Axis Bank Grab Deals is the bank’s one-stop shopping portal for its credit and debit cardholders where you get exciting offers and discounts and earn cashback on shopping from Amazon, Flipkart, Myntra, AJIO, Samsung, Lenovo, Dell, Boat, LG, Lenskart, 1 MG, and many other popular retail brands.

Axis Bank Grab Deals is very much like HDFC SmartBuy and American Express Reward Multiplier portals. Just like the latter two, you earn cashback or avail discounts/offers when you land on the third-party partner merchant’s page via the Grab Deals link. From generic shopping to electronics and accessories, beauty and wellness, and travel and hotels, as mentioned above, the partner merchants catalog includes popular names from all the shopping categories.

Axis Bank Grab Deals

What are the offers:

You get three types of offers on the Axis Bank Grab Deals portal- Cashback offers, Instant discounts, and Coupon-based discounts/offers. Currently, Axis Bank is offering over 40 Grab Deals offers in partnership with popular brands from various shopping categories. We’ve covered some of the most popular Grab Deals offers in this post-

Amazon Offer: Under this offer, you can earn a cashback of up to 10% on Amazon India on shopping with your select Axis Bank credit cards. The following benefits are applicable to the different categories of Axis Bank cardmembers-

  • Flat 10% cashback for Burgundy Digital Savings account holders.
  • Flat 7.5% cashback for Priority Digital Savings account holders.
  • Flat 5% cashback for Prime Digital Savings account holders.
  • Flat 3% cashback for Easy Access Digital Savings account holders.
  • For all other Axis Bank credit/debit cards- 1% cashback on mobile phones, 2% cashback on data storage devices, 2.5% cashback on bicycle and gym equipment, 4% cashback on computers, mobile accessories, TV, musical instruments, wireless accessories, and 5% cashback on all other categories of spends, with the following exceptions where you earn no cashback- flight bookings, bill payments, recharges, physical gift cards, gaming consoles, Prime membership, Amazon Fresh orders, Amazon Pay balance, and select Xiaomi, Samsung and Apple devices is applicable.
  • Currently, Axis Bank is offering special Grab Deals under which you earn 10X EDGE Rewards on Amazon Fresh and Amazon Fashion categories. On Amazon Fresh, the offer will be applicable from 8th July to 31st July, 9th August to 31st August and 8th September to 30th September (detailed offer T&C here). On Amazon Fashion, the offer will be applicable from 16th July to 31t July, 16th August to 31st August and 16th September to 30th September (detailed offer T&C here). Both these offers will not be applicable on 26th and 27th July; while the Amazon Fresh offer will not be applicable on 9th and 10th August as well.

Flipkart Offer: This offer is very much similar to the Amazon offer. Under this offer also, you get a cashback of up to 10% on select Axis Bank credit cards. The benefits applicable to the different categories of cardholders are as under-

  • Flat 10% cashback for Burgundy Digital Savings account holders.
  • Flat 7.5% cashback for Priority Digital Savings account holders.
  • Flat 5% cashback for Prime Digital Savings account holders.
  • Flat 3% cashback for Easy Access Digital Savings account holders.
  • For all other Axis Bank credit and debit cards- 5% cashback on Flipkart quick grocery store, furniture, small home appliances and home decor, kitchen and furnishing related spends, 4% cashback on fashion and lifestyle categories, and large appliances, 3% cashback on grocery (Flipkart supermarket) and 1% cashback on mobile phones is applicable. You won’t get any cashback on gemstones and gold and silver coin purchases.

Myntra Offer: You’ll get 5% cashback on shopping from Myntra website. No cashback on purchases made via the Myntra mobile app.

AJIO Offer: 5% cashback on all purchases made via your Axis Bank credit/debit card.

1mg Offer: You get the following benefits under the 1mg offer-

  • 17% discount plus 5% 1mg cashback on prescription medicines.
  • 20% off and 5% 1mg cashback on select medical tests.
  • Flat 50% off on e-consultancy service (chat and audio).

Lenskart Offer: Get complimentary Lenskart Gold membership for 3 months under this offer.

Dell/Lenovo/LG Offers: You get 5% cashback on purchase of Dell, Lenovo and LG products. To avail of this offer on Lenovo products, a minimum purchase of Rs. 10,000 is required.

Samsung Offer: Get 15% off on Samsung products with free insurance and no cost EMI.

How to avail Axis Bank Grab Deals Offers:

To avail Axis Bank Grab Deals Offers-

  • Choose the offer you want to avail of from the catalog of offers on the Grab Deals portal.
  • Enter your registered mobile number and the last 4 digits of your credit card when prompted.
  • You’ll be redirected to the merchant’s website where you can add items to your shopping cart.
  • Checkout using your Axis Bank credit/debit card to avail of the offer.

