By Shubham Sharma
Updated On June 14, 2022

The IndusInd Bank Pinnacle World Credit Card is a premium card that comes with a host of exclusive privileges across several categories. With joining fees of Rs. 13,000, the card welcomes you with an opportunity to choose a gift voucher from some of the popular brands, including Oberoi hotels, Luxe gift card, BATA, Vero Moda, etc. You can earn up to 2.5 Reward Points on every Rs. 100 you spend using the card, i.e., you can save up to 2.5% on your purchases. On booking your movie tickets on BookMyShow, you can enjoy the ‘Buy 1 Get 1 free offer’ and get up to 3 complimentary tickets every month.

Coming to its travel benefits, you get complimentary access to domestic as well as international airport lounges and complimentary Priority Pass membership. You can also enjoy free golf rounds and lessons every year at some of the premium golf courses across the country. To know more about the benefits of the IndusInd Pinnacle Credit Card, read the detailed information given below:

Best Suited For

Travel | Shopping |

Joining Fee

Rs 12,999/- plus applicable taxes

Reward Type

Reward Points |

Product Details

  • Get exciting gift vouchers from popular brands as a welcome gift.
  • Up to 2.5 Reward Points on every spend of Rs. 100.
  • Buy 1 Get 1 Free offer on movie tickets on BookMyShow.
  • Complimentary Priority Pass membership.
  • Complimentary access to domestic & international airport lounges.
  • 4 complimentary rounds of Golf every year.
  • Air accident cover worth Rs. 25 lakhs.
  • 1% fuel surcharge waiver.

Rewards and Benefits

Welcome Benefits

Choose any of these options: A complimentary night stay at Oberoi hotels, a Luxe gift card, or gift vouchers from brands like BATA, Vero Moda, ALDO, Titan, etc.

Movie & Dining

Buy 1 get 1 Free offer on movies with up to 3 complimentary movie tickets every month.

Rewards Rate

Earn 2.5 reward points on every Rs 100 spent online, 1.5 reward points on every Rs 100 on online travel and flight bookings,  1 RP on every Rs 100 spent on every other purchase.

Reward Redemption

1 RP = Re. 1 for redemption against cash credit & 1 RP = 1 InterMile/1  CV Point for redemption against travel related spends.


Complimentary domestic lounge access and Priority Pass membership with complimentary international lounge access.


Get 4 complimentary golf lessons and 2 complimentary golf games every month.

Domestic Lounge Access

You get 1 complimentary domestic lounge access every calendar quarter.

International Lounge Access

2 complimentary international lounge access with the Priority Pass.

Insurance Benefits

You get an air accident cover worth Rs. 25 lakhs and several travel insurance covers.

Zero Liability Protection

You are not liable for any misuse of the card if the card is reported lost/stolen to the bank within 48 hours.

Fees & Charges

Joining Fee

Rs 12,999/- plus applicable taxes

Renewal Fee


Spend based Waiver


Rewards Redemption Fee

Rs. 100 plus applicable taxes per redemption request

Rewards Redemption Fee

Rs. 100 plus applicable taxes per redemption request

Foreign Currency Markup

International usage charges of 3.5%

Interest Rates

3.83 per month ( 46% per annum)

Fuel Surcharge

1% surcharge waiver on all fuel transactions

Cash Advance Charge

2.5% of cash advance subject to a minimum charge of Rs 300/-

Add-on Card Fee


IndusInd Pinnacle World Credit Card Features and Benefits

The Pinnacle World Credit Card issued by the IndusInd Bank is one of its most popular offerings as it comes with a wide range of exclusive benefits across different categories. Some of its most significant features and benefits are mentioned further in this article:

Welcome Benefits

As a welcome benefit, you can choose any one of the following options after successful payment of the joining fee:

  • An Oberoi hotel gift voucher, which is valid for a period of 6 months. A maximum of 2 vouchers can be used for a single transaction.
  • Get a complimentary stay gift voucher at Montblanc India, valid for a period of 6 months.
  • A complimentary shopping voucher from exclusive partners like Bata, Vero Moda, Aldo, William Penn, Titan, Pantaloons, Hidesign, Woodland, United Colors of Benetton, Charles & Keith, Louis Phillipe, Hush Puppies, Urban Ladder, etc
  • A Luxe gift card worth Rs. 5,000. The redemption will be allowed till the total value of the gift card gets exhausted.
  • You also get a complimentary Postcard hotel gift voucher with this card.

Movie Benefits

  • You get a “Buy 1 Get 1” offer on movies on your IndusInd Bank Pinnacle credit card. The offer can be availed thrice every month with a maximum benefit of Rs. 200 each time.
  • You also get 20% off on non-movie bookings with BookMyShow, get a maximum discount of up to Rs 200 using your IndusInd Pinnacle credit card.

