- Joining FeeNil
- Annual Fee Nil
- Best Suited ForMovies | Travel
- Rewards TypeReward Points
Rewards Rate
Upto 6 Accelerated Reward Points on Every ₹100 Spent on Eligible Transactions
Welcome Benefits
N/A
Best IndusInd Bank Credit Cards with Lower Forex Markup Charges
- Updated On: 5 January, 2026
IndusInd Bank is one of India’s leading private sector banks. This bank offers its cardholders premium, beneficial credit cards with many perks. The IndusInd Bank has also provided some lifetime-free credit cards with exclusive benefits. While traveling abroad, if you use your credit card, foreign exchange charges are always applied to the transaction. Banks charge a percentage of the transaction amount, usually 3% to 3.5%, on foreign transactions. People who travel to foreign countries frequently should opt for credit cards with low foreign exchange markup fees.
IndusInd Bank offers a wide range of credit cards with low Foreign Exchange markup charges. They even offer cards with no Forex charges, making them appealing to customers who travel abroad frequently. Cardholders can save money on transactions made abroad. While most credit card companies offer up to 3.5% Forex charges, the IndusInd Bank has credit cards with 1.8% Forex charges. Continue reading about the top credit cards with low Forex markup charges to learn more.
Table of Contents
Low Forex Markup Charges of the IndusInd Bank Credit Cards
The following are the Forex markup fees charged by some of the top credit cards offered by IndusInd Bank –
Card Details +
The Tiger Credit Card is a rewarding offering available at zero joining and annual charges. This card offers numerous privileges to frequent travelers, including a reduced Foreign Exchange charge of 1.5%, complimentary domestic and international airport lounge access, and more. Those who can make high spends will be able to earn up to 6X Reward Points for every ₹ 100 spent with this card. Apart from all these benefits, the IndusInd Tiger Credit Card even provides two free BOGO offers on movie tickets each year.
- Joining FeeNil
- Annual FeeNil
- Best Suited ForShopping
- Rewards TypeReward Points
Rewards Rate
1 Reward Point/₹100 for Spends on Weekdays (~0.50%) and 2 Reward Points/₹100 for Spends on Weekends (~1%)
Welcome Benefits
N/A
Card Details +
The Legend credit card is one of IndusInd Bank’s most popular cards. It is lifetime-free with no joining or renewal fee and offers benefits for shopping, traveling, movies, etc. As a milestone benefit, this card provides 3000 reward points on spending ₹5 lakh or more within one year of card issuance. Cardholders will get a monthly BOGO offer on movie tickets up to ₹200 through BookMyShow. Legend credit card users at every authorized fuel station in India will get a 1% fuel surcharge waiver. One of the biggest flexes of this card is the low foreign currency markup of 1.8% on international transactions.
Invite Only
- Joining Fee₹30,000 + GST
- Annual Fee₹10,000 + GST
- Best Suited ForTravel | Shopping
- Rewards TypeReward Points
Rewards Rate
1 RP on Each Spend of Rs. 100. 0.70 RPs on Select Spends of Insurance, Utilities, Education and Rental Payments
Welcome Benefits
Free Taj Epicure, EazyDiner Prime, and Moneycontrol Pro Membership. 5,000 Reward Points on Spending Rs. 1 Lakh Within 30 Days of Card Issuance
Card Details +
IndusInd Bank launched the Solitaire credit card with many offers. The joining fee is ₹30,000 + GST, and the renewal fee is ₹10,000 + GST. As a welcome benefit, this card offers a complimentary One-Year Taj Epicure Preferred Membership, EazyDiner Prime Membership, and Moneycontrol Pro Membership with 5,000 reward points on spending ₹1 lakh within 30 days of card issuance. Complimentary domestic and international airport lounge access and insurance benefits are provided with this card. Free golf lessons are also included in this card. The Solitaire credit card offers no Forex markup charges on international transactions, making it an attractive option for frequent travelers.
Invite Only
- Joining Fee₹100,000 + GST
- Annual Fee₹25,000 + GST
- Best Suited ForMovies | Travel
- Rewards TypeReward Points
Rewards Rate
2.5 Reward Points for Rs 100 spent on international transactions and 1 Reward Points for Rs 100 spent on domestic transactions.
