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The IndusInd Bank, one of the largest private-sector lenders in the country, provides banking services to all its customers. In November 1994, the bank began its operation and currently has its headquarters in Pune. IndusInd bank offers services across various banking verticals such as Retail Banking, Corporate and Wholesale Banking, Treasury Services, and many other banking solutions. With more than 2600 branches, the bank currently has over 27 lakh active credit card users in India as of December 2023. IndusInd Bank began its credit card business in 2011 and 2012.

In 2023, the bank came up with a marquee lineup of premium credit cards, from the Indulge Credit Card to the Pioneer Heritage credit card, both of which have exclusive benefits over several categories. In 2023, IndusInd Bank also launched the Platinum Card, their first RuPay Credit Card, which can be linked to UPI.

IndusInd-Bank-Credit-Cards

List of Best IndusInd Bank Credit Cards in India

With the availability of so many credit cards in the Indian market, each offering so many features & benefits, it becomes difficult and confusing for people to go through the best IndusInd bank Credit Cards available in India. To help you with this, we have listed top IndusInd Credit Cards along with their detailed features & benefits. Keep reading the article to know more:

Table of Contents
IndusInd Bank Platinum Credit Card

(3.8/5)

Fees

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping |

Reward Type

Reward Points

Welcome Benefits

You get exclusive offers on premium brands (like ALDO, Vero Moda, etc.); gift vouchers; Amazon vouchers; etc.
Club_Vistara_IndusInd_Bank_Explorer_Credit_Card

(4.5/5)

Fees

Joining Fee

Rs. 40,000 + GST

Renewal Fee

Rs. 10,000 + GST

Best Suited For

Movies | Travel |

Reward Type

Reward Points

Welcome Benefits

Complimentary Club Vistara Gold Membership, complimentary business class ticket, and exclusive gift vouchers worth Rs 25,000.
IndusInd Bank Avios Visa Infinite Credit Card

(4.6/5)

Fees

Joining Fee

Rs. 40,000 + GST

Renewal Fee

Rs. 10,000 + GST

Best Suited For

Travel |

Reward Type

Reward Points |

Welcome Benefits

Complimentary Gold tier membership and bonus 20,000 Avios for Qatar Airways Privilege Club members, and bonus 55,000 Avios for British Airways Executive Club members
Indus Solitaire Credit Card

(4.4/5)

Fees

Joining Fee

Rs. 30,000 + GST

Renewal Fee

Rs. 10,000 + GST

Best Suited For

Travel | Shopping |

Reward Type

Reward Points |

Welcome Benefits

Free Taj Epicure, EazyDiner Prime, and Moneycontrol Pro Membership. 5,000 Reward Points on Spending Rs. 1 Lakh Within 30 Days of Card Issuance
IndusInd Nexxt Credit Card

(4.1/5)

Fees

Joining Fee

Rs. 3,499 + GST

Renewal Fee

Nil

Best Suited For

Movies | Shopping |

Reward Type

Reward Points

Welcome Benefits

Gift vouchers from one of these brands: EazyDiner, Bata, Oberoi Hotels, Yatra, Vero Moda, or Aldo, etc as welcome gifts.
Indusind_Bank_Crest_Credit_Card

(4.2/5)

Fees

Joining Fee

Rs. 1,00,000 (annual fee of Rs. 10,000 to be paid in this case) or Rs. 2,00,000 (annual fee waived in this case)

Renewal Fee

Rs. 10,000 (if joining fee of Rs. 1,00,000 was paid), Nil (if joining fee of Rs. 2,00,000 was paid)

Best Suited For

Travel | Shopping |

Reward Type

Reward Points

Welcome Benefits

N/A
IndusInd_Bank_Celesta_Credit_Card

(4.3/5)

Fees

Joining Fee

Rs. 50,000 + GST

Renewal Fee

Rs. 5,000 + GST

Best Suited For

Movies | Travel |

Reward Type

Reward Points

Welcome Benefits

You get either of Oberoi hotels/resorts vouchers worth Rs. 50K or Montblanc vouchers worth Rs. 50,000.
IndusInd-Bank-Pinnacle-Credit-Card

(4.6/5)

