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Federal BankCredit Cards nowadays offer various exclusive benefits to their customers along with credit limit because this is what attracts customers the most. Everyone wants a card with the most benefits and reward offers. These benefits include reward programs, cashback offers, travel benefits, insurance benefits, movie & dining benefits, and many more. Different credit cards come loaded with several features and benefits in various categories so that individuals can pick a card according to their requirements. If you travel frequently within the country and are looking for a card that can suit you the best, you must look for a credit card that can provide you with complimentary lounge access in India.
Complimentary airport lounge access is one of the most exclusive and attractive benefits offered by credit cards. Now, if you don’t know what free airport lounge access is, we will make you understand the same.
Airport lounges are the comfort rooms where you can take a rest if you reach the airport a few hours earlier than your flight. Domestic airport lounges are the lounges at airports that allow you to travel within the same country. Complimentary lounge access to selected airports in India allows you to rest in domestic airport lounges for free. However, getting complimentary lounge access is not that easy if you don’t have a credit card. In general, you need to pay for the usage of airport lounges along with an annual membership fee or pay per visit. But, if you get complimentary lounge access through credit cards or any other way, then you can avail of all the lounge benefits for free. However, some of the credit cards with domestic lounge access are super-premium cards targeting high-income individuals and some of them are basic cards that are affordable for everyone. Some top card issuers even offer complimentary access to airport lounges with no annual fee so that everyone can avail of the facility. To know more about the best credit cards for airport lounge access, keep reading the article:
List of Free Airport Domestic Lounge Access Credit Cards in India
There are around thousands of credit cards available in India providing domestic airport lounge access. And hence it may be very confusing for you to choose the best card out of them. Keeping this in mind, we have made a list of top credit cards offered in India with free airport lounge access so that you can check all their features, compare all the cards and then choose what seems to be the best fit for you!
- Top Credit Cards With Limited Access To Domestic Airport Lounges
- Axis Bank MY ZONE Credit Card
- HDFC Bank Millennia Credit Card
- ICICI Bank Coral Credit Card
- Cashback SBI Credit Card
- AU Bank Altura Credit Card
- Axis Bank Flipkart
- American Express Platinum Travel Credit Card
- YES First Preferred Credit Card
- Axis Bank ACE Credit Card
- HDFC Bank Regalia Credit Card
- ICICI Bank Rubyx Credit Card
- Citibank PremierMiles Credit Card
- IDFC First Private Credit Card
- No Annual Fee Credit Cards With Access to Domestic Airport Lounges
- Top Credit Cards With Unlimited Access To Domestic Airport Lounges
Top Credit Cards With Limited Access To Domestic Airport Lounges
Fee
Joining Fee
Rs. 500+GST
Renewal Fee
4 EDGE Points for every Rs 200 spent with the card (reward rate of 0.4%)
Best Suited For
Movies
Reward Type
Reward Points
Welcome Benefits
Complimentary SonyLiv Premium annual subscription worth Rs. 999
Card Details +
The Axis Bank MY ZONE Credit Card is an entry-level credit card with a nominal annual fee of Rs. 500. The card offers a SonyLiv subscription as a welcome gift. The card offers great benefits in dining and Entertainment. You get 4 EDGE Points for every Rs. 200 spent with the card. Also, it offers 40% discount on Swiggy and Buy One Get One offer on movie ticket bookings. Following are the features of the My Zone Credit Card:
• Complimentary SonyLiv Premium annual subscription.
• 4 EDGE Points per Rs. 200 spent.
• 4 complimentary domestic airport lounge access annually.
• Flat discount of Rs. 600 on AJIO on minimum spends of Rs. 2,000.
• Up to 20% off on dining at partner restaurants.
Fee
Joining Fee
Rs. 1,000 (plus taxes)
Renewal Fee
5% cashback (as CashPoints) at select partner online merchants and 1% cashback (as CashPoints) on all other spends (except fuel, rental, and govt. related transactions)
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
1,000 CashPoints as a Welcome Benefit.
Card Details +
HDFC Bank Millennia Credit Card is a cashback rewarding credit card targeting the Gen Y. The card offers great cashback on every spend and also on select partner online merchants. The card is regarded as one of the best entry-level credit card choices. The card offers great benefits in travel and in other categories too. Following are the features of the card:
- 5% cash back at select partner online merchants
- Complimentary Dineout Passport membership
- 8 complimentary access to domestic airport lounges every year.
- Spend based wavier of annual fee.
Fee
Joining Fee
Rs 500 (plus applicable taxes)
Renewal Fee
1 Reward Point per Rs. 100 you spend on utilities & insurance related spends, and 2 Reward Points per Rs. 100 spent elsewhere.
Best Suited For
Movies
Reward Type
Reward Points
Welcome Benefits
N/A
Card Details +
ICICI Bank Coral Credit Card is one of the most popular credit cards offered by ICICI Bank. The card offers great benefits in entertainment and dining. Also, it comes with 1 complimentary domestic lounge access in each quarter if you manage to spend Rs 5000 in the previous calendar quarter. Following are the benefits of the card:
- 2 Reward Points on every Rs. 100 spent.
- 1 complimentary domestic lounge access every quarter.
- 1 complimentary railway lounge access every quarter.
- 25% discount on movie ticket booking on BookMyShow and INOX.
Fee
Joining Fee
Rs. 999
Renewal Fee
5% cashback for every online transaction and 1% cashback on other offline transactions and utility bill payments. You can earn a maximum of Rs. 5000 cashback in a single statement cycle.
