By Ankur Mittal
Updated On August 30, 2022

IndusInd Legend Credit Card issued by the bank is a premium card targeting high-net-worth individuals. With a joining fee of Rs. 9,999, it welcomes you with exclusive gift vouchers from some of the top brands. For every transaction of Rs. 100 you get up to 2 reward points and these points can be redeemed against an array of alternatives, including statement cash, Airmiles, products, and gift vouchers, etc. Other than the regular reward points, you can earn 4,000 bonus reward points on achieving the annual milestone spend.

To give you rewarding travel experiences, the card offers complimentary domestic lounge visits every quarter and membership to the Priority pass Program through which you can access over 1,000 premium lounges globally. Moreover, you also get access to complimentary golf sessions at some of the premium golf courses in India. Keep on reading to know more about the features of the card.


Best Suited For

Travel | Shopping |

Joining Fee

Rs. 9,999 + Applicable Taxes

Reward Type

Reward Points |

Product Details

  • Enjoy exclusive welcome benefits, including gift vouchers from Oberoi hotels, and various shopping brands.
  • 1 Reward Points per Rs. 100 you spend on weekdays and 2x Reward Points on weekends.
  • Complimentary domestic airport lounge visits.
  • Complimentary Priority Pass membership.
  • Buy 1 Get 1 Free (BOGO) offer on movie tickets via BookMyShow.
  • 4,000 bonus Reward Points under the milestone benefits.
  • Complimentary golf lessons and games at some of India’s finest Golf courses.
  • Lower foreign currency markup fee of 1.8%.
  • 1% of Fuel Surcharge Waiver.
  • Complimentary Air Accidental cover of Rs. 25 Lakhs.

Rewards and Benefits

Welcome Benefits

Choose one of these: a Luxe gift card, a complimentary stay at Oberoi Chain of Hotels, and gift vouchers from popular brands like Charles Keith, Yatra, Louis Philippe, etc.

Movie & Dining

Buy 1 get 1 free (BOGO) with up to 3 complimentary movie tickets every month.

Rewards Rate

1 Reward Point per Rs. 100 spends on weekdays and 2 Reward Points for every Rs. 100 you spend on weekends.

Reward Redemption

1 RP = 1 InterMiles for redemption against Intermile, 1 RP = Re. 1 for redemption against cash credit, and 1 RP = 1 CV Point for redemption against Club Vistara Points.


Complimentary domestic airport lounge access along with Priority Pass membership


Get Complimentary golf lessons and sessions at some of India’s finest Golf courses.

Domestic Lounge Access

2 complimentary domestic lounge access every quarter

International Lounge Access


Insurance Benefits

Get a Complimentary Air Accidental cover of Rs 25 Lakhs. Complimentary Lost baggage Insurance of Rs 1 lakh and several other travel insurance covers.

Zero Liability Protection

Lost card liability is applicable from 2 days before reporting and till 7 days after informing the loss of card.

Fees & Charges

Joining Fee

Rs. 9,999 + Applicable Taxes

Renewal Fee


Spend based Waiver


Rewards Redemption Fee

Rs. 100

Rewards Redemption Fee

Rs. 100

Foreign Currency Markup

1.80% on all foreign currency transactions

Interest Rates

3.83% per month (46% per annum)

Fuel Surcharge

1% of Fuel Surcharge Waiver applicable at all fuel stations across India.

Cash Advance Charge

2.5% of the transaction amount (Minimum charge of Rs. 500)

Add-on Card Fee


IndusInd Legend Credit Card Welcome Benefits:

With IndusInd Legend Credit Card, cardholders can choose one of the following options as a welcome gift:

  • A Luxe gift card after successful payment of the annual joining fee,
  • Gift vouchers from any of the brands, such as vouchers of Charles Keith, Yatra, Louis Philippe, Hush Puppies, Urban Ladder, and more from Vouchagram.
  • A complimentary stay at Oberoi Chain of Hotels.
  • Complimentary Mont Blanc Gift Vouchers that can be redeemed at Mont Blanc Retail boutiques and is valid for 6 months.

