Axis Bank Add-on Credit Cards

Axis Bank is one of the major credit card issuers in India and offers a wide range of services, including credit cards. The Bank is trusted by millions of customers who enjoy using the privileges and benefits associated with the Axis Bank Credit Card. If you hold any Axis Credit card, then the bank provides you the facility to share your card as a duplicate with your family members. This can be done with the Axis Add-on cards. With an add-on card, you can share the same benefits and even the same reward rate with your family members. The card is issued against the primary card and has the same features as the primary card. With your Axis Bank Credit Card, you can apply for up to 4 Add-on credit cards. You can get the add-on card for your spouse, parents, siblings, and your children.

With the Axis Add-on card, your family member can enjoy the same experience that you get with your primary card. If your card offers complimentary lounge access, then you can get the same with them. Also, if your card supports international transactions, then the add-on card can also use the card for international purchases. Moreover, add-on cards are very beneficial if your family member loves shopping, as the card will also reward them with reward points or cashback. Not only this, the Axis Add-on credit cards come with zero cost and zero annual fees, which makes them lifetime-free. To know more about Axis Bank Add-on credit cards, keep scrolling.

Features of the Axis Add-on Cards

The features and benefits of an add-on card are the same as those of a primary card. Moreover, the responsibility of handling an add-on card is completely on the primary cardholder. The following are the features of the Axis Bank add-on card:

• The Axis Bank add-on cards come at zero cost, as they are issued without any cost; moreover, the annual fee of the add-on cards is also zero, which makes them free for a lifetime.
• The primary cardholder can get up to 4 add-on credit cards, and for all additional cards, the bank will share one consolidated statement with the primary cardholder.
• The primary cardholder is liable to settle the bills generated for the add-on cards and will be liable in case of any dispute.
• The credit limit for the add-on cards can be shared with the primary cardholder and can be adjusted anytime by them.
• The application process for axis add-on cards is very simple and quick as there is a minimal requirement for paperwork.
• The primary cardholder can manage the add-on card and can also restrict the usage of the card in certain categories.

Fees for Axis Add-on Credit Cards

The fees applicable for any Axis Add-on credit card are similar to those for the primary Axis card. Therefore, all the charges on the card, like finance charges, cash advance fees, late payment fees, etc., would be the same as the primary card. However, the issuance cost of an add-on credit card is completely zero, and there is no applicable annual charge. Therefore, the Axis Add-on credit cards are free for life. However, other charges still apply. For example, if you apply for an add-on card against the primary Axis Bank SELECT Credit Card, then the charges applicable on the card will be the same.

Eligibility Criteria for Axis Add-on Credit Cards

Following are the Eligibility Criteria you must keep in mind before applying for the Add-on card:

– The applicant for the Add-on card must be above 18 years of age.
– The applicant must be related to the primary cardholder.
– The primary cardholder must maintain a good credit score.
– The applicant must have the consent of the Primary cardholder.

Documents Required for Axis Add-on Credit Cards

The following are the documents that are required to apply for an Axis Bank add-on credit card:

• ID Proof: PAN Card. Passport, Voters ID, Ration Card, Aadhaar Card, or Driving License.
• Address proof: Passport, Ration Card, Driving License, Copy of Utility Bills, Bank account statement, or any other valid government-issued address proof.

How to Apply for an Axis Add-on Credit Card?

Now that we know about the eligibility criteria and the documents required to apply for the Axis Add-on credit card let’s understand the process of applying for the same. Following are the steps to apply for an Axis Add-on credit card:

Primary cardholders can log in to

1. a) Axis Bank Mobile Banking
2. b) Internet Banking

You can apply for an Add-On card under the ‘Offers’ section of your Primary Credit Card.

You may also call the Axis Bank phone banking team (1800–103–5577 (Toll-free no.)/ 1860-419 -5555/ 1860-500-5555) to apply for an Add-On card.

Manage Axis Bank Add-On Credit Cards via Internet or Mobile Banking

Earlier, you had to visit the bank branch or get in touch with customer support to change the add-on credit card PIN, set transaction limits, or anything else. However, now you can do any of these things directly through the Internet or Mobile Banking.

