Indusind Bank Crest Credit Card

Indusind Bank Crest Credit Card Rewards:

• 2.5 Reward Points per Rs. 100 on all international spends.
• 1 Reward Point for every Rs. 100 spent on all domestic spends.

Reward Redemption:

• Redeem the reward point earned against an array of options at Indusmoments.
• Transfer the Reward Points to partner airlines’ AirMiles programs. 1 RP = 1 AirMile.
• Reward Points are redeemable for cash credit (i.e. to pay your card bills). 1 Reward Point = Re. 1.

Travel Benefits:

• Reward Points redeemable for AirMiles at partner airlines.
• LoungeKey membership with 2 free international lounge visits per quarter per guest.
• 2 complimentary domestic lounge access every quarter under the MasterCard India Lounge program.
• 1 complimentary night stay with 2 nights’ stay (total 3 nights at the price of 2 nights), complimentary breakfast for two, late check-out, and a complimentary room upgrade at Oberoi hotels and resorts.
• Premium airport services including a private lounge, chauffeured car, direct delivery to arrival lounge, etc

Dining Benefits

• Discount on dining bills with Club ITC Culinaire membership.
• Green Points is equivalent to 25% of the spends on the eligible food and beverages at ITC Hotels and Welcome Hotels.
• 20% savings on dining bills at Fortune and WelcomHeritage Hotels.
• 1,000 bonus Green Points on every accumulated spend of Rs. 25,000 on food and beverages (up to a maximum spend of Rs. 1,00,000).

Movie Benefits:

• Buy one movie ticket from BookMyShow and get another ticket absolutely free. You can get a maximum of 3 tickets per month. Maximum discount capped at Rs. 700 (if the ticket price exceeds Rs. 700, the rest of the amount has to be paid with the card). Additional discount of Rs. 50 on selecting the F&B option.
• 20% off on theatre and events bookings on BookMyShow (max discount capped at Rs. 700).

Golf Privileges:

• 3 complimentary golf games and 3 golf lessons every month with the exclusive Golf Program.
• 12 complimentary rounds of green fees and 12 complimentary golf lessons (3 per quarter) every year with the MasterCard golf Program.
• 4 complimentary green fees for guests (not more than 1 per quarter).

Insurance Benefits:

• Complimentary cover for personal air-accident worth Rs. 2.5 crores.
• Lost card liability protection is applicable from up to 48 hours before reporting the loss of the card.

How to apply:

Apply for the Crest credit card on the IndusInd bank’s official website. You need to submit a few documents including address/identity proof and proof of income to get your application processed.

Customer Care:

For any assistance or to report the loss of a card, you may dial IndusInd bank’s customer care number 1860 267 7777 from your registered phone number.

Conclusion:

Keeping all its benefits in mind (travel benefits in particular), and a high reward rate on both domestic as well as international spends, the Crest credit card by IndusInd bank, despite its high membership fee, can be considered a really attractive offering, at least for the high net-worth customers of the bank who don’t want to compromise with their lifestyle requirements. That’s our take on this top-end offering by the IndusInd bank. What are your views on this credit card? Let us know in the comments. And in case you have already used the card, don’t forget to share your experience.