Axis Bank Edge Reward Points – How to Earn and Redeem Them
- Updated On: 2 April, 2026
Axis Bank is among the most popular and trusted private banks in our country, offering many great products and services. Being a major card issuer, Axis Bank has credit cards catering to the needs of different types of people. It offers basic entry-level, lifestyle, travel, fuel, shopping, cashback, and super-premium cards, each offering its own set of privileges and benefits to people.
Different credit cards offer different reward programs and earning rates based on their benefits. You should know about the reward rates on your credit card, the spend categories eligible to earn reward points, and the exclusions. If you just focus on earning reward points without redeeming them, then you are not using your credit card correctly. You can redeem your reward points for products and vouchers on the rewards portal, as well as cashback on flight/hotel bookings. Thus, you should be well versed with all reward points redemption options and use points before expiry.
Axis Bank Credit Cards Reward Points – How to Earn
Some super-premium credit cards have a high reward earning rate, while entry-level cards offer lesser reward points on your spends. Some travel-based cards offer air miles, while some cards offer cashback. Let’s check out the reward rates offered by popular Axis Bank credit cards –
| Credit Card | Reward Points |
| Axis Bank Reserve Credit Card | 15 RPs per ₹200 spent 30 RPs per ₹200 spent on international transactions |
| Axis Bank Magnus Credit Card | 12 RPs per ₹200 spent 5x RPs on travel spends through the Travel Edge portal |
| Axis Bank Burgundy Private Credit Card | 15 RPs per ₹200 spent |
| Axis Bank Select Credit Card | 10 RPs per ₹200 spent 20 RPs per ₹200 spent on retail |
| Axis Bank Atlas Credit Card | 5 Edge Miles per ₹100 spent on travel 2 Edge Miles per ₹100 spent elsewhere |
| Axis Bank MY ZONE Credit Card | 4 RPs per ₹200 spent with the card |
| Indian Oil Axis Bank Credit Card | 20 RPs per ₹100 spent on Indian Oil outlets |
| Axis Bank Rewards Credit Card | 2 RPs per ₹125 spent 20 RPs per ₹125 spent on apparel and departmental stores |
Axis Bank Credit Cards Cashback
Many credit cards like the Ace, Airtel Axis, and Flipkart Axis Bank credit cards offer cashback to the cardholders. The cashback you earn will be automatically credited to your credit card account. You will receive the cashback some days after making the transaction. The money you receive is added to your overall credit limit, and you can use it anytime you want.
| Credit Card | Cashback |
| Flipkart Axis Bank Credit Card |
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| Axis Bank ACE Credit Card |
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| Airtel Axis Bank Credit Card |
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| Axis Bank Freecharge Plus Credit Card |
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EDGE Reward Points As Welcome Benefit
Certain Axis Bank credit cards offer you bonus EDGE reward points as a welcome benefit when you activate your card and fulfill all conditions. The following are the welcome benefits offered by various Axis Bank credit cards –
- Axis Bank Rewards Credit Card – 5,000 RPs on spending ₹1000 within 30 days of card activation
- Axis Bank Privilege Credit Card – 12,500 RPs on paying the joining fee
- Axis Bank Burgundy Private Credit Card – 30,000 reward points
- Axis Bank Reserve Credit Card – 50,000 RPs on card activation and every year on card renewal
EDGE Reward Points As Milestone Benefits
Most Axis Bank credit cards offer EDGE reward points when you reach certain spend-based milestones on the card. The following are the milestone benefits offered by some Axis Bank credit cards –
- Axis Bank Rewards Credit Card – 1500 RPs on spends of over ₹30,000 per statement cycle
- Axis Bank Select Credit Card – 5,000 RPs on spending ₹3 Lakhs or more per year
Axis Bank Grab Deals Website
At the Axis Bank Grab Deals website, you can benefit from exclusive offers and discounts on some of the top brands in the country. You can earn cashback and reward points when you shop at merchant websites via the Grab Deals portal.
- Head over to the Grab Deals portal and check out the latest offers and discounts on top brands. Click on the brand whose offer you want to claim.
- You will be given the option to choose between either Reward Points or Cashback. If your credit card earns reward points, you can go for the reward points offer; otherwise, you should click on the Cashback offer.
- Next, you need to authenticate yourself and enter the last 4 digits of your Axis Bank credit card. Click on Submit, and you will be redirected to the merchant portal, where you can search for products to buy.