Fees

Joining Fee

Rs. 14,999 + GST

Renewal Fee

Nil

Best Suited For

Travel | Shopping |

Reward Type

Reward Points

Welcome Benefits

Choose any one benefit from, a Luxe gift card, a complimentary night stay at Oberoi hotels, or gift vouchers from brands like Hush Puppies, BATA, Titan, Pantaloons, Raymond, etc.
IndusInd Intermiles Voyage Visa Credit Card

(4.2/5)

Fees

Joining Fee

Rs. 2,000 + GST

Renewal Fee

Rs. 2,000 + GST

Best Suited For

Travel |

Reward Type

Reward Points

Welcome Benefits

2,000 bonus InterMiles, flight discount voucher worth Rs. 750 & hotel discount voucher worth Rs. 1,500.
Discontinued
IndusInd-Bank-Platinum-Select-Credit-Card

(4.1/5)

Fees

Joining Fee

Rs. 999 + GST

Renewal Fee

Nil

Best Suited For

Shopping |

Reward Type

Reward Points

Welcome Benefits

Get great discounts at EazyDiner, and gift vouchers from BATA and Vero Moda.
Discontinued
Indusind Bank Iconia Amex Credit Card

(4.4/5)

Fees

Joining Fee

Rs. 3,500 + GST

Renewal Fee

Nil

Best Suited For

Movies | Travel | Dining |

Reward Type

Reward Points

Welcome Benefits

You get exclusive Montblanc e-gift vouchers, Postcard hotel vouchers, and Luxe Gift cards, and vouchers from popular brands like Flipkart, Big Bazaar, and many more.
Discontinued
IndusInd Bank Payback Credit Card

(3.9/5)

Fees

Joining Fee

Rs. 249 + GST

Renewal Fee

Nil

Best Suited For

Movies | Shopping |

Reward Type

Reward Points

Welcome Benefits

1,000 PAYBACK points after paying the joining fee
Discontinued
IndusInd_Bank_Iconia_Visa_Credit_Card

(4.5/5)

Fees

Joining Fee

Rs. 3,499 + GST

Renewal Fee

Nil

Best Suited For

Movies |

Reward Type

Reward Points

Welcome Benefits

The card provides various welcome benefits in the form of gift cards and vouchers that include Montblanc, Luxe Gift card, the Postcard hotel, and vouchers/gift cards for Amazon, Flipkart, Big Bazaar, Zee5, Apollo pharmacy, and many more.
Discontinued
IndusInd Bank Signature Visa Credit Card

(3.8/5)

Fees

Joining Fee

Rs. 50,000 + GST

Renewal Fee

Nil

Best Suited For

Travel |

Reward Type

Reward Points

Welcome Benefits

Get a luxurious stay at any of the best Oberoi hotels.

IndusInd Bank Credit Cards Features and Benefits

With the IndusInd Bank Credit Cards, you get several exclusive features and benefits, some of which are as described below:

  • Welcome Benefits: When you join an IndusInd Bank Credit Card membership, you get different types of welcome benefits with different credit cards. These benefits include bonus Reward Points, complimentary movie tickets, gift vouchers, complimentary memberships to selected platforms, and many more.
  • Reward Points/Cashback: With all the IndusInd Bank Credit Cards, you get reward points/cash back every time you spend. However, these reward points can be more or less on different credit cards and for different categories. You also get a host of redemption options to use your earned Reward Points.
  • Travel Benefits: Travel benefits provided by the IndusInd Credit Cards include complimentary airport lounge access, discounts on flight/hotel bookings, complimentary memberships to selected airlines/hotels, and many more.
  • Movie & Dining Benefits: Some of the Top IndusInd Credit Cards offer exciting benefits over movies and dining, which include complimentary movie tickets, exclusive discounts over dining, etc.
  • Other Benefits: Other benefits provided by IndusInd credit cards include insurance covers, a 1% fuel surcharge waiver, complimentary rounds of golf, and many more.

