By Ankur Mittal
Updated On September 12, 2022

Credit Cards nowadays offer various exclusive benefits to their customers along with credit limit because this is what attracts customers the most. Everyone wants a card with the most benefits and reward offers. These benefits include reward programs, cashback offers, travel benefits, insurance benefits, movie & dining benefits, and many more.

Best Credit Cards With Domestic Lounge Access in India

Different credit cards come loaded with several features and benefits in various categories so that individuals can pick a card according to their requirements. If you travel frequently within the country and are looking for a card that can suit you the best, you must look for a credit card that can provide you with complimentary lounge access in India. Complimentary airport lounge access is one of the most exclusive and attractive benefits offered by credit cards. Now, if you don’t know what free airport lounge access is, we will make you understand the same.

Airport lounges are the comfort rooms where you can take a rest if you reach the airport a few hours earlier than your flight. Domestic airport lounges are the lounges at airports that allow you to travel within the same country. Complimentary lounge access to selected airports in India allows you to rest in domestic airport lounges for free. However, getting complimentary lounge access is not that easy if you don’t have a credit card. In general, you need to pay for the usage of airport lounges along with an annual membership fee or pay per visit. But, if you get complimentary lounge access through credit cards or any other way, then you can avail of all the lounge benefits for free. However, some of the credit cards with domestic lounge access are super-premium cards targeting high-income individuals and some of them are basic cards that are affordable for everyone. Some top card issuers even offer complimentary access to airport lounges with no annual fee so that everyone can avail of the facility. To know more about the best credit cards for airport lounge access, keep reading the article:

List of Free Airport Domestic Lounge Access Credit Cards in India

There are around thousands of credit cards available in India providing domestic airport lounge access. And hence it may be very confusing for you to choose the best card out of them. Keeping this in mind, we have made a list of top credit cards offered in India with free airport lounge access so that you can check all their features, compare all the cards and then choose what seems to be the best fit for you!

Table of Contents

Top Credit Cards With Limited Access To Domestic Airport Lounges

Axis Bank MY ZONE Credit Card

Welcome Benefits

Complimentary SonyLiv Premium annual subscription worth Rs. 999

Rewards Rate

4 EDGE Points for every Rs 200 spent with the card (reward rate of 0.4%)

Joining Fees

Rs. 500 (plus applicable taxes)

The Axis Bank MY ZONE Credit Card is an entry-level credit card with a nominal annual fee of Rs. 500. The card offers a SonyLiv subscription as a welcome gift. The card offers great benefits in dining and Entertainment. You get 4 EDGE Points for every Rs. 200 spent with the card. Also, it offers 40% discount on Swiggy and Buy One Get One offer on movie ticket bookings. Following are the features of the My Zone Credit Card:
• Complimentary SonyLiv Premium annual subscription.
• 4 EDGE Points per Rs. 200 spent.
• 4 complimentary domestic airport lounge access annually.
• Flat discount of Rs. 600 on AJIO on minimum spends of Rs. 2,000.
• Up to 20% off on dining at partner restaurants.

HDFC Bank Millennia Credit Card

Welcome Benefits

1,000 CashPoints as a Welcome Benefit.

Rewards Rate

5% cashback (as CashPoints) at select partner online merchants and 1% cashback (as CashPoints) on all other spends (except fuel)

Joining Fees

Rs. 1,000 (plus taxes)

HDFC Bank Millennia Credit Card is a cashback rewarding credit card targeting the Gen Y. The card offers great cashback on every spend and also on select partner online merchants. The card is regarded as one of the best entry-level credit card choices. The card offers great benefits in travel and in other categories too. Following are the features of the card:

  • 5% cash back at select partner online merchants
  • Complimentary Dineout Passport membership
  • 8 complimentary access to domestic airport lounges every year.
  • Spend based wavier of annual fee.
ICICI Bank Coral Credit Card

Welcome Benefits

N/A

Rewards Rate

1 Reward Point per Rs. 100 you spend on utilities & insurance related spends, and 2 Reward Points per Rs. 100 spent elsewhere.

Joining Fees

Rs 500 (plus applicable taxes)

ICICI Bank Coral Credit Card is one of the most popular credit cards offered by ICICI Bank. The card offers great benefits in entertainment and dining. Also, it comes with 1 complimentary domestic lounge access in each quarter if you manage to spend Rs 5000 in the previous calendar quarter. Following are the benefits of the card:

  • 2 Reward Points on every Rs. 100 spent.
  • 1 complimentary domestic lounge access every quarter.
  • 1 complimentary railway lounge access every quarter.
  • 25% discount on movie ticket booking on BookMyShow and INOX.
CASHBACK SBI Card

Welcome Benefits

NA

Rewards Rate

5% cashback for every online transaction and 1% cashback on other offline transactions and utility bill payments

Joining Fees

Nil

The Cashback SBI Card is a cashback rewarding card that provides cashback on all online and offline purchases. The card is issued at a zero joining fee and carries an annual fee of Rs. 999. Moreover, with this card you can get complimentary access to domestic airport lounges. Following are the features of the Cashback SBI Card:
• 5% cashback on every online transaction (maximum Rs. 10,000 per month)
• 1% cash back on every offline transaction and utility bill payment.
• 4 complimentary domestic lounge access annually.
• Spend-based annual fee waiver.

