By Bharti Bisht
Updated On September 24, 2021

The IndusInd Bank Celesta Credit Card is a premium credit card that provides its customers with super-exclusive luxury & lifestyle benefits. The card comes with a joining fee of Rs. 50,000 and welcomes you with vouchers worth Rs. 50K from Oberoi hotels and Montblanc each. You can make your travels extra luxurious as you get unlimited complimentary domestic lounge access with this card. Talking about its entertainment benefits, you can avail up to 3 free movie tickets each month & a 20% discount on movies on BookMyShow.

Moreover, the card also provides you with exciting offers on dining, including the complimentary Dineout Plus membership, a 25% discount at premium restaurants, and Rs 3,000 off on the dining bill. The card allows you to save in several other ways, such as a spend-based annual fee waiver, fuel surcharge waiver, etc. To know all the advantages of the IndusInd Bank Celesta Credit Card in detail, refer to the following information:

Best Suited For

Movies | Travel |

Joining Fee

Rs 50,000

Reward Type

Reward Points |

Product Details

  • Get up to 3 Reward Points per Rs. 100 you spend using your IndusInd Bank Celesta Credit Card.
  • Reward Points redeemable against Cash credit.
  • Vouchers worth Rs. 50,000 each from Oberoi Hotels & Montblanc as a welcome gift.
  • 20% discount on movies at BookMyShow.
  • Buy 1 get 1 free offer on movie tickets.
  • Complimentary Dineout Plus membership.
  • Unlimited complimentary airport lounge access.
  • Spend-based renewal fee waiver.
  • Complimentary golf lessons and golf games every month.
  • Insurance coverage against several categories.
  • 1% fuel surcharge waiver.

Rewards and Benefits

Welcome Benefits

You get either of Oberoi hotels/resorts vouchers worth Rs. 50K or Montblanc vouchers worth Rs. 50,000.

Movie & Dining

Get a 20% discount on movies and buy 1 get 1 free offer on movie tickets through BookMyShow. You get a complimentary Dineout Plus membership.

Rewards Rate

1 Reward Point per Rs. 100 spent on domestic purchases. 3 Reward Points per Rs. 100 spent on international purchases.

Reward Redemption

The Reward Points you earn can be redeemed against a variety of products. You can also redeem these points against AirMiles / Cash credit at a rate of 1 Reward Point = 1 air mile / Re.1.

Travel

Get complimentary airport lounge access

Golf

3 complimentary golf games & 3 complimentary golf lessons every month.

Domestic Lounge Access

You get unlimited complimentary domestic lounge access.

International Lounge Access

NA

Insurance Benefits

You get insurance coverage for an air accident, lost/delayed baggage, lost passport/ticket, missed connection, etc.

Zero Liability Protection

You will not be liable for any fraudulent transactions made on your card if you report your loss to the bank within 48 hours.

Fees & Charges

Joining Fee

Rs 50,000

Renewal Fee

Rs. 5,000

Spend based Waiver

The renewal fee is waived off if you spend Rs. 10 lakhs or more in the previous year.

Rewards Redemption Fee

Indusind Bank charges a reward redemption fee of Rs. 100

Rewards Redemption Fee

Indusind Bank charges a reward redemption fee of Rs. 100

Foreign Currency Markup

3.5% on all foreign currency spends

Interest Rates

2.99% per month

Fuel Surcharge

1% fuel surcharge waiver across all fuel stations.

Cash Advance Charge

2.5% of the cash withdrawn or Rs. 300 (whichever is higher)

Add-on Card Fee

Rs. 5,000

Welcome Benefits

You can choose one of the following as a welcome gift:

  • You get Oberoi hotels & resorts vouchers worth Rs. 50,000.
  • Montblanc vouchers worth Rs. 50,000.
  • A combination of Montblanc & Oberoi hotel vouchers worth Rs. 25,000.

IndusInd Bank Celesta Credit Card Rewards:

  • You get 1 Reward Point for every domestic spend of Rs. 100.
  • You get 3 Reward Points for every international spend of Rs. 100.
  • On selected categories like government services/charges, utility bill payments, insurance payments, and educational institutions fees, you get 0.70 Reward Points on every Rs. 100 you spend.

Rewards Redemption

  • You can call 1860 267 7777 to redeem your Reward Points.
  • The earned Reward Points can be redeemed against air miles with the partner Airlines at a rate of 1 Reward Point = 1 Air mile.
  • The Reward Points can also be redeemed against cash credit at a rate of 1 Reward Point = Re. 1.
  • You can also redeem the Reward Points against various products available at IndusMoments.
  • A maximum of 30,000 reward points can be redeemed in a statement cycle.

Travel Benefits

  • You get unlimited complimentary domestic lounge access through your IndusInd Bank Celesta Credit Card.
  • Get exclusive discount offers on Hertz car rental that include:
  1. A discount of 10% on standard rates.
  2. Free additional driver for your partner.
  3. An upgrade of car class on five consecutive days or more.

Dining Benefits

  • You get a complimentary Dineout Plus membership.
  • A discount of 25% at most of the premium restaurants.
  • Get Rs. 3,000 off on dining around the year. This offer can be availed once in six months, and one coupon is to be used in a single transaction.
  • Get 20% off on your dining bills or a complimentary bottle of beer or an appetizer from the à la carte menu at several restaurants worldwide.

Movie Benefits

  • Buy 1 movie ticket and get 1 free. The price of a free movie ticket is capped at Rs. 700.
  • You get a flat 20% off on event/movie bookings on BookMyShow.
  • Up to 3 free movie tickets can be availed in a month.

Golf Benefits

  • You get 3 complimentary golf lessons every calendar month.
  • You get 3 complimentary golf games each month.

Insurance Benefits

Category Insurance Coverage
Accidental air death Rs. 2.5 crores
Delayed Baggage Rs. 5,000
Loss of travel documents Rs. 50,000
Lost baggage Rs. 1 lakh
Lost ticket/missed connection Rs. 25,000

Joining and Renewal Fee Waiver

The renewal fee of Rs. 5,000 is waived off if you spend Rs. 10 lakhs or more in the previous anniversary year.

Fuel Surcharge Waiver

You get a 1% fuel surcharge waiver across all fuel stations for all transactions between Rs. 400 and rs. 4,000.

How To Apply?

You can apply for an IndusInd Bank Celesta Credit Card on the website https://www.indusind.com/ or you can call on 1860 267 7777.

Conclusion

The Indusind Bank Celesta Credit Card is an extraordinary card with exciting benefits across several categories. It offers you welcome gifts worth more than Rs. 1 lakh to give a great start to your journey with this card. You can earn up to 3 Reward Points per Rs. 100 spent and 1 RP = Re. 1 (for redemption against cash credit), i.e., you can save up to 3% whenever you use your card.

Along with this great saving opportunity, you can live an extra-luxurious life, and that too with minimum expenses as you are getting complimentary lounge access, free movie tickets, complimentary golf lessons/games, and many more such offers with the card. So, if you believe in having a luxurious lifestyle, the IndusInd Bank Celesta Credit Card is for you.

FAQs:

With your IndusInd Bank Celesta Credit Card, you get 0.70 Reward Points on every Rs. 100 you spend on utility bill payments.

The joining fee of the IndusInd Bank Celesta Credit Card is Rs. 50,000.

Yes, the IndusInd Bank Celesta Credit Card provides 3 complimentary golf lessons and 3 complimentary golf games every month.

You can avail of the buy 1 get 1 free offer 3 times every month on BookMyShow through your IndusInd Bank Celesta Credit Card.

The interest rate on the IndusInd Bank Celesta Credit Card is 2.99% per month.

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