IndusInd Pinnacle Credit Card Airport Lounge Access

  • You get a complimentary Priority Pass membership with 2 complimentary international lounge access every quarter.
  • You get 1 complimentary domestic lounge access every quarter with the Mastercard lounge program.
  • Any visits using the Priority Pass (other than the complimentary visits) will be charged at USD 27 per person per visit.

Golf Benefits

  • You get 4 complimentary golf lessons every month.
  • You get 2 complimentary golf games every month at selected golf courses in India.

Insurance Benefits

Category Insurance Coverage
Accidental air death Rs. 25 lakhs
Lost ticket/missed connection Rs. 25,000
Loss of passport Rs. 50,000
Lost baggage Rs. 1 lakh
Delayed baggage Rs. 25,000

Fuel Surcharge Waiver

You get a 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 4,000 across all fuel stations in India.

IndusInd Bank Pinnacle World Credit Card Rewards

  • You get 2.5 Reward Points on every Rs. 100 spent on E-com transactions.
  • You get 1.5 Reward Points on every Rs. 100 spent on travel-related E-com transactions.
  • You get 1 Reward point on every Rs. 100 spent on all other purchases.

Reward Points Redemption

  • The IndusInd Bank reward points you earn can be redeemed against several options available at Indusmoments.
  • For redemption against cash credit, 1 RP = Re. 1.
  • For redemption against InterMiles, 1 RP = 1 InterMile.
  • For redemption against Club Vistara points, 1 RP = 1 CV Point.
  • Note: You can redeem a maximum of 25,000 reward points in a statement cycle.

IndusInd Bank Pinnacle World Card Eligibility Criteria

The eligibility criteria that need to be fulfilled by the applicants in order to get approved for the IndusInd Pinnacle World Credit Card are as follows:

  • The age of the applicant should be between 18 years and 65 years.
  • The applicants should have a minimum annual income of Rs. 10 lakhs.
  • The applicants should have a decent credit score.

Documents Required

The documents required to apply for the IndusInd Bank Pinnacle World Credit Card are as follows:

  • Proof of Income: Latest salary slips/bank statements, or latest audited ITR.
  • Identity Proof: Aadhar Card, PAN Card, Voter’s Id, Passport, Driving License, etc.
  • Address Proof: Latest utility bills, Aadhar Card, Passport, Ration Card, etc.

How To Apply For the IndusInd Pinnacle World Credit Card?

To apply for the Pinnacle World Credit Card, you can visit your nearest IndusInd Bank branch with all the required documents and fill out the physical application form there. To apply online, you can visit IndusInd Bank’s official website and choose the Pinnacle World Credit Card. You will find a customer care number through which you can apply for the card.


The IndusInd Bank Pinnacle MasterCard Credit Card can be considered a suitable choice for people who make online transactions more often. You earn 2.5x reward points on your online transactions made using this credit card. The reward points you earn can also be redeemed against the statement cash, that too with a very good rate of 1 RP = Re. 1. Moreover, you can save up to Rs. 600 every month on movies, i.e., Rs. 7,200 annually.  With a one-time fee of Rs. 13,000, you get various benefits, such as exciting gift vouchers, complimentary Priority Pass, free access to golf sessions, and many more. One of its greatest features is that it comes with no pre-set credit limit on the Pinnacle IndusInd card. Other card benefits like insurance benefits, fuel surcharge waiver, etc can not be ignored when talking about its key features. However, there are several cards like HDFC Infinia Credit card that provide all such benefits & exclusive with a lower joining fee, but you also need to pay an annual fee for them which is not in the case of this card.

This was our review on the IndusInd Pinnacle Credit Card. Make sure to share yours in the comment section below!


There is no renewal fee charged on this credit card. The card comes with a joining fee of Rs 12999/- only.

The interest rate charged on this credit card is Rs 3.83 per month and  46% per annum

Travel plus membership card comes with a fee of Rs 5000/-

1 Reward rate = Rs 1 offered for redemption against statement cash using the IndusInd Pinnacle Credit Card.

You can apply for the IndusInd Pinnacle Credit card offline by visiting your nearest branch or online by following a few simple steps as mentioned below:

  • Visit the official website of IndusInd Bank.
  • Under the section ‘Products,’ choose ‘Cards’ and then ‘Credit Cards.’
  • Click on ‘All Cards’ and select the IndusInd Bank Pinnacle Credit Card.
  • You will be redirected to a new page where a customer care number will be mentioned (1860 267 7777) through which you can apply for this card.

The IndusInd Bank Pinnacle Credit Card customer care number is 1860 267 7777. To know more ways to connect with IndusInd Customer Care, click here.

There is no pre-set limit on the IndusInd Pinnacle Credit Card.

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