Welcome Benefits

Get a 5% cashback on retail spends worth Rs. 2,500 or more within 60 days.

Rewards Rate

Cashback of 2% on utility bills, groceries, and departmental stores and cashback of 1% on all other spends.

Joining Fees

Rs. 199 + applicable taxes

The AU Small Finance Bank Altura Credit Card is a cashback credit card issued with an annual fee of Rs. 199. The card offers good cashback on every spend you make like 2% on utility bills, groceries, and departmental stores and 1% on other spends. Moreover, as a welcome benefit, you get 5% cashback on retail spends worth Rs. 2,500 or more in first 60 days. Following are the important features of the Altura Credit Card:
• 2% cash back on groceries, departmental stores, and utility bills.
• 1% cashback on all other spends.
• 2 complimentary visits to railway lounges in India quarterly.
• Rs. 50 cashback every month on achieving the milestone spends
Flipkart Axis Bank Credit Card

Welcome Benefits

Introductory benefits worth Rs. 1,100 on card issuance, benefit of up to Rs. 500 worth Flipkart vouchers, 15% cashback up to Rs. 500 on your first transaction on Myntra and 50% discount up to Rs. 100 on your first transaction for new to Swiggy customers.

Rewards Rate

5% cashback on Flipkart and Myntra, 4% cashback on prefered partners (Swiggy, Uber, PVR and cure.fit) and 1.5% cashback on all other spends.

Joining Fees

Rs. 500 + applicable taxes

The Flipkart Axis Bank Credit Card is a co-branded credit card offered by Axis Bank in partnership with Flipkart, one of the biggest shopping sites in India. The card offers 5% cashback on purchases made on Flipkart and Myntra and 4% cash back on preferred partners. Also, you get complimentary airport lounge access and many other benefits as mentioned below:
• Welcome gifts worth Rs. 1,100 on card activation.
• 5% cashback on Flipkart and Myntra.
• 4% cash back on Swiggy, Uber, PVR and cure.fit
• 4 complimentary Domestic airport lounge access.
• 1.5% cashback on all other spends.
American Express Platinum Travel Credit Card

Welcome Benefits

10,000 Membership Rewards Points

Rewards Rate

2 Membership Rewards Points for every Rs. 100 spent.

Joining Fees

Rs. 3,500 (plus applicable taxes)

As suggested by its name, the American Express Platinum Travel Credit Card comes with exciting travel benefits along with various other key features. With the card, earn 1 membership reward point for every Rs. 50 you spend. The card has several other benefits as well, some of which are:

  • 10,000 membership RPs as a welcome gift.
  • Complimentary Priority Pass membership.
  • Complimentary access to airport lounges.
  • A discount of up to 20% on dining in selected restaurants.
  • Up to 25,000 bonus membership RPs every year on achieving the milestone spend.
YES First Preferred Credit Card

Welcome Benefits

N/A

Rewards Rate

Up to 16 reward points per Rs. 200 spent

Joining Fees

Rs. 999 (plus applicable taxes)

Yes First Preferred Credit Card is a premium credit card by Yes Bank offering great benefits in shopping, entertainment, and travel. The card complimentary domestic lounge access as well as international lounge access every year. Following are the features of the card:

  • 2 complimentary domestic lounge visits (every quarter).
  • 4 complimentary international lounge visits (every year).
  • Foreign markup fee of 1.75%
Axis Bank ACE Credit Card

Welcome Benefits

N/A

Rewards Rate

5% cashback on paying bills & on mobile recharges via GPay, 4% cashback on Swiggy, Ola7 Zomato, and 2% cashback elsewhere.

Joining Fees

Rs. 499 + taxes

Axis Bank ACE Credit Card comes with exciting cashback programs offering up to 5% cashback every spend. Other than its cashback offers, it provides several exclusive benefits, some of which are as mentioned below:

  • A cashback of 5% on bill payments using Google Pay.
  • A cashback of 4% on Zomato, Swiggy, etc.
  • Complimentary access to selected airport lounges.
  • Spend-based joining/annual fee waiver.
  • Up to a 20% discount on dining.
HDFC Bank Regalia Credit Card

Welcome Benefits

2,500 bonus Reward points

Rewards Rate

4 reward points every time one spends Rs. 150.

Joining Fees

Rs. 2,500 + taxes

The HDFC Regalia Credit Card comes with a range of luxurious benefits and reward offers to provide the cardholders with the benefits over different categories in one card. Not only the airport lounge access, but you also get exciting discounts on dining, reward points on almost all your spends, welcome benefits, insurance benefits, etc. The list of benefits provided by this card includes:

  • Welcome bonus of 2,500 RPs.
  • Exclusive Dine out Passport membership.
  • 4 RPs on every spend of Rs. 150.
  • Complimentary airport lounge access.
  • Complimentary access to the exclusive Priority Pass program.
  • Insurance coverage up to Rs. 1 Crore.
  • Low foreign currency markup fee.
ICICI Bank Rubyx Credit Card

Welcome Benefits

Travel & shopping vouchers worth over Rs. 5,000

Rewards Rate

4 Reward Points on every international spend of Rs. 100, 2 Reward Points on domestic spends & 1 Reward Point on every Rs. 100 spent on utilities and insurance categories.