Axis Bank Grab Deals Terms and conditions:

  • Grab Deals offers are applicable only if you land on the merchant’s website via Axis Bank’s Grab Deals portal.
  • The payment must be made in full using your Axis Bank credit/debit card. In case, part payment is made via any other method (like e-wallets), the Grab Deals offer shall not be applicable.
  • You can earn a maximum cashback of Rs. 1,000 per month per credit/debit card on the Grab Deals portal.
  • The cashback is credited to your credit/debit card within 90 to 120 days of the transaction date.
  • For detailed terms and conditions, refer to the official Axis Bank Grab Deals T&C page.

How does Axis Bank Grab Deals compare with HDFC SmartBuy:

Let’s say you have both Axis Bank and HDFC Bank credit cards and you need to shop from Amazon/Flipkart. Now, which card will you use? Let’s compare the benefits that you get on HDFC SmartBuy and Axis Bank Grab Deals on shopping from Amazon and Flipkart.

Axis Bank Grab Deals HDFC Bank SmartBuy
Amazon
  • Flat 10% cashback for Burgundy Digital Savings account holders
  • Flat 7.5% cashback for Priority Digital Savings account holders
  • Flat 5% cashback for Prime Digital Savings account holders
  • Flat 3% cashback for Easy Access Digital Savings account holders
  • For all other Axis Bank credit/debit cards- 1% cashback on mobile phones, 2% cashback on data storage devices, 2.5% cashback on bicycle and gym equipment, 4% cashback on computers, mobile accessories, TV, musical instruments, wireless accessories, and 5% cashback on all other categories of spends, with the following exceptions where you earn no cashback- flight bookings, bill payments, recharges, physical gift cards, gaming consoles, Prime membership, Amazon Fresh orders, Amazon Pay balance, and select Xiaomi, Samsung and Apple devices
  • 5X Reward Points on Infinia and Diners Club Black credit cards
  • 5% Cashback on all other credit cards
Flipkart
  • Flat 10% cashback for Burgundy Digital Savings account holders.
  • Flat 7.5% cashback for Priority Digital Savings account holders.
  • Flat 5% cashback for Prime Digital Savings account holders.
  • Flat 3% cashback for Easy Access Digital Savings account holders.
  • For all other Axis Bank credit and debit cards- 5% cashback on Flipkart quick grocery store,
    furniture, small home appliances and home decor, kitchen and furnishing related spends,
    4% cashback on fashion and lifestyle categories, and large appliances,
    3% cashback on grocery (Flipkart supermarket) and 1% cashback on mobile phones
  • 3X Reward Points on Infinia and Diners Club Black credit cards
  • 1% Cashback on all other credit cards

As is clear from the table above, if you own an HDFC Infinia or Diners Club Black credit card, no doubt, you must use the same for shopping on Amazon/Flipkart as you get a better benefit of 5X/3X Reward Points (unless you are an Axis Bank Burgundy Digital Savings/Priority Digital Savings/Prime Digital Savings account holder, in which case you get a cashback of 10% / 7.5% / 5%). Otherwise, if you have any other Axis Bank credit card, you should decide on the basis of the category of item(s) you’re going to purchase as you earn different cashback amounts on different categories of spends on Amazon/Flipkart via the Grab Deals portal. For most shopping categories on Amazon, HDFC credit cards earn more cashback. It’s just the opposite on Flipkart- Axis Bank credit cards earn you more cashback on majority spends categories on Flipkart

Another point worth noting is, an overall monthly max cap on cashback of Rs. 1,000 is applicable on all Axis Bank credit/debit cards. For HDFC cards, the overall max cap is Rs. 2,000 for Infinia and Diners Club Clack credit cards and Rs. 1,000 for all other credit/debit cards.

Botton Line:

Considering the cashback and other benefits that one gets on the Axis Bank Grab Deals portal, it’d be fair to conclude that it gives good competition to HDFC SmartBuy and American Express Reward Multiplier. Axis Bank keeps adding new Grab Deals to its catalog of offers quite frequently. Currently, there are over 40 Grab Deals you can avail of. We expect more lucrative offers and deals during the festive season.

FAQs:

1.) What kind of offers are available on the Grab Deals portal?

Axis Bank offers deals, offers and discounts from various popular brands on its Grab Deals portal, which can be classified into three major categories-

  • Cashback offers
  • Instant discounts
  • Coupon based subscriptions/discounts

2.) Do I need to register on the Grab Deals Portal?

No, you don’t need to register on the Grab Deals portal. All you need to do is, enter your mobile number registered with the bank and the last 4 digits of the credit/debit you’ll be making the transaction with.

3.) Are all Axis Bank credit/debit cards eligible for the Grab Deals offers?

Yes, all Axis Bank credit/debit cards are eligible for the Grab Deals offers (although, benefits may differ for different credit/debit cards). However, you must make sure that you use the same credit/debit card to complete the transaction that you entered on the Grab Deals portal before being redirected to the merchant’s website.

4.) Will I get cashback if I shop at a partner merchant’s site without going through the Grab deals link?

No, in order to earn cashback, you must land on the partner merchant’s website via the Grab Deals link. Otherwise, you won’t get the cashback or any other benefit (as applicable).

5.) When is the cashback is credited to my credit/debit card?

The cashback that you earned on a given transaction is credited to your credit/debit card within 90 to 120 days from the transaction date.

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