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IndusInd Bank 
The IndusInd Bank Pinnacle World Credit Card is a premium card offering exclusive privileges across several categories. With joining fees of ₹14,999, as a welcome benefit, the card offers the opportunity to choose a gift voucher from several popular brands, including Oberoi hotels, BATA, Luxe gift card, Vero Moda, etc. For every transaction of ₹100, the card offers 2.5 Reward Points, i.e., you can save up to 2.5% on your purchases (if Reward Points are redeemed for partner airlines). When booking your movie tickets on BookMyShow, you can enjoy the ‘Buy 1 Get 1 Free’ and get up to 3 complimentary tickets every month.
Its travel benefits include complimentary domestic and international airport lounge visits and complimentary Priority Pass membership. You can also enjoy free golf rounds and lessons every year at some of the premium golf courses across the country. To know more about the benefits of the IndusInd Pinnacle Credit Card, keep reading.
IndusInd Bank Pinnacle World Credit Card
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Movie & Dining
Buy 1 get 1 Free offer (BOGO) on movies with up to 3 complimentary movie tickets every month.
Rewards Rate
Earn 2.5 reward points per Rs. 100 spent online, 1.5 reward points per Rs. 100 spent on online travel and flight bookings, 1 RP for spends of Rs. 100 on other purchases.
Reward Redemption
1 RP = ₹0.75 for Redeeming Against Cash Credit. RPs Can Also Be Redeemed for Airmiles
Travel
Complimentary Priority Pass Membership
Domestic Lounge Access
1 complimentary domestic lounge visit every quarter.
International Lounge Access
2 complimentary international lounge visits with the Priority Pass.
Golf
Get 4 complimentary golf lessons and 2 complimentary golf games every month.
Insurance Benefits
Air accident cover that is worth Rs. 25 lakhs and several travel-related insurance covers.
Spend-Based Waiver
Nil
Rewards Redemption Fee
99 + GST
Foreign Currency Markup
International usage charges of 3.5%
Interest Rates
3.83 per month ( 46% per annum)
Fuel Surcharge
1% fuel surcharge waiver applicable on all fuel transactions
Cash Advance Charges
2.5% of cash advance subject to a minimum charge of Rs 300/-
- Exciting gift vouchers from popular brands like Oberoi Hotels, Luxe, Postcard, etc., can be used as a welcome gift.
- Up to 2.5 Reward Points per ₹100 spent.
- Buy 1 Get 1 Free (BOGO) offer on movie tickets via BookMyShow.
- Complimentary Priority Pass membership.
- Complimentary access to domestic & international airport lounges.
- 4 complimentary golf rounds annually.
- Air accident cover worth ₹25 lakhs.
- 1% fuel surcharge waiver.
IndusInd Pinnacle World Credit Card Features and Benefits
The Pinnacle World Credit Card issued by the IndusInd Bank is one of its most popular offerings, as the card offers a wide range of exclusive benefits in various categories. The most significant features and benefits of the Pinnacle World card are mentioned further in this article:
Welcome Benefits
After joining the card membership, as a welcome gift, you can choose any one of the following options:
- An Oberoi hotel gift voucher is valid for 6 months. A maximum of 2 vouchers can be used for a single transaction.
- Get a complimentary stay gift voucher at Montblanc India, valid for a period of 6 months.
- A complimentary shopping voucher from exclusive partners like Bata, Pantaloons, Charles & Keith, Hush Puppies, etc.
- A Luxe gift card that is worth ₹ 5,000. The redemption will be allowed till the total value of the gift card is exhausted.
- You also get a complimentary Postcard hotel gift voucher with this card.
Movie Benefits
- IndusInd Bank Pinnacle credit card offers a “Buy 1 Get 1” offer on movies. The offer can be availed thrice every month, with a maximum benefit of ₹200 each time.
- You also get 20% off on non-movie bookings with BookMyShow and get a maximum discount of up to ₹200 using your IndusInd Pinnacle credit card.
IndusInd Pinnacle Credit Card Airport Lounge Access
- Complimentary Priority Pass membership along with 2 complimentary access to international lounges (every quarter).
- 1 complimentary domestic lounge visit every quarter with the Mastercard lounge program.
- Any visits using the Priority Pass (other than the complimentary access) will be chargeable at $27 per person per visit.
Golf Benefits
Cardholders receive four complimentary golf lessons and two complimentary golf games every month at selected golf courses in India. Those who already have their Pinnacle Credit Cards can book their golf experiences here.
Insurance Benefits
| Category | Insurance Coverage |
| Accidental Air Death | ₹25 lakhs |
| Lost Ticket/Missed Connection | ₹25,000 |
| Loss of Passport | ₹50,000 |
| Lost Gaggage | ₹1 lakh |
| Delayed Baggage | ₹25,000 |
Fuel Surcharge Waiver
Get a 1% waiver on the fuel surcharge for fuel transactions between ₹400 and ₹4,000 across all fuel stations in India.
IndusInd Bank Pinnacle World Credit Card Rewards
- Get 2.5 Reward Points for every ₹100 you spend on E-commerce transactions.
- Get 1.5 Reward Points per ₹100 spends on travel-related E-commerce and airline transactions.
- Get 1 Reward Point for ₹100 you spend on all other purchases.
- No Reward Points shall be awarded for fuel transactions.
Reward Points Redemption
The IndusInd Bank reward points are redeemable against several options available at Indusmoments. The following table includes the redemption options and the value each option provides:
| Redemption Option | Redemption Value |
| Cash Credit | 1 RP = ₹0.75 |
| InterMiles | 1 RP = 1 InterMile |
| Club Vistara Points | 1 RP = 1 CV Point |
Note: You can redeem a maximum of 7,500 reward points in a statement cycle.
IndusInd Bank Pinnacle World Card Eligibility Criteria
Following are the Eligibility Criteria that the applicants need to fulfill to get approved for the IndusInd Pinnacle World Credit Card:
- The applicant should be above 18 years of age and below 65 years of age.
- Salaried individuals should have a minimum annual income of ₹10 lakh, and self-employed individuals should have a minimum annual income of ₹12 lakh.
- The applicants should have a good credit score.
How To Apply For the IndusInd Pinnacle World Credit Card?
If you prefer the offline method over the online method, then you can visit the nearest IndusInd branch and fill out the application form for the credit card that you want. To apply online, you can easily apply for a credit card with CardInsider.
- Click on the Apply Now button.
- Fill in your details.
- Submit your application.
Conclusion
The IndusInd Bank Pinnacle MasterCard Credit Card is suitable for those who make online transactions more often. You earn 2.5x reward points on your online transactions made using this credit card. The reward points you earn can also be redeemed against statement cash, that too at a very good rate of 1 RP = ₹1. Moreover, you can save up to ₹600 every month on movies, i.e., ₹7,200 annually. For a one-time fee of ₹13,000, you get various benefits, such as exciting gift vouchers, complimentary Priority Pass, free access to golf sessions, and more. The greatest feature of the Pinnacle IndusInd card is that it carries no pre-set credit limit. Other card benefits like insurance benefits, fuel surcharge waiver, etc., cannot be ignored when talking about its key features.
However, several cards, like the HDFC Infinia Credit Card, provide all such benefits and are exclusive with a lower joining fee. However, you also need to pay an annual fee for them, which is not the case with this card. This was our review of the IndusInd Pinnacle Credit Card. Make sure to share yours in the comment section below!