By Shubham Sharma
Updated On January 30, 2024

Delayed bill payments may affect your credit profile adversely therefore it is important to make your credit card bill payments on time. IndusInd Bank offers its customers several options to its customers to make payments at their convenience. You can make your credit card bill payment both online or by visiting an IndusInd branch near you. Read below to know more about the bill payment options provided by the IndusInd bank.

IndusInd-Credit-Card-Bill-Payment

How to Make your IndusInd Bank Credit Card Bill Payments Online?

IndusInd Bank customers can pay their outstanding balance on your credit card online in the following mentoned ways.

Netbanking

Customers with their savings or current account with IndusInd Bank can make their outstanding credit card bill payments using net banking almost instantly. Following the mentioned steps below IndusInd Bank can make their outstanding bill payments using net banking.

Step 1: Log onto your IndusNet NetBanking account using your valid credentials.
Step 2: Select the “Fund Transfer” option and add beneficiary details for payment.
Step 3: Choose the ” To any Visa Card” option and select the “Transfer Funds” option below.
Step 4: Enter your Saving and Current account number to transfer funds.
Step 5: Choose your Visa credit card to make payment.
Step 6: Lastly, enter your due bill amount to complete the transaction

The IndusInd Bank customers shall receive an acknowledgment from the bank-related confirmation of the payment at their registered mail or phone number.

Note-: The customers need to register for the IndusNet facility to avail the net banking service.

Mobile Banking

IndusInd account holders can also make payments through IndusInd mobile banking to make their credit card bill payments.

Step 1: To get started by log into your mobile banking app and choose the credit card option.
Step 2: Click on Pay Now and choose a bank account as the method of payment.
Step 3: Enter the outstanding bill amount
Step 4: Enter your PIN id to complete the transaction
Step 5: After your payment is processed you shall receive an acknowledgment from the bank at your registered email Id or mobile number.

NEFT/IMPS

You can also make use of the NEFT facility to pay the outstanding bill of your IndusInd credit card by following these given steps

Step 1: Log onto your net banking account of your respective bank
Step 2: Choose NEFT/IMPS/Fund transfer as the payment option
Step 3: Add IndusInd Bank as the payee account by entering the required details
Step 4: Enter the necessary details mentioned below:

Payee Name Customer Name (As provided on the credit card)
Bank Name IndusInd Bank
Payee Account 16-digit IndusInd Bank credit card number
IFSC Code INDB0000018

Payment through BillDesk

Cardholders can also make their outstanding IndusInd Bank credit card bill payments on the bill desk payment portal by following the steps mentioned below.

Step 1: Go to the IndusInd Bank Bill desk portal here
Step 2: Enter your credit card details such as credit card number, account number, email, and contact details required to make the payment.
Step 3: Enter the payment amount and click on submit
Step 4:Now, select your net banking account to complete the transaction
Step 5: You shall receive a reference number on the successful completion of the transaction.

Visa Money Transfer

Through Visa Money Transfer, the cardholders can transfer funds from their different bank accounts to pay the outstanding credit card balance. You can simply avail of this service to make bill payments of your IndusInd Bank credit card through your net banking account. Following the mentioned steps you can outstanding bill payments using Visa Money Transfer.

Step 1: Get started by logging into your Net banking account
Step 2: Choose the “Visa Payments” option below the “Third Party Fund Transfer”
Step 3: Provide your account details, beneficiary details, and IFSC code

List of banks that provide Visa Money Transfer service

  • Axis Bank
  • Barclays Bank
  • Canara Bank
  • Catholic Syrian Bank
  • Corporation Bank
  • Development Credit Bank
  • HDFC Bank
  • HSBC Bank
  • ICICI Bank
  • IDBI Bank
  • IndusInd Bank
  • Kotak Bank
  • State Bank of India
  • Standard Chartered Bank

Auto-Debit Service

IndusInd customers can also benefit from the autopay service provided by the bank to make their outstanding bill payments by filing an authorization form. Using this facility, customers can instruct the bank to the entire outstanding due amount or the minimum amount due on the bill. This facility is provided to the IndusInd bank account holders only.

National Automated Clearing House Facility

IndusInd Bank customers can avail NACH facility to make their outstanding credit card bill payments. Through this facility, the cardholder’s account gets auto-debited with the total outstanding amount on the due date. This facility can be used by the cardholder to make their credit card bill payment even if he doesn’t have an existing account with the respective bank. The cardholder shall download and fill an authorization form along with a canceled cheque to avail of this facility. The duly signed authorization form should be sent to the below-mentioned address.

IndusInd Bank Ltd. (Credit Card Division),
P.O. Box No. – 9421,
Chakala MIDC,
Andheri (East), Mumbai – 400 093

How to Make your IndusInd Bank Credit Card Bill Payments Offline?

IndusInd Bank customers can pay their outstanding bills of their credit card by visiting the nearest IndusInd Bank branch or ATM.

Cash Payment

IndusInd Bank customers can also make cash payments by visiting their nearby IndusInd branch by filling a deposit form. The cardholders shall be charged with a processing fee of Rs 100 on cash payment by the bank. You shall receive an acknowledgment from the bank after the payment is processed.

Cheque Payment

The customers can also make the bill payment of their respective IndusInd credit card through cheque. You can m pay the outstanding balance by dropping a cheque at a nearby IndusInd bank dropbox. The cheque should be made payable to the IndusInd Bank account and should have a 16-digit account number.

Bottomline

IndusInd Bank customers can opt for these payment methods to pay their outstanding balance on their credit card. You can pay your total due amount or the minimum due amount on your credit card using these payment methods. Make sure you pay your credit card bills on time to prevent any late fees or interest charges on your outstanding amount.

FAQs:

The IndusInd Bank charges a processing fee of Rs 100 on credit card bill payments through cash.
You can call on the  24x7 Phone Banking Number at 1860 267 7777 to get all the necessary information related to your IndusInd credit card.
You can avail of the auto-debit facility by downloading and filling an auto-debit mandate form provided by the IndusInd bank.
No, a separate credit card statement is not provided for the add-on cardholders. The outstanding due amount on the add-on credit card gets reflected on the main card statement.
No, you can make your IndusInd credit card bill payment through your ICICI bank credit card. However, you can make your IndusInd credit card bill payment through your ICICI Bank account.