By Shubham Sharma
Updated On December 14, 2022

The IndusInd Bank Pinnacle World Credit Card is a premium card offering exclusive privileges across several categories. With joining fees of Rs. 13,000, as a welcome benefit, the card offers the opportunity to choose a gift voucher from several popular brands, including Oberoi hotels, BATA, Luxe gift card, Vero Moda, etc. For every transaction of Rs. 100, the card offers 2.5 reward points using the car, i.e., you can save up to 2.5% on your purchases. On booking your movie tickets on BookMyShow, you can enjoy the ‘Buy 1 Get 1 free offer’ and get up to 3 complimentary tickets every month.

Coming to its travel benefits, you get complimentary domestic and international airport lounge visits and complimentary Priority Pass membership. You can also enjoy free golf rounds and lessons every year at some of the premium golf courses across the country. To know more about the benefits of the IndusInd Pinnacle Credit Card, keep reading.


Best Suited For

Travel | Shopping |

Joining Fee

Rs 12,999/- plus applicable taxes

Reward Type

Reward Points |

Product Details

  • Exciting gift vouchers from popular brands as a welcome gift.
  • Up to 2.5 Reward Points per Rs. 100 spent.
  • Buy 1 Get 1 Free (BOGO) offer on movie tickets via BookMyShow.
  • Complimentary Priority Pass membership.
  • Complimentary access to domestic & international airport lounges.
  • 4 complimentary golf rounds annualy.
  • Air accident cover worth Rs. 25 lakhs.
  • 1% fuel surcharge waiver.

Rewards and Benefits

Welcome Benefits

Choose any one benefit from, a Luxe gift card, a complimentary night stay at Oberoi hotels, or gift vouchers from brands like Vero Moda, BATA, Titan, ALDO, etc.

Movie & Dining

Buy 1 get 1 Free offer (BOGO) on movies with up to 3 complimentary movie tickets every month.

Rewards Rate

Earn 2.5 reward points per Rs. 100 spent online, 1.5 reward points per Rs. 100 spent on online travel and flight bookings,  1 RP for spends of Rs. 100 on other purchases.

Reward Redemption

1 RP = Re. 1 for rdeeming against cash credit & 1 RP = 1 InterMile/1  CV Point for redeeming RPs against travel related spends.


Complimentary domestic lounge access and Priority Pass membership with complimentary international lounge access.


Get 4 complimentary golf lessons and 2 complimentary golf games every month.

Domestic Lounge Access

1 complimentary domestic lounge visit every quarter.

International Lounge Access

2 complimentary international lounge visits with the Priority Pass.

Insurance Benefits

Air accident cover that is worth Rs. 25 lakhs and several travel-related insurance covers.

Zero Liability Protection

The cardholder will not liable for any fraudulent transaction done on the card post the issue is reported to the bank.

Fees & Charges

Joining Fee

Rs 12,999/- plus applicable taxes

Renewal Fee


Spend based Waiver


Rewards Redemption Fee

Rs. 100 plus applicable taxes per redemption request

Rewards Redemption Fee

Rs. 100 plus applicable taxes per redemption request

Foreign Currency Markup

International usage charges of 3.5%

Interest Rates

3.83 per month ( 46% per annum)

Fuel Surcharge

1% fuel surcharge waiver applicable on all fuel transactions

Cash Advance Charge

2.5% of cash advance subject to a minimum charge of Rs 300/-

Add-on Card Fee


IndusInd Pinnacle World Credit Card Features and Benefits

The Pinnacle World Credit Card issued by the IndusInd Bank is one of its most popular offerings as the card offers a wide range of exclusive benefits in various categories. The most significant features and benefits of the Pinnacle World card are mentioned further in this article:

Welcome Benefits

After joining the card membership, as a welcome gift, you can choose any one of the following options:

  • An Oberoi hotel gift voucher, which is valid for a period of 6 months. A maximum of 2 vouchers can be used for a single transaction.
  • Get a complimentary stay gift voucher at Montblanc India, valid for a period of 6 months.
  • A complimentary shopping voucher from exclusive partners like Bata, Vero Moda, Aldo, William Penn, Titan, Pantaloons, Hidesign, Woodland, United Colors of Benetton, Charles & Keith, Louis Phillipe, Hush Puppies, Urban Ladder, etc
  • A Luxe gift card that is worth Rs. 5,000. The redemption will be allowed till the total value of the gift card gets exhausted.
  • You also get a complimentary Postcard hotel gift voucher with this card.

Movie Benefits

  • You get a “Buy 1 Get 1” offer on movies on your IndusInd Bank Pinnacle credit card. The offer can be availed thrice every month with a maximum benefit of Rs. 200 each time.
  • You also get 20% off on non-movie bookings with BookMyShow, get a maximum discount of up to Rs 200 using your IndusInd Pinnacle credit card.