On the Gyftr Website
At the Gyftr EDGE Rewards portal, you can earn up to 10x EDGE reward points when you purchase gift cards or discount vouchers for some of the most popular brands in the country. You can earn reward points by purchasing gift cards for brands across multiple categories, including Fashion, Online Shopping, Electronics, Travel, Health and Wellness, Dining, etc.
Axis Bank EDGE Reward Points – Terms and Conditions
Axis Bank’s EDGE Rewards program allows cardholders to earn points for their spends based on the reward structure and rate of their particular credit card. When you start earning and redeeming your EDGE reward points, you should keep the following details in mind –
- Only valid and eligible Axis Bank credit cards can earn EDGE Reward points.
- EDGE Reward points are valid for 3 years from the date of earning, and you must have a minimum of 300 EDGE reward points if you want to make a redemption.
- In case no transaction is made on a credit card that earns reward points for 365 days, previously earned EDGE reward points also expire.
- Only the primary cardholder can redeem EDGE reward points. Add-on cardholders can just earn points to the primary cardholder’s account but cannot redeem them.
- Once expired, you cannot earn the expired reward points again.
- Axis Bank has the right to change the EDGE Rewards program policy any time without prior notice.
Axis EDGE Reward Points – How to Check Balance?
You should regularly keep an eye on your reward points balance, and you can check the balance either through your account or by credit card statement. Here is how you can check your EDGE reward points balance –
Net Banking/Mobile App
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- Visit the official Axis Bank website or mobile application and log in to your account.
- You will see a menu on the left side of the page. Scroll to the bottom and click on Edge Rewards.
- You can see your available Edge Rewards balance on the screen.
Credit Card Statement
Your credit card bank sends you a monthly statement for your credit card, which includes information about your EDGE reward points. The statement shows your total balance and the expiry date of your available reward points.
Call/SMS
Send the text <EDGEBAL> to 5676782 or call 1800-419-6622 through your registered phone number, and you will get the details of your EDGE reward points balance.
Axis Bank Credit Cards Reward Points – How to Redeem
Most of the Axis Bank credit cards offer EDGE reward points for your spending. You can redeem these reward points at the Axis Bank rewards portal for shopping, products, gift vouchers, etc., where you get 1 EDGE RP = ₹0.20. You can redeem your reward points through the EDGE rewards website, Netbanking, or a mobile app.
Via the EDGE Rewards Portal
Here is how you can redeem your EDGE reward points via the rewards portal –
- Head over to the official EDGE Rewards portal by Axis Bank.
- Near the top of the page, click on Redeem Now and log in to your credit card account.
- You will need to provide your credit card’s internet banking login ID and valid password.
- After logging in, you can see all the available products, gift vouchers, etc., that you can get by redeeming your EDGE Reward points.
- Add the items you want to purchase to the cart and set the range of reward points that you wish to redeem for the products in your cart.
- Proceed and complete the redemption process.
Via the Mobile Application or NetBanking
You can even redeem your EDGE reward points while on the go through the official mobile application or Netbanking.
- Open the official Axis Bank website or the official mobile application
- Login to your credit card account through your customer ID and valid Password
- Head over to the rewards page and check your available reward points balance
- Next, click on Redeem Now, and you will be redirected to the Rewards Store
- Go through and accept the terms and conditions, and then finalize the products or vouchers you want to purchase through reward points
- Add your products to the cart, confirm the number of EDGE reward points you wish to redeem, and proceed with the purchase.
Converting EDGE Reward Points to Partner Airlines Miles or Hotel Points
Axis Bank allows credit card holders to transfer their EDGE reward points to their partner hotel and airline miles. We will discuss points transfer by premium cards, such as Axis Bank Reserve, Magnus, Burgundy Private, Atlas credit cards, affluent cards, and others.
Let’s take a look at the transfer ratio of the above-mentioned cards to partner airlines or points.
