IndusInd Bank has launched an exciting credit card in collaboration with EazyDiner, a popular online dining reservation platform. The EazyDiner IndusInd Signature Credit Card carries a joining and annual renewal fee of ₹1,999 and welcomes cardholders with 2,000 bonus rewards and a complimentary EazyDiner Prime membership worth ₹2,495, which automatically gets renewed yearly. Cardholders can enjoy dining benefits of up to ₹50,000 at premium and fine dining restaurants with EazyDiner. They shall also get a decent reward rate on every category spent and accelerated points for dining transactions via the EazyDiner app. Other than this, the cardholders get up to 50% additional discount on dining-related spending via EazyDiner, 3X EazyPoints on all orders and many more dining benefits.
This credit card’s travel benefits include complimentary airport lounge access across various participating domestic lounges in India. It also offers up to 2 free movie tickets worth ₹400 every month on BookMyShow. All these benefits make its annual fee worth it. Those who are looking for a dining credit card with similar benefits and zero joining/annual charges should check out the EazyDiner IndusInd Platinum Credit Card.
For more detailed information about the EazyDiner IndusInd Signature Bank Credit Card, its charges, and its features, refer to the details given below:
EazyDiner IndusInd Bank Credit Card
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Movie & Dining
50% Discount on Dining via EazyDiner. Free Movie Tickets Upto ₹400 Monthly
Rewards Rate
10 Reward Points for Dining, Shopping, and Entertainment Spends. 4 Reward Points/₹100 on All Other Spends
Reward Redemption
Redeem Points for Payment of Bills via PayEazy on EazyDiner
Travel
Postcard Hotels Stay Voucher Worth ₹5,000
Domestic Lounge Access
2 Free Airport Lounge Access Each Quarter (8 Every Year)
International Lounge Access
NA
Golf
NA
Insurance Benefits
NA
Spend-Based Waiver
NA
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5%
Interest Rates
3.83% per month
Fuel Surcharge
1% Fuel Surcharge Waiver on Transactions Between ₹500 and ₹3,000
Cash Advance Charges
2.5% of the withdrawn amount subject to a minimum of Rs. 300.
- Welcome bonus of 2,000 bonus RPs once the card’s joining fee is paid.
- Complimentary EazyDiner Prime annual membership that gets renewed every year.
- Up to 50% extra discount on dining spends via the PayEazy on the EazyDiner app.
- Complimentary access to domestic lounges every year.
- Two complimentary movie tickets every month.
- 1% waiver on fuel surcharge.
EazyDiner IndusInd Signature Credit Card Features and Benefits
The EazyDiner IndusInd Bank Credit Card is a co-branded card with exciting rewards rates and several other benefits across different categories. Below are the detailed benefits & features of this credit card:
Welcome Benefits
- Get 2,000 EazyPoints after the joining fee has been successfully paid.
- Get a complimentary Eazy Diner Prime membership for a year worth ₹2,495. After the annual fee is paid, the membership can be renewed annually.
- Postcard Hotels stay voucher worth ₹5,000. The offer is applicable for stays booked directly, either through the Postcard Hotels website or the reservations concierge at +91 79995 55222.
Dining Benefits
Being a credit card targeted at people who dine out very often, the EazyDiner IndusInd Bank Credit Card comes with several exclusive dining privileges as follows:
- 25% discount on paying your dining bills via Payeazy on EazyDiner.
- Additional 25% upto ₹1,000 off on paying bills using the EazyDiner IndusInd Bank Credit Card via PayEazy on the EazyDiner app. An extra 25% off is not applicable on consecutive transactions made within 120 minutes at the same restaurant.
- Enjoy a free premium alcoholic beverage for each guest at selected restaurants nationwide. This offer is available at specific restaurants listed on the EazyDiner App. You can identify these restaurants by looking for the “Free alcoholic beverage” deal text on the restaurant listing page in the app.
Movie Benefits
The EazyDiner IndusInd Bank card also offers two complimentary movie tickets worth up to ₹200 monthly on BookMyShow. Thus, cardholders can enjoy free tickets worth ₹400 (4,800 annually) each month.
