spend-based annual fee waiver on achieving an annual spending of ₹2,00,000.
HSBC Visa Platinum Credit Card
The HSBC Visa Platinum Credit Card is an entry-level, lifetime-free offering from HSBC, designed for individuals seeking a simple yet rewarding credit card experience. It allows you to earn 2 Reward Points for every ₹150 spent on retail transactions, with accelerated rewards on higher annual spends. The card also offers attractive lifestyle perks, including a Buy 1 Get 1 movie ticket offer on BookMyShow (up to ₹250 off) and dining discounts via partner platforms. With added benefits like a 1% fuel surcharge waiver and zero liability on lost cards, this card is a suitable choice for first-time users looking for a no-annual-fee card with steady rewards and entertainment benefits.
HSBC Premier Metal Credit Card
The HSBC Premier Metal Credit Card is one of the most premium offerings from HSBC, alongside the HSBC Premier and Taj Credit Cards. This card is exclusively available to customers who maintain a Premier banking relationship with the bank. It comes with a joining fee of ₹12,000 + GST, while the annual fee is waived as long as the Premier relationship is maintained.
With benefits ranging from complimentary golf rounds and airport lounge access to a high reward rate with minimal exclusions, it stands out as one of the top premium credit cards in the country.
HSBC Taj Credit Card
The HSBC Taj Credit Card is an ultra-premium, invite-style card designed for high-net-worth individuals who frequently stay at Taj and other IHCL hotels. With a joining and annual fee of ₹1,10,000 + GST, it offers luxury-focused benefits such as complimentary Taj hotel stays (including Palace properties), Taj InnerCircle NeuPass Platinum status, access to The Chambers Lounge, unlimited domestic and international airport lounge visits, four chauffeur-driven limousine transfers each year, and 12 complimentary golf games. Cardholders earn 5 Reward Points per ₹100 spent at Taj and partner hotels and 1.5 Reward Points per ₹100 on other eligible spends (1.5 points = ₹1 for redemption). It also comes with zero forex markup and air accident cover up to ₹1 crore. Overall, this card is best suited for those who regularly stay at Taj properties and can fully utilise its luxury travel and lifestyle privileges.
How To Apply for an HSBC Credit Card?
You can apply for HSBC Bank credit cards either at a branch or online through Card Insider.
Keep a few documents like a PAN Card and an Aadhaar Card handy, as they shall be required while filling out the form. You can simply click on the Apply Now button right next to the HSBC Card of your choice. You can also visit the nearest HSBC Bank branch to apply for a new credit card.
HSBC Bank Application Status
To track the application status, you need to call the credit card customer care helpline (for India: 1800 267 3456 / 1800 121 2208; for overseas: 040-61268002/ 080-71898002) only on working days from 6:30 am to 8:30 pm. However, HSBC Bank does not provide any facility to check the application status online mode.
Customer Care
- HSBC Bank provides priority service to its credit card members within India and from overseas.
- If you have any personal banking or credit card queries, call the toll-free helpline numbers for India: 1800 267 3456 / 1800 121 2208 and for overseas 040-61268002/ 080-71898002 during office hours, i.e., between 6:30 a.m. and 8:30 p.m.
- It also provides emergency services 24*7 to report loss or misuse of the card/account.
2 comments
Hsbc credit card
Hi, sir good content
Kartik Kanwar
Thanks