IndusInd Bank Platinum Aura Edge Credit Card

IndusInd Platinum Aura Edge Credit Card Features and Benefits

The IndusInd Bank Platinum Aura Edge Credit Card comes with several exciting advantages, especially in terms of reward programs, as it allows you to choose a reward program on the basis of your spending habits. The following are the detailed features and benefits of the IndusInd Platinum Aura Edge Credit Card:

IndusInd Platinum Aura Edge Credit Card Reward Points

With this credit card, you can choose one of the following reward plans as per your requirements:

IndusInd Platinum Aura Edge Credit Card Reward Points Redemption

The savings points you earn using your IndusInd Platinum Aura Edge Credit Card can be redeemed against the following categories:

• Against statement balance at a rate of 1 SP = ₹0.40.
• A maximum of 2,500 Reward Points can be redeemed each statement cycle.

Fuel Surcharge Waiver

You get a 1% fuel surcharge waiver for all fuel transactions worth ₹400 to ₹4,000 at all fuel stations in India when you pay using your IndusInd Platinum Aura Edge Credit Card.

Zero Liability Protection

You get zero liability protection against a lost or stolen card, i.e, you will not be responsible for any fraudulent transactions made on a lost/stolen card if you have reported the loss of the card to the bank within 48 hours.

IndusInd Bank Platinum Aura Edge Credit Card Fees and Charges

Following is the detailed information about the fees of the IndusInd Platinum Aura Edge Card:

• This card comes with zero joining and annual charges.
• The interest rate on this credit card is 3.95% per month or 47.40% per annum.
• The foreign currency markup fee on the IndusInd Platinum Aura Edge Credit card is 3.5% of the total transaction amount.
• The cash advance fee on this credit card is 2.5% of the withdrawn amount, subject to a minimum of ₹300. This fee is charged when you withdraw cash using your Platinum Aura Edge Card.

IndusInd Bank Platinum Aura Edge Credit Card Limit

The initial credit limit that you get with the IndusInd Platinum Aura Edge Card generally lies between Rs. 30,000 and Rs. 1.5 lakhs. It depends on several factors, including your past payment behavior, credit score, income, etc. Individuals with an excellent credit score are more likely to get a higher credit limit than those with an average score. However, your card issuer might provide you with a higher limit if you always make payments on time. You can also apply for a higher credit limit by contacting your credit card customer care, via internet banking, or by visiting your nearest branch.

IndusInd Bank Platinum Aura Edge Credit Card Activation & PIN Generation

To activate your credit card or to generate its PIN, you can choose any of the following methods:

• Log in to your IndusInd Bank internet banking account through the IndusNet website or by logging in to the IndusInd Bank mobile app. Under the ‘Cards’ section, select your credit card and find an option to generate your credit card PIN.
• You can also activate your credit card by contacting customer care for your credit card. Call them to either generate your credit card PIN or to assist you with the same.

IndusInd Platinum Aura Edge Credit Card Bill Payment

There are various methods that you can follow to pay the bill for your IndusInd Bank Platinum Aura Credit Card. The following are some of the easiest methods for making your Aura Edge Credit Card bill payment:

• You can pay your credit card bill by logging in to your internet banking account. Just visit the Credit cards section, select your card, and find an option to pay the bill.
• If you have an account in a bank other than the IndusInd Bank, you can make the bill payment via NEFT from your respective bank account.
• Mobile wallet-based apps like Paytm, PhonePe, etc, are also among the easiest ways to pay your credit card bill online.
• If you want to pay your credit card bill offline, you can visit your nearest branch and pay the bill via cash or cheque.

Conclusion

The IndusInd Bank Platinum Aura Edge Credit Card is an exclusive entry-level credit card that allows you to earn reward points based on your requirements and spending habits. You can choose a reward plan on your own and get the maximum benefit through the same. The exciting reward programs of this card make it a good choice for people who want to save more on their spends. If you are someone who is looking for a lifetime free credit card with great savings benefits, you should definitely apply for the IndusInd Platinum Aura Edge Credit Card.

Moreover, if you have any other questions about this card, its features, or anything, you can freely ask us in the comment section below!