Bank of Baroda Prime Credit Card

Bank of Baroda Prime Credit Card Rewards

• You get 4 Reward Points on every spend of Rs. 100.
• No reward points are earned on fuel transactions.

Reward Redemption

• The reward points you earn can be redeemed by logging into your internet banking account.
• You can redeem your earned points against several categories at a rate of 1 RP = Re. 0.25

Insurance Cover

With the Bank of Baroda Prime credit card, you get free personal insurance accident cover your losses and damages suffered.

Other Benefit

• 1% surcharge waiver on fuel transactions between Rs 400 and Rs 5000. You can get a maximum waiver of up to Rs 250 statement cycle.
• Zero membership fee is charged on this BoB Prime credit card.
• You can convert your purchase of more than Rs 2500 into an EMI transaction on this credit card
• You get a zero liability cover on fraudulent transactions report loss on this credit card.

How to Apply for a BoB Prime Credit Card?

Step 1: Visit the page www.bobfinancial.com/prime.jsp
Step 2: Select the Bank Of Baroda Prime credit card
Step 3: Click on “Apply Now”
Step 4: Fill the required application form
Step 5: Complete all the required formalities on the bank’s website

Conclusion

Bank of Baroda Prime credit card is an entry-level secured credit card best-suited for beginners who don’t have a credit history. You get a great reward rate of 4 reward points on every Rs 100 spent, which is equivalent to 1% cashback on all purchases. Being a lifetime free credit card with such a decent reward rate, it should definitely be considered by those who are new to the world of credit cards. What do you think about this BoB Prime credit card? Do let us know in the comments.