Joining Fees

Rs. 3,000 (plus applicable taxes)

The ICICI Bank Rubyx Credit Card is India’s first dual platinum credit card offering great benefits in travel, dining, fuel, and much more. The card offers lounge access at airports as well as at railway lounges. Moreover, you can enjoy the 24*7 concierge service i-Assist. Following are the benefits of the card:

  • 4 Reward Points on every international transaction of Rs. 100.
  • 2 Reward Points on domestic spending.
  • Discount on dining bills with the Culinary Treats Program.
  • 2 complimentary railway lounge access.
  • 2 complimentary domestic airport lounge access.
  • Exclusive insurance benefits including a personal air accident cover.
Citibank PremierMiles Credit Card

Welcome Benefits

10,000 Miles on the spends of Rs. 1,000 or more in the first 2 months of card issuance.

Rewards Rate

10 Miles/Rs. 100 spent for airline transactions and 4 Miles/Rs. 100 spent for all other transactions. No Miles earned on certain spends categories (details below).

Joining Fees

Rs. 3,000 plus applicable taxes (complimentary for Citi Gold account holders)

The Citi PremierMiles Credit Card is no doubt one of the best travel credit cards available in India. The card has various benefits over different categories, such as travel, reward offer, lifestyle, etc. The card rewards you with air miles that can be redeemed against over 100 Airlines. More of the benefits of this card include:

  • Up to 10 Air miles per Rs. 100 you spend.
  • 10,000 bonus Air miles as a welcome benefit.
  • Complimentary airport lounge visits.
  • 3,000 bonus Air miles each year on card renewal.
  • Up to 20% discount on dining at partner restaurants.

No Annual Fee Credit Cards With Access to Domestic Airport Lounges

AU Small Finance LIT Credit Card

Welcome Benefits

NIL

Rewards Rate

1 Reward Point for every Rs. 100 spent on retail with the card, 10X or 5X accelerated Reward Points (For Specific Feature) and Additional cashbacks (For Specific Feature)

Joining Fees

Nil

The AU Small Finance LIT Credit Card is India’s First customizable Credit card where you can add or remove features that you like or want to use for the next 90 days. The card offers great benefits in every category like travel, dining, shopping, entertainment, fuel, and much more. If you buy the travel benefit category then you can enjoy up to 4 complimentary Domestic Lounges within India per quarter. Following are other benefits or categories of the card:

  • 3 Months of Free Membership of Zee5, Amazon Prime, and Cult.fit
  • 10X or 5X accelerated Reward Points on all online or offline transactions.
  • Additional 5% cash back for travel, dining and grocery expenses.
  • 4 complimentary lounge access per quarter
  • 1% fuel surcharge waiver.
IDFC First Select Credit Card

Welcome Benefits

Welcome gifts worth Rs. 500 in the form of vouchers based on spends within 90 days of card issuance and a 5% cashback on EMI transactions within 90 days of card issuance.

Rewards Rate

3 Reward Points on each Rs. 125 spent offline, 6 Reward Points on each Rs. 125 spent online, and 10 Reward Points on every Rs. 125 on spends above Rs. 25,000.

Joining Fees

Nil

The IDFC First SELECT Credit Card is also  best credit cards in India that you can have without any annual fee. The card offers several exclusive benefits to its customers, including complimentary airport lounge access. Moreover, earn up to 10 RPs per Rs. 100 you spend on this card. More of its benefits include:

  • Welcome Gift vouchers worth Rs. 500.
  • Low-interest rates.
  • Low foreign currency markup fee.
  • Complimentary access to airport lounges.
  • Accident coverage worth Rs. 5 lakhs.
Bank of Baroda Premier Credit Card

Welcome Benefits

NA

Rewards Rate

For every Rs. 100 spent on dining, travel, and international transactions, you will get 10 Reward Points, 2 Reward Points on all other spends.

Joining Fees

Nil

Bank Of Baroda Premier Credit Card is a lifetime free credit card offered by the BOB offering great benefits in the travel where you can enjoy complimentary domestic lounge access. Following are the benefits of the card:

  • 5x reward points on spending on dining, travel, and international transactions.
  • One Complimentary domestic lounge access (every quarter).
  • Personal accident death cover.
  • 1% fuel surcharge waiver.
PNB RuPay Platinum Credit Card

Welcome Benefits

300 Reward Points

Rewards Rate

1 Reward Points per Rs. 100 spent

Joining Fees

Rs. 500

The PNB RuPay Platinum Credit Card is another affordable credit card with exclusive reward offers and travel benefits. The card is absolutely free to have if you use it once a quarter. With this card, you save 0.5% on all your spends in the form of RPs. Moreover, the card has several benefits that attract individuals to have it. Some of its benefits are:

  • 300 bonus RPs as a welcome gift.
  • RPs redeemable at a rate of 1 RP = Re. 0.50.
  • Complimentary lounge access to selected airports.
  • 1% fuel surcharge waiver.

