Bank of Baroda Easy Credit Card

Bank of Baroda Easy Credit Card Rewards

• On this card, you earn 5X reward points on every Rs. 100 spent on selected merchant categories namely movies, groceries, and departmental stores.
• You can earn 5X reward points of up to 1000 in a month on selected merchant categories. After the capped limit exceeds, you will earn 1 reward point on further spending in that month.
• You earn 1 reward point on every Rs. 100 spent on other categories.
• You earn 0.5% cashback on the payment of the card bill.

Reward redemption:

• All your accumulated reward points can be redeemed against cash-backs and other exciting options.
• 1 reward point is equivalent to Re. 0.25%

Insurance benefits:

• It covers the accidental death of the primary cardholder.

Other benefits:

• On this card, you get the benefit of zero liability on the lost card. The cardholder has to notify the bank within 24 hours about the loss of the card or any other fraudulent transactions.
• You can easily convert your purchase worth more than Rs. 2,500 into easy EMIs of 6/12 months.

How to Apply?

You can easily apply only for this card by following simple steps:

Step 1: Keep all the required documents handy.
Step 2: Go to www.bobfinancial.com/ official website.
Step 3: Select Apply for Bank of Baroda Easy Credit Card. You’ll be redirected to an online application form.
Step 4: Fill the requisites of the form.

Conclusion

One can say that the Bank of Baroda Easy Credit Card is a decent card. Its joining fee is as low as Rs. 500, which is also reversible on spending Rs. 6000 within 60 days of issuance of the card. This card earns you 5 reward points on every Rs. 100 spent on movies, groceries, and departmental stores. You also earn 1 reward point on other categories other than selected merchant categories. On spending Rs. 35000 in a billing cycle, your renewal fee will be waived off. On the card bill payment, you earn a 0.5% cashback. This card entitles you to zero liability on the loss of the card. Once the capping limit of 5X reward points on selected merchant categories exceeds in a month, you start earning reward points on a regular earn rate in that month. Hence, this card is a good fit for retail shopping and anyone can afford it.