Axis Bank Miles & More Credit Cards
- Updated On: 1 June, 2026
Axis Bank Miles & More Credit Card is a travel credit card best suited for international frequent flyers. The card comes in two variants: Axis Bank Miles & More World Select Credit Card and World Credit Card. The Select variant is the more premium of the two and therefore offers a higher reward rate and a higher membership fee.
With the Miles & More Credit Card, you earn award miles on your spending, which are credited to your Miles & More account linked with the bank. These miles can be redeemed for flight bookings, shopping with partner brands, or even charitable donations.
Apart from earning miles, the card also offers several travel and lifestyle benefits, including complimentary domestic and international airport lounge access, dining discounts, and travel insurance coverage.
Axis Bank Miles & More Credit Cards
( 3.7 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
6 award miles per Rs. 200 spent with Axis Bank Miles & More Select Credit Card and 4 award miles per Rs. 200 spent with Axis Bank Miles & More World Credit Card
Welcome Benefits
15,000 miles on Axis Bank Miles & More Select Credit Card and 5,000 miles on Axis Bank Miles & More World Credit Card
Rewards and Benefits
Movie & Dining
Minimum 15% discount on dining bills at partner restaurants with Axis Bank Dining Delights Program
Rewards Rate
6 award miles per Rs. 200 spent with Axis Bank Miles & More Select Credit Card and 4 award miles per Rs. 200 spent with Axis Bank Miles & More World Credit Card
Reward Redemption
Miles are redeemable for flight bookings, hotel reservations, car rentals, shopping or for donations
Travel
Complimentary domestic and international airport lounge access
Domestic Lounge Access
Up to 8 Domestic Lounge Visits Per Quarter with World Select and 4 Visits Per Quarter with World Credit Card (Spends Criteria Applicable)
International Lounge Access
4 Complimentary Priority Pass Lounge Visits Per Year with Axis Bank Miles & More World Select Credit Card and 2 Complimentary Priority Pass Lounge Visits Per Year with Axis Bank Miles & More World Credit Card
Golf
N/A
Insurance Benefits
Complimentary personal air accident insurance, check-in baggage and travel documents loss/delay cover and Credit Shield cover with both the variants of the card
Fees & Charges
Spend-Based Waiver
N/A
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5% of the transaction amount
Interest Rates
3.75% Per Month (55.55% Annually)
Fuel Surcharge Waiver
1% fuel surcharge waived off on fuel purchases at all fuel stations across India (for transactions between Rs. 400 and Rs, 4,000)
Cash Advance Charges
2.5% (minimum Rs. 500) of the withdrawn amount
Product Details
- 15,000 miles on Axis Bank Miles & More Select Credit Card; 5,000 award miles on Axis Bank Miles & More World Credit Card as a welcome bonus.
- Annual bonuses of 4,000 and 3,000 reward miles on the Miles & More Select and Miles & More World Credit Cards, respectively.
- Complimentary Priority Pass membership with 4 (Axis Bank Miles & More Select Credit Card) or 2 (Axis Bank Miles & More World Credit Card) complimentary airport lounge access per year at select airports.
- 8 complimentary domestic airport lounge access per quarter with Axis Bank Miles and More Select Credit Card and 4 complimentary domestic lounge access per quarter with Axis Bank Miles and More World Credit Card.
- Preferred rates on Axis Bank loans with both variants of the Miles & More Credit Card.
- Minimum 15% off at partner restaurants with the Axis Bank Dining Delights program.
- 1% fuel surcharge on transactions between Rs. 400 and Rs. 4,000 at all fuel stations across India.
Axis Bank Miles & More Credit Card Rewards
| Feature | Axis Bank Miles & More World Credit Card | Axis Bank Miles & More World Select Credit Card |
| Reward Rate | 4 Award Miles per ₹200 Spent | 6 Award Miles per ₹200 Spent |
| Award Miles Expiry | No Expiry of Award Miles | No Expiry of Award Miles |
No Award Miles will be earned on spends made towards Rent, Government Institutions, Insurance, Utilities, and Gold/Jewelry transactions. These categories are excluded from the Miles & More rewards program and will not qualify for award mile accrual.
