By Shubham Sharma
Updated On October 1, 2021

Missing your credit card payments can affect your credit score negatively. Therefore, it is important to make your credit card payment consistently. You can make your credit card payment conveniently and hassle-free. Bank of Baroda provides you with a variety of online and offline bill payment options. Read below to know more about ways through which you make your Bank of Baroda credit card bill payment

Bank of Baroda Credit Card Bill Payment

How to Make your Bank of Baroda Credit Card Bill Payments Online?

Bank of Baroda customers can opt for these payment methods to make their outstanding bill payments on their credit cards.

NetBanking

Through net banking with Bank of Baroda, you can simply pay your outstanding credit card bill from your saving or current account at ease.

Step 1: Visit the Bank of Baroda Insta Pay portal here
Step 2: Enter your credit card number and then the verification code.
Step 3: Click on Proceed and provide the required details
Step 4: Enter the payment amount, mobile number, and Email Id
Step 5: Select the bank to make to payment
Step 6: Information related to the completed transaction shall be communicated within 2 working days.

Payment through Self Service Portal

You can also make your Bank of Baroda credit card payment using the self-service portal using the following steps

Step 1: Get started by visiting the self-service portal here and choose the “click to pay” option.
Step 2: Enter your Bank of Baroda credit card number and verification code
Step 3: Verify the respective details provided
Step 4: Enter the payment amount, mobile number, and Email Id
Step 5: Select the bank to make to payment
Step 6: Information related to the completed transaction shall be communicated within 2 working days.

Payment through NEFT/IMPS/RTGS

Bank of Baroda customers can pay their outstanding balance via NEFT/IMPS/RTGS transaction. Firstly, the cardholders need to register themselves in order to avail this service.

Step 1: Log onto your respective bank Netbanking account.
Step 2: Select NEFT/IMPS/RTGS as the method of payment
Step 3: Enter your Bank of Baroda credit card details as a Payee account.
Step 4: Enter necessary details mentioned below

Payee Name  Customer Name 
Bank  Bank of Baroda 
IFSC Code  BARB0COLABA
Payee Account Number  16-digit number on your card 

Payment through Bill Desk

You can pay your outstanding credit card bills online even if you don’t have an account with Bank of Baroda through the Bill desk.

Step 1: Visit the Bank of Baroda billdesk portal here
Step 2: Log in using your credentials.
Step 3: Enter your credit card details such as credit card number, account number, email, and contact details required to make the payment.
Step 4: Enter the payment amount and click on submit.

Payment through Razorpay

Bank of Baroda cardholders can simply make their payments through the RazorPay app. Using RazorPay, you can make your bill payments through UPI (Unified Payment Interface), Debit card, or Netbanking. The customer can pay the total outstanding bill amount or the minimum due balance. The bank shall provide a personalized link that will be shared at end of every month at your registered mobile no or email.

Auto Debit

The Bank of Baroda credit card customers can use the auto-debit service to pay their outstanding due amount. Using this facility, the outstanding amount on your credit card bill gets auto-debited from your account on the due date. The cardholder can instruct the bank to deduct the total outstanding amount or the minimum due amount. The cardholder should fill an authorization form and submit it to the bank to avail of this service.

How to Make your Credit Card Bill Payment Offline?

Bank of Baroda customers can opt for these payment methods to make their outstanding bill payments offline by visiting the nearest Bank of Baroda branch or ATM on their credit card.

Cash Payment

You can also pay your outstanding balance by visiting your nearby Bank of Baroda branch and make payments in cash. You need to provide your 16-digit account number on the deposit slip. A processing fee of Rs 100 is charged on cash payments by the bank. Acknowledgment slip shall be received by the customer on making payment.

Cheque Payment

You can also make your bill payment via dropping a cheque at your nearby Bank of Baroda branch or ATM. Provide a 16-digit account number and a cheque should be made payable to the Bank of Baroda.

Bottomline

As a Bank of Baroda customer, you can opt for these aforementioned payment methods to pay your total outstanding amount or minimum amount due on your Bank of Baroda. You choose from the online or offline payment methods and both come with their own set of benefits. Another thing to remember is to always pay your due amount one time in order to avoid being charged with any late fees payment or interest charges.

FAQs:

The cardholder should download and fill an authorization form and submit it to the bank to avail of this service.

Customers are charged a processing fee of Rs 100 on bill payments made using cash at your nearby Bank of Baroda branch.

You can reach out with your queries related to your Bank of Baroda credit card at 1800 258 44 55 or 1800 102 44 55

The Bank of Baroda IFSC code is BARB0COLABA