The IndusInd Bank has recently launched a premium co-branded credit card in partnership with Club Vistara: Club Vistara IndusInd Bank Explorer Credit Card. The card is currently being issued in association with Visa, but the bank plans to come up with the Mastercard variant as well once the RBI permits the issuance of new credit cards on Mastercard. It is issued at a joining fee of Rs. 40,000 and offers exciting welcome benefits like Club Vistara gold membership, a business class ticket voucher, and a gift voucher of your choice. The card rewards with Club Vistara Points and for every Rs. 200 spent with the card, cardholders can earn up to 8 CV Points.
Under its milestone program, you can earn up to 5 business class ticket vouchers every year. To make your travel experiences even luxurious, the card offers complimentary membership of Priority Pass and free domestic and international airport lounge visits. Other than that, you can enjoy 2 complimentary movie tickets per month via BookMyShow and a 20% discount on non-movie bookings. Keep reading to know more about the Club Vistara IndusInd Bank Explorer Credit Card.
Club Vistara IndusInd Bank Explorer Credit Card
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Movie & Dining
Buy 1 Get 1 Free (BOGO) offer on movie tickets via BookMyShow & Rs. 3,000 off on dining twice a year.
Rewards Rate
On every spend of Rs. 200, you get 8 CV Points on the Club Vistara website, 6 CV Points on travel-related spends, 1 CV Point on utilities, insurance & fuel, and 2 CV Points elsewhere.
Reward Redemption
The CV Points earned are redeemable against travel-related bookings on Club Vistara website.
Travel
Complimentary domestic and international lounge visits.
Domestic Lounge Access
1 domestic lounge visits every quarterly.
International Lounge Access
4 complimentary access to international lounges every quarter via Priority Pass.
Golf
NA
Insurance Benefits
Air accident cover (worth Rs. 2.5 crores) and many other travel insurance covers.
Spend-Based Waiver
NA
Rewards Redemption Fee
Nil
Foreign Currency Markup
Nil
Interest Rates
2.85% per month
Fuel Surcharge
1% fuel surcharge is waived off at all fuel stations.
Cash Advance Charges
Nil
- Complimentary Club Vistara Gold Tier membership.
- 1 complimentary business class ticket voucher on joining.
- Exciting gift vouchers worth Rs. 25,000 as a welcome benefit.
- Up to 5 complimentary business class ticket vouchers every year.
- 8 CV points per Rs. 200 you spend at airvistara.com & 6 CV points on other travel-related spends.
- 2 CV Points on every retail spend of Rs. 200 & 1 CV point on insurance, utilities, and fuel transactions.
- Enjoy buy 1 Get 1 free offer on movie tickets twice every month.
- Complimentary access to domestic and international lounges.
- Rs. 3,000 off on dining bills twice every year.
- Zero Foreign Markup Charges
- 1% fuel surcharge waiver.
Pros
- With this credit card, a lot of fees are waived, such as foreign currency markup fees or cash withdrawal charges.
Cons
- The joining fees are pretty high.
Club Vistara IndusInd Bank Explorer Credit Card Features & Benefits
Welcome Benefits
- Get a complimentary Business Class ticket voucher.
- You get a complimentary Club Vistara Gold membership. However, the membership is only for the first year, unlike that of the Axis Bank Vistara Infinite Credit Card, which provides the Club Vistara Gold membership for a lifetime (or till the card is active).
- You can choose one of the three vouchers: 1. a Luxe gift card which is worth Rs. 25,000 (to use against reliance brands, including Tumi, Coach, Satya Paul, Boss, Micheal Kors, Hamleys, Armani Exchange, etc.), 2. a night stay voucher at Oberoi hotels (one night stay at any of the top Oberoi properties across the country), or 3. a gift voucher worth Rs. 25,000 from Charles Keith, Hush Puppies, etc.
- You also get one complimentary business class ticket voucher annually on card renewal.
Milestone Benefits
Earn up to 5 business class tickets every year based on your spends. The following table explains how:
Annual Spends | Milestone Benefit |
Rs. 3 lakhs | 1 Business Class Ticket voucher |
Rs. 6 lakhs | 1 Business Class Ticket voucher |
Rs. 9 lakhs | 1 Business Class Ticket voucher |
Rs. 12 lakhs | 1 Business Class Ticket voucher |
Rs. 15 lakhs | 1 Business Class Ticket voucher |
Travel Benefits
- Enjoy four complimentary access to domestic lounges annually (1 per quarter).
- Enjoy complimentary Priority Pass membership with 16 complimentary international access to lounges every year (4 per quarter).
