IndusInd Bank Crest Credit Card
- Updated On: 19 May, 2026
Crest credit card by IndusInd Bank is a top-end offering that comes packed with many premium benefits, including a 24×7 concierge service, complimentary LoungeKey membership, and multiple best-in-class privileges that one expects from a premium credit card. The Crest card is very similar to IndusInd Bank’s own Indulge Credit Card (we’ve already covered the Indulge card in our earlier posts). That being said, the Crest credit card offers a few additional travel benefits. It not only offers lounge access but also various other premium advantages, such as complimentary stays at Oberoi hotels, special airport services, etc.
Regarding its entertainment benefits, booking through BookMyShow can earn you complimentary movie tickets (three per month). To learn more about this card, keep reading.
IndusInd Bank Crest Credit Card
( 4.2 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
2.5 RPs/₹100 Spent Internationally and 1 Reward Points Spent Domestically
Welcome Benefits
N/A
Rewards and Benefits
Movie & Dining
BOGO on Movie Ticket Booking
Rewards Rate
2.5 RPs/₹100 Spent Internationally and 1 Reward Points Spent Domestically
Reward Redemption
1 RP = ₹0.75 for Redeeming Against Cash Credit and 2 RPs = 1 KrisFlyer Miles
Travel
LoungeKey membership with complimentary lounge access per quarter, and complimentary access to domestic lounges under the MasterCard India lounge access program.
Domestic Lounge Access
2 complimentary domestic lounge visits quarterly under the MasterCard Lounge access program.
International Lounge Access
2 complimentary international lounge visits every quarter with the LoungeKey membership
Golf
2 Golf Lessons and 2 Golf Games Each Month
Insurance Benefits
Lost Liability Cover
Fees & Charges
Spend-Based Waiver
Annual membership fee waived off on spending Rs. 20,00,000 in the previous year
Rewards Redemption Fee
Rs. 100
Foreign Currency Markup
3.5% + GST
Interest Rates
2.99% per month (or 36% annually)
Fuel Surcharge Waiver
Waived for transactions between Rs. 400 and Rs. 4,000
Cash Advance Charges
2.5% of the advanced amount, subject to a minimum amount of Rs. 300
Product Details
- Reward Points can be transferred to partner airlines’ AirMiles programs or redeemed against Cash Credit.
- Complimentary access to domestic and international lounges.
- Complimentary golf lessons and golf games every month with the exclusive golf program and MasterCard golf program each.
- Buy One Get One offer on BookMyShow movie tickets (max three free tickets/month). The free ticket price is capped at ₹700, and there is an additional discount of ₹50 on selecting the F&B option.
- Up to ₹3,000 off on dining bills at over 100 partner restaurants.
- Lost card liability covers up to 48 hours prior to reporting the loss of the card.
IndusInd Bank Crest Credit Card Features and Benefits
Below are some of the features and benefits of this credit card-
Travel Benefits
- Reward Points are redeemable for AirMiles at partner airlines.
- LoungeKey membership with two free international lounge visits per quarter per guest.
- Two complimentary domestic lounge accesses are available every quarter under the MasterCard India Lounge program.
- 15% discount on Meet and Greet services with the Mastercard Airport Concierge service
- Premium airport services include a private lounge, chauffeured car, direct delivery to the arrival lounge, etc.
- Global Data Roaming by Flexiroam
Movie Benefits
- Buy one movie ticket from BookMyShow and get another ticket absolutely free. You can get a maximum of 3 tickets per month. Maximum discount capped at ₹700 (if the ticket price exceeds ₹700, the rest of the amount has to be paid with the card). An additional discount of ₹50 on selecting the F&B option.
- 20% off on theatre and events bookings on BookMyShow (max discount capped at ₹700).
Golf Privileges
Two complimentary golf games and two golf lessons every month with the exclusive Golf Program.
Other Benefits
With Crest Auto Assist, you can call for roadside assistance anytime and get help with Roadside repair, emergency fuel supply, battery service, flat tires, etc.
IndusInd Bank Crest Credit Card Rewards
- 2.5 Reward Points/₹100 spent internationally.
- 1 Reward Point/₹100 spent domestically.
- 0.70 Reward Points/₹100 will be awarded for rental payments, utility bill payments, education institute fees, or insurance premium payments.
Reward Redemption
- Redeem the reward points earned against an array of options at Indus Moments.
- Transfer the Reward Points to Krisflyer miles of Singapore Airlines. 200 Reward Points = 100 KrisFlyer Miles.
- Reward Points are redeemable for cash credit (i.e., to pay your card bills). 1 Reward Point =₹0.75.
- The maximum redemption limit for the cash credit option is 30,000 reward points in one statement cycle.
IndusInd Bank Crest Credit Card Review
With all its benefits (travel benefits in particular) and a high reward rate on both domestic and international spends, the Crest credit card by IndusInd Bank, despite its high membership fee, can be considered a really attractive offering, at least for the bank’s high-net-worth customers who don’t want to compromise with their lifestyle requirements. That’s our take on this top-end offering by IndusInd Bank.
What are your views on this credit card? Let us know in the comments. If you have already used the card, don’t forget to share your experience.
FAQs:
What is the validity of the reward points?
The reward points earned on the Crest credit card are valid for 1 year from the date of accrual. If you are unable to use the points, the points will expire after 1 year.
Do I get a Priority Pass membership with this card?
No, there is no Priority Pass membership offered with this card. You get a LoungeKey membership with 2 complimentary international lounge visits with this card.