By Bharti Bisht
Updated On September 28, 2021

The IndusInd Bank Signature Visa Credit Card is among the premium credit card issued by the IndusInd Bank. It comes with quite high annual charges of Rs. 50,000, which is a one-time fee as you don’t need to pay an annual fee each year. Keeping the luxury needs of its customers in mind, the card welcomes them with an exclusive stay at any of the best Oberoi hotels. With this card, you get 1,5 Reward Points on every Rs. 100 you spend and these reward points can be redeemed against various categories of your choice. To make your entertainment experiences more rewarding, the card provides you with up to 3 complimentary movie tickets every month under the Buy 1 Get 1 free offer on BookMyShow.

Moreover, you get complimentary domestic airport lounge access every quarter and complimentary Priority Pass membership with access to over 1,000 lounges globally. The primary cardholders can also enjoy complimentary golf sessions every month and various other such benefits. To know more about the card and its features, keep reading:

Best Suited For

Travel |

Joining Fee

Rs. 50,000

Reward Type

Reward Points |

Product Details

  • One complimentary stay at Oberoi hotels.
  • Get 1.5 Reward Points for every spend of Rs. 100.
  • Buy one get 1 free offer on booking movie tickets through BookMyShow.
  • Get complimentary Priority Pass Membership.
  • Get 2 complimentary lounge visits per quarter.
  • Get 1 complimentary golf game each month at selected golf courses.
  • 1% fuel surcharge waiver.

Rewards and Benefits

Welcome Benefits

Get a luxurious stay at any of the best Oberoi hotels.

Movie & Dining

Buy 1 get 1 free offer on movie tickets on BookMyshow

Rewards Rate

1.5 Reward Point on every Rs. 100 spent

Reward Redemption

For redemption against cash credit, 1RP = Re. 1 and for redemption against Intermiles/CV Points, 1 RP = 1 InterMile / 1 CV Point.

Travel

You get complimentary Priority Pass Membership and complimentary domestic lounge access.

Golf

Get 1 complimentary golf game and 1 lesson each month.

Domestic Lounge Access

2 complimentary domestic lounge access every quarter

International Lounge Access

NA

Insurance Benefits

Insurance cover for air accident, lost passport, lost baggage, delayed baggage, lost ticket & missed connection is provided.

Zero Liability Protection

Cardholders will not be liable for any fraudulent transactions made on a lost/stolen card if the loss is reported in a timely manner.

Fees & Charges

Joining Fee

Rs. 50,000

Renewal Fee

Nil

Spend based Waiver

Nil

Rewards Redemption Fee

Rs. 100

Rewards Redemption Fee

Rs. 100

Foreign Currency Markup

3.5% on all foreign currency transactions

Interest Rates

3.83% per month (45.96 per annum)

Fuel Surcharge

1% fuel surcharge waiver across all petrol stations in India for transactions between Rs. 400 and Rs. 4,000.

Cash Advance Charge

2.5% or Rs. 300 (whichever is higher)

Add-on Card Fee

Nil

Welcome Benefits

Get a luxurious stay at any of the best Oberoi Hotels as a welcome gift from the IndusInd Bank Signature Visa Credit Card.

IndusInd Bank Signature Visa Credit Card Rewards:

  • You get 1.5 Reward Points for every Rs. 100 spent on your IndusInd Bank Signature Visa Credit Card.
  • You earn 0.75 Reward points on every Rs. 100 spent on utility and insurance categories.
  • No reward points will be earned on fuel transactions.

Rewards Redemption

  • The Reward Points you earn through your IndusInd Bank Signature Visa Credit Card can be redeemed against a variety of offers available at IndusMoments.
  • For redemption against InterMiles, 1 Reward Point = 1 InterMile.
  • For redemption against Club Vistara Points, 1 Reward Point = 1 CV Point.
  • For redemption against cash credit, 1 Reward Point = Re. 1.

Travel Benefits

  • You get complimentary Priority Pass Membership.
  • You get 2 complimentary domestic lounge access every quarter.

Movie Benefits

  • Buy 1 get 1 free movie ticket on booking through Bookmyshow. You can avail of up to 3 free tickets each month with a maximum price cap of Rs. 200 per ticket.
  • Get a discount of 20% on non-movie bookings (maximum discount of Rs. 200).

Golf Benefits

  • You get 1 complimentary golf game every month at selected golf courses in India.
  • You get 1 complimentary golf lesson every month.

Insurance Benefits

Category Insurance Coverage
Accidental air death Rs. 25 lakhs
Lost baggage Rs. 1,00,000
Delayed baggage Rs 25,000
Loss of passport Rs 50,000
Lost ticket Rs 25,000
Missed connection Rs 25,000

Concierge Benefits

The IndusInd Bank Signature Visa credit cardholder receives the following concierge benefits:

  • Hotel reservation
  • Pre-trip assistance
  • Flight bookings
  • Sports & entertainment bookings
  • Gifts & flowers

Other Benefits

Other than all the above benefits, the card provides its cardholders with auto-assistance that would be helpful for you in the following ways:

  • Roadside Repair Service
  • Lost Keys
  • Flat Tyre Service
  • Emergency Fuel Supply
  • Medical Assistance & Accident Management

Conclusion

The IndusInd Bank Signature Visa Credit Card, targeting high net worth individuals, can be a great choice for people who believe in paying a one-time fee and enjoying lifetime benefits. From reward programs to travel to entertainment, this card comes loaded with exclusive benefits across all the categories. Not only this, but you also get several insurance covers for enhanced security. Moreover, the golf benefits, fuel surcharge waiver, 24*7 concierge services, etc Considering all these great benefits with a one-time fee, you must try this card if you can afford it.

FAQs:

You can avail 4 free tickets every month through Sathyam Cinemas (for tickets with a maximum price of Rs. 120 each only).

You can get 1 complimentary golf lesson each month at leading golf clubs in Chennai, Ahmedabad, Delhi NCR, Bengaluru, Hyderabad, Mumbai, and Pune

For redemption against cash credit, 1 Reward Point = Re. 1.

Yes, the IndusInd Bank Signature Visa credit card provides an insurance of Rs. 1 lakh for lost baggage.

If you are stuck somewhere in between with no fuel, you can call your auto-assist and you will be provided with up to 5 litres of fuel at your location.

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