| Conversion Ratios (EDGE REWARD Points: Partner Rewards) | Conversion Ratios (EDGE MILES: Partner Rewards) | ||||||||
| Program Partner Name | Burgundy Pvt The One Metal Credit Card | Magnus for Burgundy Credit Card | Reserve, Magnus Credit Cards | Select, Privilege, Rewards Credit Cards | All Eligible Debit/Other Credit Cards | Olympus Credit Card | Atlas Credit Card | Horizon Credit Card | IndianOil Axis Bank Premium(IOCL) Credit Card |
| Air Asia | 5:4 | 5:4 | 5:2 | 5:1 | 10:1 | 1:4 | 1:2 | 1:1 | 2:1 |
| Aeroplan | 5:4 | 5:4 | 5:2 | 10:1 | 20:1 | 1:4 | 1:2 | 1:1 | 2:1 |
| Flying Blue | 5:4 | 5:4 | 5:2 | 10:1 | 20:1 | 1:4 | 1:2 | 1:1 | 2:1 |
| Air India | 5:4 | 5:4 | 5:2 | 10:1 | 20:1 | 1:4 | 1:2 | 1:1 | 2:1 |
| The British Airways Club | 5:4 | 5:2 | 5:1 | 10:1 | 10:1 | 1:2 | 2:1 | 2:1 | 2:1 |
| Ethiopian Airlines | 5:4 | 5:4 | 5:2 | 10:1 | 20:1 | 1:4 | 1:2 | 1:1 | 2:1 |
| Etihad Guest | 5:4 | 5:4 | 5:2 | 10:1 | 20:1 | 1:4 | 1:2 | 1:1 | 2:1 |
| Finnair Plus | 5:4 | 5:2 | 5:1 | 10:1 | 10:1 | 1:2 | 2:1 | 2:1 | 2:1 |
| IHG One Rewards | 5:4 | 5:4 | 5:2 | 10:1 | 20:1 | 1:4 | 1:2 | 1:1 | 2:1 |
| ITC | 5:4 | 5:4 | 5:2 | 5:1 | 10:1 | 1:4 | 1:2 | 1:1 | 2:1 |
| JAL Mileage Bank | 5:4 | 5:4 | 5:2 | 10:1 | 20:1 | 1:4 | 1:2 | 1:1 | 2:1 |
| Orchid Rewards | 5:4 | 5:4 | 5:2 | 10:1 | 20:1 | 1:4 | 1:1 | 1:1 | 2:1 |
| The Postcard Sunshine Club | 5:4 | 5:4 | 5:2 | 10:1 | 20:1 | 1:4 | 1:2 | 1:1 | 2:1 |
| Qantas Frequent Flyer | 5:4 | 5:4 | 5:2 | 10:1 | 20:1 | 1:4 | 1:2 | 1:1 | 2:1 |
| Radisson Rewards | 5:4 | 5:4 | 5:2 | 10:1 | 20:1 | 1:4 | 1:1 | 1:1 | 2:1 |
| Singapore Airlines | 5:4 | 5:4 | 5:2 | 10:1 | 20:1 | 1:4 | 1:2 | 1:1 | 2:1 |
| SpiceJet | 5:4 | 5:4 | 5:2 | 5:1 | 10:1 | 1:4 | 1:2 | 1:1 | 2:1 |
| Royal Orchid Plus | 5:4 | 5:4 | 5:2 | 10:1 | 20:1 | 1:4 | 1:2 | 1:1 | 2:1 |
| Turkish Airlines | 5:4 | 5:4 | 5:2 | 10:1 | 20:1 | 1:4 | 1:2 | 1:1 | 2:1 |
| United MileagePlus | 5:4 | 5:4 | 5:2 | 10:1 | 20:1 | 1:4 | 1:2 | 1:1 | 2:1 |
| Lotusmiles (Vietnam Airlines) | 5:4 | 5:2 | 5:1 | 10:1 | 10:1 | 1:2 | 2:1 | 2:1 | 2:1 |
| Wyndham Rewards | 5:4 | 5:4 | 5:2 | 10:1 | 20:1 | 1:4 | 1:2 | 1:1 | 2:1 |
Cap on Conversion of Axis EDGE Reward Points
All existing Miles transfer partners are categorized into two groups: Group A and Group B. Each customer has a limit on the number of EDGE MILES or REWARD points they can transfer, depending on the group to which the partner belongs. Specifically, each customer ID can transfer only a specific amount of their total EDGE MILES or Points cumulatively to partners in Group A, while the remaining EDGE MILES or Points can be transferred to partners in Group B. Here are the two available groups.
| Group A | Group B |
| Aeroplan | Air Asia |
| The British Airways Club | Flying Blue |
| Ethiopian Airlines | Air India (Maharaja Club) |
| Etihad Guest | IHG One Rewards |
| Finnair Plus | ITC |
| JAL Mileage Bank | Orchid Rewards |
| Singapore Airlines (Krisflyer) | The Postcard Sunshine Club |
| Royal Orchid Plus | Qantas Frequent Flyer |
| Turkish Airlines | Radisson Rewards |
| United MileagePlus | SpiceJet |
| Lotusmiles (Vietnam Airlines) | |
| Wyndham Rewards |
The maximum Axis EDGE Reward Points that can be transferred to the above two groups are given below.