IndusInd Pinnacle Credit Card Airport Lounge Access

  • Complimentary Priority Pass membership along with 2 complimentary access to international lounges (every quarter).
  • 1 complimentary domestic lounge visit every quarter with the Mastercard lounge program.
  • Any visits using the Priority Pass (other than the complimentary access) will be chargeable at $27 per person per visit.

Golf Benefits

  • You get 4 complimentary golf lessons every month.
  • You get 2 complimentary golf games every month at selected golf courses in India.

Insurance Benefits

Category Insurance Coverage
Accidental air death Rs. 25 lakhs
Lost ticket/missed connection Rs. 25,000
Loss of passport Rs. 50,000
Lost baggage Rs. 1 lakh
Delayed baggage Rs. 25,000

Fuel Surcharge Waiver

Get a 1% waiver on the fuel surcharge for fuel transactions between Rs. 400 and Rs4,000 across all fuel stations in India.

IndusInd Bank Pinnacle World Credit Card Rewards

  • Get 2.5 Reward Points for every Rs. 100 you spend on E-com transactions.
  • Get 1.5 Reward Points per Rs. 100 spends on travel-related E-com transactions.
  • Get 1 Reward point for Rs. 100 you spend on all other purchases.

Reward Points Redemption

The IndusInd Bank reward points are redeemable against several options available at Indusmoments. The following table includes the redemption options and value each option provides:

Redemption option Redemption value
Cash Credit 1 RP = Re. 1
InterMiles 1 RP = 1 InterMile
Club Vistara Points 1 RP = 1 CV Point

Note: You can redeem a maximum of 25,000 reward points in a statement cycle.

IndusInd Bank Pinnacle World Card Eligibility Criteria

Following are the Eligibility Criteria that the applicants need to fulfill to get approved for the IndusInd Pinnacle World Credit Card:

  • The applicant should be above 18 years of age and below 65 years of age.
  • The applicants should have a minimum annual income of Rs. 10 lakhs.
  • The applicants should be having a good credit score.

Documents Required

The table given below summarizes the documents required to apply for IndusInd Bank Pinnacle World Credit Card:

Document Proof Documents acceptable
Identity Proof PAN Card, Ration Card, Aadhaar card, Voter’s ID, etc.
Address Proof Passport, Driving License, Utility Bills, Aadhaar card, Ration card, etc.
Income Proof Latest bank statements or salary slips, Latest ITR.

How To Apply For the IndusInd Pinnacle World Credit Card?

If you prefer the offline methods over the online methods, then you can simply visit the nearest IndusInd branch and fill out the application form for the credit card that you want. To apply online, you can visit IndusInd Bank’s official website and select the Pinnacle World Credit Card. You will find a customer care number through which you can apply for the card.


The IndusInd Bank Pinnacle MasterCard Credit Card can be regarded as a suitable option for those who make online transactions more often. You earn 2.5x reward points on your online transactions made using this credit card. The reward points you earn can also be redeemed against the statement cash, that too with a very good rate of 1 RP = Re. 1. Moreover, you can save up to Rs. 600 every month on movies, i.e., Rs. 7,200 annually.  With a one-time fee of Rs. 13,000, you get various benefits, such as exciting gift vouchers, complimentary Priority Pass, free access to golf sessions, and many more. The greatest feature of the the Pinnacle IndusInd cardis that it carries no pre-set credit limit. Other card benefits like insur e benefits, fuel surcharge waiver, etc can not be ignored when talking about its key features. However, there are several cards like HDFC Infinia Credit card that provide all such benefits & exclusive with a lower joining fee, but you also need to pay an annual fee for them which is not in the case of this card.

This was our review on the IndusInd Pinnacle Credit Card. Make sure to share yours in the comment section below!


The card carries no annual charges, however, the joining fee for the Pinnacle card is Rs. 12,999.

The interest rate charged on this credit card is Rs 3.83 per month and  46% per annum

Travel plus membership card comes with a fee of Rs 5000/-

1 Reward rate = Rs 1 offered for redemption against statement cash using the IndusInd Pinnacle Credit Card.

One can apply for IndusInd Pinnacle Credit card offline by visiting your nearest branch or online by following the mentioned steps below:

  • Visit the official website of IndusInd Bank.
  • Under the section ‘Products,’ choose ‘Cards’ and then ‘Credit Cards.’
  • Click on ‘All Cards’ and select the IndusInd Bank Pinnacle Credit Card.
  • You will be diverted to a fresh page where a customer care number will be mentioned (1860 267 7777) through which you can apply for this card.

The IndusInd Bank Pinnacle Credit Card customer care number is 1860 267 7777. To know more ways to connect with IndusInd Customer Care, click here.

There is no pre-set limit on the IndusInd Pinnacle Credit Card.

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