IndusInd Bank Pioneer Legacy Credit Card

IndusInd Bank Pioneer Legacy credit card is a premium credit card issued by the IndusInd Bank, which comes in a paid and a free variant. Though the paid variant, with a joining fee of ₹50,000, provides you with several additional benefits, the free variant also has some exciting features including reward programs, 1+1 offers on movie tickets, etc. With this card, you earn 2 reward points on every ₹100 spent on weekends and 1 reward point on every ₹100 spent on weekdays. Redemption of the point accrued can be made against statement cash, KrisFlyer Miles, or at the Indus Moments reward portal.

Besides that, you are provided with an Oberoi and a Luxe gift voucher as a welcome gift with the paid variant. You also get complimentary airport lounge access to domestic as well as international airport lounges and complimentary golf games & lessons at selected golf courses in India. To know more about the IndusInd Bank Pioneer Legacy Credit Card, keep reading:

IndusInd Bank Pioneer Legacy Credit Card

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Indusind Bank Pioneer Legacy Credit Card
  • Joining Fee₹50,000 + GST
  • Annual FeeNil
  • Best Suited ForMovies, Travel
  • Reward TypeReward Points

Rewards Rate

Get 2 Reward Points on every Rs 100 spent on weekends and 1 Reward Point on every Rs 100 spent on weekdays.

Welcome Benefits

Gift Vouchers from Oberoi/Luxe

Movie & Dining

Buy 1 Get 1 free offer on movie tickets on BookMyShow

Rewards Rate

Get 2 Reward Points on every Rs 100 spent on weekends and 1 Reward Point on every Rs 100 spent on weekdays.

Reward Redemption

1 RP = ₹1 for Redemption for Cash

Travel

N/A

Domestic Lounge Access

1 complimentary domestic lounge access every quarter

International Lounge Access

2 complimentary international lounge access every quarter with the Priority Pass.

Golf

2 Free Golf Games Each Month on Spends of ₹25,000 in the Previous Statement Cycle

Insurance Benefits

Lost Liability Cover

  • Spend-Based Waiver

    NA

    Rewards Redemption Fee

    Rs. 100

    Foreign Currency Markup

    1.8% on all foreign currency transactions

    Interest Rates

    3.83% per month ( 46% per annum)

    Fuel Surcharge Waiver

    1% surcharge waiver on fuel transactions made between Rs. 400 and Rs. 4,000

    Cash Advance Charges

    Nil

    • Oberoi hotel e-gift voucher and a Luxe Gift card worth Rs 5,000 as a welcome benefit.
    • 2 Reward Points on every Rs. 100 spent on weekends & 1 Reward Point on every Rs. 100 spent on weekdays.
    • 4,000 bonus reward points every year on achieving the milestone spend.
    • Buy 1 Get 1 offer on movie ticket bookings on BookMyShow.
    • Complimentary domestic & international lounge access.
    • Complimentary golf games at selected golf courses.
    • Low foreign currency markup fee of 1.8%.
    • 24×7 Concierge services
    • 1% fuel surcharge waiver.

    Welcome Benefits

    • As a welcome gift, you are provided with an Oberoi hotel e-gift voucher. Also, you get premium access to over 30+ luxury brands with a Luxe Gift card worth ₹5,000.
    • The gift vouchers are valid for 6 months from the date of issuance.
    • You can redeem up to 2 Oberoi hotel gift vouchers on a single reservation
    • Multiple redemptions are allowed up to the cash value in the case of the Luxe gift voucher.

    IndusInd Bank Pioneer Legacy Credit Card Rewards

    • You get 2 Reward Points on every Rs. 100 spent on weekends.
    • You get 1 Reward Point on every Rs. 100 spent on weekdays.
    • No reward points are accrued on fuel transactions

    Weekend spending can be classified as transactions made on Saturdays and Sundays during the offer period using this credit card. Weekday spending can be classified as transactions made between Monday and Friday during the offer period using this credit card.

    How To Redeem Reward Points?

    You can redeem the reward points accumulated against a host of redemption options such as the Indus Moments reward portal, AirMiles, and against statement cash.

    Redemption Methods Krisflyer Miles

    200 RP = 100 Krisflyer Miles

    Cash Credit

    1 RP = ₹ 1 Cash Value

    Indus Moments

    You can redeem your Reward Points accumulated at the Indus Moments Reward Portal for special gifts/vouchers

    Milestone Benefits

    • On this card, you get 4000 bonus reward points on achieving an annual spend of Rs. 5 lakhs or more.
    • This offer is applicable for both primary as well as add-on cardholders.
    • The bonus reward points get credited within one year from the date of card issuance.

    Movie Benefits

    • On buying one movie ticket, you get the second one absolutely free on BookMyShow.
    • The offer can be availed three times a month and the maximum price of the complimentary ticket is capped at ₹200 per ticket.
    • Exclusive discount of 20% on non-movie bookings upto Rs. 200 with your IndusInd Pioneer Legacy credit card.

    Travel Benefits

    • You get 4 complimentary domestic lounge access every year (1 per quarter) using this credit card.
    • You get 8 complimentary international lounge access every year (2 per quarter).
    • You get complimentary Priority Pass membership, which can be used to access lounges with a usage fee of USD 35.

    Golf Benefits

    • You get 2 complimentary golf games every month
    • You get access to 2 complimentary golf lessons each month.
    • You can avail of these complimentary golf games/lessons at selected locations, including Ahmedabad, Bengaluru, Chennai, Delhi NCR, Hyderabad, Mumbai, and Pune.

    Fuel Surcharge Waiver

    You get a 1% surcharge waiver on fuel transactions made between Rs. 400 and Rs. 4,000 at all fuel stations across India.

    Low Forex Markup Fee

    The IndusInd Bank Pioneer Legacy Credit Card comes with a relatively low foreign currency markup fee of 1.8% only and hence lets you save more on international transactions.

    Other Benefits

    • Auto assistance in case of any emergency (emergency fuel supply, roadside repair, lost keys, etc)
    • No cash advance charges
    • 24×7 Concierge services

    Bottom Line

    The IndusInd Bank Pioneer Legacy Credit Card comes with exceptional features to provide its customers with world-class benefits and give them a rewarding experience. Understanding the spending behavior of its customers, the card earns them 2x reward points on weekends. Moreover, you can earn 4,000 bonus points every year, i.e., Rs. 4,000 if redeemed against the cash credit, which is one of the most attractive features of the card.

    Be it travel, golf, movies, rewards, or anything, this card benefits you in every way. Also, the low forex markup charges and zero cash advance fee on this card make it worth trying. So, you can undoubtedly apply for the IndusInd Bank Pioneer Legacy credit card. What do you think about this card? Do let us know in the comments below.

    FAQs:

    You are not charged any annual fee. However, you have to pay a joining fee of ₹50,000 (first-year only).

    No, you do not get charged with any fee on cash advances with this card. You get an absolute waiver on the cash advance fee with this card.

    1 Reward Rate = ₹1 on redemption against cash credit

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