EazyDiner IndusInd Bank Credit Card

EazyDiner IndusInd Signature Credit Card Features and Benefits

The EazyDiner IndusInd Bank Credit Card is a co-branded card that offers exciting rewards rates and various benefits across multiple categories. Below are the detailed benefits & features of this credit card:

Welcome Benefits

• Get 2,000 EazyPoints after the joining fee has been successfully paid.
• Get a complimentary Eazy Diner Prime membership for a year worth ₹3,550. After the annual fee is paid, the membership can be renewed annually.
• Postcard Hotels stay voucher worth ₹7,500. The offer is applicable for stays booked directly, either through the Postcard Hotels website or the reservations concierge at +91 79995 55222.

Dining Benefits

Being a credit card targeted at people who dine out very often, the EazyDiner IndusInd Bank Credit Card comes with several exclusive dining privileges as follows:

• Enjoy a 25% discount on your dining bills when you pay via Payeazy on EazyDiner.
• An additional 25% upto ₹1,000 off on paying bills using the EazyDiner IndusInd Bank Credit Card via PayEazy on the EazyDiner app. The extra 25% off is capped at ₹2,000 each month without any spend-based conditions. Those who wish to access additional discounts of ₹5,000 can do so by making non-dining spends of ₹30,000 or more each month.
• Enjoy a free premium alcoholic beverage for each guest at selected restaurants nationwide. This offer is available at specific restaurants listed on the EazyDiner App. You can identify these restaurants by looking for the “Free alcoholic beverage” deal text on the restaurant listing page in the app.

Renewal Benefits

The EazyDiner Prime membership is renewed annually upon payment of the annual fees. Cardholders shall also receive a Postcard Hotels voucher worth ₹7,500.

Fuel Surcharge Waiver

With this card, you can get a 1% waiver on the surcharge applicable on fuel purchases between ₹500 and ₹3,000. This waiver is capped at ₹250 per statement cycle.

EazyDiner IndusInd Credit Card Reward Points

The reward rate of the EazyDiner IndusInd Bank Credit Card in different categories is mentioned below:

• You get 10 Reward Points/₹100 spent on hotels, travel, entertainment, and shopping.
• You get 4 Reward Points/₹100 on all other eligible retail spend.
• No Reward Points shall be awarded for dining spends.
• Other than the Reward points, you shall also earn 3X EazyPoints on making payments via the EazyDiner IndusInd Card.
• Reward Points shall only be earned up to the assigned credit limit of each cardholder.

1 Reward Point = ₹0.10

Reward Redemption

The reward points accumulated via the EazyDiner IndusInd Bank Credit Card are redeemable against dining-related spending on the EazyDiner app. You can earn Reward Points using the EazyDiner IndusInd Bank Credit Card, and these points can be instantly redeemed against your dining bill. However, the instant redemption of Reward Points is only possible if you make the payment via PayEazy on the EazyDiner app. When making the payment, you have the option to choose the number of Reward Points you would like to redeem.

Please note that the EazyDiner IndusInd Bank Credit Card must be used to make the balance payment while redeeming the Reward Points. These reward points can not be redeemed against cash credit, and they expire one year after the accumulation date.

EazyDiner IndusInd Bank Credit Card Fees and Charges

The following are the essential charges applicable to the EazyDiner IndusInd Bank Card:

• The joining and renewal fee applicable to the card is ₹2,999 plus applicable taxes.
• The finance charges applicable to the IndusInd Bank EazyDiner Credit Card are 3.83% per month.
• The foreign currency markup fee applicable to the card is 3.5% of the transaction amount.
• The cash advance fee applicable on the EazyDiner IndusInd Bank Card is 2.5% of the amount withdrawn (minimum of ₹300).

Eligibility for EazyDiner IndusInd Signature Credit Card

The eligibility criteria to get approved for the EazyDiner IndusInd Bank Credit Card have been mentioned below:

How to Apply for the EazyDiner IndusInd Bank Credit Card?

You can apply for the IndusInd Bank EazyDiner Credit Card online or offline. If you prefer offline methods, simply visit a bank branch in your city and fill in the application form. If you prefer online methods, follow the steps below to apply for the card:

• Click on the Apply Now option.
• You shall be redirected to the official application page.
• Fill in your particulars.
• Please proceed to apply as instructed on the website.

Bottom Line

While several credit cards offer high discounts and cashback on ordering food online, like the Swiggy HDFC Credit Card, the EazyDiner IndusInd Bank Credit Card is an excellent choice for those who frequently dine out.

The renewal fee appears to be relatively high, but considering all the benefits of this card, it is worth paying a fee of ₹2,999 for such an exclusive credit card. The EazyDiner Prime membership you get for free with this credit card is worth ₹3,550. With this credit card, you earn accelerated rewards on travel spending, additional discounts of up to 50%, and many more benefits.

The HDFC Regalia Gold Credit Card is also a lifestyle card that offers exciting dining benefits, but the EazyDiner co-branded card, issued by IndusInd Bank, remains the best option for foodies.

Those looking for a dining credit card with similar benefits and no joining or annual charges should consider the EazyDiner IndusInd Platinum Credit Card. This is our EazyDiner IndusInd Bank Credit Card review. Drop your views on the card in the comments below.