Top Credit Cards With Unlimited Access To Domestic Airport Lounges

American Express Platinum Card

Welcome Benefits

SeleQtions, Taj, and Vivanta Hotels’ vouchers worth Rs. 45,000.

Rewards Rate

1 MR on every Rs. 40, 3X Rewards on all international spends, and 5X Rewards Points on transactions via the AmEx Reward Multiplier portal.

Joining Fees

Rs. 60,000 (plus applicable taxes)

American Express Platinum Credit Card is among the super-premium cards issued by American Express that comes with several exclusive benefits over different categories, including travel, lifestyle, rewards, etc. One such greatest features of this card includes the airport lounge access provided by it. More of its benefits include:

  • 1,00,000 bonus Membership RPs (Reward Points) as a welcome gift.
  • Complimentary EazyDiner Prime membership.
  • 3X Membership RPs on international spends.
  • 5X Membership RPs on Rewards multiplier portal.
  • Up to a 50% discount at over 1800 premium restaurants.
  • Unlimited airport lounge access.
Invite Only
HDFC Infinia Credit Card Metal Edition

Welcome Benefits

Welcome bonus of 12,500 Reward Points and complimentary Club Marriott membership for the first year.

Rewards Rate

5 Reward Points on every retail spend of Rs. 150,  reward rate of up to 3.3%

Joining Fees

Rs. 12,500 + applicable taxes

The HDFC Bank Infinia Credit Card is the most premium card issued by the HDFC Bank that targets the customers who aim to have a luxurious lifestyle. With all its exclusive benefits and reward offers, the card becomes a significant choice for lots of people out there. Other than complimentary lounge access, the following are some additional key features of the card:

  • Complimentary Club Marriott Membership as a welcome gift.
  • Welcome bonus of 10,000 RPs.
  • Complimentary Dineout Passport Membership.
  • Get unlimited airport lounge access for free.
  • 10X RPs on shopping and travel spends on Smartbuy portal.
Citi Prestige Credit Card

Welcome Benefits

2,500 bonus reward points and a benefit worth Rs. 10,000 from ITC hotels or the Taj group.

Rewards Rate

1 Reward Points for every Rs. 100 on domestic spends, 2 Reward Points for every Rs. 100 on international spends.

Joining Fees

Rs. 20,000 (plus applicable taxes)

Citi Prestige Credit card is also a premium credit card issued by Citibank that comes with exciting reward offers and benefits in order to give the best rewarding experience to its customers. Along with providing unlimited access to domestic airport lounges, this card has lots of other advantages as well. Following are some of them:

  • 2,500 bonus RPs as a welcome gift.
  • 2X RPs on international spends.
  • Benefits worth Rs. 10,000 every year from Taj group.
  • Complimentary access to the Priority Pass program.
  • Exclusive concierge services.
  • Insurance benefits worth up to US $50,000.
InterMiles HDFC Bank Diners Club Credit Card

Welcome Benefits

Get InterMiles Gold membership for the first year and up to 25,000 bonus InterMiles.

Rewards Rate

8 InterMiles for every Rs. 150 spent on retail transactions, 16 InterMiles for Rs. 150 spent towards flight/hotel bookings on intermiles.com

Joining Fees

Rs. 5,000 (plus applicable taxes)

InterMiles HDFC Bank Diners Club Card, a co-branded card offered by HDFC Bank in collaboration with Intermiles. With a joining fee of Rs. 5,000 the card offers exclusive benefits in travel. Moreover, the card offers in Intermile points on every transaction which can be used further for travel-related bookings. Following are the benefits of the card:

  • Complimentary Intermiles Gold membership.
  • 8 InterMiles on every Rs. 150 spent on retail spends.
  • 2x InterMiles on every spend of Rs. 150 on flight bookings.
  • Unlimited access to over 1,000 domestic lounges in India
  • Access to leading Airport lounges across the world with the Exclusive Lounge Program.
ICICI Bank Emeralde Credit Card

Welcome Benefits

N/A

Rewards Rate

4 RPs on every Rs. 100 spent on all transactions (except fuel, utilities and insurance categories) and 1 RP on every purchase of Rs. 100 on insurance and utilities.

Joining Fees

Rs. 1,000 + Taxes for monthly plan, Rs. 12,000 + taxes for annual plan

The ICICI Bank Emeralde Credit Card targets individuals having high net worth who consider having a lavish lifestyle no matter where they go. To fulfill all the requirements of its customers, this card comes with exclusive benefits over an array of categories. The list of benefits of this card really goes long, but here are some of its key features:

  • Discount of 15% or more on dining.
  • Trident hotel gift vouchers worth Rs. 7,500 on your birthday.
  • Unlimited airport lounge access.
  • Exciting discount offers on movie tickets on BookMyShow.
  • Up to 15% off on gym membership.
  • An insurance coverage worth Rs. 3 crore in case of an air accident.
HDFC Bank Diners Club Black Credit Card

Welcome Benefits

Complimentary memberships for a year to MMTDOUBLEBLACK, Zomato Gold, Club Marriott, Times Prime, and Amazon Prime.