Travel Benefits
The cardholders get 2 complimentary access to domestic lounges per quarter (8 annually). The complete list of participating airport lounges is available.
Renewal Benefits
The EazyDiner Prime membership gets renewed each year on the realization of annual fees.
Fuel Surcharge Waiver
With this card, you can get a 1% waiver on the surcharge applicable on fuel purchases between ₹500 and ₹3,000. This waiver is capped at ₹250 per statement cycle.
EazyDiner IndusInd Credit Card Reward Points
The reward rate of the EazyDiner IndusInd Bank Credit Card in different categories are as mentioned below:
- You get 10 Reward Points per ₹100 spent on dining, entertainment, and shopping.
- You get 4 Reward Points on every other retail spend of ₹100 other than fuel.
Other than the Reward points, you can also earn 3X (12 Reward Points per ₹100 you spend) EazyPoints on making payments via the EazyDiner IndusInd Card.
Reward Redemption
The reward points accumulated via the EazyDiner IndusInd Bank Credit Card are redeemable against dining-related spending on the EazyDiner app. You can earn Reward Points using the EazyDiner IndusInd Bank Credit Card, and these points can be instantly redeemed against your dining bill. However, the instant redemption of Reward Points is only possible if you make the payment via PayEazy on the EazyDiner app. When making the payment, you have the option to choose the number of Reward Points you would like to redeem. Please note that the EazyDiner IndusInd Bank Credit Card must be used to make the balance payment while redeeming the Reward Points.
These reward points can not be redeemed against cash credit; they expire one year after the accumulation date.
EazyDiner IndusInd Bank Credit Card Fees and Charges
Following are the essential charges applicable on the EazyDiner IndusInd Bank Card:
- The joining & renewal fee applicable on the card is ₹1,999 plus applicable taxes.
- The finance charges applicable on IndusInd Bank EazyDiner Credit Card are 3.83% p.m.
- The foreign currency markup fee applicable on the card is 3.5% of the transaction amount.
- The cash advance fee applicable on the EazyDiner IndusInd Bank Card is 2.5% of the amount withdrawn (minimum of ₹300).
Eligibility for EazyDiner IndusInd Signature Credit Card
The eligibility criteria to get approved for the EazyDiner IndusInd Bank Credit Card have been mentioned below:
Particular | Criteria |
Age | Above 21 |
Income | Stable Income as a Salaried or Self-Employed Individual |
Credit Score | Decent Credit Score (750 or Above) |
How to Apply for the EazyDiner IndusInd Bank Credit Card?
You can apply for the IndusInd Bank EazyDiner Credit Card online or offline. If you prefer offline methods, simply visit a bank branch in your city and fill in the application form. If you prefer online methods, follow the steps below to apply for the card:
- Click on the Apply Now option.
- You shall be redirected to the official application page.
- Fill in your particulars.
- Proceed further to apply as per the website’s directions.
Bottom Line
The EazyDiner IndusInd Bank Credit Card is an excellent choice for frequently dining out. The renewal fee appears to be relatively high, but if you look at all the benefits of this card, it is worth it to pay a fee of ₹1,999 for such an exclusive credit card. The EazyDiner Prime membership you get for free with this credit card is worth ₹2,495. With this credit card, you earn accelerated rewards on dining-related spending, additional discounts of up to 50%, and many more benefits.
Other benefits, such as complimentary lounge access and free movie tickets on BookMyShow, make it more of a luxury credit card offering great privileges across different categories. The HDFC Regalia Gold Credit Card is also a lifestyle card offering exciting dining offers, but the EazyDiner co-branded card issued by the IndusInd Bank is still the best for foodies.
This was the EazyDiner IndusInd Bank Credit Card review from our side. Drop your views on the card in the comments below:
Recently I got a call saying that we will process for you EasyDiner Indusind bank credit card as a free of cost since you had legend credit card form same bank and also we recognize you as a high-profile. But when I cross check in google I am getting it is a chargeable card and no where informed it will be issued as a free of cost to those are using legend card already. So could you please suggest me can I believe that information or not so that I can take a decision on it.
If it was an official call from bank then surely you could have gotten the EazyDiner Signature Credit Card as lifetime free. To confirm you can ask them to send a mail from the official E-mail ID.