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IndusInd Bank Add-on Credit Cards

The Add-on credit cards offered under primary credit cards are among their most significant features. IndusInd Bank has launched a range of credit cards for its customers, offering benefits across travel, dining, shopping, fuel, and more. The Bank has also launched a range of mid-range and premium cards to meet market and cardholder needs. With the IndusInd Add-on credit card, you can give your family financial independence. The additional cards offer the same benefits and features as the primary credit cards, at no cost. This is because the add-on cards are issued without any cost and have no joining or annual charges. Let’s understand more about the IndusInd add-on credit cards.

All About IndusInd Bank Add-on Credit Cards

Features of the IndusInd Add-on Cards

The features and Benefits of an Add-on card are the same as the primary IndusInd bank credit card. The following are the features of the IndusInd Bank Add-on card:

  • IndusInd primary cardholders can get up to 4 add-on cards for their family members.
  • The credit limit for the additional credit cards is shared with the primary credit card. Therefore, if you have three add-on cards, all the add-on and primary cards share the same credit limit.
  • The benefits and privileges of the add-on cards would be similar to those of the primary card.
  • If the primary card is enabled for international purchases, your family members can also benefit from this.
  • The monthly statement for the add-on cards will be sent to the primary cardholder, who is responsible for paying the bill.
  • The primary cardholder can manage and track the additional accounts and restrict the card’s usage for particular transactions.

Fees for IndusInd Add-on Credit Cards

The fees applicable to the IndusInd add-on cards would be similar to those for the primary card. For example, if you apply for the add-on against a primary Indusind Bank EazyDiner Platinum Credit Card, the same fees would follow.

Eligibility Criteria for IndusInd Add-on Credit Cards

The following are the Eligibility Criteria you must keep in mind before applying for the Add-on card:

  • The applicant for the Add-on card must be above 18 years of age.
  • The applicant must be related to the primary cardholder.
  • The Primary cardholder must maintain a good credit score.
  • The applicant must have the consent of the Primary cardholder.

How to Apply for an IndusInd Bank Add-on Credit Card?

All those looking to apply for an IndusInd Bank add-on credit card can do so by going to the official application page. You will need to provide a few details, and the card will be delivered to the specified address.

Apply IndusInd Bank Add-on Credit Card

Bottom Line

IndusInd Bank credit cards are known for their benefits and reward rates. The Bank has launched many premium cards offering lavish benefits. With the add-on card facility, you can also provide the same benefits to your family members. You can get an additional credit card for your child if they are above 18 years of age, for your parents, and your spouse.

FAQs:

Yes, primary credit cards share their credit limit with their add-on credit cards. Since primary credit cards are responsible for the charges accrued by the add-on credit cards, they decide the limit of the add-on credit card.

With Induslnd Bank credit cards, you can make an international transactions with the add-on credit cards. This transaction will be charged according to the foreign currency markup as per the one shared with the primary credit card. This fee is usually 3.5% of the transacted amount.

Most of the time yes. The Credit card cash advance charges can be anywhere from 2.5% of the withdrawn amount to a minimum of Rs. 300.

Yes, if the primary credit card holder has the benefits, the add-on credit card will give you the same as well.