By Bharti Bisht
Updated On October 8, 2021

The Axis Bank Vistara Credit Card is a card issued by Axis Bank with an aim to make their customers’ travel experiences even better. With this card, you’ll earn Club Vistara Points as rewards on every spend. You get 2 Club Vistara Points for every Rs. 200 you spend, which can be redeemed easily against flight bookings on the Club Vistara website. The card also provides 2 complimentary airport lounge access every quarter at several participating lounges in India. Not only travel, but you also get exciting discount offers on dining with the Axis Bank Dining Delights.

The card comes with a nominal joining fee of Rs. 1,500 and welcomes you with a complimentary economy class ticket voucher. You can also earn bonus Club Vistara Points based on your first three months’ spends and up to 3 complimentary economy class ticket vouchers on the basis of your annual spends. Along with all this, there are many more advantages of the Axis Bank Vistara Credit Card. To know all of them, keep reading the detailed information given below:

Best Suited For

Travel |

Joining Fee

Rs. 1,500 (plus applicable taxes)

Reward Type

Reward Points |

Product Details

  • Get a complimentary economy class ticket voucher as a welcome and renewal gift.
  • Get 2 CV Points on every Rs. 200 you spend.
  • Up to 20% discount on dining.
  • Complimentary airport lounge access.
  • Bonus CV Points for spending Rs. 50,000 within 3 months.
  • Up to 3 complimentary economy class ticket vouchers on achieving the milestone spend.
  • Insurance coverage for air accidents and several other categories.
  • Zero liability protection against lost/stolen card.
  • 1% fuel surcharge waiver.

Rewards and Benefits

Welcome Benefits

1 complimentary economy class ticket voucher

Movie & Dining

Up to a 20% discount on dining at Axis bank’s partner restaurants

Rewards Rate

2 CV (Club Vistara) Points per Rs. 200 spent

Reward Redemption

Club Vistara Points you earn can be redeemed easily by logging in to the Club Vistara official website

Travel

Club Vistara Base Membership and complimentary domestic lounge access every quarter.

Golf

N/A

Domestic Lounge Access

2 complimentary domestic lounge access per quarter

International Lounge Access

None

Insurance Benefits

Insurance covers are provided for air accident, lost/delayed baggage, and lost travel documents.

Zero Liability Protection

You will not be liable for any fraudulent transactions made on your lost/stolen card if you fulfill Axis bank’s terms & conditions for the same

Fees & Charges

Joining Fee

Rs. 1,500 (plus applicable taxes)

Renewal Fee

Rs. 1,500 (plus applicable taxes)

Spend based Waiver

None

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% of the transaction amount

Interest Rates

3.6% per month (52.86% annually)

Fuel Surcharge

1% fuel surcharge is applicable

Cash Advance Charge

2.5% of the amount withdrawn subject to a minimum of Rs. 500

Add-on Card Fee

Nil

Welcome Benefits

You get a complimentary Economy class ticket voucher as a welcome benefit.

Axis Bank Vistara Credit Card Rewards:

You get 2 Club Vistara Points on every Rs. 200 you spend using your Axis Bank Vistara Credit Card.

Rewards Redemption

The Club Vistara Points you earn using your Axis Bank Vistara Credit Card can be redeemed by following a few simple steps as mentioned below:

  • Visit the Club Vistara website and log in to your CV account.
  • Click on the option ‘Redeem Now.’
  • Click on the option ‘Redeem flights.’
  • Choose the flight against which you want to redeem your Club Vistara Points and click on ‘next.’
  • Check the flight details and click on ‘Next’ again.
  • Enter the details of passengers and click on ‘Next.’
  • Select payment method & fill in all the required details.

These points can be redeemed against award flight bookings for up to 8 nominees.

Milestone Benefits

Required Spend (within 1 year) Milestone Benefit
Rs. 50,000 or more (within first 90 days after card issuance) 1,000 CV Points
Rs. 1,25,000 or more 1 Economy Class ticket
Rs. 2,50,000 or more 1 Economy Class ticket
Rs. 6 lakhs or more 1 Economy Class ticket

Travel Benefits

  • You get access to 2 complimentary domestic lounges every quarter.
  • You get complimentary Club Vistara Base membership.

Dining Benefits

You can avail of a 20% discount at the banks’ partner restaurants across the country with Axis Bank Dining Delights.

Insurance Benefits

Category Insurance Coverage
Accidental air death Rs. 1 crore
Purchase Protection Rs. 1 lakh
Loss of travel documents Up to US $300
Lost baggage Up to US $300
Delayed baggage Up to US $300

Eligibility Criteria

  • The applicant’s age should lie between 18 years and 70 years.
  • The applicant should be a resident of India.
  • The applicant should have a net annual income of Rs. 6,00,000 or more.

Documentation

  • Copy of PAN card as Identity proof.
  • Ration Card / Passport / Utility bills as an address proof.
  • Latest salary slip / ITR as Income proof.

How To Apply?

To apply for the Axis Bank Vistara Credit Card, you can either visit the nearest Axis bank branch, or you can apply online through the official website of Axis bank. To apply online:

  • Visit https://www.axisbank.com/.
  • Click on the option ‘Apply Credit Card.’
  • Choose the Axis Bank Vistara Credit Card.
  • Be ready with your documents and complete all the formalities as instructed by the website.

Customer Care

  • To know your credit card balance, contact 1800-419-5959 or send an SMS BAL to 56161600 or +918691000002.
  • To get your mini statement, contact 1800-419-6969 or send SMS MINI to 56161600 or +918691000002.

Conclusion

The Axis Bank Vistara Credit Card is an entry-level credit card for travelers, not only because it provides Club Vistara Points as rewards on all your spends, but also because you get complimentary airport lounge access every quarter with this card. So, along with savings on your flight tickets, you can have an extra luxurious traveling experience. All the other benefits of the card, including dining offers, milestone benefits, insurance benefits, etc., give you a strong and valid reason to have this card. Keeping all these points in mind, it can hereby be concluded that the Axis Bank Vistara Credit Card is a great choice for people who love to travel and want to have rewarding experiences along with saving more & more.

FAQs:

You should have either of a ration card / passport / driving licence/ utility bills as an address proof to apply for this card

On spending Rs. 6 lacs in a year, you will get a total of 3 complimentary economy class ticket vouchers with your Axis Bank Vistara Credit Card.

The interest rate on the Axis Bank Vistara Credit is 3.6% per month.

The cash advance charge on the Axis Bank Vistara Credit Card is 2.5% of the amount withdrawn or Rs. 500 (whichever is higher).

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