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
NA
Card Details +
The Cashback SBI Card is a cashback rewarding card that provides cashback on all online and offline purchases. The card is issued at a zero joining fee, however it charges an annual fee of Rs. 999. Moreover, with this card you can get complimentary access to domestic airport lounges. Following are the features of the Cashback SBI Card:
• 5% cashback on every online transaction (maximum Rs. 10,000 per month)
• 1% cash back on every offline transaction and utility bill payment.
• 4 complimentary domestic lounge access annually.
• Spend-based annual fee waiver.
Fee
Joining Fee
Rs. 199 + applicable taxes
Renewal Fee
Cashback of 2% on utility bills, groceries, and departmental stores and cashback of 1% on all other spends.
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
Get a 5% cashback on retail spends worth Rs. 2,500 or more within 60 days.
Card Details +
• 2% cash back on groceries, departmental stores, and utility bills.
• 1% cashback on all other spends.
• 2 complimentary visits to railway lounges in India quarterly.
• Rs. 50 cashback every month on achieving the milestone spends
Fee
Joining Fee
Rs. 500+GST
Renewal Fee
5% cashback on Flipkart and Myntra, 4% cashback on prefered partners (Swiggy, Uber, PVR and cure.fit) and 1.5% cashback on all other spends.
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
Introductory benefits worth Rs. 1,100 on card issuance, benefit of up to Rs. 500 worth Flipkart vouchers, 15% cashback up to Rs. 500 on your first transaction on Myntra and 50% discount up to Rs. 100 on your first transaction for new to Swiggy customers.
Card Details +
• Welcome gifts worth Rs. 1,100 on card activation.
• 5% cashback on Flipkart and Myntra.
• 4% cash back on Swiggy, Uber, PVR and cure.fit
• 4 complimentary Domestic airport lounge access.
• 1.5% cashback on all other spends.
Fee
Joining Fee
Rs. 3,500 (plus applicable taxes)
Renewal Fee
2 Membership Rewards Points for every Rs. 100 spent.
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
10,000 Membership Rewards Points
Card Details +
As suggested by its name, the American Express Platinum Travel Credit Card comes with exciting travel benefits along with various other key features. With the card, earn 1 membership reward point for every Rs. 50 you spend. The card has several other benefits as well, some of which are:
- 10,000 membership RPs as a welcome gift.
- Complimentary Priority Pass membership.
- Complimentary access to airport lounges.
- A discount of up to 20% on dining in selected restaurants.
- Up to 25,000 bonus membership RPs every year on achieving the milestone spend.
Fee
Joining Fee
Rs. 999 (plus applicable taxes)
Renewal Fee
Up to 16 reward points per Rs. 200 spent
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
N/A
Card Details +
Yes First Preferred Credit Card is a premium credit card by Yes Bank offering great benefits in shopping, entertainment, and travel. The card complimentary domestic lounge access as well as international lounge access every year. Following are the features of the card:
- 2 complimentary domestic lounge visits (every quarter).
- 4 complimentary international lounge visits (every year).
- Foreign markup fee of 1.75%
Fee
Joining Fee
Rs. 499 + taxes
Renewal Fee
5% cashback on paying bills & on mobile recharges via GPay and 4% cashback on Swiggy, Ola, Zomato, with a combined capping of Rs. 500 cashback per month.
2% cashback elsewhere on other merchants.
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
N/A
Card Details +
Axis Bank ACE Credit Card comes with exciting cashback programs offering up to 5% cashback every spend. Other than its cashback offers, it provides several exclusive benefits, some of which are as mentioned below:
- A cashback of 5% on bill payments using Google Pay.
- A cashback of 4% on Zomato, Swiggy, etc.
- Complimentary access to selected airport lounges.
- Spend-based joining/annual fee waiver.
- Up to a 20% discount on dining.
Fee
Joining Fee
Rs. 2,500 + taxes
Renewal Fee
4 reward points every time one spends Rs. 150.
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
2,500 bonus Reward points
Card Details +
The HDFC Regalia Credit Card comes with a range of luxurious benefits and reward offers to provide the cardholders with the benefits over different categories in one card. Not only the airport lounge access, but you also get exciting discounts on dining, reward points on almost all your spends, welcome benefits, insurance benefits, etc. The list of benefits provided by this card includes:
- Welcome bonus of 2,500 RPs.
- Exclusive Dine out Passport membership.
- 4 RPs on every spend of Rs. 150.
- Complimentary airport lounge access.
- Complimentary access to the exclusive Priority Pass program.
- Insurance coverage up to Rs. 1 Crore.
- Low foreign currency markup fee.
Fee
Joining Fee
Rs. 3,000 (plus applicable taxes)
Renewal Fee
4 Reward Points on every international spend of Rs. 100, 2 Reward Points on domestic spends & 1 Reward Point on every Rs. 100 spent on utilities and insurance categories.
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
Travel & shopping vouchers worth over Rs. 5,000
Card Details +
The ICICI Bank Rubyx Credit Card is India’s first dual platinum credit card offering great benefits in travel, dining, fuel, and much more. The card offers lounge access at airports as well as at railway lounges. Moreover, you can enjoy the 24*7 concierge service i-Assist. Following are the benefits of the card:
- 4 Reward Points on every international transaction of Rs. 100.
- 2 Reward Points on domestic spending.
- Discount on dining bills with the Culinary Treats Program.
- 2 complimentary railway lounge access.