Top IndusInd Bank Credit Cards

The IndusInd Bank offers various credit cards, offering exclusive benefits over different categories, including rewards/cash back, travel, movies & dining, golf, and many more. From entry-level to super-premium credit cards, IndusInd Bank has all the types of cards in its portfolio. The list of the Top IndusInd Bank Credit Cards and their detailed benefits have been mentioned below:

IndusInd Bank Legend Credit Card

The IndusInd Bank Legend credit card is a luxurious lifetime free credit card offered by the bank. You achieve one reward point for every Rs. 100 spent on weekday spend and 2 RPs for every Rs. 100 spent on weekends. In addition to this, you also get multiple redemption options to redeem the reward points earned. Some key features of this credit card are provided below.

  • Earn up to 4000 bonus reward points on spending Rs 6 lakhs.
  • Buy 1 and Get 1 on movie ticket booking with BookMyShow.
  • Low foreign markup fee of 1.8%.
  • Free lounge access each quarter.

IndusInd Bank Platinum Aura Credit Card

The Platinum Aura card is an entry-level credit card that delivers exclusive rewards and benefits on your spends. You choose from a host of reward plans as per your needs. This card can be availed as lifetime free. Some key features of this credit card are provided below.

  • Travel Insurance benefits.
  • Air Accident Cover of Rs 25 lakh.

IndusInd Bank Duo Credit Card

The Duo credit card provides customers with the dual benefits of a debit card and a credit card. You are charged a nominal fee of Rs 1500. You earn up to 1 reward point on every Rs 150 spent. These reward points can be redeemed against multiple redemption options such as statement balance or IndusMoments. Here are some key features of this IndusInd Bank Duo credit card.

  • Sign up for a gift voucher worth Rs 1000.
  • Buy 1 Get 1 offer on movie ticket bookings on BookMyShow.
  • Complimentary Priority Pass Membership.
  • Travel Insurance Benefit.
  • Air accidental insurance cover worth Rs 30 lakhs.

IndusInd Bank Pinnacle Credit Card

This card is another top-end offering by IndusInd Bank that provides customers with exclusive benefits and privileges on every purchase made. With this card, you earn 2.5 reward points on your online spending, 1.5 reward points on spending made on flight and hotel bookings, and 0.70 reward points on every other spend using the IndusInd Bank Pinnacle credit card. The card comes with an annual charge of Rs. 12,999. Below are mentioned some key features of this credit card. Some of the key features of this IndusInd Bank credit card are provided below.

  • Gift vouchers from exclusive partners such as Oberoi hotels, Luxe gift cards, Montblanc India, and Postcard hotels as a sign-up bonus.
  • Buy 1 Get 1 on movie ticket booking with BookMyShow.
  • 1 free access to domestic airport lounges every calendar quarter.
  • Travel Insurance benefits.
  • Get 4 complimentary golf rounds every month at select golf courses.
  • 24×7 Concierge service.

IndusInd Bank Crest Credit Card

The Crest credit card is another super-premium credit card offered by IndusInd Bank. The card comes with a hefty annual fee and is best suited for High Networth Individuals (HNIs). Like the Indulge credit card, this card also comes with two membership plans: either you pay a membership fee of Rs 2,00,000, whereby you are not charged with a yearly fee, or you pay a membership fee of Rs 1,00,000 and get charged with a yearly fee of Rs 10,000. You earn 2.5 reward points for every Rs 100 spent on international transactions and 1 for every Rs 100 spent on domestic transactions. Some of the key features of the crest card are mentioned below.

  • 5 reward points on Rs. 100 spending made on international purchases.
  • 1 reward point per Rs 100 spent on domestic purchases.
  • 2 Complimentary Domestic Lounge access every calendar quarter.
  • 2 Complimentary International Lounge access via lounge key membership.
  • Special discounts on dining via Club ITC Culinaire membership.
  • Buy 1 Get 1 on movie ticket bookings via BookMyShow.
  • 12 Complimentary golf rounds at green fees annually.
  • Personal Air casualty cover worth up to Rs 2.5 crores.

IndusInd Bank Pioneer Heritage Credit Card

IndusInd Bank Pioneer Heritage credit card is a world-elite credit card offered by the IndusInd bank. The card also comes in a metal design, giving the card a sleek look. You are charged an annual fee of Rs 90,000 on this credit card. You earn 2.5 reward points on spending Rs. 100 and 1 reward point on every Rs 100 spent. Below are some key features of this IndusInd Bank credit card.

