IndusInd Nexxt Credit Card
- Updated On: 19 May, 2026
IndusInd Nexxt Credit Card is a unique card offering by IndusInd Bank. It is India’s first interactive and hassle-free card, which enables you to make swift, secure, and convenient payments by tapping on the button on the card itself. It gives you three options to choose between while making payments, namely, EMI, Rewards, & Credit. You can select any of the three options at your convenience. With this card, you earn 1 reward point for every ₹150 you spend and redeem these points against several options of your choice.
This card also offers benefits like a ‘Buy One Get One’ on BookMyShow, Nexxt Auto Assist, which includes roadside repair, emergency towing, medical assistance, keys locked in, etc. Moreover, you can save on fuel transactions by getting the 1% fuel surcharge waived off every time.
IndusInd Nexxt Credit Card
( 4.1 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
1 Reward Point/₹150 Spent
Welcome Benefits
Gift Vouchers from Oberoi, Luxe, Postcard Hotels or Montblac
Rewards and Benefits
Movie & Dining
Buy One Get One Free (Up to ₹200) on BookMyShow Movie Tickets, Twice Each Month
Rewards Rate
1 Reward Point/₹150 Spent
Reward Redemption
Cash Redemption 1 RP = ₹0.75
Travel
N/A
Domestic Lounge Access
NA
International Lounge Access
NA
Golf
NA
Insurance Benefits
Get personal Air Accident cover up to Rs. 25 Lakhs
Fees & Charges
Spend-Based Waiver
NA
Rewards Redemption Fee
Rs. 100
Foreign Currency Markup
3.5% on the conversion amount
Interest Rates
3.83% p.m.
Fuel Surcharge Waiver
Avail 1% fuel surcharge waiver on transactions between Rs. 400 – Rs. 4000
Cash Advance Charges
2.5% or a minimum of Rs. 300
Product Details
- Get exclusive welcome gift vouchers.
- Earn 1 RP on a transaction worth Rs. 150 on this card.
- Buy 1, get 1 Free offer on movie tickets.
- Personal air accident cover worth Rs. 25 lakhs.
- 1% fuel surcharge waiver.
IndusInd Nexxt Credit Card Features & Rewards
Welcome Benefit
As a welcome benefit, you can select from various gift vouchers from Oberoi, Luxe, Postcard Hotels, or Montblac.
IndusInd Nexxt Credit Card Rewards
- You get 1 Reward Point on every ₹150 spent through this card.
- No reward points are accrued on fuel transactions.
Reward Redemption
- Redeem your earned reward points against various products/vouchers at IndusMoments.
- Redeem the reward points against cash credit at a rate of 1 RP = ₹0.75.
- Maximum of 2,500 Reward Points can be redeemed against cash in a statement cycle.
Movie Benefits
- You get a ‘Buy One Get One offer’ on booking movie tickets on BookMyShow.
- You can avail a maximum of 2 free discounts on movies in a month.
- The price of complimentary tickets is capped at ₹200 per ticket.
Who Should Go for the IndusInd Nexxt Credit Card?
IndusInd Nexxt Credit Card is apt for everyone. To get this card, you only have to pay a joining fee with applicable taxes. This card can be used for day-to-day purchases at retail outlets. It comes with 3 button options, which all the way makes it easier to select payment options between EMI, Reward Points, and Credit.
IndusInd Nexxt Credit Card Review
IndusInd Nexxt Credit Card has built-in LED lights, making it look premium and attractive. This card can get your attention only at first glance. You get 3 options to choose from while making payments; first is pay with EMI option, which has in-built periods to choose from (3,6,12,18, & 24 months); second, you can redeem your accumulated reward points towards making online payments or at retail outlets, and third, you can choose cash credit. It comes with a joining fee of ₹10,000 + GST and no renewal fee.
FAQs:
Are there any renewal fees?
No, there are no renewal fees.
What is the income requirement to avail of this card?
This completely depends upon the bank; the income requirement varies from applicant to applicant
What are the finance charges for this card?
3.83% per month is the finance charge.
What are foreign mark-up charges on this card?
Foreign mark-up charges on this card are 3.5%.