The Axis Bank Vistara Credit Card is a card issued by Axis Bank with an aim to make their customers’ travel experiences better. With this card, you’ll earn Club Vistara Points as rewards on every spend. You get 2 Club Vistara Points for every Rs. 200 you spend, which can be redeemed easily against flight bookings on the Club Vistara website. The card also provides 2 complimentary airport lounge access every quarter at several participating lounges in India. Not only travel, but you also get exciting discount offers on dining with the Axis Bank Dining Delights.
The card comes with a nominal joining fee of Rs. 1,500 and welcomes you with a complimentary economy class ticket voucher. You can also earn bonus Club Vistara Points based on your first three months’ spends and up to 3 complimentary economy class ticket vouchers on the basis of your annual spends.
Along with all this, there are many more advantages of the Axis Bank Vistara Credit Card. To know all of them, keep reading the detailed information given below:
Axis Bank Vistara Credit Card

Fees
Joining Fee
Rs. 1,500 (plus applicable taxes)
Renewal Fee
Rs. 1,500 (plus applicable taxes)
Best Suited For
Travel |
Reward Type
Reward Points
Welcome Benefits
1 complimentary economy class ticket voucher
Movie & Dining
25% discount up to Rs. 800 at restaurants with the Axis Bank EazyDiner Program
Rewards Rate
2 CV (Club Vistara) Points per Rs. 200 spent
Reward Redemption
Club Vistara Points you earn can be redeemed easily by logging in to the Club Vistara official website
Travel
Club Vistara Base Membership and complimentary domestic lounge access every quarter.
Golf
N/A
Domestic Lounge Access
2 complimentary domestic lounge access per quarter
International Lounge Access
None
Insurance Benefits
Rs. 1 Lakh Purchase protection Cover. USD 300 cover for loss of travel documents, delay or loss of check-in baggage.
Zero Liability Protection
You will not be liable for any fraudulent transactions made on your lost/stolen card if you fulfill Axis bank’s terms & conditions for the same
Spend Based Waiver
None
Rewards Redemption Fee
Nil
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5% of the transaction amount
Interest Rates
3.6% per month (52.86% annually)
Fuel Surcharge
1% fuel surcharge is applicable
Cash Advance Charges
2.5% of the amount withdrawn subject to a minimum of Rs. 500
Add-on Card Fee
Nil
- An economy class ticket voucher as a welcome and renewal gift.
- Get 2 CV Points on every Rs. 200 you spend with your Axis Bank Vistara Credit Card.
- 25% off up to Rs. 800 at restaurants with Axis Bank EazyDiner Program.
- Complimentary airport lounge access.
- Bonus CV Points for spending Rs. 50,000 within 3 months.
- Up to 3 complimentary economy class ticket vouchers on achieving the milestone spend.
- Insurance coverage for loss of documents and delay or loss of check-in baggage.
- Zero liability protection against lost/stolen card.
- 1% fuel surcharge waiver.
The Axis Bank Vistara Credit Card is a card issued by Axis Bank with an aim to make their customers’ travel experiences better. With this card, you’ll earn Club Vistara Points as rewards on every spend. You get 2 Club Vistara Points for every Rs. 200 you spend, which can be redeemed easily against flight bookings on the Club Vistara website. The card also provides 2 complimentary airport lounge access every quarter at several participating lounges in India. Not only travel, but you also get exciting discount offers on dining with the Axis Bank Dining Delights.
The card comes with a nominal joining fee of Rs. 1,500 and welcomes you with a complimentary economy class ticket voucher. You can also earn bonus Club Vistara Points based on your first three months’ spends and up to 3 complimentary economy class ticket vouchers on the basis of your annual spends.
Along with all this, there are many more advantages of the Axis Bank Vistara Credit Card. To know all of them, keep reading the detailed information given below:
Welcome Benefits
- You get a complimentary Economy class ticket voucher as a welcome benefit.
- The voucher is added to the cardholders’ CV accounts and is valid for 3 months from the date of issuance. You get the voucher only after successful payment of the joining fee.