  • Luxe gift card and Oberoi gift voucher as a sign-up bonus.
  • Buy 1 Get 1 on movie ticket booking with BookMyShow.
  • 8 Complimentary access to domestic lounges every year.
  • 8 Complimentary access to international lounges every year with Lounge Key membership.
  • Unlimited lounge access, both domestic and international, with the Pioneer Heritage Metal credit card.
  • Discounted markup fee of 1.8% on the transaction amount.
  • Air accident protection cover worth Rs 2.5 crore.

IndusInd InterMiles Voyage Visa Credit Card

Intermiles Voyage Visa credit card is a travel card powered by Visa. The card charges an annual fee of Rs 2000. You earn 4 Intermiles on every Rs 100 spent on hotel and flight booking 2 Intermiles on every Rs 100 spent on the weekdays, 6 InterMiles on every Rs 100 spent on flight and hotel bookings, 3 InterMiles on every Rs 100 spent on other categories on weekends and 1 InterMile on every Rs. 100 spent on transactions like Insurance and Utilities. Given below are some key features of this IndusInd Intermiles Voyage Visa credit card.

  • 2000 Bonus Intermiles with a discount voucher worth Rs 750 on flights and Rs 1500 on hotel bookings.
  • Buy 1 Get 1 offer on movie ticket bookings on BookMyShow.
  • Complimentary Golf rounds across select golf courses in India.
  • Personal Air Accident cover worth Rs 25 lakhs.
  • 24×7 concierge service.

IndusInd Bank Indulge Credit Card

This is a super premium Visa credit card offered by IndusInd Bank for high-end customers. The 22K pure gold inlay design is one of the most exciting features of this credit card. There is no preset credit limit provided on this credit card by the bank. The card comes with two membership plans: either you pay a membership fee of Rs 2,00,000, whereby you are not charged with a yearly fee, or you pay a membership fee of Rs 1,00,000 and get charged with a yearly fee of Rs 10,000.  You earn 1.5 reward points for every Rs. 100 spent on purchases using this credit card. In addition to this, you get multiple redemption options to redeem your reward points. Some key features of this IndusInd credit card are provided below.

  • 5 reward points on every Rs. 100 spent on every transaction.
  • 6 Complimentary Domestic Lounge access every calendar quarter.
  • Buy 1 Get 1 offer on movie tickets on BookMyShow.

IndusInd Bank Credit Card Reward Points

With all the IndusInd Credit Cards, you get rewarded in the form of reward points/cashback/intermiles or other types of rewards. However, different cards may have different reward/cashback rates & benefits, and the rate can also vary for different categories. You can find detailed information about the reward rate of Top IndusInd credit Cards in the following table.

Card Reward Point
IndusInd Bank Indulge Credit Card 1.5 Reward Points for every Rs. 100 spent
IndusInd Bank Crest Credit Card 2.5 Reward Points on every Rs. 100 spent on international transactions 1 Reward Point on every 100 spent on domestic transactions
IndusInd Bank Pioneer Heritage Credit Card 2.5 Reward Points on every Rs 100 spent on international transactions 1 Reward Points on every Rs 100 spent on domestic transactions
IndusInd Bank Pinnacle Credit Card 2.5 reward points on every Rs 100 spent online and 1.5 reward points on every Rs 100 on online travel and flight bookings
IndusInd Bank Legend Credit Card 1 Reward Point for every Rs 100 spent on weekdays, 2 Reward Points for every Rs 100 on weekends
IndusInd Bank Duo Credit Card 1 Reward Points on every spend of Rs. 150
IndusInd InterMiles Voyage Visa Credit Card 4 InterMiles on every Rs 100 spent on flight and hotel bookings 2 InterMiles on every Rs 100 spent on other categories on weekdays
IndusInd Bank Platinum Select Credit Card 1 Reward Point on every spend of Rs. 150
IndusInd Bank Platinum Aura Credit Card 0.5 Saving points per Rs. 100 spent on all categories. 4 saving points per Rs. 100 spent on selected categories.

How to Apply for IndusInd Bank Credit Card Online?

You can simply apply for an IndusInd Bank credit card by clicking here, or you can apply for the credit card through phone banking by calling 1860 267 7777. Other than all these online methods, you can also apply offline by visiting the nearest IndusInd bank branch along with all the required documents and filling in the application form available there.

