IndusInd Bank Duo Plus Credit Card
- Updated On: 20 July, 2026
The IndusInd Bank Duo Plus Credit Card is one of India’s first credit cum debit cards that provides its customers with double benefits with a single card. The card comes with a nominal joining fee of ₹1,500 and gives you a welcome gift voucher worth ₹1,000 from any of the top brands like BATA, Levis, Pantaloons, Pizza Hut, etc. You earn Reward Points on almost all your spending with this card, which you can use against various products & offers at IndusMoments or even against cash credit.
Moreover, on booking movie tickets on BookMyShow, you get 1 free movie ticket every time you book one ticket with this card. There are various other advantages of having an IndusInd Bank Duo Plus Credit Card. To know all of them, keep reading the detailed information given below:
IndusInd Bank Duo Plus Credit Card

- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
Welcome Benefits
Rewards and Benefits
Movie & Dining
But 1 get 1 free offer on movie tickets
Rewards Rate
1 Reward Points per spend of Rs. 150
Reward Redemption
1 RP = ₹0.50 for Redemption Against Cash Credit
Travel
NA
Domestic Lounge Access
NA
International Lounge Access
NA
Golf
NA
Insurance Benefits
Lost Card Liability (₹3,00,000)
Fees & Charges
Spend-Based Waiver
NA
Rewards Redemption Fee
Rs. 100
Foreign Currency Markup
2% on all foreign currency spends
Interest Rates
3.83% per month
Fuel Surcharge Waiver
1% fuel surcharge is waived off for all transactions between Rs. 400 & Rs. 4,000
Cash Advance Charges
2.5% of the cash amount or Rs. 500 (whichever is higher)
Product Details
- A credit cum debit card.
- Welcome gift vouchers worth Rs. 1,000.
- Get 1 Reward Points on every Rs. 150 you spend using your IndusInd Bank Duo Plus Credit Card.
- Buy 1 get 1 free offer on movie tickets.
- Exclusive travel insurance benefits.
- Personal accident insurance coverage.
- A 1% fuel surcharge waiver.
- 24*7 concierge services.
- Low forex markup fee of 2%
Welcome Benefits
You can get gift vouchers worth ₹1,000 from BATA, Pizza Hut, Levi’s, Pantaloons, or United Colors of Benetton.
IndusInd Bank Duo Plus Credit Card Rewards
You get 1 Reward Point for every ₹150 you spend.
Rewards Redemption
- The Reward Points you earn can be redeemed against various options & offers available at Indus Moments, and against cash credit.
- 1 Reward Point = ₹0.50 for redemption against cash credit. A maximum of 2,500 Reward Points can be redeemed in a month.
Travel Benefits
- You get a complimentary Priority Pass membership that you can use to access over 700 lounges worldwide.
- All lounge visits using Priority Pass will be charged US $27 + GST per person per visit.
- You also get several travel insurance benefits with this card, which are as follows:
| Category | Insurance Coverage |
| Lost ticket/missed connection | Rs. 25,000 |
| Lost baggage | Rs. 1,00,000 |
| Delayed baggage | Rs 25,000 |
| Loss of passport | Rs 50,000 |
Movie Benefits
- On buying a movie ticket, you get 1 more for free on BookMyShow using your IndusInd bank Duo Plus Credit Card.
- This offer can be availed once a month, and the maximum benefit per month is capped at ₹250.
Insurance Benefits
- You get an air accident coverage worth Rs. 30 lakhs.
- You get personal accident insurance cover worth Rs. 2 lakhs.
- Purchase protection cover worth Rs. 50,000
- You get lost card liability cover worth Rs. 3,00,000
| Category | Insurance Coverage |
| Accidental air death | Rs. 30,00,000 |
| Personal Accident | Rs. 2,00,000 |
| Purchase protection | Rs. 50,000 |
| Credit Liability | Rs. 3,00,000 |
Concierge Benefit
You get 24*7 concierge services that you can avail of following services:
- Hotel reservation
- Flight Bookings
- Pre-trip assistance
- Entertainment bookings.
- Sports bookings.
- Gifts & Flowers.
Fuel Surcharge Waiver
You get a 1% fuel surcharge waiver every time you make fuel transactions between Rs. 400 & Rs. 4,000.
Low Foreign Currency Markup Fee
The IndusInd Bank Duo Plus Credit Card allows you to save more on foreign transactions as it comes with a very low foreign currency markup fee of 2%.
How To Apply?
You can apply for an IndusInd Bank Duo Plus Credit Card by clicking on the Apply Now button.
Conclusion
The IndusInd Bank Duo Plus Credit Card is a unique card due to its double advantages. Along with being a debit cum credit card, it is a card that provides its customers with exclusive benefits and Reward offers. With this card, you can save ₹10,000 or more every year through its rewards, movie benefits, and more. You can even save a lot on your foreign currency spends as the card comes with a very low forex markup fee of 2% only.
Its insurance benefits, fuel surcharge waiver, and concierge benefits are among the key features that give you an even more significant reason to have this card. So, if this is all that you were looking for, you must go with the IndusInd Bank Duo Plus Credit Card.
FAQs:
What is the foreign currency markup fee on this card ?
The foreign currency markup fee on the IndusInd Bank Duo Plus Credit Card is as low as 2% on all foreign currency spends.
Do I get a personal accident cover through this card ?
Yes, the IndusInd Bank Duo Plus Credit Card provides a personal accident cover worth Rs. 2 lakhs and an air accident cover worth Rs, 30 lakhs.
What is the maximum benefit I can get through the free movie ticket every month ?
You can get a maximum benefit of Rs. 250 every month on BookMyShow through your IndusInd Bank Duo Plus Credit Card.
What is the renewal fee of this card ?
The renewal fee of the IndusInd Bank Duo Plus Credit Card is Rs. 799.
Do I get any complimentary lounge access through this card ?
No, you don’t get any complimentary airport lounge access through your IndusInd Bank Duo Plus Credit Card.