Rewards Rate

5 Reward Points for every Rs. 150 spent, accelerated Reward Points while spending on SmartBuy

Joining Fees

Rs. 10,000 (plus applicable taxes)

HDFC Bank Diners Club Credit Card offers a range of benefits over travel, lifestyle, reward offers, etc. The unlimited domestic airport lounge access provided by this card is among its greatest features, but this is not all you get from this card. More of the benefits of the HDFC Bank Diners Club Black Credit Card include:

  • Complimentary memberships of Zomato Pro, Amazon Prime, Times Prime, etc.
  • Earn gift vouchers from TataCliq, BookMyShow annual with your annual spends.
  • 10X RPs on shopping & travel bookings on SmartBuy.
  • 2X RPs on dining on weekends.
Axis Bank Magnus Credit Card

Welcome Benefits

Choose any one of these- Tata Cliq voucher or a free domestic flight ticket worth Rs. 10,000.

Rewards Rate

12 Axis EDGE REWARDS Points for every Rs. 200 spent with the card, 5X EDGE REWARDS on travel spends via TRAVEL EDGE.

Joining Fees

Rs. 10,000 + GST

The Axis Bank Magnus Credit Card is a card with unique features over various categories allowing its customers to avail of maximum benefits along with saving on all their spends. The card offers rewards on almost all the categories and various such benefits that one looks for in a credit card. Following are some of the additional benefits of this card:

  • Get a TataCliq gift voucher worth Rs. 10,000 every year.
  • Exclusive discount offers on Oberoi Hotel stays.
  • Up to Rs. 500 off on movie tickets via BookMyShow.
  • Complimentary Dine Out Passport membership.
  • Get free access to the Priority Pass program.
  • Exclusive insurance benefits.
  • Spend-based annual fee waiver.
Bank of Baroda Eterna Credit Card

Welcome Benefits

6-month FitPass Pro membership worth Rs. 15,000 and 10,000 bonus reward points.

Rewards Rate

15 reward points / Rs. 100 on online shopping, travel, movie, and dining spends (max cap of 5,000 points at this rate), 3 reward points/ Rs. 100 for spends on all other categories.

Joining Fees

Rs. 2,499 + GST

Issued by the Bank of Baroda, the BoB ETERNA Credit Card is the most premium credit card offered by the bank with an ambition to provide its cardholders with exclusive advantages over several categories, including travel, reward programs, lifestyle, etc. Following is a list of some of the essential features of this card:

  • Complimentary FitPass pro membership as a welcome gift.
  • Accelerated RPs on selected categories, such as travel, dining, entertainment, etc.
  • Up to 20,000 bonus RPs, annualy on achieving the spend targets.
  • Get a waiver on joining as well as renewal fee on the basis of your spends.
  • 1% waiver on fuel surcharge.

Annual Fee & Lounge Benefits

Credit Card Annual Fee Domestic Lounge Access International Lounge Access
American Express Platinum Credit Card Rs. 60,000 Unlimited Unlimited
HDFC Bank Infinia Credit Card Rs. 10,000 Unlimited Unlimited
Citi Prestige Credit Card Rs. 20,000 Unlimited Unlimited
InterMiles HDFC Bank Diners Club Credit Card Rs. 5,000 Unlimited Unlimited
ICICI Bank Emeralde Credit Card Rs. 12,000 Unlimited Unlimited
HDFC Bank Diners Club Black Credit Card Rs. 10,000 Unlimited Unlimited
Axis Bank Magnus Credit Card Rs. 10,000 Unlimited 8 every year
BoB Eterna Credit Card Rs. 2,499 Unlimited NA
Axis Bank MY ZONE Credit Card Rs. 500 4 per year NA
HDFC Bank Millennia Credit Card Rs. 1,000 8 per year NA
ICICI Coral Credit Card Rs 500 4 per year NA
Cashback SBI Card Rs. 999 4 per year NA
AU Small Finance Bank Altura Credit Card Rs. 199 8 per year NA
Flipkart Axis Bank Credit Card Rs. 500 4 per year NA
American Express Platinum Travel Credit Card Rs. 5,000 4 per year NA
YES First Preferred credit card Rs. 2,000 8 per year 4 per year
Axis Bank ACE Credit Card Rs. 499 4 per year NA
HDFC Bank Regalia credit card Rs. 2,500 12 per year 6 per year
ICICI Bank Rubyx Credit Card Rs. 2,000 4 per year NA
Citi PremierMiles Credit Card Rs. 3,000 6 per year (with Mastercard variant) 8 per year (with Visa variant) NA
AU Small Finance LIT Credit Card Nil 16 per year NA
IDFC First SELECT Credit Card Nil 16 per year NA
Bank of Baroda Premier Credit Card Nil 4 per year NA
PNB RuPay Platinum Credit Card Nil Up to 2 per year Up to 2 per year