How to Track Your IndusInd Bank Credit Card Application?

Applicants for IndusInd Bank credit cards can keep track of their application by calling the bank’s helpline at 1860 267 7777. The Bank will send you an SMS with the results to the mobile number you provided on the application form once your application has been processed. You can also visit your nearest IndusInd branch and ask the bank officials about the status of your application.

How to Activate IndusInd Bank Credit Card?

Once you have received your IndusInd Bank Credit Card, the first thing to do is to activate it before using it for purchases. The activation of IndusInd Credit Cards can be done using the below-mentioned online as well as offline methods:

  • Activate your IndusInd Bank Credit Card using the IndusMobile app. Log in to the app, and after visiting the Credit Cards section, find the option of credit card PIN generation under the ‘Credit Card Service Request’ tab.
  • You can also do the same by logging in to your IndusInd internet banking account. After logging in, you can easily find an option to Set a PIN under the Credit Cards section.
  • Another way to activate IndusInd Bank Credit Card is by contacting IndusInd Bank customer care. Just call them and ask the bank executives to help you with the activation.
  • If you are unable to activate your credit card using the above methods, you can visit the nearest IndusInd branch and request the bank officials to assist you with your credit card activation.

IndusInd Bank Credit Cards With No Annual Fee

There are a lot of IndusInd Credit Cards that have a zero annual fee but charge a high annual fee, like the IndusInd Pinnacle World Credit Card, IndusInd bank Iconia AmEx Credit Card, etc. However, some of the cards have a meager joining fee and no annual fee thereafter. Following is the list of the most affordable IndusInd Credit Cards:

IndusInd Bank Platinum Aura Edge Credit Card

The IndusInd Platinum Aura Credit Card is a lifetime-free credit card. This card earns you up to 4 Saving Points for every Rs. 100 spent & you get an opportunity to choose a reward plan according to your spend behavior. Moreover, with exclusive welcome and travel benefits, the Platinum Aura Credit Card can be considered another great entry-level card offering by the bank.

IndusInd Bank Credit Cards For Travel

The following are some of the finest IndusInd Credit Cards for individuals who love traveling:

IndusInd Pioneer Heritage Metal Credit Card

As the most premium offering, the Pioneer Heritage Metal credit card comes with compelling benefits over distinct categories. Speaking of its travel benefits, you get unlimited access to domestic and international airport lounges with this card. Hence, you can make your travel experiences even more luxurious as many times as you like.

IndusInd Celesta Credit Card

The IndusInd Celesta Credit Card is a great choice for individuals who travel frequently within the country as it offers unlimited complimentary access to domestic airport lounges. However, you don’t get complimentary international lounge access with this card.

IndusInd Crest Credit Card

The Crest Credit Card is another super-premium card offered by the bank, which comes with great features and benefits. It offers two complimentary access to domestic and two international airport lounges every quarter, complimentary LoungeKey membership, and several other exciting privileges in the travel category.

Bottom Line

IndusInd Bank offers a wide range of credit cards that cater to the needs of a diverse group of individuals. Whether you are looking for a card with luxurious benefits and are willing to pay a hefty fee for it or a lifetime free credit card like the Legend Card and Platinum RuPay Credit Card, which can also be linked to your UPI application, the bank has got you covered. It’s always advisable to assess your own needs and compare multiple cards before applying for the one that best suits you.

Quick Links

FAQs:

You get international lounge access with only 4 IndusInd Bank credit cards such as IndusInd Bank Indulge credit card, IndusInd Bank Pioneer Heritage credit card, IndusInd Bank Crest credit card, and IndusInd Pinnacle credit card.
IndusInd Bank Pioneer Legacy credit card charges the lowest rate of interest of 1.79% per annum.
No, there is no spend-based waiver on any of the above-mentioned cards except IndusInd Bank Indulge credit card, IndusInd Crest credit card and IndusInd Pioneer Heritage credit card.
Yes, you can get a interest free grace period of 50 days on IndusInd Bank credit card
A cash processing fee of Rs 100 on credit card bill payment is charged.
You can reach out at the following mentioned number with your card related queries at 1860 267 7777 (Available 24 x 7)

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