Axis Bank Edge Reward Points – How to Earn and Redeem Them

Axis Bank is among the most popular and trusted private banks in our country, offering many great products and services. Being a major card issuer, Axis Bank has credit cards catering to the needs of different types of people. It offers basic entry-level, lifestyle, travel, fuel, shopping, cashback, and super-premium cards, each offering its own set of privileges and benefits to people.

Different credit cards offer different reward programs and earning rates based on their benefits. You should know your credit card’s reward rates, the spend categories eligible to earn reward points, and any exclusions. If you focus only on earning reward points without redeeming them properly, you are not using your credit card correctly. You can redeem your reward points for products and vouchers on the rewards portal, as well as cashback on flight/hotel bookings. One of the best use cases for EDGE Points and EDGE Miles would be to transfer them to the airline or hotel loyalty program of your choice. Thus, you should be well-versed with all reward points redemption options and use points before expiry.

Axis Credit Cards Reward Points – How to Earn

Some super-premium credit cards have a high reward earning rate, while entry-level cards offer lesser reward points on your spends. Some travel-based cards offer air miles, while some cards offer cashback. Let’s check out the reward rates offered by popular Axis Bank credit cards –

Credit Card	Reward Points
Axis Bank Reserve Credit Card	15 EDGE Points/₹200 Spent with the Card, 30 EDGE Points on International Spends
Axis Bank Magnus Credit Card	Earn 12 EDGE Reward Points per ₹200 on Spends up to ₹1.5 Lakh and 35 EDGE Reward Points per ₹200 Thereafter in a Calendar Month
Axis Bank Burgundy Private Credit Card	15 RPs per ₹200 Spent
Axis Bank Select Credit Card	20 EDGE Points/₹200 on Retail Spends (Until Spending of ₹20,000 Per Month). 10 EDGE Points/₹200 After That for All Spends
Axis Bank MY ZONE Credit Card	4 EDGE Points/₹200
Axis Bank Rewards Credit Card	10X EDGE Points/₹125 Spent at Departmental and Apparel Stores. 2 EDGE Points/₹125 on All Eligible Spends
IndianOil Axis Bank Premium Credit Card	6X EDGE Miles/₹150 at IndianOil Outlets. 2X EDGE Miles/₹150 on Grocery Spends. 1X EDGE Miles on All Other Eligible Spends

Earn Cashback With Axis Credit Cards

Many credit cards, like the Ace, Airtel Axis, and Flipkart Axis Bank credit cards, offer cashback to cardholders. The cashback you earn will be automatically credited to your credit card account. You will receive the cashback some days after making the transaction. The money you receive is added to your overall credit limit, and you can use it anytime.

Credit Card	Cashback
Flipkart Axis Bank Credit Card	5% Cashback on Flipkart & Cleartrip, 7.5% Cashback on Myntra, 4% Cashback on Preferred Partners (Swiggy, Uber, PVR, FitPass & Stoga by FitPass), and 1% Cashback on All Other Spends
Axis Bank ACE Credit Card	5% Cashback on Gas, Electricity, and Water Bill Payments, 4% Cashback on Ola, Zomato, and Swiggy, and 1.5% Cashback on Other Spends
Axis Bank Cashback Credit Card	7% Cashback on Online Purchases; 0.75% Cashback on Offline and Travel Spends; 0.5% Cashback on Utility Transactions

EDGE Reward Points As Welcome Benefit

Certain Axis Bank credit cards offer you bonus EDGE reward points as a welcome benefit when you activate your card and fulfill all conditions. The following are the welcome benefits offered by various Axis Bank credit cards –

• Axis Bank Rewards Credit Card – 5,000 RPs on spending ₹1000 within 30 days of card activation
• Axis Bank Privilege Credit Card – 12,500 RPs on paying the joining fee

EDGE Reward Points As Milestone Benefits

Most Axis Bank credit cards offer EDGE reward points when you reach certain spend-based milestones on the card. The following are the milestone benefits offered by some Axis Bank credit cards –

• Axis Bank Rewards Credit Card – 1500 RPs on spends of over ₹30,000 per statement cycle
• Axis Bank Select Credit Card – 5,000 RPs on spending ₹3 Lakhs or more per year

Convert EDGE Reward Points/Miles to Partner Airlines Miles or Hotel Points

Axis Bank allows credit card holders to transfer their EDGE reward points to their partner hotel and airline miles. We will discuss points transfer for premium cards, such as Axis Bank Reserve, Magnus, Burgundy Private, Atlas credit cards, affluent cards, and others.

Let’s look at the transfer ratios for the above-mentioned cards to partner airlines or points.

