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Axis Bank Miles & More Credit Card is a travel credit card best suited for international frequent flyers. The card comes in two variants- Axis Bank Miles & More Select Credit Card and Axis Bank Miles & More World Credit Card. The Select variant is the more premium one of the two and therefore offers a higher reward rate and comes with a higher membership fee.

You earn award miles on all categories of spends with the Miles & More Card which are added to your Miles & More account registered with the bank. These award miles can be redeemed for travel spends, shopping at partner merchants, or can be donated for a cause you care for.

Apart from the award miles, you also get many other additional benefits including complimentary domestic and international airport lounge access, discounts on dining bills, insurance covers and a 24×7 concierge service with the Miles & More Credit Card.

Axis_Bank_Miles_-_More_Credit_Card
(4.1/5)

Fees

Joining Fee

Rs. 10,000 + GST for Miles & More Select Credit Card & Rs. 3,000 + GST for Miles & More World Credit Card

Renewal Fee

Rs. 4,500 + GST for Axis Bank Miles & More Select Credit Card & Rs. 3,500 + GST for Axis Bank Miles & More World Credit Card

Best Suited For

Travel |

Reward Type

Reward Points

Welcome Benefits

15,000 miles on Axis Bank Miles & More Select Credit Card and 5,000 miles on Axis Bank Miles & More World Credit Card

Movie & Dining

Minimum 15% discount on dining bills at partner restaurants with Axis Bank Dining Delights Program

Rewards Rate

6 award miles per Rs. 200 spent with Axis Bank Miles & More Select Credit Card and 4 award miles per Rs. 200 spent with Axis Bank Miles & More World Credit Card

Reward Redemption

Miles are redeemable for flight bookings, hotel reservations, car rentals, shopping or for donations

Travel

Complimentary domestic and international airport lounge access

Golf

N/A

Domestic Lounge Access

Axis Bank Miles & More Select Credit Card -8 complimentary domestic airport lounge; Axis Bank Miles & More World Credit Card- 4 complimentary domestic airport lounge access per quarter

International Lounge Access

4 complimentary airport lounge access per year with Axis Bank Miles & More Select Credit Card and 2 complimentary airport lounge access per year with Axis Bank Miles & More World Credit Card with Priority Pass membership

Insurance Benefits

Complimentary personal air accident insurance, check-in baggage and travel documents loss/delay cover and Credit Shield cover with both the variants of the card

Zero Liability Protection

The cardholder shall not be liable for any fraudulent transaction made with the card post reporting the loss of card to the bank

Spend Based Waiver

N/A

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% of the transaction amount

Interest Rates

3.6% per month (or 52.86% annually)

Fuel Surcharge

1% fuel surcharge waived off on fuel purchases at all fuel stations across India (for transactions between Rs. 400 and Rs, 4,000)

Cash Advance Charges

2.5% (minimum Rs. 500) of the withdrawn amount

Add-on Card Fee

Nil

  • 15,000 miles on Axix Bank Miles & More Select Credit Card; 5,000 award miles on Axis Bank Miles & More World Credit Card as a welcome bonus.
  • Annual bonus of 4,000 and 3,000 reward miles on the Miles & More Select and Miles & More World Credit Cards respectively.
  • Complimentary Priority Pass membership with 4 (Axis Bank Miles & More Select Credit Card) or 2 (Axis Bank Miles & More World Credit Card) complimentary airport lounge access per year at select airports.
  • 8 complimentary domestic airport lounge access per quarter with Axis Bank Miles and More Select Credit Card and 4 complimentary domestic lounge access per quarter with Axis Bank Miles and More World Credit Card.
  • Preferred rates on Axis Bank loans with both variants of the Miles & More Credit Card.
  • Dedicated concierge service for assistance regarding flight bookings, table reservations, etc.
  • Minimum 15% off at partner restaurants with Axis Bank Dining Delights program.
  • 1% fuel surcharge on transactions between Rs. 400 and Rs. 4,000 at all fuel stations across India.

Axis Bank Miles & More Credit Card Welcome Benefits:

  • 15,000 award miles with Axis Bank Miles & More Select Credit Card on making the first transaction with the card.
  • 5,000 award miles with Axis Bank Miles & More World Credit Card on making the first transaction with the card.

Annual Renewal Benefits:

  • 4,000 award miles added to your Miles & More account every year the card membership is renewed (applicable for Miles & More Select Credit Card)
  • 3,000 award miles added to your Miles & More account every year the card membership is renewed (applicable for Miles & More World Credit Card).

Axis Bank Miles & More Credit Card Rewards:

  • 6 award miles per Rs, 200 spent with Axis Bank Miles & More Select Credit Card.
  • 4 award miles per Rs. 200 spent with Axis Bank Miles & More World Credit Card.