- 2 complimentary domestic airport lounge access.
- Exclusive insurance benefits including a personal air accident cover.
Fee
Joining Fee
Rs. 3,000 plus applicable taxes (complimentary for Citi Gold account holders)
Renewal Fee
10 Miles/Rs. 100 spent for airline transactions and 4 Miles/Rs. 100 spent for all other transactions. No Miles earned on certain spends categories (details below).
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
10,000 Miles on the spends of Rs. 1,000 or more in the first 2 months of card issuance.
Card Details +
The Citi PremierMiles Credit Card is no doubt one of the best travel credit cards available in India. The card has various benefits over different categories, such as travel, reward offer, lifestyle, etc. The card rewards you with air miles that can be redeemed against over 100 Airlines. More of the benefits of this card include:
- Up to 10 Air miles per Rs. 100 you spend.
- 10,000 bonus Air miles as a welcome benefit.
- Complimentary airport lounge visits.
- 3,000 bonus Air miles each year on card renewal.
- Up to 20% discount on dining at partner restaurants.
Fee
Joining Fee
Rs. 50,000 plus applicable taxes
Renewal Fee
3 Reward Points on every Rs. 100 spent offline and 6 RPs on every Rs. 100 spent online
Best Suited For
Movies
Reward Type
Reward Points
Welcome Benefits
NA
Card Details +
The IDFC First Bank recently launched a super-premium card named IDFC First Private Credit Card. Targeted at high net-worth individuals, it comes with an annual membership fee of Rs. 50,000. The card rewards you in the form of Karma Points and you can earn up to 10 Karma Points on every spend of Rs. 100. The reward rate increases with increasing monthly spends and the rewards are redeemable against various exciting options. Talking about its travel benefits, it offers free domestic as well as international lounge access every year. The following are its key features:
- Get 4 complimentary access to domestic airport lounges every quarter (primary as well as supplementary cardholders).
- Get complimentary golf rounds every year.
- No forex markup fee.
- Get a personal accident cover worth Rs. 1 Crore.
No Annual Fee Credit Cards With Access to Domestic Airport Lounges
Fee
Joining Fee
Nil
Renewal Fee
1 Reward Point for every Rs. 100 spent on retail with the card, 10X or 5X accelerated Reward Points (For Specific Feature) and Additional cashbacks (For Specific Feature)
Best Suited For
Movies
Reward Type
Reward Points
Welcome Benefits
NIL
Card Details +
The AU Small Finance LIT Credit Card is India’s First customizable Credit card where you can add or remove features that you like or want to use for the next 90 days. The card offers great benefits in every category like travel, dining, shopping, entertainment, fuel, and much more. If you buy the travel benefit category then you can enjoy up to 4 complimentary Domestic Lounges within India per quarter. Following are other benefits or categories of the card:
- 3 Months of Free Membership of Zee5, Amazon Prime, and Cult.fit
- 10X or 5X accelerated Reward Points on all online or offline transactions.
- Additional 5% cash back for travel, dining and grocery expenses.
- 4 complimentary lounge access per quarter
- 1% fuel surcharge waiver.
Fee
Joining Fee
Nil
Renewal Fee
3 Reward Points on each Rs. 125 spent offline, 6 Reward Points on each Rs. 125 spent online, and 10 Reward Points on every Rs. 125 on spends above Rs. 25,000.
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
Welcome gifts worth Rs. 500 in the form of vouchers based on spends within 90 days of card issuance and a 5% cashback on EMI transactions within 30 days of card issuance.
Card Details +
The IDFC First SELECT Credit Card is also best credit cards in India that you can have without any annual fee. The card offers several exclusive benefits to its customers, including complimentary airport lounge access. Moreover, earn up to 10 RPs per Rs. 100 you spend on this card. More of its benefits include:
- Welcome Gift vouchers worth Rs. 500.
- Low-interest rates.
- Low foreign currency markup fee.
- Complimentary access to airport lounges.
- Accident coverage worth Rs. 5 lakhs.
Fee
Joining Fee
Nil
Renewal Fee
For every Rs. 100 spent on dining, travel, and international transactions, you will get 10 Reward Points, 2 Reward Points on all other spends.
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
NA
Card Details +
Bank Of Baroda Premier Credit Card is a lifetime free credit card offered by the BOB offering great benefits in the travel where you can enjoy complimentary domestic lounge access. Following are the benefits of the card:
- 5x reward points on spending on dining, travel, and international transactions.
- One Complimentary domestic lounge access (every quarter).
- Personal accident death cover.
- 1% fuel surcharge waiver.
Fee
Joining Fee
Rs. 500
Renewal Fee
1 Reward Points per Rs. 100 spent
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
300 Reward Points
Card Details +
The PNB RuPay Platinum Credit Card is another affordable credit card with exclusive reward offers and travel benefits. The card is absolutely free to have if you use it once a quarter. With this card, you save 0.5% on all your spends in the form of RPs. Moreover, the card has several benefits that attract individuals to have it. Some of its benefits are:
- 300 bonus RPs as a welcome gift.
- RPs redeemable at a rate of 1 RP = Re. 0.50.
- Complimentary lounge access to selected airports.
- 1% fuel surcharge waiver.
Top Credit Cards With Unlimited Access To Domestic Airport Lounges
Fee
Joining Fee
Rs. 60,000 (plus applicable taxes)
Renewal Fee
1 MR on every Rs. 40, 3X Rewards on all international spends, and 5X Rewards Points on transactions via the AmEx Reward Multiplier portal.
