BOBCARD Credit Cards Reward Points

BOBCARD is a well-known credit card issuer with a diverse card portfolio. They offer credit cards that provide attractive rewards for shopping, travel, and dining. BOBCARD Credit Cards not only allow you to earn reward points on your purchases, but many of them can also be availed without any joining or annual charges. This article will cover all the details surrounding BOBCARD Credit Card Reward Points. It includes information about their expiration, earnings, rewards on UPI transactions, and more. Keep reading to learn more about the RPs earned with BOBCARD Cards.

Reward Points shall be earned on transactions of ₹100. No Reward Points shall be awarded for transactions of less than ₹100 with BOBCARD Credit Cards. It is worth mentioning that with the HPCL BOBCARD Energie Credit Card, Reward Points will be accrued/earned for transactions where the amount is ₹150 or higher, i.e., transactions below ₹150 will not earn any Reward Points.

BOBCARD Credit Card Reward Point Validity/Expiry

Reward Points earned with BOBCARD Credit Cards shall be valid for a period of two years. If they are not used/redeemed within this period, they shall lapse. This is valid for all BOBCARD Credit Cards except the Eterna Card, whose reward points never expire.

BOBCARD maintains the right to cancel or suspend any Reward Points earned on the Credit Card if the Card Account is in arrears, restructured, suspended, or defaulted, or if there is a reasonable suspicion of fraudulent activity on the account.

Reward Points Earning With Popular BOBCARD Credit Cards

BOBCARD Credit Cards offer 5X accelerated reward points on specific categories. The accelerated reward points are automatically posted to your account in the following statement cycle. Below are all the categories for which you can earn accelerated reward points on your BOBCARD Credit Card. Mentioned along with this is also the maximum cap of reward points that can be earned in a statement cycle.

Card	Categories for 5X Reward Points	Cap on Accelerated Reward Points Earning
Easy	Departmental Store (5311) and Movies (7832)	1,000
Select	Online Spends and Dining (5812)	1,000
Premier	Dining (5812), Travel (4722), and International Spends	2,000
Eterna	Ecom-Online Transaction, Dining – 5812, and Travel –  4722	5,000
Tiara	International, Dining – 5812 and Travel –  4722	5,000
ConQR	Online, Dining (5812) and Utilities (4812, 4899, 4900, and 6300)	1,000
BOBCARD IRCTC	Departmental Store 5311	1,000
SnapDeal BOBCARD	E-commerce, Grocery (5411) and Departmental Store (5311)	2,000 Reward Points
CMA One	Online Spends, Dining (5812 and 5814), and Utilities (4812, 4899, 4900, 6300)	1,000

Reward Points on UPI Spends With BOBCARD RuPay Credit Cards

With a BOBCARD Credit Card, you can only earn core Reward Points, which means no Reward Points shall be awarded at an accelerated rate. It is also important to know that a maximum of 500 reward points can be earned for UPI spending in a statement cycle. Read the table below to check the reward rate for UPI spending with your particular BOBCARD Credit Card.

Card Name	RPs on UPI Spends
Swavlamban and Snapdeal	4 RPs/₹100
Easy & Easy (FD Backed), Select & Select (FD Backed), Business Empower, Corporate, ConQR, CMA One, ICAI, ICSI Diamond, RRB & Nainital Bank, Varunah, Vikram	1 RP/₹100
HPCL	2 RPs/₹150
Premier & Premier (FD Backed), Prime, IRCTC, Rakshamah, Sentinel, Varunah Plus, Yoddha	2 RPs/₹100
Eterna, & Eterna (FD Backed), Tiara, Varunah Premium	3 RPs/₹100

Bottom Line

It is crucial to have a clear understanding of all the major features of a credit card before applying for it. Even after receiving the credit card, it is advisable to know which transactions are eligible for rewards and which are not. BOBCARD Credit Cards offer various rewards across multiple categories. While some categories may receive accelerated reward points, others, such as UPI transactions, may only receive core Reward Points. With this article, we hope to have answered any and all queries regarding BOBCARD Credit Card Reward Points.

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