IndusInd Bank Platinum Select Credit Card
- Updated On: 20 May, 2026
The IndusInd Bank Platinum Select credit card is a basic credit card and is best suited for individuals who are looking for an affordable card with multiple benefits. You get 1 Reward Point for Rs. 150 spent with the card, and these reward points can also be redeemed against Cash credit, InterMiles, and several offers available at IndusMoments. It is issued at a joining fee of Rs. 999 and welcomes with gift vouchers from EazyDiner, BATA, and Vero Moda. Moreover, the card provides you exclusive lifestyle benefits, such as a ‘buy 1 get 1 free’ offer for movie tickets when booked through Bookmyshow and a 25% discount on non-movie bookings.
Talking about travel benefits, the card provides its primary cardholders with a complimentary Priority Pass Membership, that allows you to access over 600 lounges worldwide. You also get an air accident insurance cover and several travel insurances as well. To know all the privileges of the IndusInd Bank Platinum Select Credit Card in detail, refer to the following information.
IndusInd Bank Platinum Select Credit Card
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- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
1 Reward Point per Rs. 150 spent.
Welcome Benefits
Get great discounts at EazyDiner, and gift vouchers from BATA and Vero Moda.
Rewards and Benefits
Movie & Dining
Buy 1 get 1 free (BOGO) offer on movie tickets on Bookmyshow
Rewards Rate
1 Reward Point per Rs. 150 spent.
Reward Redemption
1 RP = Re. 0.75 when redeemed against cash credit, 1 RP = 1 Intermile & 1 RP = 0.5 CV Point when redeemed against airmiles.
Travel
Complimentary Priority Pass membership
Domestic Lounge Access
NA
International Lounge Access
NA
Golf
NA
Insurance Benefits
Insurance cover for air accident, lost passport, lost or delayed baggage, missed connection, and lost/stolen card is provided.
Fees & Charges
Spend-Based Waiver
Nil
Rewards Redemption Fee
Rs. 100 plus taxes per redemption request
Foreign Currency Markup
3.5% on all international transactions
Interest Rates
3.83% per month (45.96% per annum)
Fuel Surcharge Waiver
1% fuel surcharge waiver for all transactions between Rs. 400 & Rs. 4,000.
Cash Advance Charges
2.5% of the withdrawn amount or Rs. 300 (whichever is higher)
Product Details
- You Get 1 Reward Point per transaction of Rs. 150 made through your IndusInd Bank Platinum Select credit card.
- Joining Fee charges of Rs. 999
- Easy Redemption of Reward Points Against Cash Credit and Many More options.
- Buy 1 Get 1 Free (Bogo) Offer on Movies.
- Welcome Gift Vouchers from BATA and Vero Moda.
- Complimentary Priority Pass Membership.
- Select Auto Assistance facility
- Get Air Accidental Cover and Travel Insurance Cover
Welcome Benefits
- Get exclusive discount offers on EazyDiner. The discount voucher is valid up to 6 months from the issuance date. EazyDiner gift vouchers can be redeemed on its official website or on the EazyDiner Android & IOS app
- You also get gift vouchers from BATA & Vero Moda as a welcome gift. One gift voucher can only be used on a single transaction.
IndusInd Bank Platinum Select Credit Card Rewards:
- Get 1 Reward Point per Rs. 150 spent using your IndusInd Bank Platinum Select Credit Card.
- No reward points are accrued on fuel transactions.
Rewards Redemption
- The reward points are redeemable against a variety of options/offers available at IndusMoments.
- These Reward Points are also redeemable against InterMiles at a rate of 1 Reward Point = 1 InterMile.
- When redeeming against Club Vistara Points, 1 Reward Point = 0.5 Club Vistara Point.
- For redemption against cash credit, 1 Reward Point = Re. 0.75.
Travel Benefits
- You get complimentary Priority Pass Membership.
- All the lounge visits using Priority Pass will be charged at US $27 + GST per person per visit.
Movie Benefits
- Buy 1 movie ticket and get 1 free on booking through Bookmyshow.
- You can avail of 1 complimentary ticket each month with a maximum ticket price of Rs. 200.
- Get a discount of 20% on non-movie bookings (maximum benefit of Rs. 200).
Insurance Benefits
| Category | Insurance Coverage |
| Accidental air death | Rs. 25 lakhs |
| Lost baggage | Rs. 1,00,000 |
| Delayed baggage | Rs 25,000 |
| Loss of passport | Rs 50,000 |
| Lost ticket | Rs 25,000 |
| Missed connection | Rs 25,000 |
Concierge Benefits
The IndusInd Bank Platinum Select credit cardholders get concierge benefits that include:
- Flight/Hotel Bookings
- Pre-trip assistance
- Sports/Entertainment bookings
- Flowers & Gifts
Fuel Surcharge Waiver
You get a waiver of 1% on all your fuel purchases below Rs. 4,000 (above Rs. 4,000) across all fuel stations in India.
Other Benefits
Other than all the exciting benefits mentioned above, this card provides auto-assistance that would be helpful for you in:
- Emergency fuel supply
- Keys locked inside
- Roadside repair service
- Flat Tire Service
- Emergency medical assistance
Conclusion
The IndusInd Bank Platinum Select credit card has exclusive benefits over a variety of categories, including travel, movies, reward offers, insurance, etc. What gives the card a big plus is: the card provides really significant advantages with a nominal joining fee of Rs. 999. From rewards to travel benefits to entertainment benefits and many more, you get rewarded for almost everything with this card. Moreover, additional features, including the insurance covers, fuel surcharge waiver, 24*7 concierge services, etc, can not be ignored when talking about its benefits. Therefore, if you wish to have a credit card having a nominal joining fee and multiple benefits, then you must go with the IndusInd Bank Platinum Select credit card.
FAQs:
1. Is there any annual/renewal fee on this card ?
No, the IndusInd Bank Platinum Select Credit Card comes with a zero annual/renewal fee. You just need to pay the joining fee of Rs. 999, which is a one-time fee.
2. What are reward redemption charges on this card ?
The Reward redemption fee of Rs. 100 is charged on every redemption request.
3. Does the priority pass offer any complimentary airport lounge visits?
No, the card provides you with the complimentary Priority Pass Membership. You will be charged a fee of US $27 + GST per visit when you use it to access the lounge.
4. What are the finance charges applicable on the carad?
The interest rate on the IndusInd Bank Platinum Select credit card is 3.83% per month.
5. How many Reward Points are equal to 1 Club Vistara Point ?
For the IndusInd Bank Platinum Select credit card, 1 Reward Point = 1 Club Vistara Point.