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
SeleQtions, Taj, and Vivanta Hotels’ vouchers worth Rs. 45,000.
Card Details +
American Express Platinum Credit Card is among the super-premium cards issued by American Express that comes with several exclusive benefits over different categories, including travel, lifestyle, rewards, etc. One such greatest features of this card includes the airport lounge access provided by it. More of its benefits include:
- 1,00,000 bonus Membership RPs (Reward Points) as a welcome gift.
- Complimentary EazyDiner Prime membership.
- 3X Membership RPs on international spends.
- 5X Membership RPs on Rewards multiplier portal.
- Up to a 50% discount at over 1800 premium restaurants.
- Unlimited airport lounge access.
Fee
Joining Fee
Rs. 12,500 + applicable taxes
Renewal Fee
5 Reward Points on every retail spend of Rs. 150, reward rate of up to 3.3%
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
Welcome bonus of 12,500 Reward Points and complimentary Club Marriott membership for the first year offering 20% discounts on dining and stay in the Asia-Pacific region.
Card Details +
The HDFC Bank Infinia Credit Card is the most premium card issued by the HDFC Bank that targets the customers who aim to have a luxurious lifestyle. With all its exclusive benefits and reward offers, the card becomes a significant choice for lots of people out there. Other than complimentary lounge access, the following are some additional key features of the card:
- Complimentary Club Marriott Membership as a welcome gift.
- Welcome bonus of 10,000 RPs.
- Complimentary Dineout Passport Membership.
- Get unlimited airport lounge access for free.
- 10X RPs on shopping and travel spends on Smartbuy portal.
Fee
Joining Fee
Rs. 20,000 (plus applicable taxes)
Renewal Fee
1 Reward Points for every Rs. 100 on domestic spends, 2 Reward Points for every Rs. 100 on international spends.
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
2,500 bonus reward points and a benefit worth Rs. 10,000 from ITC hotels or the Taj group.
Card Details +
Citi Prestige Credit card is also a premium credit card issued by Citibank that comes with exciting reward offers and benefits in order to give the best rewarding experience to its customers. Along with providing unlimited access to domestic airport lounges, this card has lots of other advantages as well. Following are some of them:
- 2,500 bonus RPs as a welcome gift.
- 2X RPs on international spends.
- Benefits worth Rs. 10,000 every year from Taj group.
- Complimentary access to the Priority Pass program.
- Exclusive concierge services.
- Insurance benefits worth up to US $50,000.
Fee
Joining Fee
Rs. 5,000 (plus applicable taxes)
Renewal Fee
8 InterMiles for every Rs. 150 spent on retail transactions, 16 InterMiles for Rs. 150 spent towards flight/hotel bookings on intermiles.com
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
Get InterMiles Gold membership for the first year and up to 25,000 bonus InterMiles.
Card Details +
InterMiles HDFC Bank Diners Club Card, a co-branded card offered by HDFC Bank in collaboration with Intermiles. With a joining fee of Rs. 5,000 the card offers exclusive benefits in travel. Moreover, the card offers in Intermile points on every transaction which can be used further for travel-related bookings. Following are the benefits of the card:
- Complimentary Intermiles Gold membership.
- 8 InterMiles on every Rs. 150 spent on retail spends.
- 2x InterMiles on every spend of Rs. 150 on flight bookings.
- Unlimited access to over 1,000 domestic lounges in India
- Access to leading Airport lounges across the world with the Exclusive Lounge Program.
Fee
Joining Fee
Rs. 1,000 + Taxes for monthly plan, Rs. 12,000 + taxes for annual plan
Renewal Fee
4 RPs on every Rs. 100 spent on all transactions (except fuel, utilities and insurance categories) and 1 RP on every purchase of Rs. 100 on insurance and utilities.
Best Suited For
Movies
Reward Type
Reward Points
Welcome Benefits
N/A
Card Details +
The ICICI Bank Emeralde Credit Card targets individuals having high net worth who consider having a lavish lifestyle no matter where they go. To fulfill all the requirements of its customers, this card comes with exclusive benefits over an array of categories. The list of benefits of this card really goes long, but here are some of its key features:
- Discount of 15% or more on dining.
- Trident hotel gift vouchers worth Rs. 7,500 on your birthday.
- Unlimited airport lounge access.
- Exciting discount offers on movie tickets on BookMyShow.
- Up to 15% off on gym membership.
- An insurance coverage worth Rs. 3 crore in case of an air accident.
Fee
Joining Fee
Rs. 10,000 (plus applicable taxes)
Renewal Fee
5 Reward Points on every spend of Rs. 150. 10x Reward Points on SmartBuy and 2x Reward Points on weekend dining
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
Get complimentary annual membership of Forbes, Club Marriott, Times Prime, MMT Black, Amazon Prime, and Swiggy One (3 Months) on spending Rs. 1,50,000 or more in the first 90 days of card issuance
Card Details +
HDFC Bank Diners Club Credit Card offers a range of benefits over travel, lifestyle, reward offers, etc. The unlimited domestic airport lounge access provided by this card is among its greatest features, but this is not all you get from this card. More of the benefits of the HDFC Bank Diners Club Black Credit Card include:
- Complimentary memberships of Zomato Pro, Amazon Prime, Times Prime, etc.
- Earn gift vouchers from TataCliq, BookMyShow annual with your annual spends.
- 10X RPs on shopping & travel bookings on SmartBuy.
- 2X RPs on dining on weekends.