Other Credit Cards Offering Domestic Lounge Access

Card Annual Fee Domestic Lounge Access
SBI ELITE Credit Card Rs. 4,999 (plus applicable taxes) 8 complimentary domestic lounge access.
IDFC FIRST Wealth Credit Card NIL 16 complimentary domestic lounge access.
HPCL Bank of Baroda (BoB) ENERGIE Credit Card Rs. 499 (plus applicable taxes) 4 complimentary domestic lounge access.
ICICI Bank Sapphiro Credit Card Rs. 3,500 (plus applicable taxes) 16 complimentary domestic lounge access.
ICICI Bank Ferrari Signature Credit Card Rs. 999 (plus applicable taxes) 8 complimentary domestic lounge access.
MakeMyTrip ICICI Bank Platinum Credit Card NIL 4 complimentary domestic lounge access.
RBL World Safari Credit Card Rs 3,000 (plus applicable taxes) 8 complimentary domestic lounge access.
Kotak Zen Signature Credit Card Rs 1500(plus applicable taxes) 8 complimentary domestic lounge access.
American Express Platinum Reserve Credit Card Rs. 10,000 (plus applicable taxes) 12 complimentary domestic lounge access.
Yes Private/Private Prime Credit Card Rs. 10,000 (plus applicable taxes) Unlimited complimentary domestic lounge access.
Yes Bank First Exclusive Credit Card Rs. 999 (plus applicable taxes) 12 complimentary domestic lounge access.
IndusInd Bank Pinnacle World Credit Card NIL 4 complimentary domestic lounge access.
HSBC Visa Platinum Credit Card NIL 3 complimentary domestic lounge access.
Axis Bank Atlas Credit Card Rs. 5,000 (plus applicable taxes) 8 per annum with Silver Tier, 12 per annum with Gold Tier and 18 per annum with Platinum Tier
Axis Bank Privilege Credit Card Rs 1500 (plus applicable taxes) 8 complimentary domestic lounge access.
Standard Chartered Ultimate Credit Card Rs. 5,000 (plus applicable taxes) 16 complimentary domestic lounge access.
AU Small Finance Bank Altura Plus Credit Card Rs. 499 (plus applicable taxes) 8 complimentary domestic lounge access.
AU Bank Zenith Credit Card Rs. 7,999 (plus applicable taxes) 16 complimentary domestic lounge access.
Card Annual Fee Domestic Lounge Access

Why You Should Have A Credit Card Providing Lounge Access?

If you love traveling or if you have to travel frequently, it is always advisable to get a credit card providing complimentary access to selected domestic lounges to have extra luxurious travel experiences for free. If you don’t have one such credit card and you want to access an airport lounge, it might be costly. For example, if you enroll in a Priority Pass membership, you will have to pay an annual membership fee of US $99 and a usage fee of US $27 every time you visit an airport lounge. Now you might have understood how beneficial it is to have a credit card with free access to selected lounges in Indian airports rather than applying for annual membership to access lounges. You can save a lot by doing this.

How to use free domestic airport lounge access credit cards in India?

Using a credit card for free airport lounge access is an easy and hassle-free task. You will just have to follow the below-mentioned steps carefully:

-Visit the domestic airport from where you are going to take your flight.
-Visit the reception of the airport and ask the receptionist to provide you with the complimentary lounge access offered with your card.
-They will request to give your credit card to them and will complete all the required formalities after that.
-Then, you will have to enter your PIN as a convenience fee is charged. The convenience fee will be Re. 2 (non-refundable) if you have a Visa credit card and it will be Re. 25 (refundable within 24 hours) if you have a MasterCard credit card.
-Then give your boarding pass and other required documents to the receptionist as they will put a stamp on your pass and then will return it to you.
-Ask for the receipt of the processing fee that has been charged.
-Enter the lounge and enjoy all the facilities.

Airport Lounge Access at Various Cities Across India

The lounge access benefits that credit cards offer at various airports across different cities in India are as per the following tables-

