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The IndusInd Bank Platinum Aura Credit Card is a card with exceptional features that provides its customers with exclusive reward offers and other benefits on the basis of their choice. With this card, you can choose any of the reward plans as per your spends. The card rewards you in the form of Saving Points, and you can earn up to 4 saving points on every Rs. 100 you spend using this card.

To make your travel experiences better and secure, the card provides various travel insurance benefits. The cardholders can also avail of the 24*7 concierge and auto-assistance services. There are several other benefits of the IndusInd Bank Platinum Aura Edge Credit Card. To know all of them in detail, keep reading:

IndusInd-Bank-Platinum-Aura-Credit-Card---Feature
(4.1/5)

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping |

Reward Type

Reward Points

Welcome Benefits

Discount gift vouchers from Pantaloons, Bata, Raymond, Hush Puppies, and more.

Movie & Dining

N/A

Rewards Rate

0.5 Saving points per Rs. 100 spent on all categories. Up to 4 saving points per Rs. 100 spent on selected categories.

Reward Redemption

1 RP = Re. 0.5 for redemption against cash credit and 1 RP = 1 Intermile / 0.5 CV Point for redemption against Intermiles or CV Points.

Travel

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Golf

N/A

Insurance Benefits

You get insurance coverage against an air accident, lost/delayed baggage, lost passport/ticket and unauthorized transactions made on a lost/stolen card.

Spend-Based Waiver

NA

Rewards Redemption Fee

Rs. 100

Rewards Redemption Fee

Rs. 100

Foreign Currency Markup

3.5% of the foreign currency amount transacted

Interest Rates

3.95% per month

Fuel Surcharge

1% fuel surcharge waiver for all transactions between Rs. 400 and Rs. 4,000

Cash Advance Charges

2.5% or Rs. 300 (whichever is higher)

  • You get the flexibility to choose your reward plan.
  • You can earn up to 4 Saving Points on every Rs. 100 you spend.
  • Travel insurance against several categories.
  • Personal air-accident coverage.
  • You get a 1% fuel surcharge waiver.
  • 24*7 concierge services.

Pros

  • This is a lifetime free credit card.
  • The reward rate offered by this card is good in all major categories.

Cons

  • No international or domestic lounge access is provided with this card.
  • There aren’t any movie or dining privileges provided with this card.

IndusInd Bank Platinum Aura Edge Credit Card Features & Benefits

Welcome Benefits:

  • As a welcome gift, you get discount gift vouchers from Pantaloons, Bata, Raymond, Hush Puppies, and more.
  • These gift vouchers are valid only for six months from the date of card issuance.

Fuel Surcharge Waiver:

You get a 1% fuel surcharge waiver at all fuel stations for all transactions between Rs. 400 & Rs. 4,000.

Insurance Benefits

Category Insurance Coverage
Lost Baggage Rs. 1,00,000
Delayed Baggage Rs 25,000
Loss of Passport Rs 50,000
Lost Ticket Rs 25,000

IndusInd Bank Platinum Aura Credit Card Rewards:

The IndusInd Bank Platinum Aura Edge Credit Card comes with different reward plan options, and you can choose either of them. The plans are as follows:

Platinum Aura Shop Plan

Category Saving Points Per Spend of Rs. 100
Departmental Stores 4 Saving Points
Books 1.5 Saving Points
Restaurant Bills 1.5 Saving Points
Consumer Durables or Electronic Items 2 Saving Points
Other spends 0.5 Saving Points

Platinum Aura Home Plan

Category Saving Points Per Spend of Rs. 100
Groceries 1.4 Saving Points
Electricity/cell phone bills 1.4 Saving Points
Insurance premium 1.4 Saving Points
Medical spends 1.4 Saving Points
Other spends 0.5 Saving Points

Platinum Aura Travel Plan

Category Saving Points Per Spend of Rs. 100
Hotel Spends 4 Saving Points
Spends on Airline Tickets 2.5 Saving Points
Rail Tickets 1.5 Saving Points
Other Spends 0.5 Saving Points

Platinum Aura Party Plan

Category Saving Points Per Spend of Rs. 100
Restaurant Bills 4 Saving Points
Departmental Stores 2 Saving Points
Movie Tickets 1.5 Saving Points
Other Spends 0.5 Saving Points

No reward points shall be accrued on Utility Bill Payments, Insurance Premium Payments, Rental Payments, Education Institution Fees, Real Estate Payments and Government Services and charges.

IndusInd Bank Platinum Aura Edge Credit Card Rewards Redemption

  • The saving points you earn can be redeemed by calling the IndusInd bank’s phone banking number, i.e. 1860 267 7777.
  • For redemption against cash credit, 1 SP = Re. 0.40.
  • For redemption against InterMiles, 1 SP = 1 InterMile.
  • For redemption against Club Vistara points, 1 SP = 0.5 Club Vistara points.
  • A minimum of 500 Savings Points are required for redemption.
  • The saving points can also be redeemed against various products and vouchers at Indusmoments.

Eligibility for IndusInd Bank Platinum Aura Edge Credit Card

You would need to fulfil the following conditions to be eligible for IndusInd Bank Platinum Aura Edge Credit Card.

  • Must be a resident of India,
  • Must be above the age of 18,
  • Must have a decent credit score,
  • Must have a stable source of monthly income.

How to Apply for IndusInd Bank Platinum Aura Edge Credit Card?

You can easily look at the detailed features and rewards of the Platinum Aura Edge Credit Card with Card Insider. To further apply for the IndusInd Bank Platinum Aura Credit Card, you need to either call 1860 267 7777 or you can click on the Apply Now button.

IndusInd Bank Platinum Aura Edge Credit Card Review

The IndusInd Platinum Aura Edge Credit Card is an affordable credit card and will be great for anyone who is looking for a card that would allow them to save more. One of its most incredible features is it comes with different Reward plans, and hence, you can choose to earn more, saving points on the categories where you spend more. Moreover, with a one-time joining fee, this card provides exclusive advantages across various categories, including travel, on-road assistance, concierge benefits, etc. This card is also most suitable for those who are looking for a lifetime free credit card. So, understand your spending habits and go with this card without having any further doubts.

FAQs:

  • If you choose the Platinum Aura Shop Plan, you get 4 Saving Points per Rs. 100 spent on departmental stores.
  • If you choose Platinum Aura Party Plan, you get 2 Saving Points per Rs. 100 spent on departmental stores.
  • On choosing any other plan, you get 0.5 saving Points per Rs. 100 spent on departmental stores.
The interest rate on the IndusInd Bank Platinum Aura Credit Card is 3.83% per month.
Yes, the IndusInd Bank charges a reward redemption fee of Rs. 100 on every redemption request.
To avail of the 24*7 on-road assistance service, you just need to give the bank a call on 1860 267 7777.
There is no annual/renewal fee on the IndusInd bank Platinum Aura Credit Card.
IndusInd-Bank-Platinum-Aura-Credit-Card---Feature

IndusInd Bank Platinum Aura Edge Credit Card

(4.1/5)

1 Comment

  1. Abhay Rathore Reply

    found this card interesting could you please tell me what is the income required for this credit card? because I earn 7 lakhs per annum so I wanted to know that am i eligible for this card or not.

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