Fee
Joining Fee
Rs. 10,000 plus taxes
Renewal Fee
12 Axis EDGE REWARDS Points for every Rs. 200 spent with the card, 5X EDGE REWARDS on travel spends via TRAVEL EDGE.
Best Suited For
Movies
Reward Type
Reward Points
Welcome Benefits
Choose any one of these- Tata Cliq voucher or a free domestic flight ticket worth Rs. 10,000.
Card Details +
The Axis Bank Magnus Credit Card is a card with unique features over various categories allowing its customers to avail of maximum benefits along with saving on all their spends. The card offers rewards on almost all the categories and various such benefits that one looks for in a credit card. Following are some of the additional benefits of this card:
- Get a TataCliq gift voucher worth Rs. 10,000 every year.
- Exclusive discount offers on Oberoi Hotel stays.
- Up to Rs. 500 off on movie tickets via BookMyShow.
- Complimentary Dine Out Passport membership.
- Get free access to the Priority Pass program.
- Exclusive insurance benefits.
- Spend-based annual fee waiver.
Fee
Joining Fee
Rs. 2,499 + GST
Renewal Fee
15 reward points / Rs. 100 on online shopping, travel, movie, and dining spends (max cap of 5,000 points at this rate), 3 reward points/ Rs. 100 for spends on all other categories.
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
6-month FitPass Pro membership worth Rs. 15,000 and 10,000 bonus reward points.
Card Details +
Issued by the Bank of Baroda, the BoB ETERNA Credit Card is the most premium credit card offered by the bank with an ambition to provide its cardholders with exclusive advantages over several categories, including travel, reward programs, lifestyle, etc. Following is a list of some of the essential features of this card:
- Complimentary FitPass pro membership as a welcome gift.
- Accelerated RPs on selected categories, such as travel, dining, entertainment, etc.
- Up to 20,000 bonus RPs, annualy on achieving the spend targets.
- Get a waiver on joining as well as renewal fee on the basis of your spends.
- 1% waiver on fuel surcharge.
Annual Fee & Lounge Benefits
There are hundreds of credit cards offering complimentary airport lounge access these days. However, the annual fee and the number of complimentary lounge visits can be different for all the cards. Generally, the cards offering unlimited free visits are premium cards with high annual fees, and other cards that offer limited visits are mostly the basic ones. You can get detailed information about Top travel credit cards, their annual fee, and lounge benefits, in the following table:
| Credit Card | Annual Fee | Domestic Lounge Access | International Lounge Access |
| American Express Platinum Credit Card | Rs. 60,000 | Unlimited | Unlimited |
| HDFC Bank Infinia Credit Card | Rs. 10,000 | Unlimited | Unlimited |
| Citi Prestige Credit Card | Rs. 20,000 | Unlimited | Unlimited |
| InterMiles HDFC Bank Diners Club Credit Card | Rs. 5,000 | Unlimited | Unlimited |
| ICICI Bank Emeralde Credit Card | Rs. 12,000 | Unlimited | Unlimited |
| HDFC Bank Diners Club Black Credit Card | Rs. 10,000 | Unlimited | Unlimited |
| Axis Bank Magnus Credit Card | Rs. 10,000 | Unlimited | 8 every year |
| BoB Eterna Credit Card | Rs. 2,499 | Unlimited | NA |
| Axis Bank MY ZONE Credit Card | Rs. 500 | 4 per year | NA |
| HDFC Bank Millennia Credit Card | Rs. 1,000 | 8 per year | NA |
| ICICI Coral Credit Card | Rs 500 | 4 per year | NA |
| Cashback SBI Card | Rs. 999 | 4 per year | NA |
| AU Small Finance Bank Altura Credit Card | Rs. 199 | 8 per year | NA |
| Flipkart Axis Bank Credit Card | Rs. 500 | 4 per year | NA |
| American Express Platinum Travel Credit Card | Rs. 5,000 | 4 per year | NA |
| YES First Preferred credit card | Rs. 2,000 | 8 per year | 4 per year |
| Axis Bank ACE Credit Card | Rs. 499 | 4 per year | NA |
| HDFC Bank Regalia credit card | Rs. 2,500 | 12 per year | 6 per year |
| ICICI Bank Rubyx Credit Card | Rs. 2,000 | 4 per year | NA |
| Citi PremierMiles Credit Card | Rs. 3,000 | 6 per year (with Mastercard variant) 8 per year (with Visa variant) | NA |
| IDFC First Private Credit Card | Rs. 50,000 | 16 per year (for primary as well as supplementary cardholders) | 16 per year (for primary as well as supplementary cardholders) |
| AU Small Finance LIT Credit Card | Nil | 16 per year | NA |
| IDFC First SELECT Credit Card | Nil | 16 per year | NA |
| Bank of Baroda Premier Credit Card | Nil | 4 per year | NA |
| PNB RuPay Platinum Credit Card | Nil | Up to 2 per year | Up to 2 per year |
Other Credit Cards Offering Domestic Lounge Access
Other than the top credit cards that offer exciting travel benefits, the following are some basic credit cards that offer free domestic lounge access and are suitable for those who travel domestically more often.