Terminal Lounge Name Airport Location
Ahmedabad Airport Lounge Access
Domestic The Lounge Sardar Vallabhbhai Patel International Airport Terminal 1, Domestic Departure, After SHA
Amritsar Airport Lounge Access
Domestic Primus Lounge Sri Guru Ram Dass Jee International Airport 2nd Floor, Departures, Domestic Terminal
International Primum Lounge Sri Guru Ram Dass Jee International Airport 2nd Floor, Departures, International Terminal
Bangalore Airport Lounge Access
Domestic Travel Food Service Kempegowda International Airport Travel Food Services, Mezzanine Level, Domestic Departure, Terminal 1
International Travel Food Service Kempegowda International Airport Travel Food Services, Level 1, Near Gate 18, International Departure, Terminal 1
Bhubaneswar Airport Lounge Access
Domestic Bird Lounge Biju Patnaik International Airport Terminal T1, Ground Floor, Before SHA
Chandigarh Airport Lounge Access
Domestic Plaza Premium Lounge Chandigarh International Airport Domestic Departure, 1st Floor, After SHA
International Plaza Premium Lounge Chandigarh International Airport International Departure, 1st Floor, After SHA
Domestic Cram Bar Chandigarh International Airport Airside - Domestic Departures, after Security Hold Area, Ground Floor, near the Food Court
International Cram Bar Chandigarh International Airport International Terminal (Inside Security). After security on the ground floor near the food court
Chennai Airport Lounge Access
Domestic TFS - Travel Club Lounge Chennai International Airport Travel Club Domestic, Link building
International TFS - Travel Club Lounge Chennai International Airport Travel Club Lounge, Old international terminal building, near boarding, Anna international terminal
New International TFS - Travel Club Lounge Chennai International Airport Travel Club Lounge, New international terminal building, 3rd Floor, Anna International Terminal
Cochin Airport Lounge Access
Domestic Earth Lounge Cochin International Airport Opp. CIAl, Nedumbassery, Ground Floor
International Earth Lounge Cochin International Airport Opp. CIAl, 2nd Floor Nedumbassery
Coimbatore Airport Lounge Access
Domestic Blackberry Lounge Coimbatore International Airport Domestic Departure, After SHA, 1st Floor,In Food Court
Dehradun Airport Lounge Access
Domestic Bird Lounge Jolly Grant Airport First floor, near ONGC Lounge
Delhi Airport Lounge Access
Domestic T2 Plaza Premium Lounge Indira Gandhi International Airport Terminal 2, Airside - Domestic Departures, near Gate 24. Take left after SHA
Domestic T3 Plaza Premium Lounge Indira Gandhi International Airport Mezzanine Level, Terminal 3, Domestic Departures
International T3 Plaza Premium (A) Lounge Indira Gandhi International Airport Level INL 03, International Departures, Terminal 3
Domestic T1D Plaza Premium Lounge Indira Gandhi International Airport T1 D, Level 02, Mezzanine Level, Terminal 1, Domestic Departures
Domestic T3 The Centurion Lounge Indira Gandhi International Airport Terminal 3, Domestic and is adjacent to Gate 27 and 28
Domestic T3 Air India Maharaja Lounge Indira Gandhi International Airport Terminal 3, Domestic (Inside Security). Domestic Area
International T3 Air India Maharaja lounge Indira Gandhi International Airport Terminal 3, International (Inside Security). One level up from the Main Concourse, near the center of the terminal
Goa Airport Lounge Access
Domestic TFS - Good Times Lounge Dabolim Airport Domestic Departure, Airport Rd
Domestic Goa Travel Club Lounge Dabolim Airport Domestic Departure, afterSHA
Guwahati Airport Lounge Access
Domestic Primus Lounge Lokpriya Gopinath Bordoloi International Airport Domestic Terminal, After Security Hold Area, Ground Floor, Terminal 1
Hyderabad Airport Lounge Access
Domestic Premium Plaza Lounge Rajiv Gandhi International Airport Level E, Domestic Departures, near Gate 28
International Premium Plaza Lounge Rajiv Gandhi International Airport Level E, International Departures, near Gate 32 A/B
Indore Airport Lounge Access
Domestic Primus Lounge  Devi Ahilya Bai Holkar International Airport 1st Floor, Domestic Terminal, After Security Hold Area
Jaipur Airport Lounge Access
Domestic Primus Lounge Jaipur International Airport Domestic Departure, After SHA, Terminal 1, Near lift 1st Floor
Kannur Airport Lounge Access
Domestic Pearl Lounge Kannur International Airport SHA 108 (Near Gate No.1A)
International Pearl Lounge Kannur International Airport SHA 113(Near Gate No.7)
Kolkata Airport Lounge Access
Domestic Travel Club Lounge Netaji Subhas Chandra Bose International Airport Mezzanine Level, Domestic Terminal
International Travel Club Lounge Netaji Subhas Chandra Bose International Airport International Terminal
Lucknow Airport Lounge Access
Domestic The Lounge  Chaudhary Charan Singh International Airport Airside - Domestic Departures. After Security Checks, 1st Floor, next to the ‘Ile Bar’
Madurai Airport Lounge Access
Domestic Primus lounge Madurai Airport Airside - after Security Hold Area, 1st Floor, near the escalator
Mumbai Airport Lounge Access
International T2 Clipper Lounge Chhatrapati Shivaji International Airport Floor Opposite Samsonite, Terminal 2
Domestic T2 Mumbai Airport Lounge Services Chhatrapati Shivaji International Airport Travel Club Lounge, SHA, Terminal 2
Domestic T1B OASIS Lounge Chhatrapati Shivaji International Airport Terminal 1B Navpada, Near Boarding Gate:9 - 20 Airside - the lounge is located on the first floor, above Coffee Day
Domestic T1C TFS - Travel Food Services Lounge  Chhatrapati Shivaji International Airport Travel food service, Terminal 1 C, 1st floor Opp. Gate A2
International T2 Adani Lounge (International West Wing) Chhatrapati Shivaji International Airport After Immigration, Level 4 near Gates 85 & 86
Domestic T2 Adani Lounge Chhatrapati Shivaji International Airport Terminal 2, Domestic (Inside Security). Level 3, Domestic Pier, opposite Gates 44 and 45
Domestic T2 Aviserv lounge Chhatrapati Shivaji International Airport Terminal 2 (Outside Security). Located on Level 2 (Arrivals Level), next to Gate A
International T2 Loyalty Lounge Chhatrapati Shivaji International Airport Airside - International Departures. After Security Checks
Domestic T2 The Centurion Lounge Chhatrapati Shivaji International Airport Level 3, across from Burger King, Domestic Departure Area.
Domestic T2 Travel Club Lounge Chhatrapati Shivaji International Airport Airside - After Security Check, opposite Gate 44.
Domestic T1B Travel Club Lounge Chhatrapati Shivaji International Airport Airside - Domestic Departures, 3rd Floor, opposite Gate 44
Nagpur Airport Lounge Access
Domestic Mandarin Lounge Dr. Babasaheb Ambedkar International Airport 1ST FLOOR, Before Immigration, Before SHA
Patna Airport Lounge Access
Domestic Zesto Executive Lounge Jaiprakash Narayan International Airport SHA, 1st Floor, opposite smoking zone, after immigration, T1 Domestic Departures
Pune Airport Lounge Access
Domestic Earth Lounge Lohegaon Airport Departure, After SHA, First Floor, Opposite Boarding Gate no. 5
Domestic Bird Lounge Lohegaon Airport Landside - Departure Hall No. 2., Ground Floor, near the Check-in counter 16
Ranchi Airport Lounge Access
Domestic Food Hangar Birsa Munda Airport Security Hold Area, 1st Floor, Domestic Departure
Trivandrum Airport Lounge Access
Domestic Bird Lounge Trivandrum International Airport Airside - the lounge is located beside Smoking zone and near Gate no. 5
Vadodara Airport Lounge Access
Domestic Premium Lounge Vadodara international Airport Airside - the lounge is located on the 1st floor, next to Club One Class Lounge
Varanasi Airport Lounge Access
Domestic Take off Bar LBSI Airport Security Hold Area, Ground Floor, Domestic Departure
Vijayawada Airport Lounge Access
Domestic Amaravathi Lounge Vijayawada International Airport Domestic Departure
Udaipur Airport Lounge Access
Domestic Golden Chariot Maharana Pratap Airport Domestic Departure, After SHA, Ground Floor (Near gate No- 1B)
Lucknow Airport Lounge Access
Domestic The Lounge  Chaudhary Charan Singh International Airport Airside - Domestic Departures. After Security Checks, 1st Floor, next to the ‘Ile Bar’
Madurai Airport Lounge Access
Domestic Primus lounge Madurai Airport Airside - after Security Hold Area, 1st Floor, near the escalator