Reward Points

  • Get 1 Reward Point per Rs. 100 you spend on weekdays.
  • You get 2 Reward Points per Rs. 100 you spent on weekends.

Weekday transactions are those which are made between Monday to Friday and weekend transactions are comprised of purchases that are made on Saturdays and Sundays.

Reward Redemption:

With IndusInd Legend Credit Card, the reward points earned can be redeemed in the following ways:

  • Pay the outstanding on your card by converting Reward Points into Cash Credit at a rate of 1 Reward Point= Re. 1 (Cash Value).
  • Reward points can be redeemed against at a rate of 100 Reward Points= 100 Intermiles
  • The reward can also be redeemed against CV Points at a rate of 100 Reward Points= 100 CV Points.
  • You can also redeem your accrued reward points at the IndusMoments portal by purchasing various products, gift vouchers, etc.

Milestone Benefit

You can earn 4,000 bonus Reward Points on achieving a spend of Rs. 6 lakhs or more within 1 year from the card issuance date.

Movie & Dining Benefits:

  • With IndusInd Legend Credit Card, you get buy one get one offer on movie tickets when you book them on BookMyShow.
  • Avail of up to 3 free tickets per month with Book My Show.
  • With Book My Show for booking your movie ticket, you get additional Rs. 50 off if you choose Food and Beverages option.
  • You also enjoy live shows and other events from the comfort of your home as you get a 20% discount (up to Rs. 200) on other non-movie events.

Travel Benefits:

  • Enjoy 2 complimentary domestic lounge visits quarterly.
  • Get complimentary Priority Pass Membership worth $99 and get access to more than 600 lounges worldwide under the Priority Pass with complimentary domestic & international lounge access.
  • You will have to pay usage charges of $27 for accessing the lounges post the complimentary lounges.


  • You get 1 complimentary golf game and 1 golf lesson every month.
  • This facility can be availed at all leading cities in India like New Delhi, Mumbai, Pune, Ahmedabad, Chennai, Bengaluru, and Hyderabad.

Insurance Benefits:

  • With IndusInd Legend Credit Card, get a complimentary personal Air Accidental cover worth of Rs. 25 Lakhs.
  • The other Insurance covers that you get with this credit card are:
Insurance Coverage Sum assured
Lost baggage Rs 1,00,000
Delayed baggage Rs 25,000
Loss of passport Rs 50,000
Lost ticket Rs 25,000
Missed connection Rs 25,000

All these Insurance covers are provided by ICICI Lombard General Insurance Company in partnership with IndusInd Bank.

Concierge benefits

With IndusInd Legend Credit Card, you can avail of concierge benefits with 24×7 assistance. The concierge services provided are as follow:

  • Hotel Reservations
  • Pre-Trip Assistance
  • Flowers and Gifts
  • Flight Booking
  • Sports and Entertainment Booking
  • Exclusive Booking

Fuel Surcharge Waiver

Get a 1% fuel surcharge waiver on every fuel transaction at all authorized fuel stations in India.

Bottom Line

IndusInd Bank Legend Credit Card is one of the premium credit cards that comes with a one-time joining fee and provides its customers with some world-class privileges. It can be regarded as a good pick for those who travel frequently, not solely because it provides complimentary access to lounges, but also due to its low foreign currency markup fee that can help you save on every foreign transaction. The reward programs, welcome benefits, and milestone benefits are also among the significant features of this card. So, if you want a premium card with multiple benefits, this card would be a decent choice.


The charge for enrolling in the Travel Plus Programme is Rs 5000.

Yes, you get an Air Accidental Insurance of Rs 25 Lakhs.

This credit offers a low markup fee of 1.8% for all foreign transactions.

Yes, you can earn 4000 bonus reward points on spending Rs 6 lakhs or more within a year.

Write A Comment

Sign up for the Card Insider Weekly Newsletter!

By providing my email address, I agree to’s  Privacy Policy

Thanks For Subscribing!

Please confirm the email address

Please verify your email address

Add cards to start comparing

Compare Cards