| Card | Annual Fee | Domestic Lounge Access |
| SBI ELITE Credit Card | Rs. 4,999 (plus applicable taxes) | 8 complimentary domestic lounge access. |
| IDFC FIRST Wealth Credit Card | NIL | 16 complimentary domestic lounge access. |
| HPCL Bank of Baroda (BoB) ENERGIE Credit Card | Rs. 499 (plus applicable taxes) | 4 complimentary domestic lounge access. |
| ICICI Bank Sapphiro Credit Card | Rs. 3,500 (plus applicable taxes) | 16 complimentary domestic lounge access. |
| ICICI Bank Ferrari Signature Credit Card | Rs. 999 (plus applicable taxes) | 8 complimentary domestic lounge access. |
| MakeMyTrip ICICI Bank Platinum Credit Card | NIL | 4 complimentary domestic lounge access. |
| RBL World Safari Credit Card | Rs 3,000 (plus applicable taxes) | 8 complimentary domestic lounge access. |
| Kotak Zen Signature Credit Card | Rs 1500(plus applicable taxes) | 8 complimentary domestic lounge access. |
| American Express Platinum Reserve Credit Card | Rs. 10,000 (plus applicable taxes) | 12 complimentary domestic lounge access. |
| Yes Private/Private Prime Credit Card | Rs. 10,000 (plus applicable taxes) | Unlimited complimentary domestic lounge access. |
| Yes Bank First Exclusive Credit Card | Rs. 999 (plus applicable taxes) | 12 complimentary domestic lounge access. |
| IndusInd Bank Pinnacle World Credit Card | NIL | 4 complimentary domestic lounge access. |
| HSBC Visa Platinum Credit Card | NIL | 3 complimentary domestic lounge access. |
| Axis Bank Atlas Credit Card | Rs. 5,000 (plus applicable taxes) | 8 per annum with Silver Tier, 12 per annum with Gold Tier and 18 per annum with Platinum Tier |
| Axis Bank Privilege Credit Card | Rs 1500 (plus applicable taxes) | 8 complimentary domestic lounge access. |
| Standard Chartered Ultimate Credit Card | Rs. 5,000 (plus applicable taxes) | 16 complimentary domestic lounge access. |
| AU Small Finance Bank Altura Plus Credit Card | Rs. 499 (plus applicable taxes) | 8 complimentary domestic lounge access. |
| AU Bank Zenith Credit Card | Rs. 7,999 (plus applicable taxes) | 16 complimentary domestic lounge access. |
| Card | Annual Fee | Domestic Lounge Access |
Why You Should Have A Credit Card Providing Lounge Access?
If you love traveling or if you have to travel frequently, it is always advisable to get a credit card providing complimentary access to selected domestic lounges to have extra luxurious travel experiences for free. If you don’t have one such credit card and you want to access an airport lounge, it might be costly. For example, if you enroll in a Priority Pass membership, you will have to pay an annual membership fee of US $99 and a usage fee of US $27 every time you visit an airport lounge. Now you might have understood how beneficial it is to have a credit card with free access to selected lounges in Indian airports rather than applying for annual membership to access lounges. You can save a lot by doing this.
How to use free domestic airport lounge access credit cards in India?
Using a credit card for free airport lounge access is an easy and hassle-free task. You will just have to follow the below-mentioned steps carefully:
-Visit the domestic airport from where you are going to take your flight.
-Visit the reception of the airport and ask the receptionist to provide you with the complimentary lounge access offered with your card.
-They will request to give your credit card to them and will complete all the required formalities after that.
-Then, you will have to enter your PIN as a convenience fee is charged. The convenience fee will be Re. 2 (non-refundable) if you have a Visa credit card and it will be Re. 25 (refundable within 24 hours) if you have a MasterCard credit card.
-Then give your boarding pass and other required documents to the receptionist as they will put a stamp on your pass and then will return it to you.
-Ask for the receipt of the processing fee that has been charged.
-Enter the lounge and enjoy all the facilities.
Airport Lounge Access at Various Cities Across India
The lounge access benefits that credit cards offer at various airports across different cities in India are as per the following tables-
| Terminal | Lounge Name | Airport | Location |
| Ahmedabad Airport Lounge Access | |||
| Domestic | The Lounge | Sardar Vallabhbhai Patel International Airport | Terminal 1, Domestic Departure, After SHA |
| Amritsar Airport Lounge Access | |||
| Domestic | Primus Lounge | Sri Guru Ram Dass Jee International Airport | 2nd Floor, Departures, Domestic Terminal |
| International | Primum Lounge | Sri Guru Ram Dass Jee International Airport | 2nd Floor, Departures, International Terminal |
| Bangalore Airport Lounge Access | |||
| Domestic | Travel Food Service | Kempegowda International Airport | Travel Food Services, Mezzanine Level, Domestic Departure, Terminal 1 |
| International | Travel Food Service | Kempegowda International Airport | Travel Food Services, Level 1, Near Gate 18, International Departure, Terminal 1 |
| Bhubaneswar Airport Lounge Access | |||
| Domestic | Bird Lounge | Biju Patnaik International Airport | Terminal T1, Ground Floor, Before SHA |
| Chandigarh Airport Lounge Access | |||
| Domestic | Plaza Premium Lounge | Chandigarh International Airport | Domestic Departure, 1st Floor, After SHA |
| International | Plaza Premium Lounge | Chandigarh International Airport | International Departure, 1st Floor, After SHA |
| Domestic | Cram Bar | Chandigarh International Airport | Airside - Domestic Departures, after Security Hold Area, Ground Floor, near the Food Court |
