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Federal BankIndusInd Bank is one of India’s leading private sector banks and has joined the league of banks that have launched RuPay credit cards in India. RuPay was launched by the National Payments Corporation of India in 2014 and since then it has garnered immense popularity. These cards have several benefits, including cashback on purchases, fuel surcharge waiver, insurance benefits, etc. You can link your RuPay credit card to the UPI application of your choice and make hassle-free transactions. Let’s take a look at all the RuPay credit cards launched by the IndusInd Bank.
Table of Contents
List of IndusInd Bank RuPay Credit Cards
IndusInd Bank has currently launched only two RuPay credit cards namely the Platinum RuPay and the Samman RuPay Credit Card. A summary of both the cards is given below.
Fees
Joining Fee
Renewal Fee
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
Card Details +
The Platinum RuPay Credit Card is IndusInd Bank’s first RuPay credit card. This card is an excellent choice for first-time users as it has no joining or renewal fee, making it a lifetime-free credit card. A cardholder can link his Platinum credit card to a UPI application like Paytm, Google Pay, PhonePe, etc., making transactions effortlessly through a mobile phone. This card provides 2 reward points for every Rs. 100 spent on UPI and 1 reward point for every Rs. 100 spent on Non-UPI transactions. This card even provides travel insurance benefits to its users. 1% fuel surcharge waiver at all petrol pumps across India with the minimum amount capped at Rs 40 monthly.
Fees
Joining Fee
Renewal Fee
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
Card Details +
The IndusInd Bank Samman RuPay Credit Card has been specially launched for government sector employees. This card has no joining fee, but the renewal fee is Rs. 199 plus taxes, which can be waived on spending Rs. 75,000 annually. This card provides 1% cashback on spending Rs. 20,000 in a statement cycle. Cardholders will get 1 complimentary movie ticket up to Rs. 200 every 6 months through BookMyShow. This card also provides a 1% waiver up to Rs. 5,000 on railway transactions. This card also includes travel insurance, making it more attractive to potential card applicants.
Comparing the Top RuPay Credit Cards of IndusInd Bank
| Features | IndusInd Bank Platinum RuPay Credit Card | IndusInd Bank Samman RuPay Credit Card |
| Joining Fee | Nil | Nil |
| Renewal Fee | Nil | Rs. 199 |
| Best Suited For | Shopping | Shopping |
| Rewards Rate |
|
1% cashback on spends of Rs. 20,000 in a statement cycle |
| Reward Redemption | 1 RP = Rs. 0.35 | N/A |
| Movie Benefits | N/A | 1 complimentary movie ticket worth Rs. 200 every six months |
| Travel Benefits | N/A | 1% surcharge waiver up to Rs. 5,000 on railway transactions |
| Fuel Surcharge Waiver | 1% fuel surcharge up to Rs. 40 per month | N/A |
Benefits of IndusInd Bank RuPay Credit Cards
The benefits of having an IndusInd Bank RuPay Credit Card are as follows:
Easy UPI Payments
Linking your credit card with UPI applications like Google Pay, Paytm, PhonePe, etc., and making transactions with them is an easy and quick payment method.
Enhanced Security
When you link UPI with credit cards, you get extra security like two-factor authentication, biometric verification, and secure PIN entry. This helps protect your UPI-enabled credit card transactions against unauthorized usage. You can also rely on robust fraud detection mechanisms to keep your transactions safe.
Earn Reward Points And Cashbacks
With the IndusInd Bank RuPay Credit Cards, you can earn cashback and reward points on every transaction.
| RuPay Credit Card | Reward Points/ Cashback Earned |
| IndusInd Bank Platinum RuPay Credit Card |
|
| IndusInd Bank Samman RuPay Credit Card | 1% cashback on spending Rs. 20,000 every statement cycle |
Widely Accepted
RuPay being a domestic network card is accepted in India and worldwide, making it cost-effective for its users.
How to Apply for the IndusInd Bank RuPay Credit Cards?
After comparing all the RuPay credit cards and selecting the one of your preference, below are the steps to apply for the desired credit card:
- Click on the card that is of your preference.
- After going through the card click on Apply Now.
- You will be redirected to the official form of the IndusInd Bank.
- The form of the preferred RuPay credit card will open. Fill in all the important details.
- Keep your official documents like your Aadhaar Card, PAN Card, etc with you while filling out the form.
- After filling out the form click on submit and your request for a new credit card has been accepted.
Bottom Line
Choosing an IndusInd Bank RuPay Credit Card is a good idea because these cards are becoming very popular in India. They offer a lot of benefits like making shopping more rewarding, keeping your money safe, and being easy to use. Plus, you can link these cards to UPI for easy payments anywhere, making them a great choice for people new to credit cards and those who have been using them for a while. Tell us what your thoughts are about IndusInd Bank RuPay Credit Cards in the comment below.
FAQs:
- Citizen of India
- Above the age of 18 years.
- Have a decent credit score
- Have a stable income
Find the perfect credit card in India by comparing the most rewarding options in one place!
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