Conversion Ratios (EDGE REWARD Points: Partner Rewards)						Conversion Ratios (EDGE MILES: Partner Rewards)
Program Partner Name	Burgundy Pvt The One Metal	Magnus for Burgundy	Reserve and Magnus	Select, Privilege, and Rewards	All Eligible Debit/Other	Olympus	Atlas	Horizon	IndianOil Axis Bank Premium(IOCL)
Air Asia	5:4	5:4	5:2	5:1	10:1	1:4	1:2	1:1	2:1
Aeroplan	5:4	5:4	5:2	10:1	20:1	1:4	1:2	1:1	2:1
Flying Blue	5:4	5:4	5:2	10:1	20:1	1:4	1:2	1:1	2:1
Air India	5:4	5:4	5:2	10:1	20:1	1:4	1:2	1:1	2:1
The British Airways Club	5:4	5:2	5:1	10:1	10:1	1:2	2:1	2:1	2:1
Ethiopian Airlines	5:4	5:4	5:2	10:1	20:1	1:4	1:2	1:1	2:1
Etihad Guest	5:4	5:4	5:2	10:1	20:1	1:4	1:2	1:1	2:1
Finnair Plus	5:4	5:2	5:1	10:1	10:1	1:2	2:1	2:1	2:1
IHG One Rewards	5:4	5:4	5:2	10:1	20:1	1:4	1:2	1:1	2:1
IndiGo BluChip	5:4	5:2	5:1	10:1	10:1	1:2	2:1	2:1	2:1
ITC	5:4	5:4	5:2	5:1	10:1	1:4	1:2	1:1	2:1
JAL Mileage Bank	5:4	5:4	5:2	10:1	20:1	1:4	1:2	1:1	2:1
Orchid Rewards	5:4	5:4	5:2	10:1	20:1	1:4	1:1	1:1	2:1
The Postcard Sunshine Club	5:4	5:4	5:2	10:1	20:1	1:4	1:2	1:1	2:1
Qantas Frequent Flyer	5:4	5:4	5:2	10:1	20:1	1:4	1:2	1:1	2:1
Privilege Club	5:4	5:2	5:1	10:1	10:1	1:2	2:1	2:1	2:1
Radisson Rewards	5:4	5:4	5:2	10:1	20:1	1:4	1:1	1:1	2:1
Singapore Airlines	5:4	5:4	5:2	10:1	20:1	1:4	1:2	1:1	2:1
SpiceJet	5:4	5:4	5:2	5:1	10:1	1:4	1:2	1:1	2:1
Royal Orchid Plus	5:4	5:4	5:2	10:1	20:1	1:4	1:2	1:1	2:1
Turkish Airlines	5:4	5:4	5:2	10:1	20:1	1:4	1:2	1:1	2:1
United MileagePlus	5:4	5:4	5:2	10:1	20:1	1:4	1:2	1:1	2:1
Lotusmiles (Vietnam Airlines)	5:4	5:2	5:1	10:1	10:1	1:2	2:1	2:1	2:1
Wyndham Rewards	5:4	5:4	5:2	10:1	20:1	1:4	1:2	1:1	2:1

Cap on Conversion of Axis EDGE Reward Points

All existing Miles transfer partners are categorized into two groups: Group A and Group B. Each customer has a limit on the number of EDGE MILES or REWARD points they can transfer, depending on the group the partner belongs to. Specifically, each customer ID can transfer only a specific amount of their total EDGE MILES or Points cumulatively to partners in Group A, while the remaining EDGE MILES or Points can be transferred to partners in Group B. Here are the two available groups.

Group A	Group B
Aeroplan	Air Asia
The British Airways Club	Flying Blue
Ethiopian Airlines	Air India (Maharaja Club)
Etihad Guest	IHG One Rewards
Finnair Plus	IndiGo BluChip
JAL Mileage Bank	ITC
Privilege Club	Orchid Rewards
Singapore Airlines (Krisflyer)	The Postcard Sunshine Club
Royal Orchid Plus	Qantas Frequent Flyer
Turkish Airlines	Radisson Rewards
United MileagePlus	SpiceJet
Lotusmiles (Vietnam Airlines)
Wyndham Rewards

The maximum Axis EDGE Reward Points that can be transferred to the above two groups are given below.

Card Type	Overall Annual Capping Per Customer ID	Annual Capping for Group A Per Customer ID	Annual Capping for Group B Per Customer ID
Burgundy Private	15,00,000	3,00,000	12,00,000
Magnus Burgundy	10,00,000	2,00,000	8,00,000
Magnus	5,00,000	1,00,000	4,00,000
Reserve	5,00,000	1,00,000	4,00,000
Atlas	1,50,000	30,000	1,20,000
Select	5,00,000	1,00,000	4,00,000
Privilege	5,00,000	1,00,000	4,00,000
Rewards	5,00,000	1,00,000	4,00,000
Other Cards	5,00,000	1,00,000	4,00,000
Horizon	5,00,000	1,00,000	4,00,000
Olympus	7,50,000	1,50,000	6,00,000
IOCL Premium	5,00,000	1,00,000	4,00,000

How to Transfer EDGE Reward Points to Partner Airmiles or Hotel Points?