| International | Cram Bar | Chandigarh International Airport | International Terminal (Inside Security). After security on the ground floor near the food court |
| Chennai Airport Lounge Access | |||
| Domestic | TFS - Travel Club Lounge | Chennai International Airport | Travel Club Domestic, Link building |
| International | TFS - Travel Club Lounge | Chennai International Airport | Travel Club Lounge, Old international terminal building, near boarding, Anna international terminal |
| New International | TFS - Travel Club Lounge | Chennai International Airport | Travel Club Lounge, New international terminal building, 3rd Floor, Anna International Terminal |
| Cochin Airport Lounge Access | |||
| Domestic | Earth Lounge | Cochin International Airport | Opp. CIAl, Nedumbassery, Ground Floor |
| International | Earth Lounge | Cochin International Airport | Opp. CIAl, 2nd Floor Nedumbassery |
| Coimbatore Airport Lounge Access | |||
| Domestic | Blackberry Lounge | Coimbatore International Airport | Domestic Departure, After SHA, 1st Floor,In Food Court |
| Dehradun Airport Lounge Access | |||
| Domestic | Bird Lounge | Jolly Grant Airport | First floor, near ONGC Lounge |
| Delhi Airport Lounge Access | |||
| Domestic T2 | Plaza Premium Lounge | Indira Gandhi International Airport | Terminal 2, Airside - Domestic Departures, near Gate 24. Take left after SHA |
| Domestic T3 | Plaza Premium Lounge | Indira Gandhi International Airport | Mezzanine Level, Terminal 3, Domestic Departures |
| International T3 | Plaza Premium (A) Lounge | Indira Gandhi International Airport | Level INL 03, International Departures, Terminal 3 |
| Domestic T1D | Plaza Premium Lounge | Indira Gandhi International Airport | T1 D, Level 02, Mezzanine Level, Terminal 1, Domestic Departures |
| Domestic T3 | The Centurion Lounge | Indira Gandhi International Airport | Terminal 3, Domestic and is adjacent to Gate 27 and 28 |
| Domestic T3 | Air India Maharaja Lounge | Indira Gandhi International Airport | Terminal 3, Domestic (Inside Security). Domestic Area |
| International T3 | Air India Maharaja lounge | Indira Gandhi International Airport | Terminal 3, International (Inside Security). One level up from the Main Concourse, near the center of the terminal |
| Goa Airport Lounge Access | |||
| Domestic | TFS - Good Times Lounge | Dabolim Airport | Domestic Departure, Airport Rd |
| Domestic | Goa Travel Club Lounge | Dabolim Airport | Domestic Departure, afterSHA |
| Guwahati Airport Lounge Access | |||
| Domestic | Primus Lounge | Lokpriya Gopinath Bordoloi International Airport | Domestic Terminal, After Security Hold Area, Ground Floor, Terminal 1 |
| Hyderabad Airport Lounge Access | |||
| Domestic | Premium Plaza Lounge | Rajiv Gandhi International Airport | Level E, Domestic Departures, near Gate 28 |
| International | Premium Plaza Lounge | Rajiv Gandhi International Airport | Level E, International Departures, near Gate 32 A/B |
| Indore Airport Lounge Access | |||
| Domestic | Primus Lounge | Devi Ahilya Bai Holkar International Airport | 1st Floor, Domestic Terminal, After Security Hold Area |
| Jaipur Airport Lounge Access | |||
| Domestic | Primus Lounge | Jaipur International Airport | Domestic Departure, After SHA, Terminal 1, Near lift 1st Floor |
| Kannur Airport Lounge Access | |||
| Domestic | Pearl Lounge | Kannur International Airport | SHA 108 (Near Gate No.1A) |
| International | Pearl Lounge | Kannur International Airport | SHA 113(Near Gate No.7) |
| Kolkata Airport Lounge Access | |||
| Domestic | Travel Club Lounge | Netaji Subhas Chandra Bose International Airport | Mezzanine Level, Domestic Terminal |
| International | Travel Club Lounge | Netaji Subhas Chandra Bose International Airport | International Terminal |
| Lucknow Airport Lounge Access | |||
| Domestic | The Lounge | Chaudhary Charan Singh International Airport | Airside - Domestic Departures. After Security Checks, 1st Floor, next to the ‘Ile Bar’ |
| Madurai Airport Lounge Access | |||
| Domestic | Primus lounge | Madurai Airport | Airside - after Security Hold Area, 1st Floor, near the escalator |
| Mumbai Airport Lounge Access | |||
| International T2 | Clipper Lounge | Chhatrapati Shivaji International Airport | Floor Opposite Samsonite, Terminal 2 |
| Domestic T2 | Mumbai Airport Lounge Services | Chhatrapati Shivaji International Airport | Travel Club Lounge, SHA, Terminal 2 |
| Domestic T1B | OASIS Lounge | Chhatrapati Shivaji International Airport | Terminal 1B Navpada, Near Boarding Gate:9 - 20 Airside - the lounge is located on the first floor, above Coffee Day |
| Domestic T1C | TFS - Travel Food Services Lounge | Chhatrapati Shivaji International Airport | Travel food service, Terminal 1 C, 1st floor Opp. Gate A2 |
| International T2 | Adani Lounge (International West Wing) | Chhatrapati Shivaji International Airport | After Immigration, Level 4 near Gates 85 & 86 |
| Domestic T2 | Adani Lounge | Chhatrapati Shivaji International Airport | Terminal 2, Domestic (Inside Security). Level 3, Domestic Pier, opposite Gates 44 and 45 |
| Domestic T2 | Aviserv lounge | Chhatrapati Shivaji International Airport | Terminal 2 (Outside Security). Located on Level 2 (Arrivals Level), next to Gate A |
| International T2 | Loyalty Lounge | Chhatrapati Shivaji International Airport | Airside - International Departures. After Security Checks |
| Domestic T2 | The Centurion Lounge | Chhatrapati Shivaji International Airport | Level 3, across from Burger King, Domestic Departure Area. |
| Domestic T2 | Travel Club Lounge | Chhatrapati Shivaji International Airport | Airside - After Security Check, opposite Gate 44. |