Reward Redemption:

The miles earned on your Axis Bank Miles & More Credit Card are transferred to your Miles & More account registered with the bank and can be redeemed on Miles & More India website for flight bookings and upgrades (on all Star Alliance member carriers including Lufthansa Airlines, United Airlines, Air Canada, Air China, and Singapore Airlines), hotel reservations, shopping at partner merchants, car rentals or for donations for a good cause.

Axis Bank Miles & More Credit Card Travel Benefits:

  • Rewards as award miles that are redeemable for travel-related spends like flight bookings/upgrades, hotel reservations, etc.
  • Complimentary Priority Pass membership with 4 complimentary international airport lounge access per annum with the Miles & More World Select Card and 2 complimentary international airport lounge access per annum with Miles & More World Credit Card.
  • 8 Complimentary domestic lounge access per quarter with the Miles & More World Select Credit Card and 4 complimentary domestic lounge access per quarter with Miles & More World Credit Card under the MasterCard lounge access program.

Dining Benefits:

You can avail of a minimum 15% discount on dining bills at partner restaurants with the Axis Bank Dining Delights program.

Concierge Service:

You get a dedicated 24×7 concierge service with Axis Bank Miles & More Credit Card. The concierge provides assistance regarding flight bookings, table reservations, event bookings, gift deliveries, etc. You can avail of the concierge service by dialing 1800 103 4962 or by dropping a mail at [email protected].

Axis Bank Miles & More Credit Card Insurance Benefits:

The insurance benefits that you get with the Miles and More Credit Card are summarised in the table below-

Insurance Cover Miles & More Select Credit Card Miles & More World Credit Card
Personal Air Accident Rs. 4,50,00,000 Rs. 2,50,00,000
Credit Shield Rs. 5,00,000 Rs. 1,00,000
Check-in Baggage Loss USD 500 USD 500
Baggage Delay/Loss of Baggage and Personal Documents USD 500 USD 500

How to apply:

You can apply for Axis Bank credit cards online on their official website or by visiting your nearest Axis Bank branch. You’ll need to submit a few documents in order for your application to be processed- an identity proof (like Aadhar card, Voter card, PAN card, etc.), an address proof (like Aadhar card, Voter card, driving license, utility bills, etc.) and proof of income (salary slips for salaried applicants and audited ITR acknowledgment for the self-employed applicants).

Customer Care:

For any queries/assistance regarding the credit card, you may dial Axis Bank’s retail phone banking numbers- 1860 419 5555 or 1860 500 5555. To block your card, you may contact the 24×7 helpline at +91 22 67987700.

Conclusion:

Considering the travel benefits that it offers, Axis Bank Miles & More Credit Card can be considered one of the best credit cards for international travelers. The card not only earns you award miles that are redeemable on Star Alliance airlines including big international carriers like Lufthansa, United Airlines, Air Canada, Air China, and Singapore Airlines. but also offers you additional travel benefits like complimentary airport lounge access, Priority Pass membership and multiple travel-related insurance covers. If you’re a frequent international flyer, this card by Axis Bank is certainly worth considering. What’s your take on the Miles & More Credit Card? Do let us know in the comments.

FAQs:

Miles & More is an airline loyalty program by Lufthansa airlines, which is a member of the Star Alliance (world's largest global airlines alliance with members including United Airlines, Air Canada, Air China, and Singapore Airlines). The miles added to your Miles & More account can be redeemed for flight bookings with all the Star Alliance member airlines.
You get 8 complimentary domestic lounge access per quarter with the Axis Bank Miles & More Select Credit Card and 4 complimentary domestic lounge access per quarter with the Axis Bank Miles & More World Credit Card under the MasterCard lounge access program. Apart from this, you also get a complimentary Priority Pass membership with both variants of the card along with 4 and 2 complimentary Priority Pass lounge access every year with the Miles & More Select and Miles & More World Credit Cards respectively.
Miles are redeemable for flight bookings, hotel reservations, car rentals, shopping or for donations on the Miles & More India website.
The miles earned on the Axis Bank Miles & More Credit Card (both variants) never expire provided-
  • You have been a Miles & More Credit Cardholder for at least 3 months.
  • You make at least 1 Miles-related purchase every month with your Miles & More Credit Card.
No, you do not get any golf benefit(s) with either of the two variants of the Axis Bank Miles & More Credit Card.
Yes, you get a 1% fuel surcharge waiver at all filling stations across India (for transactions between R. 400 and Rs. 4,000).
Axis_Bank_Miles_-_More_Credit_Card

Axis Bank Miles & More Credit Card

(4.1/5)

4 Comments

  1. Kapish Reply

    Renewal fee for Axis Bank Miles & More Select Credit Card is 4500 not 10000.

    • Kartik Kanwar Reply

      Hello, Sir. Thanks for the insight. The content has been updated.

  2. Alam Reply

    Do we get Miles & More membership? If so, what tier? And if I am already a member, can I use the same membership?

    • Ayush Rawal Reply

      @Alam, yes you get a miles and more membership, base tier, no status upgrade. You can use an existing membership with the card if you have one

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