By Shubham Sharma
Updated On October 21, 2021

Axis Bank offers a host of payment methods to help its customers conveniently and hassle-free. You can use the online or offline method to pay your outstanding balance instantly.  Customers will find it easier to pay their credit card bills on time because of this flexibility. Given are the payment methods you can use to make your Axis Bank credit card bill payment.

Axis Bank Credit Card Bill Payment

 

How to Make your Axis Bank Credit Card Bill Payments Online?

You can follow these bill payments method provided below to pay your outstanding balance of your Axis bank credit card.

Internet Banking

Axis Bank customer can make their outstanding bill payments using internet banking. Axis Bank customers need to register themselves to avail the Netbanking service.

Step 1: Get started by logging into your Axis Bank net banking account using your credentials
Step 2: Select your credit card from the credit card section
Step 3: Now, click on Pay Now option then select your ‘Account’ and enter the amount
Step 4: Complete the transaction by clicking on ‘Proceed’

Mobile Banking

You can also make online bill payments of Axis Bank credit card using Mobile Banking. Axis cardholders need to link their credit card account with the mobile banking app to pay their outstanding balance.  You can receive a download link  by sending an SMS MBANK to 5676782

Step 1: Log into your Axis Bank account by entering your username and password
Step 2: Choose your credit card from the credit cards tab
Step 3: Click on Pay Now and enter the amount
Step 4: Proceed by clicking on Pay Now

Standing Instruction

The Axis Bank customers make use of the auto-pay service provided by the bank. The bank automatically debits the cardholder’s account with the outstanding balance on the due date. The customer needs to authorize the bank instructing to deduct the due amount from the savings or current account of the customer. The total due amount or the minimum amount due shall be deducted by the bank as requested by the customer. You can avail this service by following these simple steps.

Step 1: Log onto your Axis Bank mobile app or internet banking using your username or password
Step 2: Go to Service menu, then a credit card, and then Auto Debit payment
Step 3: Choose your credit card and activate the auto-debit service

UPI Payment

The Axis Bank cardholders can avail this facility by linking their credit card account to the UPI (Unified Payment Interface).  The account holder needs to create a UPI Id in order to avail this facility. You can make use of this service by following the below-mentioned steps.

For Registration-:

Step 1: Log onto your mobile banking account using the valid credentials
Step 2: Go to Account and click on the UPI option
Step 3: Create your UPI Id using your mobile number
Step 4: Link your account with the UPI

The UPI Id of the Axis bank customers is 91 < 10 digits registered mobile number > <  Last 4-digit of your credit card > @axisbank

For Payment-:

Step 1: Log onto your mobile banking by entering your username and password
Step 2: Now, click on the Pay option
Step 3: Select the UPI as the method of payment.
Step 4: Confirm your details and enter the bill amount
Step 5: Complete the transaction

Payment Via NEFT/IMPS

If you don’t have an already existing account with Axis Bank, you can make an Axis Bank credit card bill payment via NEFT/IMPS facility. You need to register for NEFT/IMPS service to make online bill payments. Following the below-mentioned steps, you can make your credit card bill payment online.

Step 1: Log into your net banking account by entering your credentials
Step 2: Go to the Fund transfer option and select NEFT.
Step 3: Select Axis bank as Payee Account and enter your Axis Bank credit card details

Bank Name  Axis Bank 
Bank Address  Mumbai - Main Branch
IFSC Code UTIB0000400
Account Number  16-digit Axis Bank Credit Card Number
BillDesk

Axis Bank cardholders can also benefit from the Billdesk payment portal to make their online credit card bill payment. This service can be availed by the Axis bank customer via their net banking account. You can  make payment using Billdesk by following these simple steps

Step 1: Go to Axis Bank Billdesk portal here
Step 2: Choose your Bank and enter your account details
Step 3: Complete the payment after confirming the details provided
Step 4: You shall receive a reference number on successful completion of the transaction

How to Make your Axis Bank Credit Card Bill Payments Offline?

The Axis bank cardholders can follow these offline methods to pay their outstanding dues by visiting the nearest Axis Bank branch or ATM. Provided below are some offline methods that you can use to make your outstanding bill payments offline.

Payment via Debit Card

Axis Bank customers can make online bill payments of their credit card by visiting a nearby Axis Bank ATM. You can make this payment by transferring funds from your savings account to a credit card using your debit card. Below are mentioned steps you should follow to make payment using your credit card.

Step 1: You can pay your outstanding balance using your Axis bank debit card at your nearby Axis Bank ATM
Step 2: Go to the ‘Other Service’ option from the menu and select the ‘Bill Payment’ option
Step 3: Provide your credit card number and complete the payment

Over the Counter/ Cash Payment

You can also pay off your outstanding bill by visiting your nearest Axis Bank Branch and making the payment in person. You will be charged a fee of Rs 100 on cash payment. You shall receive an acknowledgment related to the processing of payment.

Cheque Payment

You can also make your outstanding bill payment by dropping a cheque in the drop box at a nearby Axis Bank branch. The cheque should be made payable to Axis Bank Card A/C and should include your Axis credit card’s 16-digit number

Bottomline

If you are an Axis Bank customer you use these methods to pay your outstanding balance and avoid late fees charges or interest charges. The customer can choose from various different options as they might be suitable as per their comfort. You can always opt for online payment methods provided by the bank as they are more convenient and secure. However, if you are someone who does not have easy access to the internet the offline method would be the right choice.

FAQs:

Yes, you can pay your outstanding credit card dues using an Axis Bank debit card by visiting a nearby Axis Bank branch.

You can pay your Axis bank credit card bill from another bank by using NEFT, Standing Instruction, or by Billdesk

Axis Bank bill payment IFSC Code is UTIB0000400

You reach out to Axis Bank customer care at the following mentioned customer helpline number 1860 419 5555

You can simply automate your Axis Bank bill payment through the auto-debit facility provided by Bank.  The customer needs to authorize the bank instructing to deduct the due amount from the savings or current account of the customer.