The following are the services on the add-on credit cards that you can manage through Axis Bank Internet or Mobile Banking –

Set or Reset the PIN

• Log in to your Axis Bank card account via Internet or Mobile Banking
• At the homepage, under Quick Links, click on the Credit Cards tab
• Click Swipe to view the Add-On cards on the Primary Card. Next, select the particular Add-On card
• Click the Control Center button and then select the Set PIN option
• Enter the new 4-digit PIN, re-enter the PIN, and click on Submit

Domestic Usage

• Log in to your Axis Bank card account via the Internet or Mobile Banking
• At the homepage, under Quick Links, click on the Credit Cards tab
• Click Swipe to view the Add-On cards on the Primary Card. Next, select the particular Add-On card
• Click the Control Center button and then select the Domestic Usage option
• Set the ATM, E-Commerce, Tap & Pay, and POS based on your requirements, and hit Submit

International Usage

• Log in to your Axis Bank card account via Internet or Mobile Banking
• At the homepage, under Quick Links, click on the Credit Cards tab
• Click Swipe to view the Add-On cards on the Primary Card. Next, select the particular Add-On card
• Click the Control Center button and then select the International Usage option
• Set the ATM, E-Commerce, Tap & Pay, and POS based on your requirements, and hit Submit

Block and Replace Card

• Log in to your Axis Bank card account via Internet or Mobile Banking
• At the homepage under Quick Links, click on Credit Cards tab
• Click Swipe to view the Add-On cards on the Primary Card. Next, select the particular Add-On card
• Click the Control Center button and then select the Block and Replace option
• Enter the address where you want the new Add-On card to be delivered and hit Submit

Convert Transactions into EMIs

• Log in to your Axis Bank card account via Internet or Mobile Banking
• At the homepage, under Quick Links, click on the Credit Cards tab
• Click Swipe to view the Add-On cards on the Primary Card. Next, select the particular Add-On card
• Click on Offers and check out transactions that are eligible to be converted to EMI
• Click on the transaction you want to convert to EMI, choose the EMI period, and hit Submit

View Transactions

• Log in to your Axis Bank card account via Internet or Mobile Banking
• At the homepage under Quick Links, click on Credit Cards tab
• Click Swipe to view the Add-On cards on the Primary Card. Next, select the particular Add-On card
• Click on Transactions
• You can see all the transactions made on the particular Add-on credit card here

Update Mobile Number

• Log in to your Axis Bank card account via Internet or Mobile Banking
• At the homepage, under Quick Links, click on the Credit Cards tab
• Click Swipe to view the Add-On cards on the Primary Card. Next, select the particular Add-On card
• Click the Control Center button and then select the Update Mobile Number option
• Enter the add-on cardholder’s new mobile number. Enter the OTP that you receive on the number and click on Submit
• The new mobile number will be updated within 24 hours in every system

Best Axis Bank Add-On Credit Cards

There are many Axis Credit cards offered by the Axis Bank that come with the Add-on Credit card facility, following are some of such cards that offer great benefits and must be considered:

Card	Fee Structure	Main Features
Axis Bank Magnus Credit Card	Interest Rate: 3.0% per month (or 42.58% per annum) Forex Mark-up Fee: 2% of the transaction amount. Cash Advance Charges: NIL	Unlimited domestic airport lounge access every year. Unlimited complimentary international lounge visits every year with Priority Pass. Discounted stays at Oberoi Hotels. Travel-related insurance benefits 24×7 dedicated concierge service
Axis Bank Select Credit Card	Interest Rate: 3.6% per month (52.86% per annum) Forex Mark-up Fee: 3.5% of the transaction amount. Cash Advance Charges: 2.5% of the amount withdrawn or Rs. 250 (whichever is higher)	6 complimentary international airport lounge access 2 complimentary domestic lounge access 6 complimentary golf rounds every year Comprehensive insurance cover 24×7 concierge service
Flipkart Axis Bank Credit Card	Interest Rate: 3.4% per month (49.36% per annum) Forex Mark-up Fee: 3.5% of the transaction amount. Cash Advance Charges: 2.5% of the transaction amount or Rs. 500	4 complimentary domestic airport lounge access. 5% cashback on Flipkart 4% cashback on preferred partners, including Swiggy, Uber, PVR, and Cult.fit.
Axis Bank Vistara Infinite Credit Card	Interest Rate: 3.6% per month (52.86% per annum) Forex Mark-up Fee: 3.5% of the transaction amount. Cash Advance Charges: 2.5% of the transaction amount or Rs. 500	Complimentary Business Class ticket voucher as a welcome gift. Complimentary Club Vistara Gold membership. Complimentary domestic lounge access 24×7 concierge service Air accident cover up to Rs. 2.5 crore.

Bottom Line

If someone from your family is a senior citizen or if your child is in college, then the add-on card facility would be very beneficial for them. The card offers the same benefits and rewards to your family members at zero cost. Also, if your card is enabled for international transactions, then add-on cardholders may also enjoy the benefit of the same.