| Card Type | Overall Annual Capping Per Customer ID | Annual Capping for Group A Per Customer ID | Annual Capping for Group B Per Customer ID |
| Burgundy Private | 15,00,000 | 3,00,000 | 12,00,000 |
| Magnus Burgundy | 10,00,000 | 2,00,000 | 8,00,000 |
| Magnus | 5,00,000 | 1,00,000 | 4,00,000 |
| Reserve | 5,00,000 | 1,00,000 | 4,00,000 |
| Atlas | 1,50,000 | 30,000 | 1,20,000 |
| Select | 5,00,000 | 1,00,000 | 4,00,000 |
| Privilege | 5,00,000 | 1,00,000 | 4,00,000 |
| Rewards | 5,00,000 | 1,00,000 | 4,00,000 |
| Other Cards | 5,00,000 | 1,00,000 | 4,00,000 |
| Horizon | 5,00,000 | 1,00,000 | 4,00,000 |
| Olympus | 7,50,000 | 1,50,000 | 6,00,000 |
| IOCL Premium | 5,00,000 | 1,00,000 | 4,00,000 |
How to Transfer EDGE Reward Points to Partner Airmiles or Hotel Points?
- Head over to the Axis Bank TravelEdge portal and log in using your customer ID and password.
- Next, click on the Points/Miles Transfer option.
- You will see the list of all available transfer partners and click on the one to which you wish to transfer your EDGE reward points.
- If you do it for the first time, you must click on Link Member and link your ID for the transfer of points.
- Provide the OTP sent to your number for verification. Then, choose the amount of EDGE reward points you want to transfer to a partner hotel or airline miles.
- Proceed with the transfer, and the request will be processed soon, depending on the loyalty program you are transferring points to.
Conclusion
Credit cards are great financial tools if you use them in the right way, as they offer exclusive privileges and benefits to the cardholders. The best part about Axis Bank credit cards is the EDGE reward points you earn on your spends with the card. Depending on your card, you earn a number of reward points on spends and even accelerated reward rates on certain categories.
Some credit cards also offer you cashback and airmiles as rewards, and it is recommended that you know all possible ways to earn and redeem reward points. We learned how we can earn EDGE reward points differently with Axis Bank credit cards.
Keep an eye on your EDGE reward points balance and ensure you redeem them for maximum benefits before expiration.
FAQs:
How to earn Axis Bank Edge reward points?
You can earn Edge reward points in the following manner –
- You can make spends on your Axis Bank credit card and earn reward points.
- You can get reward points as a welcome benefit on some cards.
- You can get reward points as a milestone benefit on some cards.
- You can shop through the Axis Bank Grab Deals website and earn reward points.
- You can head over to Gyftr to purchase gift cards and vouchers and earn reward points.
Do Axis Bank Edge reward points expire?
The Axis Bank Edge reward points are valid for 3 years from the date you earn them and you must have minimum 300 reward points to make a redemption. Also, if you do not make a transaction on your credit card for 365 days, then the Edge reward points expire.
How can I check my Edge reward points balance?
You can check your Axis Bank Edge reward points balance in the following ways –
- Through Net Banking/Mobile Application
- Through your Credit Card statement
- Through Call/SMS
How to redeem my Axis Bank Edge Reward Points?
Here is how you can redeem your Axis Bank Edge reward points –
- You can redeem your EDGE reward points at the EDGE Rewards portal for various products and gift vouchers, where 1 RP = Rs. 0.20.
- You can redeem reward points through Netbanking or the Mobile Application
- You can redeem reward points offline’
Is it possible to convert Edge reward points to partner hotel or airlines points?
Yes, you can convert your Edge reward points to partner hotel or airlines points. Different credit cards have a different transfer ratio. Here are some airlines and hotels to which you can convert your reward points – Air Asia, Air Canada, Air Vistara, Etihad Airways, Qatar Airways, Singapore Airlines, Turkish Airlines, ITC, Marriot International, Wyndham Hotels, etc.
How do I receive cashback from Axis Bank credit cards?
Many credit cards like the Ace and Flipkart Axis Bank credit card mainly offer cashback to the cardholders. The cashback earned by you will be automatically credited to your credit card account. You will receive the cashback in some days after making the transaction.