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IndusInd Legend Credit Card issued by the bank is a basic card that offers decent features but a good reward structure. Right now, you can avail this credit card with no annual fee. It is a lifetime free card offered by IndusInd Bank. For every transaction of Rs. 100, you get up to 1 reward point, and these points can be redeemed against an array of alternatives, including statement cash, Airmiles, products, gift vouchers, etc. Other than the regular reward points, you can earn 4,000 bonus reward points on achieving the annual milestone spend.

To give you rewarding travel experiences, the card offers a complimentary domestic lounge visit every quarter. Keep on reading our IndusInd Legend credit card review to know more about the features of the card.

IndusInd-Legend-Credit-Card
(4.5/5)

Fees

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Travel | Shopping |

Reward Type

Reward Points

Welcome Benefits

N/A

Movie & Dining

BOGO on 1 movie ticket every month up to Rs. 200.

Rewards Rate

1 Reward Point per Rs. 100 spends on weekdays and 2 Reward Points for every Rs. 100 you spend on weekends.

Reward Redemption

1 RP = 1 InterMiles for redemption against Intermile, 1 RP = Re. 1 for redemption against cash credit, and 1 RP = 1 CV Point for redemption against Club Vistara Points.

Travel

Complimentary Priority Pass Membership

Golf

N/A

Domestic Lounge Access

1 Free Domestic Airport Lounge Access Every Quarter (4 Each Year)

International Lounge Access

N/A

Insurance Benefits

Get a Complimentary Air Accidental cover of Rs 25 Lakhs. Complimentary Lost baggage Insurance of Rs 1 lakh and several other travel insurance covers.

Zero Liability Protection

Lost card liability is applicable from 2 days before reporting and till 7 days after informing the loss of card.

Spend Based Waiver

N/A

Rewards Redemption Fee

Rs. 100

Rewards Redemption Fee

Rs. 100

Foreign Currency Markup

1.80% on all foreign currency transactions

Interest Rates

3.83% per month (46% per annum)

Fuel Surcharge

1% of Fuel Surcharge Waiver applicable at all fuel stations across India.

Cash Advance Charges

2.5% of the transaction amount (Minimum charge of Rs. 500)

Add-on Card Fee

Nil

  • Complimentary domestic airport lounge visits each quarter.
  • Buy 1 Get 1 Free (BOGO) offer on movie tickets via BookMyShow.
  • 4,000 bonus Reward Points under the milestone benefits.
  • Lower foreign currency markup fee of 1.8%.

Pros

  • This is a lifetime free credit, which comes with no annual charges.
  • You get a complimentary Priority Pass Membership, which is very useful for frequent fliers.

Cons

  • There is only one BOGO offer per month with this card.
  • There are no dining offers provided along with this credit card.

IndusInd Legend Credit Card Features & Benefits

Movie & Dining Benefits

  • With the IndusInd Legend Credit Card, you get to buy one get one offer on movie tickets when you book them on BookMyShow.
  • Up to 1 free ticket per month is available with Book My Show.
  • The price of the free ticket is capped at Rs. 200.
  • With Book My Show for booking your movie ticket, you get an additional Rs. 50 off if you choose the Food and Beverages option.

Free Domestic Lounge Access

Enjoy one complimentary domestic lounge visit quarterly (four each year).

Milestone Benefit

You can earn 4,000 bonus Reward Points on achieving a spend of Rs. 6 lakhs or more within one year from the card issuance date. Both primary and add-on spends are eligible to avail of this offer. The bonus point will be credited within 45 days of one year’s completion.

Fuel Surcharge Waiver:

Get a 1% fuel surcharge waiver on every fuel transaction at all authorized fuel stations in India.

IndusInd Legend Credit Card Reward Points

  • Get 1 Reward Point per Rs. 100 you spend on weekdays.
  • You get 2 Reward Points per Rs. 100 you spent on weekends.
  • No reward points shall be given for fuel transactions, utility bills, rental payments, education institution fees, government charges, and insurance payments.
  • Medical, Automobile, and Telecom transactions shall be awarded one Reward Point per Rs. 100 spent throughout the week (Monday to Sunday).

Revision of Reward Structure for IndusInd Bank Credit Cards.

Reward Redemption:

With IndusInd Legend Credit Card, the reward points earned can be redeemed in the following ways:

  • Pay the outstanding on your card by converting Reward Points into Cash Credit. 1 Reward Point = 0.50 Cash Value (From 1st March 2024).
  • Customers can redeem a maximum of 20,000 reward points for Cash Credit per statement cycle on the IndusInd Legend Credit Card.
  • Reward points can be redeemed at a rate of 100 Reward Points = 100 Intermiles; there is a minimum requirement of 500 reward points to convert it to Intermiles.
  • The reward can also be redeemed against Club Vistara Points at a rate of 100 Reward Points = 100 CV Points.
  • You can also redeem your accrued reward points at the IndusMoments portal by purchasing various products, gift vouchers, etc.

IndusInd Legend Credit Card Review

IndusInd Bank Legend Credit Card is an entry-level card that comes as a lifetime free credit card and provides its customers with some world-class privileges. It is a good pick for those who travel frequently, not solely because it provides complimentary access to lounges, but also due to its low foreign currency markup fee that can help you save on every foreign transaction. The reward programs and yearly milestone benefits are also among the significant features of this card. So, if you want an LTF credit card with multiple benefits, this card would be a decent choice.

FAQs:

Yes, you get an Air Accidental Insurance of Rs 25 Lakhs.
This credit offers a low markup fee of 1.8% for all foreign transactions.
Yes, you can earn 4000 bonus reward points on spending Rs 6 lakhs or more within a year.
IndusInd-Legend-Credit-Card

IndusInd Legend Credit Card

(4.5/5)

7 Comments

  1. NARESH kumar GARG Reply

    HOW MANY LOUNGE ACCESS ( DOMESTIC AS WELL AS INTERNATIONAL) PER QUARTER ARE PERMISSIBLE TO ME AS A LEGEND VISA SIGNATURE CREDIT CARD HOLDER ? HOW DO I MOVE TO GET PRIORITY PASS ISSUED ON MY LEGEND VISA SIGNATURE CARD? WHAT SHALL BE ITS VALIDITY? AND WHAT SHALL BE ITS RENEWAL FEE? CAN THE UNUSED QUARTERLY ACCESS BE CARRIED OVER TO ACCUMULATE?

    • drsel Reply

      2 complementary domestic lounge and zero complementary International lounge access.
      So there is no point in getting Priority pass or renewing it.
      Unused domestic lounge access cannot be carried forward

    • shubham Reply

      8920316166 contact me for the legend credit card and rupay also

  2. ROUSHAN SHARMA Reply

    Any Cash withdraw facility available on this card?
    And what is limit for how many days without any Charges?

  3. Amrit Singh Reply

    What are the eligibility criteria for applying for the Legend Credit Card?

  4. Purvi Singh Reply

    Can the Legend Credit Card be linked to digital wallets or mobile payment platforms?

    • Kartik Kanwar Reply

      No, only RuPay Credit Cards can be linked to UPI.

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