| Domestic T1B | Travel Club Lounge | Chhatrapati Shivaji International Airport | Airside - Domestic Departures, 3rd Floor, opposite Gate 44 |
| Nagpur Airport Lounge Access | |||
| Domestic | Mandarin Lounge | Dr. Babasaheb Ambedkar International Airport | 1ST FLOOR, Before Immigration, Before SHA |
| Patna Airport Lounge Access | |||
| Domestic | Zesto Executive Lounge | Jaiprakash Narayan International Airport | SHA, 1st Floor, opposite smoking zone, after immigration, T1 Domestic Departures |
| Pune Airport Lounge Access | |||
| Domestic | Earth Lounge | Lohegaon Airport | Departure, After SHA, First Floor, Opposite Boarding Gate no. 5 |
| Domestic | Bird Lounge | Lohegaon Airport | Landside - Departure Hall No. 2., Ground Floor, near the Check-in counter 16 |
| Ranchi Airport Lounge Access | |||
| Domestic | Food Hangar | Birsa Munda Airport | Security Hold Area, 1st Floor, Domestic Departure |
| Trivandrum Airport Lounge Access | |||
| Domestic | Bird Lounge | Trivandrum International Airport | Airside - the lounge is located beside Smoking zone and near Gate no. 5 |
| Vadodara Airport Lounge Access | |||
| Domestic | Premium Lounge | Vadodara international Airport | Airside - the lounge is located on the 1st floor, next to Club One Class Lounge |
| Varanasi Airport Lounge Access | |||
| Domestic | Take off Bar | LBSI Airport | Security Hold Area, Ground Floor, Domestic Departure |
| Vijayawada Airport Lounge Access | |||
| Domestic | Amaravathi Lounge | Vijayawada International Airport | Domestic Departure |
| Udaipur Airport Lounge Access | |||
| Domestic | Golden Chariot | Maharana Pratap Airport | Domestic Departure, After SHA, Ground Floor (Near gate No- 1B) |
| Lucknow Airport Lounge Access | |||
| Domestic | The Lounge | Chaudhary Charan Singh International Airport | Airside - Domestic Departures. After Security Checks, 1st Floor, next to the ‘Ile Bar’ |
| Madurai Airport Lounge Access | |||
| Domestic | Primus lounge | Madurai Airport | Airside - after Security Hold Area, 1st Floor, near the escalator |
Bottom Line
Having a credit card for airport lounge access can be proved as a very good decision to avoid that noisy environment at airports when you reach early. Most people prefer reaching at least one-two hours earlier than their flight so that they don’t miss their flight by any chance, but waiting at the airport for hours on uncomfortable seats can be really challenging. In such situations, complimentary lounge access might seem to be a blessing to you. So, if you are a frequent flyer and travel within your country very often, you should indeed apply for a travel credit card or a credit with domestic lounge access to have a more luxurious travel experience for free. But, you must be aware of the fact that most of the card issuers offer the free airport lounge access facility only for the primary cardholders and you have to pay the usage fee if you have someone with you. Or you can get a credit card that offers free access to domestic airport lounges to supplementary cardholders and guests as well. Therefore, it is advisable for you to always check the terms and conditions for complimentary lounge access before getting a card. However, if you travel internationally more often, you should check out the list of best credit cards in India for international airport lounge access.
Now, you can easily compare airport lounge access credit cards in India and let us know which card you’re going to choose. If you are already having one of these cards, make sure to share your experiences in the comment area below.
FAQs:
The Domestic Lounge access is a feature provided with the credit card, by which the cardholder can use the facility of airport lounges. Airport lounges offer many privileges and lavish benefits like complimentary food, Air conditioned hall/seating area, beds, spa, WiFi, TV facility, and much more. Every Credit card comes with pre-defined lounge access, but if you hold a super-premium card, then you may have unlimited access.
You can refer to your card issuer’s website and search for your card. Go to the features section and check if the card offers lounge access or not. You can also call customer care of your Bank and ask about the same.
If your credit card offers airport lounge access, then simply approach the lounge staff and show your card. Your card will be swiped and a very small fee (generally Rs. 2) would be charged which is refunded after a while. You can access the lounge and enjoy the benefits.
No, the complimentary Priority Pass membership just means that you don’t need to pay the annual fee, but a usage fee will be charged every time you access the lounge using your Priority Pass.
Every Airport lounge comes with a different time for staying at a lounge. Most of the lounges permit around 3 hours to stay for every person. You can check the same or ask the lounge staff before visiting the lounge.
Many of the super-premium credit cards come with Unlimited access to airport lounges. Most of the cards come with a pre-defined number of visits to a lounge but with a card offering unlimited visits, there is no capping on how many times you visit the lounge.
Compare India’s most rewarding credit cards under one roof and pick the one that works for you the best.
1 Comment
Hi Ankur
Was curious to know about existence of any credit cards in India which provides free unlimited lounge access for family also. I have add on cards for wife and mother but there is a bottleneck to free access when it comes to kids or friends.
Avi