Welcome Benefits
Montblanc or Qwikcilver (Woohoo) Vouchers
Card Details +
The IndusInd Bank Pioneer Heritage Credit Card offers a range of benefits, including unlimited domestic and international lounge access with a Pioneer Heritage Metal Credit Card and eight complimentary domestic lounge access every year with a Pioneer Heritage Credit Card. The joining fee for this card is ₹100,000 + GST, and the renewal fee is ₹25,000 + GST, which will be waived if you spend ₹10 Lakhs or more using this credit card. You can get up to 3 complimentary tickets every month on BookMyShow with a maximum price cap of ₹700 per ticket. This card also provides air accident protection cover worth up to ₹2.5 crore, zero liability protection, and a low foreign currency markup fee of 1.8%.
Invite Only
- Joining Fee₹50,000 + GST
- Annual FeeNil
- Best Suited ForMovies | Travel
- Rewards TypeReward Points
Rewards Rate
Get 2 Reward Points on every Rs 100 spent on weekends and 1 Reward Point on every Rs 100 spent on weekdays.
Welcome Benefits
Gift Vouchers from Oberoi/Luxe
Card Details +
The IndusInd Bank Pioneer Legacy Credit Card is best suited for people who like shopping and traveling. This card has a joining fee of ₹50,000 but with no renewal fee. Cardholders earn double the points on weekend spends and a single point on weekdays for every ₹100 spent. These points can be used for cashback, Airmiles, or gifts from the Indus Moments portal. This card also provides welcome benefits like an e-gift voucher for the Oberoi hotel and a Luxe gift card worth ₹5,000. Cardholders enjoy complimentary access to airport lounges, both domestic and international, and free golf games and lessons in India. BOGO offers movie tickets and insurance coverage for accidents and lost baggage, which are some of the benefits provided with this card. This card has a low foreign exchange markup fee of 1.8%, making it an excellent option for frequent travelers.
What is a Forex Markup? When is it Charged?
Forex markup refers to the additional fee banks or financial institutions charge over the existing exchange rate when transacting in a foreign currency. This charge is applied to cover the cost of converting the currency from one to another and is usually expressed as a percentage of the transaction amount. Forex markup fees can significantly impact the overall cost of foreign transactions, making it an important factor to consider when using credit cards or conducting financial operations abroad. Typically, this fee is charged when processing the transaction, which means it will be reflected in the amount debited from your account for any purchase or withdrawal made in a currency other than your home currency.
How to Apply for IndusInd Bank Credit Cards?
To apply for a credit card with low Forex markup charges, follow the steps below for a hassle-free experience.
- After going through all the cards and selecting the one most beneficial for you, click on that card.
- Then click on Apply Now, and you will be redirected to the official website of the IndusInd Bank.
- Fill in all your details and click on submit.
- Your request for that particular card has been submitted and will be processed within a few days.
Comparison of the Top Credit Cards Offering Low Forex Markup Charges
| Category | Legend Credit Card | Pioneer Heritage Credit Card |
| Joining Fee | Nil | ₹100,000 + GST |
| Renewal Fee | Nil | ₹25,000 + GST |
| Reward Rate |
|
|
| Reward Redemption |
|
1 RP = ₹1 (AirMiles, Statement Cash, and More) |
| Welcome Benefits | N/A |
|
| Movie/ Dining Benefits | BOGO on movie tickets worth up to ₹200 |
|
| Travel Benefits |
|
|
| Forex Markup Fee | 1.8% | 1.8% |
Bottom Line
IndusInd Bank is a popular credit card issuer in India, offering a wide range of credit cards suitable for all individuals. Most IndusInd Bank credit cards charge a 3.5% fee for foreign transactions. If you frequently spend money in foreign currencies, we recommend getting a credit card with low foreign exchange (Forex) markup fees, like those mentioned above. This can help you save money in the long run.
FAQs:
Do all IndusInd Bank credit cards have the same Forex markup charges?
No, forex markup charges vary across different IndusInd Bank credit cards. Some cards offer lower charges as a benefit to the cardholder.
Are there any IndusInd Bank credit cards with no Forex markup charges?
Yes, the Solitaire and Club Vistara Explorer credit cards from IndusInd Bank offer no forex markup charges on international transactions.
Is GST applied on Forex markup charges?
Yes, GST is applied on Forex markup charges as per the current tax regulations in India.