By Manan Singh
Updated On June 4, 2024

The Add-on credit cards offered under primary credit cards are among their most significant features. IndusInd Bank has launched great credit cards for its customers, providing benefits in many categories like travel, dining, shopping, fuel, and more. The Bank has also launched many mid-range and premium cards, targeting every market and cardholder’s needs. With the IndusInd Add-on credit card, you can give your family financial independence. The additional cards provide the same benefits and features, just like the primary credit cards, at zero cost. This is because the add-on cards are issued without any cost and have no joining or annual charges. Let’s understand more about the IndusInd add-on credit cards.
IndusInd Bank Add-on Credit Cards

Features of the IndusInd Add-on Cards

The features and Benefits of an Add-on card are the same as the primary IndusInd bank credit card. The following are the features of the IndusInd bank Add-on card:

  • IndusInd primary cardholders can get up to 4 add-on cards for their family members.
  • The credit limit for the additional credit cards is shared with the primary credit card. Therefore, if you have three add-on cards, all the add-on and primary cards share the same credit limit.
  • The benefits and privileges with the add-on cards would be similar to that of the primary card.
  • If the primary card is enabled for international purchases like shopping, your family members can also enjoy this.
  • The monthly statement for the add-on cards will be shared with the primary cardholder, who is responsible for settling the bill.
  • The primary cardholder can manage and track the additional accounts and restrict the card’s usage for particular transactions.

Fees for IndusInd Add-on Credit Cards

The fees applicable to the IndusInd add-on cards would be similar to those for the primary card. For example, if you apply for the add-on against a primary Indusind Bank EazyDiner Platinum Credit Card, the same fees would follow, like:

Charges Amount
Finance Charges 3.83 per month
Cash Advance Fee 2.5% of the amount withdrawn or Rs. 300 (whichever is higher)
Rewards Redemption Fee Nil

Eligibility Criteria for IndusInd Add-on Credit Cards

Following are the Eligibility Criteria you must keep in mind before applying for the Add-on card:

– The applicant for the Add-on card must be above 18 years of age.
– The applicant must be related to the primary cardholder.
– The Primary cardholder must maintain a good credit score.
– The applicant must have the consent of the Primary cardholder.

Documents Required for IndusInd Add-on Credit Cards

Following are the documents that the bank may ask to apply for an IndusInd Bank add-on credit card:

– ID Proof: PAN Card, Passport, Voters ID, or Driving License.
– Address proof: Passport, Ration Card, Driving License, Copy of Utility Bills, Aadhar card.

How to Apply for an IndusInd Bank Add-on Credit Card?

If you have all the necessary documents required, then you can apply for the IndusInd add-on credit card as follows:

  • Download the add-on card application form.
  • Fill in the details and attach the requested document.
  • You can send the same to the bank’s email address or submit it to your nearest branch.

Best IndusInd Bank Add-On Credit Cards

Following are some of the IndusInd add-on cards that offer excellent benefits and must be considered:

Card Fee Structure Main Features
IndusInd Bank Pinnacle World Credit Card
  • Interest Rate: 3.83% per month (or 46% annually)
  • Forex Mark-up Fee: 3.5% of the transaction amount.
  • Cash Advance Charges: 2.5% (minimum Rs. 300)
  • Complimentary priority pass membership.
  • Complimentary access to domestic as well as international airport lounges.
  • Complimentary golf rounds.
  • Air accident cover worth Rs. 25 lakh.
IndusInd Legend credit card
  • Interest Rate: 3.83% per month (46% annually)
  • Forex Mark-up Fee: 1.8% of the transaction amount.
  • Cash Advance Charges: 2.5% of the transaction amount, subject to a minimum charge of Rs. 500
  • Complimentary visit to domestic airport lounges.

Bottom Line

IndusInd Bank credit cards are known for their benefits and reward rates. The Bank has launched many premium cards offering lavish benefits. With the add-on card facility, you can also provide the same benefits to your family members. You can get an additional credit card for your child if they are above 18 years of age, for your parents and spouse.

FAQs:

Yes, primary credit cards share their credit limit with their add-on credit cards. Since primary credit cards are responsible for the charges accrued by the add-on credit cards, they decide the limit of the add-on credit card.
With Induslnd Bank credit cards, you can make an international transactions with the add-on credit cards. This transaction will be charged according to the foreign currency markup as per the one shared with the primary credit card. This fee is usually 3.5% of the transacted amount.
Most of the time yes. The Credit card cash advance charges can be anywhere from 2.5% of the withdrawn amount to a minimum of Rs. 300.
Yes, if the primary credit card holder has the benefits, the add-on credit card will give you the same as well.