- Note: Lounge visits post the complimentary access will be chargeable at $27 per person on every visit.
Movie Benefits
- Avail of 2 complimentary movie tickets (worth up to Rs. 700 each) under the Buy 1 get 1 Free (Bogo) offer every month.
- Get Rs. 100 more off on the F & B option.
- You can also earn up to a 20% discount on event bookings on BookMyShow.
Dining Benefits
- You can get Rs. 3,000 off on your dining bills two times every year at more than a hundred premium restaurants.
- You can get your restaurant table reserved using the EazyDiner app or website and get an instant discount on paying via your IndusInd credit card.
- The discount can be availed once every six months.
- If the bill amount is more than Rs. 3,000, then the rest of the amount is to be paid using the credit card, and if it is less than Rs. 3,000, you can not use the remaining amount later.
Concierge Service
The card offers a team of professionals that will assist you with –
- Pre-trip assistance
- Hotel reservation
- Exclusive booking
- Flight booking
- Flowers and gifts
Insurance Benefits
Category | Insurance Coverage |
Accidental air death | Rs. 2.5 crores |
Lost baggage | Rs. 1,00,000 |
Delayed baggage | Rs 25,000 |
Loss of passport | Rs 50,000 |
Lost ticket | Rs 25,000 |
Missed connection | Rs 25,000 |
Fuel Surcharge Waiver
Get a 1% waiver on fuel surcharge at all fuel stations for transactions between Rs. 400 & Rs. 4,000.
No Foreign Currency Markup fee
The Club Vistara IndusInd Bank Explorer Credit Card doesn’t charge any foreign currency markup, and hence, you will save a lot on your international transactions.
Other Benefits
The primary cardholders also avail of the following services under auto assist:
- An emergency supply of fuel
- Roadside repair service
- Arrangement of a locksmith in case of lost keys.
- Emergency medical assistance.
Moreover, you can also save a lot with this card as there are:
- No late payment charges.
- No cash advance fee.
- No late payment charges.
- No add-on card fee.
Club Vistara IndusInd Bank Explorer Credit Card Rewards
- You get 8 CV Points per Rs. 200 spent on the Vistara website/app.
- You get 6 CV Points per Rs. 200 spent on travel/hotel/airline bookings.
- You get 2 CV Points per retail transaction of Rs. 200.
- You get 1 CV Point per Rs. 200 spent on fuel transactions and utility/insurance categories.
CV Reward Redemption
- The earned CV Points can be redeemed against bookings for Air Vistara flights or partner airlines, including SilkAir, Singapore Airlines, United Airlines, Japan Airlines, and Air Canada etc.
- You can redeem the points by logging into your CV account or by calling customer care at +91 9289228888.
How To Apply for Club Vistara IndusInd Bank Explorer Credit Card?
There are both online and offline ways by which you can apply for the Explorer credit card. For the offline procedure, visit the nearest branch along with the documents asked for. For the online procedure, follow these simple steps:
- Click on the “Apply Now” button on your screen,
- Fill in the details asked there and proceed.
Your card shall be delivered in 3 to 4 days.
Club Vistara IndusInd Bank Explorer Credit Card Review
The Club Vistara IndusInd Bank Explorer Credit Card is indeed an excellent option for HNIs who want a credit card with benefits over several categories, especially travel. With a pretty high joining and annual fee, you get world-class benefits, and you get rewarded for everything you do with the card. Be it movies, dining, fuel, or anything, you will save everywhere if you have the Club Vistara IndusInd Bank Explorer Credit Card.
Moreover, unlike most other credit cards, this card comes with no forex markup fee and no cash advance charges, which is incredibly rare. Therefore, if you want a card that has super-premium features, you should definitely try this one.
I applied for the Vistara Explorer Card paying the fees and it has been a struggle getting anything or any reply. If you write them an email, they say they will reply in “15 Days” , for every transaction you make, you will receive a phone call on converting it to EMI, that would be you replying to as many phone calls. If you have the time to invest and the money to waste, this card is optimum.
Please donot buy this card or fall prey to the sales talk of the indusind bank employees who try to sell this card to u as they sell it to u by deceit. I have been a victim of this fraud by one sales person Mahima sakpal of Indusind bank. Despite repeatedly telling her that I donot want to pay the huge amount of joining g fees and I am satisfied with my existing Indusind bank credit card she told me that joining fees was not compulsory and it was only if u want to avail of the benefits. She also lied to me that my reward points cannot be adjusted against my outstanding and the bank was offering me the Club Vistara credit card against the reward points. Total fraud bank and no reply to emails