Bottom Line

Having a credit card for airport lounge access can be proved as a very good decision to avoid that noisy environment at airports when you reach early. Most people prefer reaching at least one-two hours earlier than their flight so that they don’t miss their flight by any chance, but waiting at the airport for hours on uncomfortable seats can be really challenging. In such situations, complimentary lounge access might seem to be a blessing to you. So, if you are a frequent flyer and travel within your country very often, you should indeed apply for a travel credit card or a credit with domestic lounge access to have a more luxurious travel experience for free. But, you must be aware of the fact that most of the card issuers offer the free airport lounge access facility only for the primary cardholders and you have to pay the usage fee if you have someone with you. Or you can get a credit card that offers free access to domestic airport lounges to supplementary cardholders and guests as well. Therefore, it is advisable for you to always check the terms and conditions for complimentary lounge access before getting a card. However, if you travel internationally more often, you should check out the list of best credit cards in India for international airport lounge access.

Now, you can easily compare airport lounge access credit cards in India and let us know which card you’re going to choose. If you are already having one of these cards, make sure to share your experiences in the comment area below.

FAQs:

The Domestic Lounge access is a feature provided with the credit card, by which the cardholder can use the facility of airport lounges. Airport lounges offer many privileges and lavish benefits like complimentary food, Air conditioned hall/seating area, beds, spa, WiFi, TV facility, and much more. Every Credit card comes with pre-defined lounge access, but if you hold a super-premium card, then you may have unlimited access.

You can refer to your card issuer’s website and search for your card. Go to the features section and check if the card offers lounge access or not. You can also call customer care of your Bank and ask about the same.

If your credit card offers airport lounge access, then simply approach the lounge staff and show your card. Your card will be swiped and a very small fee (generally Rs. 2) would be charged which is refunded after a while. You can access the lounge and enjoy the benefits.

No, the complimentary Priority Pass membership just means that you don’t need to pay the annual fee, but a usage fee will be charged every time you access the lounge using your Priority Pass.

Every Airport lounge comes with a different time for staying at a lounge. Most of the lounges permit around 3 hours to stay for every person. You can check the same or ask the lounge staff before visiting the lounge.

Many of the super-premium credit cards come with Unlimited access to airport lounges. Most of the cards come with a pre-defined number of visits to a lounge but with a card offering unlimited visits, there is no capping on how many times you visit the lounge.

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