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IndusInd Bank Signature Visa Credit Card

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IndusInd Bank Signature Visa Credit Card
Joining Fee
Rs. 50,000 + GST
Renewal Fee
Nil
Best Suitable For
Travel
Welcome Benefits
Get a luxurious stay at any of the best Oberoi hotels.
Forex Markup
3.5% on all foreign currency transactions

The IndusInd Bank Signature Visa Credit Card is among the premium IndusInd Credit Cards and comes with several exciting privileges across different categories. It comes with quite high joining charges of Rs. 50,000, which is a one-time fee as you don’t need to pay an annual fee each year. Keeping the luxury needs of its customers in mind, the card welcomes them with an exclusive stay at any of the best Oberoi hotels. With this card, you get 1.5 Reward Points on every Rs. 100 you spend and these reward points can be redeemed against various categories of your choice. To make your entertainment experiences more rewarding, the card provides you with up to 3 complimentary movie tickets every month under the Buy 1 Get 1 free offer on BookMyShow.

Moreover, you get complimentary domestic airport lounge access every quarter and complimentary Priority Pass membership with access to over 1,000 lounges globally. The primary cardholders can also enjoy complimentary golf sessions every month and various other such benefits. To know more about the card and its features, keep reading:

Rewards and Benefits

Rewards Rate
1.5 Reward Point on every Rs. 100 spent
Welcome Benefits
Get a luxurious stay at any of the best Oberoi hotels.
Reward Redemption
For redemption against cash credit, 1RP = Re. 1 and for redemption against Intermiles/CV Points, 1 RP = 1 InterMile / 1 CV Point.
Movie & Dining
Buy 1 get 1 free offer on movie tickets on BookMyshow
Travel
You get complimentary Priority Pass Membership and complimentary domestic lounge access.
Golf
Get 1 complimentary golf game and 1 lesson each month.
Domestic Lounge
2 complimentary domestic lounge access every quarter
International Lounge
N/A
Insurance Benefits
Insurance cover for air accident, lost passport, lost baggage, delayed baggage, lost ticket & missed connection is provided.

Fees and Charges

Joining Fee
Rs. 50,000 + GST
Renewal Fee
Nil
Spend-Based Waiver
Nil
Rewards Redemption Fee
Rs. 100
Forex Markup
3.5% on all foreign currency transactions
Interest Rates
3.83% per month (45.96 per annum)
Fuel Surcharge Waiver
1% fuel surcharge waiver across all petrol stations in India for transactions between Rs. 400 and Rs. 4,000.
Cash Advance Charges
2.5% or Rs. 300 (whichever is higher)

Product Details

  • One complimentary stay at Oberoi hotels.
  • Get 1.5 Reward Points for every spend of Rs. 100.
  • Buy one get 1 free offer on booking movie tickets through BookMyShow.
  • Get complimentary Priority Pass Membership.
  • Get 2 complimentary lounge visits per quarter.
  • Get 1 complimentary golf game each month at selected golf courses.
  • 1% fuel surcharge waiver.

Welcome Benefits

Get a luxurious stay at any of the best Oberoi Hotels as a welcome gift from the IndusInd Bank Signature Visa Credit Card.

IndusInd Bank Signature Visa Credit Card Rewards

  • You get 1.5 Reward Points for every Rs. 100 spent on your IndusInd Bank Signature Visa Credit Card.
  • You earn 0.75 Reward points on every Rs. 100 spent on utility and insurance categories.
  • No reward points will be earned on fuel transactions.

Rewards Redemption

  • The Reward Points you earn through your IndusInd Bank Signature Visa Credit Card can be redeemed against a variety of offers available at IndusMoments.
  • For redemption against InterMiles, 1 Reward Point = 1 InterMile.
  • For redemption against Club Vistara Points, 1 Reward Point = 1 CV Point.
  • For redemption against cash credit, 1 Reward Point = Re. 1.

Travel Benefits

  • You get a complimentary Priority Pass Membership.
  • You get 2 complimentary domestic lounge access every quarter.

Movie Benefits

  • Buy 1 get 1 free movie ticket on booking through BookMyShow. You can avail of up to 3 free tickets each month with a maximum price cap of Rs. 200 per ticket.
  • Get a discount of 20% on non-movie bookings (maximum discount of Rs. 200).

Golf Benefits

  • You get 1 complimentary golf game every month at selected golf courses in India.
  • You get 1 complimentary golf lesson every month.

Insurance Benefits

Category Insurance Coverage
Accidental air death Rs. 25 lakhs
Lost baggage Rs. 1,00,000
Delayed baggage Rs 25,000
Loss of passport Rs 50,000
Lost ticket Rs 25,000
Missed connection Rs 25,000

Concierge Benefits

The IndusInd Bank Signature Visa credit cardholder receives the following concierge benefits:

  • Hotel reservation
  • Pre-trip assistance
  • Flight bookings
  • Sports & entertainment bookings
  • Gifts & flowers

Other Benefits

Other than all the above benefits, the card provides its cardholders with auto-assistance that would be helpful for you in the following ways:

  • Roadside Repair Service
  • Lost Keys
  • Flat Tyre Service
  • Emergency Fuel Supply
  • Medical Assistance & Accident Management

Conclusion

The IndusInd Bank Signature Visa Credit Card, targeting high net worth individuals, can be a great choice for people who believe in paying a one-time fee and enjoying lifetime benefits. From reward programs to travel to entertainment, this card comes loaded with exclusive benefits across all the categories. Not only this, but you also get several insurance covers for enhanced security. Moreover, the golf benefits, fuel surcharge waiver, 24*7 concierge services, etc. Considering all these great benefits with a one-time fee, you must try this card if you can afford it.

Frequently Asked Questions

How many free tickets can I avail each month on booking through Sathyam Cinemas ?

You can avail 4 free tickets every month through Sathyam Cinemas (for tickets with a maximum price of Rs. 120 each only).

In which cities can we get the complimentary golf lesson ?

You can get 1 complimentary golf lesson each month at leading golf clubs in Chennai, Ahmedabad, Delhi NCR, Bengaluru, Hyderabad, Mumbai, and Pune

What is the value of 1 Reward Point for redemption against cash credit ?

For redemption against cash credit, 1 Reward Point = Re. 1.

Does the card provide an insurance coverage for lost baggage ?

Yes, the IndusInd Bank Signature Visa credit card provides an insurance of Rs. 1 lakh for lost baggage.

How can the auto-assistance help us in emergency fuel supply ?

If you are stuck somewhere in between with no fuel, you can call your auto-assist and you will be provided with up to 5 litres of fuel at your location.

Reader Comments

1 comment · Join the discussion below

  1. Arnav

    Where can I redeem the benefit of golf Axis in delhi ncr

    Reply

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