Reward Redemption
The miles earned on your Axis Bank Miles & More Credit Card are transferred to your Miles & More account registered with the bank and can be redeemed on Miles & More India website for flight bookings and upgrades (on all Star Alliance member carriers, including Lufthansa Airlines, United Airlines, Air Canada, Air China, and Singapore Airlines), hotel reservations, shopping at partner merchants, car rentals or for donations for a good cause.
Welcome Benefits
- 15,000 award miles with Axis Bank Miles & More Select Credit Card on making the first transaction with the card.
- 5,000 award miles with Axis Bank Miles & More World Credit Card on making the first transaction with the card.
Annual Renewal Benefits
- 4,000 award miles added to your Miles & More account every year the card membership is renewed (applicable for Miles & More Select Credit Card)
- 3,000 award miles are added to your Miles & More account every year, and the card membership is renewed (applicable for Miles & More World Credit Card).
Travel Benefits
- Rewards are award miles that can be redeemed for travel-related spending, such as flight bookings/upgrades and hotel reservations.
- Complimentary Priority Pass membership with 4 complimentary international airport lounge access per annum with the Miles & More World Select Card and 2 complimentary international airport lounge access per annum with the Miles & More World Credit Card.
- 8 Complimentary domestic lounge access per quarter with the Miles & More World Select Credit Card and 4 complimentary domestic lounge access per quarter with the Miles & More World Credit Card under the MasterCard lounge access program.
Axis Bank Miles & More Credit Cards Review
Given the travel benefits it offers, the Axis Bank Miles & More Credit Card is one of the better options for international travelers. The card lets you earn award miles that can be redeemed across the Star Alliance network, including airlines such as Lufthansa, United Airlines, Air Canada, Air China, and Singapore Airlines.
Beyond miles earning, the card also offers valuable travel perks such as complimentary airport lounge access, a Priority Pass membership, and multiple travel insurance covers. For frequent international flyers, it is certainly a card worth considering.
That said, the launch of airline co-branded credit cards such as the BOBCARD Etihad Guest Premium and SBI KrisFlyer Apex has given travelers several strong alternatives to choose from. With more competition in the market, selecting the right card now depends largely on your preferred airline, travel patterns, and redemption goals.
What are your thoughts on the Axis Bank Miles & More Credit Card? Let us know in the comments below.
FAQs:
What is Miles & More?
Miles & More is the loyalty program of the Lufthansa Group. Lufthansa is a member of the Star Alliance, the world’s largest airline alliance, which includes airlines such as Singapore Airlines, United Airlines, Air Canada, and Air China. Miles earned through the Miles & More program can be redeemed for award flights across Star Alliance member airlines, as well as other travel and lifestyle rewards.
How Many Complimentary Airport Lounge Visits Do I Get with the Axis Bank Miles & More Credit Cards?
The lounge benefits vary by card variant:
Miles & More Select Credit Card
- 8 complimentary domestic lounge visits per quarter through the Mastercard lounge program.
- Complimentary Priority Pass membership.
- 4 complimentary international lounge visits per year via Priority Pass.
Miles & More World Credit Card
- 4 complimentary domestic lounge visits per quarter through the Mastercard lounge program.
- Complimentary Priority Pass membership.
- 2 complimentary international lounge visits per year via Priority Pass.
How Can I Redeem the Miles Earned on the Axis Bank Miles & More Credit Card?
Miles earned on the card can be redeemed through the Miles & More program for:
- Flight bookings
- Hotel stays
- Car rentals
- Shopping rewards
- Donations to charitable causes
Do I Get Any Golf Benefits with the Axis Bank Miles & More Credit Cards?
No. Neither the Miles & More Select Credit Card nor the Miles & More World Credit Card offers complimentary golf rounds, golf lessons, or any other golf-related benefits.
Do I Get a Fuel Surcharge Waiver with the Axis Bank Miles & More Credit Cards?
Yes. Cardholders receive a 1% fuel surcharge waiver at fuel stations across India on transactions ranging between ₹400 and ₹4,000, subject to the applicable terms and conditions of the card.
5 comments
amal
How to link the existing miles and more account with this card?
Alam
Do we get Miles & More membership? If so, what tier? And if I am already a member, can I use the same membership?
Ayush Rawal
@Alam, yes you get a miles and more membership, base tier, no status upgrade. You can use an existing membership with the card if you have one
Kapish
Renewal fee for Axis Bank Miles & More Select Credit Card is 4500 not 10000.
Kartik Kanwar
Hello, Sir. Thanks for the insight. The content has been updated.