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The Axis Bank Vistara Credit Card is a card issued by Axis Bank with an aim to make their customers’ travel experiences better. With this card, you’ll earn Club Vistara Points as rewards on every spend. You get 2 Club Vistara Points for every Rs. 200 you spend, which can be redeemed easily against flight bookings on the Club Vistara website. The card also provides 2 complimentary airport lounge access every quarter at several participating lounges in India. Not only travel, but you also get exciting discount offers on dining with the Axis Bank Dining Delights.

The card comes with a nominal joining fee of Rs. 1,500 and welcomes you with a complimentary economy class ticket voucher. You can also earn bonus Club Vistara Points based on your first three months’ spends and up to 3 complimentary economy class ticket vouchers on the basis of your annual spends.

Along with all this, there are many more advantages of the Axis Bank Vistara Credit Card. To know all of them, keep reading the detailed information given below:

Axis Bank Vistara Credit Card
(4.3/5)

Joining Fee

Rs. 1,500 + GST

Renewal Fee

Rs. 1,500 + GST

Best Suited For

Travel |

Reward Type

Reward Points

Welcome Benefits

1 complimentary economy class ticket voucher

Movie & Dining

25% discount up to Rs. 800 at restaurants with the Axis Bank EazyDiner Program

Rewards Rate

2 CV (Club Vistara) Points per Rs. 200 spent

Reward Redemption

Club Vistara Points you earn can be redeemed easily by logging in to the Club Vistara official website

Travel

Club Vistara Base Membership and complimentary domestic lounge access every quarter.

Domestic Lounge Access

2 complimentary domestic lounge access per quarter

International Lounge Access

None

Golf

N/A

Insurance Benefits

Rs. 1 Lakh Purchase protection Cover. USD 300 cover for loss of travel documents, delay or loss of check-in baggage. 

Spend-Based Waiver

None

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% of the transaction amount

Interest Rates

3.6% per month (52.86% annually)

Fuel Surcharge

1% fuel surcharge is applicable

Cash Advance Charges

2.5% of the amount withdrawn subject to a minimum of Rs. 500

  • An economy class ticket voucher as a welcome and renewal gift.
  • Get 2 CV Points on every Rs. 200 you spend with your Axis Bank Vistara Credit Card.
  • 25% off up to Rs. 800 at restaurants with Axis Bank EazyDiner Program.
  • Complimentary airport lounge access.
  • Bonus CV Points for spending Rs. 50,000 within 3 months.
  • Up to 3 complimentary economy class ticket vouchers on achieving the milestone spend.
  • Insurance coverage for loss of documents and delay or loss of check-in baggage.
  • Zero liability protection against lost/stolen card.
  • 1% fuel surcharge waiver.

Axis Bank Vistara Credit Card Features and Benefits

Welcome Benefits

  • You get a complimentary Economy class ticket voucher as a welcome benefit.
  • The voucher is added to the cardholders’ CV accounts and is valid for 3 months from the date of issuance. You get the voucher only after successful payment of the joining fee.

Axis Bank Vistara Credit Card Rewards

  • You get 2 Club Vistara Points on every Rs. 200 you spend using your Axis Bank Vistara Credit Card.
  • No CV Points are earned on wallet reloads using your credit card.

Rewards Redemption

The Club Vistara Points you earn using your Axis Bank Vistara Credit Card can be redeemed by following a few simple steps as mentioned below:

  • Visit the Club Vistara website and log in to your CV account.
  • Click on the option ‘Redeem Now.’
  • Click on the option ‘Redeem flights.’
  • Choose the flight against which you want to redeem your Club Vistara Points and click on ‘next.’
  • Check the flight details and click on ‘Next’ again.
  • Enter the details of passengers and click on ‘Next.’
  • Select the payment method & fill in all the required details.

These points can be redeemed against award flight bookings for up to 8 nominees.

Milestone Benefits

On achieving the required spend milestone, you can earn 1,000 bonus CV Points and up to 3 complimentary air tickets every year with your Axis Bank Vistara Credit Card. Refer to the following table for more understanding:

Required Spend (within one year) Milestone Benefit
Rs. 50,000 or more (within the first 90 days after card issuance) 1,000 CV Points
Rs. 1,25,000 or more 1 Economy Class ticket
Rs. 2,50,000 or more 1 Economy Class ticket
Rs. 6 lakhs or more 1 Economy Class ticket

Travel Benefits

Dining Benefits

You can get a 25% discount up to Rs. 800 at restaurants with the Axis Bank EazyDiner Program

Insurance Benefits

Category Insurance Coverage
Purchase Protection Rs. 1 Lakh
Loss of Travel Documents Up to US $300
Lost Baggage Up to US $300
Delayed Baggage Up to US $300

Eligibility Criteria for Axis Bank Vistara Credit Card

Every credit card has different eligibility criteria that need to be fulfilled by the applicants in order to get approved for that card. The essential eligibility criteria that are required for the Axis Bank Vistara Credit Card are as follows:

  • The applicant’s age should lie between 18 years and 70 years.
  • The applicant should be a resident of India.
  • The applicant should have a net annual income of Rs. 6,00,000 or more.

Documentation

You will need the following documents in order to apply for the Axis Bank Vistara Credit Card:

  • Copy of PAN card as identity proof.
  • Ration Card / Passport / Utility bills as an address proof.
  • Latest salary slip / ITR as Income proof.

How To Apply for Axis Bank Vistara Credit Card?

To apply for the Axis Bank Vistara Credit Card, you can either visit the nearest Axis Bank branch, or you can apply online through the official website of Axis Bank. To apply online:

  • Click on the Apply Now button on this page
  • Fill in a few details
  • Be ready with your documents and complete all the formalities as instructed by the website.
  • You have successfully submitted your application for a new credit card.

Customer Care

  • To know your credit card balance, contact 1800-419-5959 or send an SMS BAL to 56161600 or +918691000002.
  • To get your mini statement, contact 1800-419-6969 or send SMS MINI to 56161600 or +918691000002.

Conclusion

The Axis Bank Vistara Credit Card is an entry-level credit card for travellers, not only because it provides Club Vistara Points on all your spends, but also because you get complimentary airport lounge access every quarter with this card. So, along with savings on your flight tickets, you can have an extra luxurious travelling experience.

All the other benefits of the card, including dining offers, milestone benefits, insurance benefits, etc., give you a strong and valid reason to have this card. Keeping all these points in mind, it can hereby be concluded that the Axis Bank Vistara Credit Card is a great choice for people who love to travel and want to have rewarding experiences along with saving more & more.

FAQs:

You should have either of a ration card / passport / driving licence/ utility bills as an address proof to apply for this card
On spending Rs. 6 lacs in a year, you will get a total of 3 complimentary economy class ticket vouchers with your Axis Bank Vistara Credit Card.
The interest rate on the Axis Bank Vistara Credit is 3.6% per month.
The cash advance charge on the Axis Bank Vistara Credit Card is 2.5% of the amount withdrawn or Rs. 500 (whichever is higher).
Axis Bank Vistara Credit Card

Axis Bank Vistara Credit Card

(4.3/5)

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