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IndusInd Bank 
IndusInd Bank Pioneer Legacy credit card is a premium credit card issued by the IndusInd Bank, which comes in a paid and a free variant. Though the paid variant, with a joining fee of Rs. 45,000, provides you with several additional benefits, the free variant also has some exciting features including reward programs, 1+1 offers on movie tickets, etc. With this card, you earn 2 reward points on every Rs. 100 spent on weekends and 1 reward point on every Rs. 100 spent on weekdays. Redemption of the point accrued can be made against statement cash, Airmiles, or at Indus Moment’s reward portal.
Besides that, you are provided with an Oberoi and a Luxe gift voucher as a welcome gift with the paid variant. You also get complimentary airport lounge access to domestic as well as international airport lounges and complimentary golf games & lessons at selected golf courses in India. To know more about the IndusInd Bank Pioneer Legacy Credit Card, keep reading:
IndusInd Bank Pioneer Legacy Credit Card
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Movie & Dining
Buy 1 Get 1 free offer on movie tickets on BookMyShow
Rewards Rate
Get 2 Reward Points on every Rs 100 spent on weekends and 1 Reward Point on every Rs 100 spent on weekdays.
Reward Redemption
1 RP = Re. 1 for redemption against cash credit and 1 RP = 1 InterMile / 1 CV Point for redemption against InterMiles or club Vistara points.
Travel
Complimentary domestic as well as international lounge access and several travel insurance covers.
Domestic Lounge Access
1 complimentary domestic lounge access every quarter
International Lounge Access
2 complimentary international lounge access every quarter with the Priority Pass.
Golf
4 complimentary golf games every month
Insurance Benefits
Complimentary Air Accident cover worth Rs 25 lakhs.
Spend-Based Waiver
NA
Rewards Redemption Fee
Rs. 100
Foreign Currency Markup
1.8% on all foreign currency transactions
Interest Rates
3.83% per month ( 46% per annum)
Fuel Surcharge
1% surcharge waiver on fuel transactions made between Rs. 400 and Rs. 4,000
Cash Advance Charges
Nil
- Oberoi hotel e-gift voucher and a Luxe Gift card worth Rs 5,000 as a welcome benefit.
- 2 Reward Points on every Rs. 100 spent on weekends & 1 Reward Point on every Rs. 100 spent on weekdays.
- 6,000 bonus reward points every year on achieving the milestone spend.
- Buy 1 Get 1 offer on movie ticket bookings on BookMyShow.
- Complimentary domestic & international lounge access.
- Complimentary golf games at selected golf courses.
- Air accident cover worth Rs. 25 lakhs and several travel insurances.
- No Cash advance fee.
- Low foreign currency markup fee of 1.8%.
- 24×7 Concierge services
- 1% fuel surcharge waiver.
Welcome Benefits
- As a welcome gift, you are provided with an Oberoi hotel e-gift voucher. Also, you get premium access to over 30+ luxury brands with a Luxe Gift card worth Rs. 5,000.
- The gift vouchers are valid for 6 months from the date of issuance.
- You can redeem up to 2 Oberoi hotel gift vouchers on a single reservation
- Multiple redemptions are allowed up to the cash value in the case of the Luxe gift voucher.
IndusInd Bank Pioneer Legacy Credit Card Rewards
- You get 2 Reward Points on every Rs. 100 spent on weekends.
- You get 1 Reward Point on every Rs. 100 spent on weekdays.
- No reward points get accrued on fuel transactions
Weekend spends can be classified in the transactions made on Saturdays and Sundays of the offer period using this credit card. Weekdays spend can be classified in the transactions made between Monday to Friday of the offer period using this credit card.
How To Redeem Reward Points?
You can redeem the reward points accumulated against a host of redemption options such as the Indus Moments reward portal, AirMiles, and against statement cash.
| Redemption Methods | AirMiles
100 RP = 100 Intermiles |
| Cash Credit
1 RP = ₹ 1 Cash Value |
|
| Indus Moments
You can redeem your Reward Point Accumulated at Indus Moments Reward Portal for special gifts/vouchers |
*The reward redemption against Airmiles can only be made in multiples of 100
Milestone Benefits
- On this card, you get 6000 bonus reward points on achieving an annual spend of Rs. 6 lakhs or more.
- This offer is applicable for both primary as well as add-on cardholders.
- The bonus reward points get credited within one year from the date of card issuance.
Movie Benefits
- On buying one movie ticket, you get the second one absolutely free on BookMyShow.
- The offer can be availed three times a month and the maximum price of the complimentary ticket is capped at Rs. 200 per ticket.
- Exclusive discount of 20% on non-movie bookings upto Rs. 200 with your IndusInd Pioneer Legacy credit card.
Travel Benefits
- You get 4 complimentary domestic lounge access every year (1 per quarter) using this credit card.
- You get 8 complimentary international lounge access every year (2 per quarter).
- You get complimentary Priority Pass membership, which can be used to access lounges with a usage fee of USD 27.
Golf Benefits
- You get 4 complimentary golf games every month
- You get access to 4 complimentary golf lessons each month.
- You can avail of these complimentary golf games/lessons at selected locations, including Ahmedabad, Bengaluru, Chennai, Delhi NCR, Hyderabad, Mumbai, and Pune.
Insurance Benefits
| Category | Insurance Coverage |
| Accidental air death | Rs. 25 lakhs |
| Lost baggage | Rs. 1,00,000 |
| Delayed baggage | Rs 25,000 |
| Loss of passport | Rs 50,000 |
| Lost ticket | Rs 25,000 |
| Missed connection | Rs 25,000 |
Fuel Surcharge Waiver
You get a 1% surcharge waiver on fuel transactions made between Rs. 400 and Rs. 4,000 at all fuel stations across India.
Low Forex Markup Fee
The IndusInd Bank Pioneer Legacy Credit Card comes with a relatively low foreign currency markup fee of 1.8% only and hence lets you save more on international transactions.
Other Benefits
- Auto assistance in case of any emergency (emergency fuel supply, roadside repair, lost keys, etc)
- No cash advance charges
- 24×7 Concierge services
Conclusion
The IndusInd Bank Pioneer Legacy Credit Card comes with exceptional features to provide its customers with world-class benefits and give them a rewarding experience. Understanding the spending behavior of its customers, the card earns them 2x reward points on weekends. Moreover, you can earn 6,000 bonus points every year, i.e., Rs. 6,000 if redeemed against the cash credit, which is one of the most attractive features of the card.
Be it travel, golf, movies, rewards, or anything, this card benefits you in every way. Also, the low forex markup charges and zero cash advance fee on this card make it worth trying. So, you can undoubtedly apply for the IndusInd Bank Pioneer Legacy credit card. What do you think about this card? Do let us know in the comments below.