Axis Bank Vistara Credit Card Rewards:
- You get 2 Club Vistara Points on every Rs. 200 you spend using your Axis Bank Vistara Credit Card.
- No CV Points are earned on wallet reloads using your credit card.
Rewards Redemption
The Club Vistara Points you earn using your Axis Bank Vistara Credit Card can be redeemed by following a few simple steps as mentioned below:
- Visit the Club Vistara website and log in to your CV account.
- Click on the option ‘Redeem Now.’
- Click on the option ‘Redeem flights.’
- Choose the flight against which you want to redeem your Club Vistara Points and click on ‘next.’
- Check the flight details and click on ‘Next’ again.
- Enter the details of passengers and click on ‘Next.’
- Select payment method & fill in all the required details.
These points can be redeemed against award flight bookings for up to 8 nominees.
Milestone Benefits
On achieving the required spend milestone, you can earn 1,000 bonus CV Points and up to 3 complimentary air tickets every year with your Axis Bank Vistara Credit Card. Refer to the following table for more understanding:
Required Spend (within 1 year) | Milestone Benefit |
Rs. 50,000 or more (within first 90 days after card issuance) | 1,000 CV Points |
Rs. 1,25,000 or more | 1 Economy Class ticket |
Rs. 2,50,000 or more | 1 Economy Class ticket |
Rs. 6 lakhs or more | 1 Economy Class ticket |
Travel Benefits
- You get access to 2 complimentary domestic lounges every quarter.
- You get complimentary Club Vistara Base membership.
Dining Benefits
You can get a 25% discount up to Rs. 800 at restaurants with the Axis Bank EazyDiner Program
Insurance Benefits
Category | Insurance Coverage |
Purchase Protection | Rs. 1 lakh |
Loss of travel documents | Up to US $300 |
Lost baggage | Up to US $300 |
Delayed baggage | Up to US $300 |
Eligibility Criteria
Every credit card has different eligibility criteria that need to be fulfilled by the applicants in order to get approved for that card. The basic eligibility criteria that is required for the Axis Bank Vistara Credit Card is as follows:
- The applicant’s age should lie between 18 years and 70 years.
- The applicant should be a resident of India.
- The applicant should have a net annual income of Rs. 6,00,000 or more.
Documentation
You will need the following documents in order to apply for the Axis Bank Vistara Credit Card:
- Copy of PAN card as identity proof.
- Ration Card / Passport / Utility bills as an address proof.
- Latest salary slip / ITR as Income proof.
How To Apply?
To apply for the Axis Bank Vistara Credit Card, you can either visit the nearest Axis bank branch, or you can apply online through the official website of Axis bank. To apply online:
- Click on the Apply Now button on top of this page
- Click on the ‘Credit Cards.’
- Choose the Axis Bank Vistara Credit Card.
- Be ready with your documents and complete all the formalities as instructed by the website.
Customer Care
- To know your credit card balance, contact 1800-419-5959 or send an SMS BAL to 56161600 or +918691000002.
- To get your mini statement, contact 1800-419-6969 or send SMS MINI to 56161600 or +918691000002.
Conclusion
The Axis Bank Vistara Credit Card is an entry-level credit card for travelers, not only because it provides Club Vistara Points as on all your spends, but also because you get complimentary airport lounge access every quarter with this card. So, along with savings on your flight tickets, you can have an extra luxurious traveling experience.
All the other benefits of the card, including dining offers, milestone benefits, insurance benefits, etc., give you a strong and valid reason to have this card. Keeping all these points in mind, it can hereby be concluded that the Axis Bank Vistara Credit Card is a great choice for people who love to travel and want to have rewarding experiences along with saving more & more.
FAQs:
You should have either of a ration card / passport / driving licence/ utility bills as an address proof to apply for this card
On spending Rs. 6 lacs in a year, you will get a total of 3 complimentary economy class ticket vouchers with your Axis Bank Vistara Credit Card.
The interest rate on the Axis Bank Vistara Credit is 3.6% per month.
The cash advance charge on the Axis Bank Vistara Credit Card is 2.5% of the amount withdrawn or Rs. 500 (whichever is higher).