• Head over to the Axis Bank TravelEdge portal and log in using your customer ID and password.
• Next, click on the Points/Miles Transfer option.
• You will see the list of all available transfer partners; click on the one to which you wish to transfer your EDGE reward points.
• If you do it for the first time, you must click on Link Member and link your ID for the transfer of points.
• Provide the OTP sent to your number for verification. Then, choose the amount of EDGE reward points you want to transfer to a partner hotel or airline miles.
• Proceed with the transfer, and the request will be processed soon, depending on the loyalty program you are transferring points to.

Save More With Axis Grab Deals

At the Axis Bank Grab Deals website, you can benefit from exclusive offers and discounts on some of the top brands in the country. You can earn cashback and reward points when you shop at merchant websites via the Grab Deals portal.

• Head over to the Grab Deals portal and check out the latest offers and discounts on top brands. Click on the brand whose offer you want to claim.

• You will be given the option to choose between Reward Points or Cashback. If your credit card earns reward points, choose the reward points offer; otherwise, select the Cashback offer.

• Next, authenticate yourself and enter the last 4 digits of your Axis Bank credit card. Click on Submit, and you will be redirected to the merchant portal, where you can search for products to buy.

On the Gyftr Website

At the GyFTR EDGE Rewards portal, select Axis Bank cardholders can get up to 35% instant discount + 10% GyFTR Coins when purchasing gift cards and vouchers from 180+ brands across categories such as Fashion, Online Shopping, Electronics, Travel, Health & Wellness, and Dining. The GyFTR Coins will be credited to the wallet on the portal within 7 days of the transaction.

Axis Bank EDGE Reward Points – Terms and Conditions

Axis Bank’s EDGE Rewards program allows cardholders to earn points for their spends based on the reward structure and rate of their particular credit card. When you start earning and redeeming your EDGE reward points, you should keep the following details in mind –

• Only valid and eligible Axis Bank credit cards can earn EDGE Reward points.
• EDGE Reward points are valid for 3 years from the date of earning, and you must have a minimum of 300 EDGE reward points if you want to make a redemption.
• If no transaction is made on a credit card that earns reward points for 365 days, previously earned EDGE reward points also expire.
• Only the primary cardholder can redeem EDGE reward points. Add-on cardholders can only earn points to the primary cardholder’s account but cannot redeem them.
• Once expired, you cannot earn the expired reward points again.
• Axis Bank has the right to change the EDGE Rewards program policy at any time without prior notice.

Axis EDGE Reward Points – How to Check Balance?

You should regularly keep an eye on your reward points balance, and you can check the balance either through your account or your credit card statement. Here is how you can check your EDGE reward points balance –

Net Banking/Mobile App

• Visit the official Axis Bank website or mobile application and log in to your account.
• You will see a menu on the left side of the page. Scroll to the bottom and click on Edge Rewards.
• You can see your available Edge Rewards balance on the screen.

Credit Card Statement

Your credit card bank sends you a monthly statement for your credit card, which includes information about your EDGE reward points. The statement shows your total balance and the expiry date of your available reward points.

Redeem Points With EDGE Rewards

Most of the Axis Bank credit cards offer EDGE reward points for your spending. You can redeem these reward points at the Axis Bank rewards portal for shopping, products, gift vouchers, etc., where you get 1 EDGE RP = ₹0.20. You can redeem your reward points through the EDGE rewards website, Netbanking, or a mobile app.

Here is how you can redeem your EDGE reward points via the rewards portal –

• Head over to the official EDGE Rewards portal by Axis Bank.

• Near the top of the page, click on Redeem Now and log in to your credit card account.
• You will need to provide your credit card’s internet banking login ID and valid password.
• After logging in, you can see all the available products, gift vouchers, etc., that you can get by redeeming your EDGE Reward points.
• Add the items you want to purchase to the cart and set the range of reward points that you wish to redeem for the products in your cart.
• Proceed and complete the redemption process.

Conclusion

Credit cards are great financial tools if you use them in the right way, as they offer exclusive privileges and benefits to the cardholders. The best part about Axis Bank credit cards is the EDGE reward points you earn on your spending. Depending on your card, you earn a number of reward points on your spending and even accelerated reward rates on certain categories.

Keep an eye on your EDGE reward points balance and redeem them for maximum benefits before they expire.